• 제목/요약/키워드: Risk Preferences

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Epidemiology of Gastroesophageal Junction Adenocarcinoma in Korea

  • Kim, Jin-Jo
    • Journal of Gastric Cancer
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    • 제18권4호
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    • pp.328-338
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    • 2018
  • The incidence of gastroesophageal junction adenocarcinoma (GEJAC) in Western countries has increased in recent decades, in addition to a rise in the incidence of esophageal adenocarcinoma (EAC). Gastroesophageal reflux disease (GERD), obesity, smoking, alcohol consumption, and low Helicobacter pylori (HP) infection rate have been nominated as risk factors for such cancers. Among these risk factors, the increased prevalence of GERD and obesity and the decreased prevalence of HP infection are of special interest owing to the currently increasing prevalence of GEJAC in Western countries. Although similar trends in the prevalence of GERD, obesity, and HP infection are observed in Asian countries after a time lag from Western countries, it is still uncertain if the prevalence of GEJAC in Asian countries is increasing, especially in Korea. The incidence of GERD in Korea is currently increasing; it was below 3% in the 1990s. The incidence of obesity in the Korean population is increasing owing to the adoption of westernized lifestyles, including food preferences, and the HP infection rate in Korea is known to be decreasing. Therefore, based on logical extrapolation of observations of Western countries, the incidence of GEJAC will increase in Korea. However, the proportion of GEJAC among other upper gastrointestinal malignancies in Korea appears to be currently unchanged compared with that in the 1990s. Presently, there is a lack of epidemiologic studies on this issue in this region; therefore, more studies are needed to clarify the characteristics of these tumors and to improve clinical outcomes for patients with these tumors.

Private Equity Valuation under Model Uncertainty

  • BIAN, Yuxiang
    • The Journal of Asian Finance, Economics and Business
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    • 제9권1호
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    • pp.1-11
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    • 2022
  • The study incorporates model uncertainty into the private equity (PE) valuation model (SWY model) (Sorensen et al., 2014) to evaluate how model uncertainty distorts the leverage and valuations of PE funds. This study applies a continuous-time model to PE project valuation, modeling the LPs' goal as multiplier preferences provided by Anderson et al. (2003), and assuming that LPs' aversion to model uncertainty causes endogenous belief distortions with entropy as a measure of model discrepancies. Concerns regarding model uncertainty, according to the theoretical model, have an unclear effect on LPs' risk attitude and GPs' decision, which is based on the value of the PE asset. It also demonstrates that model uncertainty lowers the certainty-equivalent valuation of the LPs. Finally, we compare the outcomes of the Full-spanning risk model with the Non-spanned risk model, and they match the intuitive economic reasoning. The most important implication is that model uncertainty will have negative effects on the LPs' certainty-equivalent valuation but has ambiguous effects on the portfolio allocation choice of liquid wealth. Our works contribute to two literature streams. The first is the literature that models the PE funds. The second is the literature introduces model uncertainty into standard finance models.

랩 어카운트 고객 위험성향과 마케팅전략에 관한 연구 (Risk Propensity and Marketing Strategies for Wrap Account Customers)

  • 노전표
    • 산학경영연구
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    • 제17권
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    • pp.137-151
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    • 2004
  • 금융기관의 랩 어카운트 마케팅이 성공하기 위해서는 고객의 세분화, 목표시장 선정, 포지셔닝 전략이 효과적으로 수립, 집행되어야 한다. 그러나 마케팅과 재무관리 분야의 기존 연구를 살펴보면 랩 어카운트 고객을 체계적으로 분석하여 STP 전략을 제시한 연구는 국내외를 막론하고 부재한 실정이다. 랩 어카운트 마케팅 전략은 개인투자자의 투자위험성향을 파악하여 포트폴리오 구성에 반영하는 것에서 비롯된다. 이를 위해서는 투자위험성향을 정확히 측정할 수 있는 척도가 필요한데 현재 국내외를 막론하고 체계적으로 투자위험성향을 측정하지 못하는 실정이며 결과적으로 효과적인 마케팅 전략을 수립하지 못하고 있다. 따라서 본 연구에서는 효과적인 랩 어카운트 마케팅 전략을 제시하기 위하여 (1) 랩 어카운트를 이론적으로 정리하고, (2) 랩 어카운트 투자위험 성향을 설명하는 주요 변수를 도출하여, (3) 고객을 투자위험성향에 따라 분류하는 모형을 제시하고자 한다. 구체적으로 본 연구에서는 2개의 가설을 제시하고 실증적으로 검증하였다. 가설 1에서는 랩 어카운트 고객의 투자위험성향과 수익성 추구성향 간 유의적인 상관관계가 검증하였고, 가설 2에서는 랩어카운트 고객의 군집화에 있어 투자위험성향과 관련된 세분화 변수들간 차별적인 판별력을 검증하였다. 가설 검증 결과에 기초하여 금융기관은 랩 어카운트 고객을 세분화하고, 목표시장을 설정하여, 랩 어카운트 상품의 독특한 포지셔닝 전략을 수립할 수 있다.

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고객의 투자상품 선호도를 활용한 금융상품 추천시스템 개발 (Financial Products Recommendation System Using Customer Behavior Information)

  • 김효중;김성범;김희웅
    • 경영정보학연구
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    • 제25권1호
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    • pp.111-128
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    • 2023
  • 인공지능(AI) 기술이 발전함에 따라 빅데이터 기반의 상품 선호도 추정 개인화 추천시스템에 관심이 증가하고 있는 추세이다. 하지만 개인화 추천이 적합하지 않은 경우 고객의 구매 의사를 감소시키고 심지어 금융상품의 특성상 막대한 재무적 손실로 확대될 수 있는 위험을 가지고 있다. 따라서 고객의 특성과 상품 선호도를 포괄적으로 반영한 추천시스템을 개발하는 것이 비즈니스 성과 창출과 컴플라이언스 이슈 대응에 매우 중요하다. 특히 금융상품의 경우 개인의 투자성향과 리스크 회피도에 따라 고객의 상품 선호도가 구분되므로 축적된 고객 행동 데이터를 활용하여 맞춤형 추천서비스를 제안하는 것이 필요하다. 이러한 고객의 행동 특성과 거래 내역 데이터를 사용하는 것뿐만 아니라, 고객의 인구통계정보, 자산정보, 종목 보유 정보를 포함하여 추천 시스템의 콜드 스타트 문제를 해결하고자 한다. 따라서, 본 연구는 고객의 거래 로그 기록을 바탕으로 고객의 투자성향과 같은 특성 정보와 거래 내역 및 금융상품 정보를 통해 고객별 금융상품 잠재 선호도를 도출하여 딥러닝 기반의 협업 필터링을 제안한 모형이 가장 성능 우수한 것을 확인하였다. 본 연구는 고객의 금융 투자 메커니즘을 기반으로 금융상품 거래 데이터를 통해 미거래 금융상품에 대한 예상 선호를 도출하는 추천 모델을 구축하여, 선호가 높을 것으로 예상되는 상위 상품군을 추천하는 서비스를 개발하는 것에 의의가 있다.

대구ㆍ경북지역 대장직장암 환자의 식사관련 위험인자의 분석 (I) -대장직장암 환자의 일상생활 패턴 및 식행동 특성- (Analysis of Dietary Risk Factors of the Colorectal Cancer Patients in DaeguㆍKyungpook Area, Korea (I) - A Study on Lifestyle and Eating Behaviors of the Colorectal Cancer Patients -)

  • 서수원;구보경;전수한;이혜성
    • Journal of Nutrition and Health
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    • 제38권2호
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    • pp.125-143
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    • 2005
  • The purposes of this study were to investigate the characteristics of lifestyle and dietary habits of the colorectal cancer patients in Daegu and Kyungpook areas and to collect the data useful for nutrition education for the prevention of colorectal cancer in this community. The case subjects of the study were 123 patients diagnosed recently as colorectal cancer at Kyungpook National University Hospital. The control subjects were 182 persons who did not have any gastrointestinal diseases, including the patients from the department of orthopedic surgery and healthy volunteers. The survey covering general characteristics, life style, dietary habits, eating behaviors, and food intake frequency was administered by individual interviews using questionnaires. The results of the study suggest that high BMI, daily life stress, pessimistic personality, lack of physical activities, and familial cancer history might be the possible risk factors for the incidence of colorectal cancer. Dietary factors suspected as risk factors for colorectal cancer in the present study included strong preferences to meats, salty and fatty taste foods, low intake of water, alcohol drinking, smoking, coffee intake and irregular eating habits. A high consumption of seaweeds, green-yellow vegetables, light-colored vegetables, and green tea was suggested as a preventive factor for colorectal cancer. It is recommended to conduct more extensive and systematic surveys in the near future to reconfirm the risk factors of colorectal cancer in consideration of the characteristic food culture in this community. The results of the present study may be applied to nutritional education for the prevention of colorectal cancer for the local residents. (Korean J Nutrition 38(2): 125~143, 2005)

설문조사를 통한 식이섭취 유형과 동맥경화 위험인자에 관한 연구 (A Study on Dietary Intake Pattern and Risk Factors of Atherosclersis in Korean healthy Adults by Dietary Survey)

  • 양정례;전진호;이숙희;송영옥;송영선
    • 한국식품영양과학회지
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    • 제30권1호
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    • pp.168-174
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    • 2001
  • This study was conducted to investigate correlation between soybean and their products consumption and risk factors for atherosclerosis in the healthyKorean adults. Health behaviors such as smoking, exercise, alcohol consumption and dietary patterns and nutrient intakes of 193 healthy adult subjects aged from 26 to 69 were assessed by using interview and semiquantitative food frequency questionnaire. The BMI, blood pressure and biochemical parameters of blood were examined as well as preferences for taste and family history of disease. Data were expressed as quartile according to soybean and their products consumption. The average daily soybean and their product consumption for 1st, 2nd, 3rd, and 4th percentile group were 36, 78, 112, and 182g, respectively. The more consumption of soybean and their products, the more intake of energy, protein, lipid, fiber, Ca, cholesterol as well as frequency of exercise, smoking and drinking. Serum TG, total cholesterol and LDL-cholesterol and AI as risk factors of atherosclerosis were positively correlated with smoking and drinking (p<0.05). Especially, serum TG was positively correlated with hypertension and BMI (p<0.01). But, no correlation between exercise, salty taste, meat preference, soybean products consumption and atherosclerosis risk factors was found, which means that life styles such as smoking and drinking rather than dietary habits might influence atherosclerosis in healthy adults. In conclusion, present soy products consumption should be increased by way of developing new generation soy products in order to exert anti-atherosclerotic effect by soybean in human.

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서울 시내 일부 학령 전 아동들의 비만 유병률과 이에 영향을 주는 요인 (Overweight among Preschool Children in Seoul ; Prevalence and Associated Factors)

  • 김미경;김희정;김영옥;이진희;이원철
    • 대한지역사회영양학회지
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    • 제6권2호
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    • pp.121-129
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    • 2001
  • The purpose of this study was to estimate the prevalence and to identify risk factors of overweight among preschool children in Korea. The study subjects were 750 children, aged 2-6, attending child care centers in Korea. A measurement of the height and weight of the children, as well as collection of wide range of variables including general characteristics, and potential factors related with dietary habit for children and their parents, were conducted. Overweight was defined based on more than 110% of ideal body weight. A logistic regression analysis was adopted to identify the factors associated with overweight. Subjects were classified into three categories according to the obesity index : underweight(PIBW〈90%, n=34), normal(90%$\leq$PIBW〈110%, n=577), and overweight(PIBW$\geq$110%, n=139). The overall prevalence of overweight and underweight of the subjects were 21.3% and 4.0% of the boys and 15.5% and 5.1% of the girls respectively. Parent's obesity was associated with a higher risk of overweight on girls. Subjects o the third quartile(girls) and fourth quartile(boys) of income level had a substantially higher risk of overweight than did those in the first quartile. Fast eating, overeating, and food prejudice were also associated with an increased risk of overweight. The results of a logistic regression analysis showed that the eating habits and food preferences of the children were the most influencial factors on overweight. These finding may imply the importance of early stage nutrition education on rational dietary habit to prevent prevailing obesity of preschool in Korea.

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Does Gender Influence Investment Choice? A Psychosomatic Study of GCC Entrepreneurs

  • KHAN, Mohammed Abdul Imran;JAMIL, Syed Ahsan;KHAN, Shahebaz Sarfaraz;ALI, Meer Mazhar
    • The Journal of Asian Finance, Economics and Business
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    • 제9권4호
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    • pp.299-306
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    • 2022
  • Entrepreneurs with behavioral finance biases are more likely to make irrational or financially detrimental decisions. Understanding financial behavior biases can assist in making sound financial decisions. Behavioral finance is a new topic that can assist researchers in better understanding investor behavior and preferences while purchasing and selling stocks. Using measures such as independent t-tests and average Likert five-point scale scores, this study seeks to determine how entrepreneurs make investment decisions and whether gender makes a difference. The study is empirical, and data from 1000 entrepreneurs were collected through convenience sampling. The study's main findings show that there are numerous factors to consider while investing in stocks, including family planning, children's education, investment security, and recurring income. Both men and women attempt to invest in many asset classes, but certain investments are extremely risky, while others are low risk. As a result, investors should assess risk based on their age and experience rather than their gender; this indicates that an investment in venture capital has nothing to do with gender but everything to do with the investor's age.

Impact of Premarital Coaching (PMC) Intervention using the Psycho-educational Approach on Parenting Self-efficacy of Newly-married Underage Couples: A Narrative Literature Review of Evidence and Feasibility in Indonesia

  • Sutrimo, Ade
    • Perspectives in Nursing Science
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    • 제15권1호
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    • pp.41-48
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    • 2018
  • Purpose: The purpose of this study was to identify the latest evidence for interventions involving adolescent newlyweds, and the feasibility of premarital coaching (PMC). Methods: A narrative literature review design carried out through related studies was used for the present literature review. A diverse search from several databases was performed to create a critical appraisal and to develop a more integrated model for the PMC program. Studies that empirical, written in English, peer-reviewed, and published during 2008~2017 were included. Results: Six articles were selected for the review. The principal findings identified three major themes including underage period as a high-risk for marriage, development tasks of the newly married spouse, parenting self-efficacy and the psycho-educational approach of PMC to enhance parenting knowledge, skills, and readiness. Conclusion: It was found that content of PMC as the preparation of underage married couples were formulated based on coaching technic, various spouse and parenting educations, and adjusted based on couples's preferences. Rigorous studies with measurement of long-term retentions are needed.

행동조절을 통한 장애인 환자 치료 (Behavior management for dental patients with special needs)

  • 황지영
    • 대한치과의사협회지
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    • 제53권11호
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    • pp.779-788
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    • 2015
  • Individuals with special needs include those with behavioral issues, developmental disorders, cognitive disorders, congenital or genetic disorders, or systemic disease. These conditions may place them at increased risk for oral diseases. Dental management of patients with special needs require in-depth understanding of the background of disability and available behavioral guidance theories. Therefore dental team members need more training in the theory and practice of behavior management principles, which might lead to a clinical experience that is more respectful of the dignity and independence of patients with special needs. The dental professional should be flexible to modify the behavior management approach according to the individual patients needs. Also a family/care-giver centered approach based on their preferences and concerns, the patient's challenging behaviors, and related medical problem can serve to improve the treatment planning and oral health management of dental patients with special needs. This article focuses on uncooperative behavior and behavior management, which help practicing dentists to understand their role in the care of patients with special needs.