• The Journal of Asian Finance, Economics and Business
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• 제7권10호
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• pp.183-192
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• 2020

The purpose of this paper is to investigate the determinants of the Operational Self-Sustainability (OSS) of Vietnamese microfinance institutions (MFIs). This research uses both qualitative and quantitative research methods: (i) qualitative research was via in-depth interviews with ten microfinance practitioners, policymakers and researchers; (ii) quantitative research was conducted by using panel data of 34 MFIs in the period 2011-2015 with binary logistics and OLS regressions. Results are as follows: (i) MFIs' OSS in Vietnam are mainly determined by five key factors: portfolio at risk (PAR>30), capital structure, gross loan portfolio, scope of activities and legal form; (ii) OSS are most affected by legal status (social organizations have better OSS than formal MFIs or programs/projects), location (MFIs focus in one province have higher OSS than working nationwide or just in one district), capital structure (MFIs with more equity proportion have higher OSS); (iii) surprisingly, average loan size per borrower and age of MFIs do not have statistically significant correlation with OSS. The key recommendations are: (i) MFIs should focus on its professionality and increase its equity; (ii) related stakeholders such as State Bank of Vietnam should promote the enabling ecosystem for microfinance development to enhance poverty reduction and economic development.

• 자원환경지질
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• 제46권5호
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• pp.411-424
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• 2013

${\bigcirc}{\bigcirc}$고속도로 건설현장 ${\bigcirc}$공구에 분포하는 암석에 대하여 산성배수 발생개연성을 평가하고 피해 저감대책을 검토하였다. 고속도로건설구간의 지반은 이천리층에 해당하는 사암과 중성내지 산성 화산암으로 구성되어 있으며 이들은 주변의 화강암관입에 수반된 열수 용액에 의해 황화광물을 산점상으로 함유하고 있다. 황화광물의 함량이 높은 화산암과 사암은 산성배수 발생개연성이 높고 중금속(Zn, Pb, As)을 많이 함유한 산성배수가 주변지역으로 유출되어 환경오염을 유발할 개연성이 높은 것으로 나타났다. 건설공사과정중 산성배수가 발생될 개연성이 높은 구역에서 배출되는 배수는 중화 및 중금속 제거처리 후 배수가 이루어져야 하며, 절취면의 안정성 확보를 위하여 산성배수의 발생을 근원적으로 억제할 수 있는 코팅처리기술을 적용한 후 숏크리트, 앵커 등 사면보강공법이 적용되어야 할 것으로 판단된다. 화산암과 사암은 골재로서 활용이 어려우며 지반성토재로 사용할 경우 지하수와 우수의 접촉을 최소화할 수 있는 성토층의 구조를 갖춘 후 활용하여야 한다.

• Parasites, Hosts and Diseases
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• 제59권5호
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• pp.507-512
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• 2021

Since 1993, vivax malaria has been recognized as a public health burden in Korea. Despite of pan-governmental malaria-control efforts and the dramatic reduction in the burden of this disease over the last 10 years, vivax malaria has not been well controlled and has remained continuously endemic. We focused interviewed and examined the charts of 28 confirmed vivax malaria patients given malarial therapy for whom daily records were kept from Gimpo-si, Gyeonggi-do of Korea. Various epidemiological characteristics of vivax malaria, including the incubation period, medication used, and recurrence, and an evaluation of the parasitic characteristics from the focused interviews of patients from this region are described here. Most of the participants indicated the 3 most common symptoms of malaria (headache, chills and fever). Of the 28 cases, 2 experienced a second attack and there were 17 and 11 cases with short- and long-term incubation periods, respectively, yielding a short-term to long-term ratio of 1.5. Based on the parasitemia stages, most of the participants were tested at 5 to 7 days (11 cases) and 7 to 15 days (11 cases) after initial wave of asexual parasites. In conclusion, public health authorities should consider developing management measures to decrease the time lag for diagnosis and drafting unified and robust guidelines for drug use for malaria and drawing up unified and robust guidelines on the use of medication for malaria. It also suggests that routine monitoring, surveillance, and precise medical surveys in high-risk vivax malaria endemic areas are pivotal to controlling this persistent public disease and finally eliminating it from Korea.