• Title/Summary/Keyword: Secure Card-Payment System

Search Result 27, Processing Time 0.023 seconds

A Comparative Study on the Settlement System of Electronic Trade (전자무역결제시스템에 관한 연구 -Bolero System과 TradeCard를 중심으로-)

  • Jeon, Soon-Hwan
    • The Journal of Information Technology
    • /
    • v.5 no.3
    • /
    • pp.197-214
    • /
    • 2002
  • Electronic Commerce has already existed for over 20 years. The Bolero project initially had the support of TEDIS, and now is jointly financed by SWIFT(Society for World International Financial Telecommunications) which handles most of the electronic funds transfer for banks, and the Through Transport Mutual Assurance Association(the TT Club), a mutual insurance association most of whose members are drawn from the Multimodal transport industry or transport intermediaries. Bolero's mission is to provide guaranteed and secure delivery, in electronic form, of trade documentation, globally, based on a binding legal environment and common procedures, Bolero will also provide a platform for provision of neutral cross-industry services. TradeCard is a payment and settlement system that is an alternative to letters of credit. That is, TradeCard is a business-to-business e-commerce infrastructure that enables buyers and sellers to conduct and settle international trade transactions securely over the Internet. Paperless, payment-guaranteed international trade transactions - which eliminate the traditional letters of credit with electronic certifications - are widely considered the most difficult B2B transactions to conduct.

  • PDF

A Study on Vulnerability Analysis and Countermeasure in Barcode Payment System (바코드 지불 결제 시스템 취약점 분석 및 대응방안 연구)

  • Lee, Jae Sik;Lee, Sang Hun;Jun, Moon Seog
    • Journal of Korea Society of Digital Industry and Information Management
    • /
    • v.8 no.3
    • /
    • pp.65-74
    • /
    • 2012
  • A barcode is a representative means of cognition. It is either printed on the package of a product or attached to it as a sticker. It is used for the fast cognition of a product at a store. It is considerably cheap to make a barcode. Also, it is possible to read it fast by using a barcode reader. Because of such convenience provided by the barcode, a new system using the barcode as a means of settling payments like a currency or a credit card has been developed. However, due to its characteristics, it is easy to reduplicate, forge or falsify a barcode easily. Therefore, this study focuses on the case of applying the system using barcodes as a means of settling payments without providing solutions for the potential weaknesses. Also, this study suggests various points to consider regarding the creation of safe barcodes as one of the related measures, while providing various methods using additional means of certification other than the one of using barcodes in addition to the way of applying complexity with barcode numbers. Throughout this study, it will be possible to safely establish and operate the payment-settlement system using barcodes.

Necessity of underground economy legalization & domestic mobile payment market development (지하경제 양성화의 필요성과 국내 모바일 전자결제시장의 발전)

  • Choi, Jeong-Il
    • Journal of Digital Convergence
    • /
    • v.13 no.9
    • /
    • pp.89-98
    • /
    • 2015
  • To celebrate the convergence era, Park Geun-Hye government has adhered to the principle sets out to secure revenue no tax increase due to the underground economy legalization, etc. Recently due to the tax deduction policies such as cash receipts and credit card is like getting better transparency on income. However, focusing on the self-employed Evaded income scale is increasing steadily. For the underground economy legalization, it has the plan to increase the transparency of the capital market due to the strengthening of the cash receipt system and the mobile payment market. The purpose of this study is that it hopes the domestic mobile payment market is expanding for the underground economy legalization. To this end, domestic financial companies are hoping to develop a variety of additional services. And the mobile payments market is hoping to gain the trust our customers due to safety and security, etc. As a result the underground economy is expected to disappear naturally.

An Effective Protection Mechanism for SSL Man-in-the-Middle Proxy Attacks (SSL MITM 프록시 공격에 대한 효과적 방어방법)

  • Lim, Cha-Sung;Lee, Woo-Key;Jo, Tae-Chang
    • Journal of KIISE:Computing Practices and Letters
    • /
    • v.16 no.6
    • /
    • pp.693-697
    • /
    • 2010
  • In current e-commerce system, it happens that client's confidential information such as credit card numbers, pin numbers, or digital certificate may pass through a web proxy server or an altered proxy server without client's awareness. Even though the confidential information is encrypted and sent through SSL(Secure Sockets Layer) or TLS(Transport Layer Security) protocol, it can be exposed to the risk of sniffing by the digital certificate forgery at the proxy server, which is called the SSL MITM(Man-In-The-Middle) Proxy attack. In this paper, current credit card web-payment systems, which is weak at proxy information alternation attack, are analyzed. A resolution with certificate proxy server is also proposed to prevent the MITM attack.

Off-Line Electronic Payment Scheme using Smart Cards (스마트 카드를 사용한 오프 -라인 전자 지불 기법)

  • Kim, Jeong-Eun;Lee, Hyeong-U;Kim, Tae
    • Journal of KIISE:Computer Systems and Theory
    • /
    • v.26 no.11
    • /
    • pp.1363-1372
    • /
    • 1999
  • 에이전트 기반 이동 컴퓨팅 환경에서 전자 상거래를 구현하기 위해 가장 필요로 하는 것은 안전한 지불 구조를 제공하는 것이다. 본 연구에서는 불확정 전송 기법 1,2 을 사용한 비대화형 엔티티 인증 기법과 Horster 기법 4,5 을 기반으로 메시지 복원 기능을 제공하는 공정 은닉 서명 기법을 제시한다. 또한 이를 직접 Brands가 제시한 오프-라인 전자 지불 시스템 3,6 에 접목한다. 인증 단계가 비대화형으로 수행되므로 이동 엔티티 인증에 효율적이고, 메시지 복원 기능을 갖고 공개 검증 기능을 제공하는 은닉 서명을 적용하기 때문에 카운터 방식을 사용한 스마트 카드 기반 전자 지불 시스템 6 에 효과적으로 적용할 수 있었다. 전자 화폐에 대해서 신뢰 센터에 의한 공정성 검토 기능을 추가로 제공하므로 전자 지불 시스템의 신뢰성을 향상시킬 수 있다.Abstract The primary requirements for realizing the electronic commerce in agent based mobile computing environments are to implement the compatible secure payment framework. In this paper, we propose both the non-interactive entity authentication scheme that is combined with oblivious transfer protocol 1,2 and the message recovery fair blind signature based on Horster scheme 4,5 . And these techniques are directly applied to the Brand's off-line electronic payment system 3,6 . As the authentication processes are done by non-interactive manner, we can also get efficiency for mobile entity authentication. Additionally, as the used signature scheme provides a message recovery function with publicly verifiable properties, it is efficiently applicable to a counter based off-line electronic payment scheme 6 based on the additional device like smart card. Therefore, we can enhance the reliability of proposed electronic payment system based on the publicly verifiable fairness in its electronic cash by a trusted judge.

A Credit Card based Secure Micro-Payment Protocol Design (신용카드기반의 안전한 소액 지불 프로토콜 설계)

  • 김석매;이현주;이충세
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
    • /
    • 2003.10a
    • /
    • pp.215-218
    • /
    • 2003
  • In this paper, we propose a protocol both allow a End-to-End security between user and service provider and independent in mobile Internet platform in AIP. In particular, our proposed protocol generates a session key using Weil pairing by ID-based public key system. We analysis a security and efficient of protocol when on-line certification authority participates in authentication process.

  • PDF

A Design of Protocol Based on Smartcard for Financial Information to Protect in E-payment System (온라인 소액결제 시스템에서 금융정보 보호를 위한 스마트카드 기반의 프로토콜 설계)

  • Lee, Kwang-Hyoung;Park, Jeong-Hyo
    • Journal of the Korea Academia-Industrial cooperation Society
    • /
    • v.14 no.11
    • /
    • pp.5872-5878
    • /
    • 2013
  • This study provides two channel structure and two factor authentication. First, a purchasing request by Internet and then user certification and a settlement approval process by mobile communication. Second, it support that proposal protocol utilize a partial factor value of stored in users smartcard, smart phone and password of certificate. Third, storage stability is improved because certificate store in smartcard. Finally, proposal protocol satisfy confidentiality, integrity, authentication, and non- repudiation on required E-commerce guideline. In comparative analysis, Efficiency of the proposal protocol with the existing system was not significantly different. But, In terms of safety for a variety of threats to prove more secure than the existing system was confirmed.