• Title/Summary/Keyword: Risk possibility

Search Result 948, Processing Time 0.026 seconds

Why Do Mobile Device Users Take a Risky Behavior?: Focusing on Model of the Determinants of Risk Behavior (모바일 기기 사용자는 왜 정보보호에 위험한 행동을 하는가? : 위험행동 결정요인 모델을 중심으로)

  • Kim, Jongki;Kim, Jiyun
    • The Journal of Information Systems
    • /
    • v.28 no.2
    • /
    • pp.129-152
    • /
    • 2019
  • Purpose The purpose of this study is to empirically identify the risky behavior of mobile device users using the Internet of Things on a situational perspective. Design/methodology/approach This study made a design of the research model based on model of the determinants of risk behavior. Data were collected through a survey including hypothetical scenario. SmartPLS 2.0 was used for the structural model analysis and t-test was conducted to compare the between normal and situational behavior. Findings The results were as follows. First, the central roles of risk propriety and risk perception were verified empirically. Second, we identified the role of locus of control as a new factor of impact on risky behavior. Third, mobile risk propensity has been shown to increase risk perception. Fouth, it has been shown that risk perception does not directly affect risky behavior and reduce the relationship between mobile risk propensity and risk behavior. According to the empirical analysis result, Determinants of risk behavior for mobile users were identified based on a theoretical framework. And it raised the need to pay attention to the impact of locus of control on risk behavior in the IS security field. It provided direction to the approach to risky behavior of mobile device users. In addition, this study confirmed that there was a possibility of taking risky behavior in the actual decision-making.

A Study on Risk Selection Behavior of Japanese Households: Focusing on the relationship between income level and hyperbolic discount (日本家計のリスク選択行動に関する研究 - 所得水準と双曲性の関係を中心に -)

  • Yeom, Dong-ho
    • Analyses & Alternatives
    • /
    • v.4 no.1
    • /
    • pp.105-123
    • /
    • 2020
  • This study analyzes the risk selection behavior of Japanese households. The study approaches the view of 'the hyperbolic discount' which is used in behavioral economics based on the rise in mortgage lending by low-income households in the late 2000s. The study focuses on how households risk preferences vary by income levels. The study analyzes the relationship of attitude of household interest rate risk using Binomial Logistic and Heckman two-step estimation method assuming that there are only two types of Adjustable-Rate Mortgage and Fixed-Rate Mortgage. As a result of the empirical analysis, low-income households annual income tend to have a higher proportion of housing debt as same as higher interest rate risk preferences households in proportion to income growth and interest rate risk preferences. Those results indicate that there is possibility of a hyperbolic discount on low-income households in Japan, and support the hypothesis that low-income households are relatively higher household debt ratio because of high utility due to home purchase in the near future (short-term).

  • PDF

Simulation-Based Operational Risk Assessment (시뮬레이션 기법을 이용한 운영리스크 평가)

  • Hwang, Myung-Soo;Lee, Young-Jai
    • Journal of Information Technology Services
    • /
    • v.4 no.1
    • /
    • pp.129-139
    • /
    • 2005
  • This paper proposes a framework of Operational Risk-based Business Continuity System(ORBCS), and develops protection system for operational risk through operational risk assessment and loss distribution approach based on risk management guideline announced in the basel II. In order to find out financial operational risk, business processes of domestic bank are assorted by seven event factors and eight business activities so that we can construct the system. After we find out KRI(Key Risk Indicator) index, tasks and risks, we calculated risk possibility and expected cost by analyzing quantitative data, questionnaire and qualitative approach for AHP model from the past events. Furthermore, we can assume unexpected cost loss by using loss distribution approach presented in the basel II. Each bank can also assume expected loss distributions of operational risk by seven event factors and eight business activities. In this research, we choose loss distribution approach so that we can calculate operational risk. In order to explain number of case happened, we choose poisson distribution, log-normal distribution for loss cost, and estimate model for Monte-Carlo simulation. Through this process which is measured by operational risk. of ABC bank, we find out that loss distribution approach explains closer unexpected cost directly compared than internal measurement approach, and makes less unexpected cost loss.

The Study on the Influence of Selection Characteristics of Franchise System, business possibility, Communication, Moral Hazard on Franchisee's Perceived Risk, and Recontracting Intention in the Food Service Franchise Industry (외식 프랜차이저의 사업성, 커뮤니케이션, 모럴해저드가 프랜차이지의 위험지각과 재계약의도에 미치는 영향)

  • Yu, Jong-Pil;Lee, In-Ho
    • Journal of Distribution Research
    • /
    • v.16 no.1
    • /
    • pp.1-27
    • /
    • 2011
  • I. Introduction: This study is to examine the structural relationships among exogenous variable (preliminary and post-support, franchisee's perceived business possibility, communication, moral hazard), the mediated variables(satisfaction, perceived risk, trust) and dependent variable(recontracting intention) in the food service franchise industry context. More specifically, this study has considered some realistic characteristics factors influencing satisfaction, perceived risk and trust between franchisors and franchisees and their further recontracting intention from the perspective of a practical approach. In this study, 437 data has been collected and used for the SPSS and AMOS analysis. The data were analyzed with structural equation modeling. Since the result of the overall model analysis demonstrated a good fit, we could further analyze our data. II. Research Model: This study is to examine the structural relationships among preliminary and post-support by franchisor, franchisee's perceived business possibility, and communication, moral hazard, has on effect on franchisee's satisfaction, perceived risk, trust and recontracting intention in the food service franchise industry context. Hypotheses are as following (Stern & EL-Ansary 1988; Oliver, 1997;Kee & Knox, 1970; Moorman, Deshpande & Zaltman, 1993; Perron, 1998; Zaheer, McEvily, Perrone, 1998). III. Result and Implication: We examined franchisee who have food service stores for samples of this study. The data were analyzed with structural equation modeling using path analysis. The result of the overall model analysis appeared as following: ${\chi}^2$ = 61.578 (d.f.=9, p<0.01), CFI =.990, GFI =.973, AGFI =.863, RMR =.019, RMSEA= .116, NFI = .988, TLI = .959. The findings can be summarized as follows: First, preliminary and post support of franchisor, perceived business possibility and communication positively influence to franchisee's satisfaction. Second, moral hazard of franchisor has negatively influence to franchisee's satisfaction and positively influence to perceived risk. Third, franchisee's satisfaction and trust has positively influence to recontracting intention. Fourth, franchisee's perceived risk has negatively influence to trust and recontracting intention. We can concluded that franchisor's preliminary and post support of franchisor, perceived business possibility and communication may be considered as the important factors influence to franchisee's satisfaction. Moral hazard has become a focused issue in franchise industry. Finally, the managerial implication has been stated as followings: First, in the process of building a systematic industry support franchise system and developing a creative business model, franchisee's stable profitability should be considered as the first important factor. The franchisee's trust to franchise may become a dominant factor that influence the business expansion of franchisor. Second, franchisor should communication with their franchisees and deal with the realistic difficulties faced by them with an effort. Third, the franchisor should achieve a synergy effect by utilizing the win-win strategy. The moral hazard strategy that achieving the profit through franchisee's damage will not be inadvisable to franchisor. Then the long-term oriented development and profitability can be maintained. To do so, the franchise industry may break away from the traditional business structure to improve management transparency and competitiveness on investment and organizational changing management. The conflict between franchisor and franchisee also can be reduced and big success can be achieved in the franchise industry.

  • PDF

The Relationship between Problematic Internet Use and Health Risk Behavior in Community High School Students (지역사회 고등학생의 인터넷 문제 사용과 건강 위험 행동 간의 연관성에 대한 연구)

  • Kim, Yang-Suk;Ahn, Dong-Hyun;Kim, Yun-Yong
    • Journal of the Korean Academy of Child and Adolescent Psychiatry
    • /
    • v.18 no.2
    • /
    • pp.130-137
    • /
    • 2007
  • Objectives: Studies investigating problematic internet use have increased rapidly and have been focused on its causes, psychopathology, prevalence, characteristics and so on. However, there are few studies concerning the correlation between problematic internet use and youth health risk behavior. Therefore, the purpose of this study was to examine the relationship between problematic internet use and youth health risk behavior. Methods: A community sample of 632 high school students in grades 10 and 11 was collected for the survey. The sample was assessed using the Youth Risk Behavior Surveillance System(YRBSS) and Young's Diagnostic Questionnaire of Internet Addiction(YDQ). The subjects were classified into two groups: normal and problematic internet use, and the problematic internet use group was further divided into at-risk use and addiction groups. Results: There were 56 subjects(8.9%) in the internet addiction group and 56 subjects(8.9%) in the at-risk internet use group. The other 507 subjects were classified as normal. The subjects in the internet addiction group kissed more frequently and ate less fruit than those in the normal group. They also showed a relatively higher tendency to watch TV, ride in a car driven by a drunk driver and to carry a weapon than those in the normal group. There were no differences in health risk behaviors between the subjects in the internet addiction group and those in the at-risk internet use group, except for the possibility of riding in a car driven by a drunk driver. Conclusion: Unlike the normal group, there was very little difference in health risk behavior between the internet addiction group and the at-risk internet use group, which indicates that the addiction group and the at-risk internet use groups are homogenous. It is important to focus on the behavior of individuals in the at-risk group, and preventive measures should be taken in order to reduce the possibility of at-risk adolescents becoming addicted.

  • PDF

Present Status and Management in Consideration of Railroad Slopes (선로연변 사면 현황과 관리방안)

  • 신민호;박영곤;김현기;한공창;송원경
    • Proceedings of the Korean Geotechical Society Conference
    • /
    • 2001.03a
    • /
    • pp.191-198
    • /
    • 2001
  • Present status of railroad slopes through the field investigation in 26 selected slopes and/or rockfall at risk was grasped. From the evaluation of field data, main characteristics of railroad slopes are that 1) the possibility of failure by rockfall is high, 2) the Possibility of failure by slope itself is low and 3) rockfall's risk at the in and out part of tunnel is especially high. To maintain the railroad slopes systematically and reasonably, it is necessary to make and to use the database of slopes information along the railroad. Furthermore, through the construction of basic slopes' information, maintenance system of railroad slopes was developed in connection with IR-DiPS(Intelligent Railroad - Disaster Prevention System) in the future.

  • PDF

A Study on the Risk of Fire Caused by Sparks during Grinding Operation (그라인딩 작업 중 발생하는 불티의 화재 예방에 관한 연구)

  • Seong-En Kim;Geun-Chul Lee;Kyong-Jin Park
    • Journal of the Korean Society of Industry Convergence
    • /
    • v.26 no.5
    • /
    • pp.751-756
    • /
    • 2023
  • In this study, We investigated a fire case and performed an experiment to prevent fire from sparks that is generated during grinding operation. Before conduct the test, confirmed that the generating mechanism of fire-flakes in working grinder and the fire experiment was conducted using commonly tools, flammable materials in industrial field. in result, It could be measured scattering distance, temperature, ignition possibility by type of combustible materials. Based on the results of this study, We are expected to be used as basic data for fire prevention in grinding Industry.

The Impacts of Psychosocial Work Environments on Depressive Symptoms among Korean Registered Nurses (심리·사회적 근로환경이 간호사의 우울에 미치는 영향)

  • Choi, Eunsuk;Jeon, Gyeong-Suk
    • Korean Journal of Occupational Health Nursing
    • /
    • v.26 no.1
    • /
    • pp.30-39
    • /
    • 2017
  • Purpose: The aim of this study was to explore the association between psychosocial work environments and depressive symptoms among Korean registered nurses. Methods: The study population of 331 registered nurses was derived from the 2014 Korean Working Condition Survey (KWCS). Depressive symptom was assessed using the WHO-5 wellbeing index. Results: The thirty-five percentage of Korean registered nurses reported the risk for depressive symptom. Korean nurses with higher 'work-family conflict' were more likely at the risk of depression almost 1.83 (95% CI 1.04~3.20) times than their counterpart. Higher 'possibilities for development' were more likely decrease almost 60% of the risk of depressive symptom. Conclusion: Work-family conflict and possibility of development were associated with depressive symptom among Korean registered nurses. We suggest future researches identifying strategies for decreasing work-family conflict and its negative effects.

Cancer Risk Perception and Cancer Related Health Behavior in College Students (일부 대학생의 암 발생요인에 대한 지각과 암 관련 건강행위)

  • Shin, Gye-Young;Joo, Mee-Kyoung
    • Asian Oncology Nursing
    • /
    • v.10 no.2
    • /
    • pp.137-145
    • /
    • 2010
  • Purpose: The purpose of this study was to survey the college students' perception of cancer risks, cancer related health behavior, and perception of cancer occurrence possibility before and after age 40. Methods: The subjects were 771 college students who were conveniently selected from two colleges in the Gyeonggi Province. Data were analyzed using SPSS WIN 12.0. Results: The mean score of cancer risk perception was 3.8. The highest score item was 'smoking may cause cancer'. The mean score of cancer related health behavior was 3.0. The highest score item was 'take bath or shower'. Student felt that possibility of developing cancer before age 40 was 20.1% and that after age 40 was 36.2%. The perception of cancer risks was significantly different between male and female, and the health behavior was significantly different between age groups. There were weak relationships between the perception of cancer risks and cancer related health behavior. Conclusion: College students' perception of cancer risks was mostly good, but their behavior to reduce the risks did not match the degree of perception. Students recognized that after age 40 has a higher risk of developing cancer, therefore, intervention on behavioral modification to reduce cancer risks would be beneficial.

A Framework for Wide-area Monitoring of Tree-related High Impedance Faults in Medium-voltage Networks

  • Bahador, Nooshin;Matinfar, Hamid Reza;Namdari, Farhad
    • Journal of Electrical Engineering and Technology
    • /
    • v.13 no.1
    • /
    • pp.1-10
    • /
    • 2018
  • Wide-area monitoring of tree-related high impedance fault (THIF) efficiently contributes to increase reliability of large-scaled network, since the failure to early location of them may results in critical lines tripping and consequently large blackouts. In the first place, this wide-area monitoring of THIF requires managing the placement of sensors across large power grid network according to THIF detection objective. For this purpose, current paper presents a framework in which sensors are distributed according to a predetermined risk map. The proposed risk map determines the possibility of THIF occurrence on every branch in a power network, based on electrical conductivity of trees and their positions to power lines which extracted from spectral data. The obtained possibility value can be considered as a weight coefficient assigned to each branch in sensor placement problem. The next step after sensors deployment is to on-line monitor based on moving data window. In this on-line process, the received data window is evaluated for obtaining a correlation between low frequency and high frequency components of signal. If obtained correlation follows a specified pattern, received signal is considered as a THIF. Thereafter, if several faulted section candidates are found by deployed sensors, the most likely location is chosen from the list of candidates based on predetermined THIF risk map.