• Title/Summary/Keyword: Score distribution

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Influence of Credit on the Income of Households Borrowing from Banks: Evidence from Vietnam Bank for Agriculture and Rural Development, Kien Giang Province

  • Quang Vang, DANG;Viet Thanh Truc, TRAN;Hieu, PHAM;Van Nam, MAI;Quoc Duy, VUONG
    • The Journal of Asian Finance, Economics and Business
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    • v.10 no.2
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    • pp.257-265
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    • 2023
  • This paper investigates the determinants of credit accessibility and the effect of credit on the income of farm households borrowing from Vietnam Bank for Agriculture and Rural Development, Giong Rieng District Branch, Kien Giang Province. Based on the primary data of 200 farming households who are the customer of the bank, the study applied the Probit regression model to examine determinant factors of credit accessibility of farm households and employed the Propensity score matching method to investigate the impact of credit on households' income. The findings of the Probit regression shown that three independent variables that significantly influence the access to credit of households are household size, income source, and farm size. Besides that, the Propensity score matching method results showed a difference of 23.799 million VND/year between the income of borrowing households and that of non-borrowing households at the significance level of 1%. The difference in the imcome from the interval and central matching methods are VND 24.700 million VND/year and VND 24.633 million VND/year, respectively. Given empirical findings suggetsted that several recommendations to increase the credit accessibility of farm households, thereby creating favorable conditions for improving their income.

The Seoul Neuropsychological Screening Battery (SNSB) for Comprehensive Neuropsychological Assessment

  • Hui Jin Ryu;Dong Won Yang
    • Dementia and Neurocognitive Disorders
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    • v.22 no.1
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    • pp.1-15
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    • 2023
  • The Seoul Neuropsychological Screening Battery (SNSB) is known as a representative comprehensive neuropsychological evaluation tool in Korea since its first standardization in 2003. It was the main neuropsychological evaluation tool in the Clinical Research Center for Dementia of South Korea, a large-scale multi-center cohort study in Korea that was started in 2005. Since then, it has been widely used by dementia clinicians, and further solidified its status as a representative dementia evaluation tool in Korea. Many research results related to the SNSB have been used as a basis for the diagnosis and evaluation of patients in various clinical settings, especially, in many areas of cognitive assessment, including dementia evaluation. The SNSB version that was updated in 2012 provides psychometrically improved norms and indicators through a model-based standardization procedure based on a theoretical probability distribution in the norm's development. By providing a score for each cognitive domain, it is easier to compare cognitive abilities between domains and to identify changes in cognitive domain functions over time. Through the development of the SNSB-Core, a short form composed of core tests, which also give a composite score was provided. The SNSB is a useful test battery that provides key information on the evaluation of early cognitive decline, analysis of cognitive decline patterns, judging the severity of dementia, and differential diagnosis of dementia. This review will provide a broad understanding of the SNSB by describing the test composition, contents of individual subtests, characteristics of standardization, analysis of the changed standard score, and related studies.

Evaluation of Whole Effluent Toxicity (WET) Proficiency Testing for Water Quality Measurement Agencies in Korea (국내 수질측정대행업에 대한 생태독성 숙련도시험 평가)

  • Park, Woo Sang;Kim, Sang Hun
    • Journal of Korean Society on Water Environment
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    • v.29 no.4
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    • pp.568-573
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    • 2013
  • In this study, we conducted whole effluent toxicity (WET) proficiency testing based on the results which $EC_{50}$ value of 3 types (A, B, C) unknown samples calculated from 32 water quality measurement agencies in Korea. WET proficiency testing was expected to their improve of analysis skill and ensure reliability of analysis results. Ultimately, it is intended to promote the reliable enforcement of WET. WET proficiency testing was evaluated using the z-score, robust z-score and the results showed that 30 participating agencies were "compliance". In addition, $EC_{50}$ values of "unknown sample A" were the normal distribution. Therefore, "unknown sample A" was considered as the most suitable standard toxicity substance.

Efficient 1:N Fingerprint Matching Algorithm using Matching Score Distribution (매칭 점수 분포를 이용한 효율적인 1:N 지문 매칭 알고리듬)

  • Kim, Kyoung-Min;Park, Joong-Jo;Lee, Buhm;Go, Young-Jin;Jung, Soon-Won
    • Journal of Institute of Control, Robotics and Systems
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    • v.18 no.3
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    • pp.208-217
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    • 2012
  • This paper presents two adaptive fingerprint matching methods. First, we experiment an adaptive threshold selection of 1:N matching system in order to raise the reliability of the matching score. Second, we propose a adaptive threshold selection using fitting algorithm for high speed matching. The experiment was conducted on the NITZEN database, which has 5247 samples. Consequently, this paper shows that our suggested method can perform 1.88 times faster matching speed than the bidirectional matching speed. And, we prove that FRR of our suggested method decreases 1.43 % than that of the unidirectional matching.

A Method on Associated Document Recommendation with Word Correlation Weights (단어 연관성 가중치를 적용한 연관 문서 추천 방법)

  • Kim, Seonmi;Na, InSeop;Shin, Juhyun
    • Journal of Korea Multimedia Society
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    • v.22 no.2
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    • pp.250-259
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    • 2019
  • Big data processing technology and artificial intelligence (AI) are increasingly attracting attention. Natural language processing is an important research area of artificial intelligence. In this paper, we use Korean news articles to extract topic distributions in documents and word distribution vectors in topics through LDA-based Topic Modeling. Then, we use Word2vec to vector words, and generate a weight matrix to derive the relevance SCORE considering the semantic relationship between the words. We propose a way to recommend documents in order of high score.

BERT-Based Logits Ensemble Model for Gender Bias and Hate Speech Detection

  • Sanggeon Yun;Seungshik Kang;Hyeokman Kim
    • Journal of Information Processing Systems
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    • v.19 no.5
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    • pp.641-651
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    • 2023
  • Malicious hate speech and gender bias comments are common in online communities, causing social problems in our society. Gender bias and hate speech detection has been investigated. However, it is difficult because there are diverse ways to express them in words. To solve this problem, we attempted to detect malicious comments in a Korean hate speech dataset constructed in 2020. We explored bidirectional encoder representations from transformers (BERT)-based deep learning models utilizing hyperparameter tuning, data sampling, and logits ensembles with a label distribution. We evaluated our model in Kaggle competitions for gender bias, general bias, and hate speech detection. For gender bias detection, an F1-score of 0.7711 was achieved using an ensemble of the Soongsil-BERT and KcELECTRA models. The general bias task included the gender bias task, and the ensemble model achieved the best F1-score of 0.7166.

Development of a habitat suitability index for the habitat restoration of Pedicularis hallaisanensis Hurusawa

  • Rae-Ha, Jang;Sunryoung, Kim;Jin-Woo, Jung;Jae-Hwa, Tho;Seokwan, Cheong;Young-Jun, Yoon
    • Journal of Ecology and Environment
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    • v.46 no.4
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    • pp.316-323
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    • 2022
  • Background: We developed a habitat suitability index (HSI) model for Pedicularis hallaisanensis, a Grade II Endangered Species in South Korea. To determine the habitat variables, we conducted a literature review on P. hallaisanensis with a specific focus on the associated spatial factors, climate, topography, threats, and soil factors to derive five environmental factors that influence P. hallaisanensis habitats. The specific variables were defined based on the collected data and consultations with experts in the field, with the validity of each variable tested through field studies. Results: Mt. Seorak had a suitable habitat area of 2.48 km2 for sites with a score of 1 (0.62% of total area) and 0.01 km2 for sites with a score of 0.9. Mt. Bangtae had a suitable habitat area of 0.03 km2 for sites with a score of 1 (0.02% of total area) and 0 km2 for sites with a score of 0.9. Mt. Gaya showed 0.13 km2 of suitable habitat for sites with a score of 1 (0.17% of total area) and 0 km2 for sites with a score of 0.9. Lastly, Mt. Halla showed 3.12 km2 of suitable habitat related to sites with a score of 1 (2.04% of total area) and 4.08 km2 of sites with a score of 0.9 (2.66% of total area). Mt. Halla accounts for 73.1% of the total core habitat area. Considering the climatic, soil, and forest conditions together with standardized collection sites, our results indicate that Mt. Halla should be viewed as a core habitat of P. hallaisanensis. Conclusions: The findings in this study provide useful data for the identification of core habitat areas and potential alternative habitats to prevent the extinction of the endangered species, P. hallaisanensis. Furthermore, the developed HSI model allows for the prediction of suitable habitats based on the ecological niche of a given species to identify its unique distribution and causal factors.

Preliminary Report of Three-Dimensional Reconstructive Intraoperative C-Arm in Percutaneous Vertebroplasty

  • Shin, Jae-Hyuk;Jeong, Je-Hoon
    • Journal of Korean Neurosurgical Society
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    • v.51 no.2
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    • pp.120-123
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    • 2012
  • Objective : Percutaneous vertebroplasty (PVP) is usually carried out under three-dimensional (2D) fluoroscopic guidance. However, operative complications or bone cement distribution might be difficult to assess on the basis of only 2D radiographic projection images. We evaluated the feasibility of performing an intraoperative and postoperative examination in patients undergoing PVP by using three-dimensional (3D) reconstructive C-arm. Methods : Standard PVP procedures were performed on 14 consecutive patients by using a Siremobil Iso-$C^{3D}$ and a multidetector computed tomography machine. Post-processing of acquired volumetric datasets included multiplanar reconstruction (MPR) and surface shaded display (SSD). We analyzed intraoperative and immediate postoperative evaluation of the needle trajectory and bone cement distribution. Results : The male : female ratio was 2 : 12; mean age of patients, 70 (range, 77-54) years; and mean T score, -3.4. The mean operation time was 52.14 min, but the time required to perform and post-process the rotational acquisitions was 7.76 min. The detection of bone cement distribution and leakage after PVP by using MPR and SSD was possible in all patients. However, detection of the safe trajectory for needle insertion was not possible. Conclusion : 3D rotational image acquisition can enable intra- or post-procedural assessment of vertebroplasty procedures for the detection of bone cement distribution and leakage. However, it is difficult to assess the safe trajectory for needle insertion.

Gap: A Study on the Influence of New Measurement Method on Consumers' Decision Making

  • Yang, Hoe-Chang;Cho, Hee-Young;Kim, Young-Ei
    • Journal of Distribution Science
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    • v.15 no.1
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    • pp.51-56
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    • 2017
  • Purpose - The study verified the effects of consumers' knowledge perception upon word-of-mouth intention and purchase intention of consumers who were exposed to a lot of information, and examined consumer's behavior from multi-dimensional points of view. Research design, data, and methodology - The study conducted the test of difference between consumer's cognition on importance and satisfaction of HMR product by gap of HMR (Home Meal Replacement) product for IPA analysis. The consumer's reliability and words-of-mouth were measured by the questionnaire method with 4 questions according to Likert 7-point scale. Conversion into z-score removed the difference of variables. Results - The causal relation model for importance, satisfaction and gap, not relying upon multi-dimensional scaling and others, could construct causal relation model to give implications. Difference (d) of the products could lessen consumer's reliability to increase consumer's knowledge perception, word-of-mouth intention, knowledge perception, and purchase intention. Therefore, enterprises should make an effort to lessen consumers' complaint for the products and to elevate consumers' reliability. Enterprises also try to give consumers exact information and to promote purchase intention. Conclusions - Difference (d) of consumers' complaint and/or disappointment decreased consumers' reliability to increase knowledge perception. Enterprises should supply consumers with products according to their requirements to minimize the gap and to give them proper information.

Modified Kolmogorov-Smirnov Statistic for Credit Evaluation (신용평가를 위한 Kolmogorov-Smirnov 수정통계량)

  • Hong, C.S.;Bang, G.
    • The Korean Journal of Applied Statistics
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    • v.21 no.6
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    • pp.1065-1075
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    • 2008
  • For the model validation of credit rating models, Kolmogorov-Smirnov(K-S) statistic has been widely used as a testing method of discriminatory power from the probabilities of default for default and non-default. For the credit rating works, K-S statistics are to test two identical distribution functions which are partitioned from a distribution. In this paper under the assumption that the distribution is known, modified K-S statistic which is formulated by using known distributions is proposed and compared K-S statistic.