• 한국농촌생활과학회지
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• 제8권1호
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• pp.45-55
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• 1997

This study aims to analyse the demand of people living in Songnam city for social education. The results of this study were intended to serve as basic material for the social education institution to work out policies for its development. Data, which reached a total of 435, were collected from parents of students, bank clerks, factory workers, and distribution workers, who were living in Choongwon, Sujeong, or Boondang ward of songnam City. The findings of the study were as follows. 1. About 85.7% of the respondents were applying for a social education program : However, given that 63.2% of the positive respondents presented conditional answers, adequate programs to meet their demand should be developed for turning it into effective demand. 2. Specialized vocational training Programs. family life Programs, health and hygienic education program, foreign language learning programs and hobby and leisure programs turned out to be favored. 3. Respondents showed a preference for active participation in the process of education including experiment and field work over remaining passive listeners to a lecture. As to the period of education, 1 to 2 months were most favored; two classes of about 2 hours per week, met on weekdays, were strongly recommended.

• 한국안전학회지
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• 제33권5호
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• pp.127-133
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• 2018

The Saemangeum master plan includes dredging and waterproofing materials, construction projects that can change the hydraulic characteristics of the Saemangeum and Mangyeong and Dongjin River basins. In this study, the river safety of 2030 when the Saemangeum master plan was completed for 100 year frequency, 500 year frequency and 100 year frequency applied RCP 8.5 scenario was examined using Delft3D. As a result of the analysis, it was confirmed that there was no overflowing point at the 100 year frequency, but the difference between the flood level and the river bank elevation was relatively small at the curved and river joint part. At the 100-year frequency with the 500-year frequency and the RCP 8.5 scenario, the possibility of overflowing at several locations was confirmed. The possibility of river bed loss due to fast velocity appears in the upstream part of Mankyung River and it is necessary to monitor the safety of hydraulic structures continuously. In addition, it is expected that the expansion of the area showing the characteristics of the lake due to dredging will affect the sediment mechanism and water quality, so detailed and diverse studies will be needed.

• 농촌의학ㆍ지역보건
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• 제21권1호
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• pp.13-20
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• 1996

Paederus dermatitis caused by the contact of staphylinid beetles(Paederus fuscipes) body fluid(pederin) is characterized by linear erythematous vesicopustular lesions. An outbreak of dermatitis occurred at apartments located at the river side after rainy season in summer 1994. Authors surveyed 189 cases(94 males and 95 females) from 103 households reported at the apartment office in Kimcheon on September 1994. The results are as follows; 1. The causative agent of skin diseases was identified as Paederus fuscipes. 2. The attack rate of paederus dermatitis was 52.6% by households, and the residents in the middle floors of the apartments were attacked more frequently than those in other floors. All ages were affected. 3. The skin lesions developed by paederus were distributed on face(38.2%), neck(18.5%), shoulder and trunk(11.0%), arm and leg(10.3%), and back(6.6%). In 21 cases(15.4%), skin lesions were developed in multiple sites. 4. The apartments attacked by paederus was located near the sand and damp soil along the bank of the river. The fodder cultivating farm was located near the upper reaches of river, and a rice field and grape garden in the backyard of the apartment.

• 원예과학기술지
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• 제30권5호
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• pp.613-616
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• 2012

The new Cymbidium variety 'Pink Glory' (Palace Court 'Jacky' ${\times}$ Lucky Rainbow 'Saint Rapine') was developed at the National Institute of Horticultural & Herbal Science, Rural Development Administration in 2006. A cross was made in 1995 between C. Palace Court 'Jacky' with a medium sized bright pink colored flowers, and C. Lucky Rainbow 'Saint Rapine' with pink colored flowers. In 1999, one line was selected based on the flower color, leaf shape, flower stalk, and vigorous growth. Evaluation and selection trials were conducted from 2000 to 2004. 'Pink Glory' has a light pink sepal (RHS, RPN66D), red lip (R52B) and a leaf length of 87.5 cm. The average number of flowers on each peduncle was 20.5 and the flower diameter was 8.6 cm. The general impression of petals and sepals showed some incurved and some spreading. 'Pink Glory' has a vigorous growth character and a rounded flower shape. It has an adequate peduncle height (66.5 cm) compared to leaf length (87.5 cm) and starts to bloom in late January under optimal cultural conditions.

• Asian-Australasian Journal of Animal Sciences
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• 제15권5호
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• pp.643-649
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• 2002

Availability of feeds and fodder and amount of their intake by large ruminants in eight different agro-ecological zones (AEZ) of Bangladesh were recorded over a year. Roughages such as straw, naturally grown green grass, water hyacinth, tree leaves, legumes and sugarcane tops were the major feedstuffs fed to the large ruminants. Amount of intake of these ingredients differed (p<0.01) across AEZ studied, but did not differ across seasons or farmers' categories (p>0.05) except for green grasses (p<0.01). Byproduct concentrates offered to animals in the studied areas were rice bran, wheat bran and different oil cakes. The amount of intake of concentrates by the animals also differed (p<0.01) across AEZs, but did not differ across seasons or farmers' categories (p>0.05), except for rice bran and wheat bran which differed between season and farm category, and season respectively (p<0.01). The large standard errors of mean indicate that there are wide variations in intake of roughages and concentrates across AEZ's, seasons and farmers' categories and even across days. This further indicates that the feeding practices of large ruminants are largely heterogeneous. In addition to feeding roughage and concentrates, the animals were allowed to graze for six hours a day. Grazing hours also differed (p<0.01) across AEZ, but not by farmers' categories or seasons.

• Asian Journal of Business Environment
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• 제10권3호
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• pp.13-22
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• 2020

Purpose: Vietnam's financial sector has grown substantially but microfinance institutions (MFIs) still face up many challenges in providing financial services to underserved customer segments, including small businesses, rural populations, and urban migrants. The recent worldwide explosion of fintech, including in Vietnam, promises to fill this gap. The purpose of this paper is to analyze fintech activities in microfinance sector and recommend for fintech adoption of MFIs in Vietnam. Research Design, Data and Methodology: The paper's data is mainly based on international organizations such as Asia Development Bank (ADB), Food and Agriculture Organization of the United Nations (FAO) and Vietnamese organizations such as Vietnam Microfinance Working Group. The authors suggest new directions for microfinance activities in Vietnam. Results: In recent years, the application of fintech in microfinance sector has brought many good results, such as improving the quality of products and services, easy access to many customer groups, and scaling up the operating model. Conclusion: MFIs in Vietnam have developed new products and services by applying fintech. The application of technology and digital solution has supported MFIs in Vietnam to gradually achieve targeted growth through expanding geographical inclusion/scale, enhancing product supply/provision, helping in-depth customer understanding as well as improving operational efficiency.

• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.517-525
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• 2021

The study investigates the behavior of Asian banks in response to the subprime mortgage crisis and examines how countries that have experimented with a mix of conventional and Islamic banking managed their balance sheet during that period. The study carries out an independent mean t-test comparing the difference of leverage of 464 conventional commercial Asian banks pre- and post-crisis from the largest twenty-five Asian economies based on GDP (2007). The analysis uses 10-year unbalanced panel data of conventional banks and employs the generalized least squares estimation using a dummy variable event window method to capture the response of Asian banks. The study finds evidence of a structural change in the capital structure of Asian commercial banks in response to the financial crisis. Findings suggest that conventional banks increased their capital position more in countries that have both Islamic and conventional banking than those countries without Islamic banking services. By having Islamic banking in their product portfolio, countries can exert market discipline on conventional banks. The study identifies a significant role of global macroeconomic shocks on banks liability structure decision-making. Evidence shows that this increase in capital positioning by banks was a permanent rather than a temporary response.

• East Asian Economic Review
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• 제26권4호
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• pp.279-304
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• 2022

This paper quantitatively analyzes the current status of North Korean consumer payment instruments through a questionnaire survey of 292 North Korean defectors. In the 2010s, it was found that the payment experience ratio of domestic currency cash and grain decreased, while the payment experience ratio of foreign currency cash increased. The use of foreign currency reached a stage where it was spread not only as a store of value but also as a medium of exchange. However, the most frequently used payment instrument by North Korean consumers was still domestic currency cash. By region, in inland urban areas both domestic currency cash and U.S. dollars are used and in the North Korea-China border region both domestic currency cash and Chinese yuan are used, while in inland rural areas dollarization does not occur because both domestic currency cash and grain are used. Meanwhile, despite the stable price trend during 2013-2019, the dollarization hysteresis effect is appearing, and both the purchasing power risk theory and the network externality theory are considered to have explanatory power for the cause. The results of this paper suggest that as dollarization is intensifying, it is expected that more costs such as shortages of commodities will be incurred than in the past if North Korea's de-dollarization policy is reimplemented. Also, in the case of domestic currency cards, which the North Korean authorities introduced in 2015 as part of a means of financial reform, this paper suggests that it may continue to be difficult for domestic currency cards to normalize official finance under the dollarization hysteresis.

• 한국환경생태학회지
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• 제22권3호
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• pp.230-240
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• 2008

이 연구의 주된 목적은 구례 농촌지역에 서식하는 1쌍의 너구리(Nyctereutes procyonoides koreensis) 행동권을 측정하고 이전 너구리 연구와 비교하는데 있다. 원격무선추적은 2개체의 너구리를 이용하여 2개월 간격(2000년 6, 8, 10, 12월)으로 2일씩 주기적으로 수행되었다. 모니터링 기간 동안, 무선추적은 주간과 야간에 걸쳐 보통 $1{\sim}3$시간 간격으로 실시되었다. 전체 $46{\sim}64$개의 무선추적 자료의 분석 결과는 95% 최소볼록다각형(MCP) 방법에서 1쌍의 너구리의 전체행동권 크기가 $0.41km^2$, 평균행동권 크기가 $0.32km^2$임을 보여주었다. 암컷과 수컷의 행동권은 상당 부분 중첩되었고(약 $70{\sim}95%$), 행동권 크기는 서로 유사한 양상을 나타내었다. 그러나 주간$(0.01km^2)$과 야간$(0.35km^2)$의 행동권 크기는 매우 큰 차이를 보였고, 여름$(0.56km^2)$에 가장 컸지만 겨울$(<0.01km^2)$에 가장 작았다. 추가적으로, 1쌍의 너구리는 1개의 핵심지역과 4개의 서로 다른 섭식지역들을 가지고 있었다. 결론적으로, 동일한 개체들을 이용하여 하루 동안 더 빈번한 추적 수와 더 긴 추적 간격을 이용한 이 너구리 행동권 자료는 하루 동안 덜 빈번한 추적 수와 더 짧은 추적 간격을 이용한 이전의 연구와 매우 유사한 결과를 보여 주었다.

• Mycobiology
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• 제45권3호
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• pp.160-171
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• 2017

Larvae of Bradysia agrestis, an insect vector that transports plant pathogens, were sampled from geographically isolated regions in Korea to identify their cutaneous fungal and bacterial flora. Sampled areas were chosen within the distribution range of B. agrestis; each site was more than 91 km apart to ensure geographical segregation. We isolated 76 microbial (fungi and bacteria) strains (site 1, 29; site 2, 29; site 3, 18 strains) that were identified on the basis of morphological differences. Species identification was molecularly confirmed by determination of universal fungal internal transcribed spacer and bacterial 16S rRNA gene sequences in comparison to sequences in the EzTaxon database and the NCBI GenBank database, and their phylogenetic relationships were determined. The fungal isolates belonged to 2 phyla, 5 classes, and 7 genera; bacterial species belonged to 23 genera and 32 species. Microbial diversity differed significantly among the geographical groups with respect to Margalef's richness (3.9, 3.6, and 4.5), Menhinick's index (2.65, 2.46, and 3.30), Simpson's index (0.06, 0.12, and 0.01), and Shannon's index (2.50, 2.17, and 2.58). Although the microbial genera distribution or diversity values clearly varied among geographical groups, common genera were identified in all groups, including the fungal genus Cladosporium, and the bacterial genera Bacillus and Rhodococcus. According to classic principles of co-evolutionary relationship, these genera might have a closer association with their host insect vector B. agrestis than other genera identified. Some cutaneous bacterial genera (e.g., Pseudomonas) displaying weak interdependency with insect vectors may be hazardous to agricultural environments via mechanical transmission via B. agrestis. This study provides comprehensive information regarding the cutaneous microflora of B. agrestis, which can help in the control of such pests for crop management.