• Tuberculosis and Respiratory Diseases
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• 제85권2호
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• pp.165-174
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• 2022

Background: One goal of the End tuberculosis (TB) Strategy is to see no TB-affected households experiencing catastrophic costs. Therefore, it is crucial for TB-elimination programs to identify catastrophic costs and their main drivers in order to establish appropriate health and social measures. This study aimed to measure the percent of catastrophic costs experienced by Egyptian TB patients and to identify its determinants. Methods: We conducted a prospective cohort study with 151 Egyptian TB patients recruited from two chest dispensaries from the Cairo governate from May 2019 to May 2020. We used a validated World Health Organization TB patient-cost tool to collect data on patients' demographic information, household income, and direct and indirect expense of seeking TB treatment. We considered catastrophic TB costs to be total costs exceeding 20% of the household's annual income. Results: Of the patients, 33% experienced catastrophic costs. The highest proportion of the total came in the pre-treatment stage. Being the main breadwinner, experiencing job loss, selling property, and the occurrence of early coronavirus disease 2019 lockdown were independent determinants of the incidence of catastrophic costs. Borrowing money and selling property were the most-often reported coping strategies adopted. Conclusion: Despite the availability of free TB care under the Egyptian National TB Program, nearly a third of the TB patients incurred catastrophic costs. Job loss and being the main breadwinner were among the significant predictors of catastrophic costs. Social protection mechanisms, including cash assistance and insurance coverage, are necessary to achieve the goal of the End TB Strategy.

• 한국콘텐츠학회논문지
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• 제20권3호
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• pp.560-571
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• 2020

소방, 방재, 방범 등과 같이 시민의 생명과 재산을 보호하는 보장성 서비스들은 거주지의 위치나 개인의 지위, 소득 등과 관계없이 누구에게나 공평하게 제공되어야 한다. 본 논문은 대전광역시를 중심으로 소방서비스의 분포가 공간적·계층적으로 평등하게 제공되고 있는지를 분석하였다. 공간적 형평성을 확인하기 위하여 도시 내 모든 거주지에 대해 소방서비스의 접근성을 분석하였다. 또한, 접근성 분석 결과와 함께 각 지역의 저소득층 분포현황 및 예측 소득 데이터를 비교하여 소방서비스의 소외지역이 소득계층의 분포와 관련성이 있는지를 분석하였다. 분석 결과, 5분 이내에 소방서비스를 제공받을 수 있는 지역의 면적은 대전시 전체의 46.2%였으며, 이 지역에 거주하는 인구는 전체 인구의 98.0%로 나타났다. 5분 이내에 소방서비스를 제공받지 못하는 지역의 노령연금 수급자 비율은 52.7%로 대전시 평균인 7.14%보다 월등히 높았다. 또한 소방서비스의 제공이 5분을 초과하는 지역에서는 서비스 도달이 지연되는 지역일수록 예측 소득이 낮아지는 것으로 나타났다. 따라서 대전시 외곽지역에 거주하는 경제적 취약계층이 균등한 도시서비스를 제공받지 못하고 있는 것으로 판단되며, 이에 따른 정책적 고려가 요구된다.

• 기술혁신학회지
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• 제11권2호
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• pp.241-263
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• 2008

기술가치평가에서 적절한 할인율의 적용은 가치평가의 신뢰성을 확보하는데 중요한 요소이다. 개별 기술가치평가 할인율은 개별 지식자산에 내재된 위험과 기회를 반영하는 것이기 때문에, 기업가치평가 표준 할인율인 WACC 과 상당히 다르다고 판단된다. 본 연구의 목적은 기술가치평가 할인율 적산모형의 위험구조와 위험프리미엄 추정방법을 제안하는 것이다. 적산모형의 성분은 무위험이자율, 전반적 시장위험프리미엄과 베타, 지식자산위험프리미엄 등 세 가지로 구성하였다. 특히, 본 연구에서 할인율 구성의 핵심인 지식자산위험 수준을 평가할 수 있는 10개 항목을 제안하였고, 위험수준 결과를 위험프리미엄으로 변환하기 위한 추정함수인 선형함수, 자연로그함수, 지수함수 등을 적용하였다. 상기 논리와 결과는 기술가치평가 할인율 추정의 객관성을 개선할 수 있는 실무적 대안이 될 수 있을 것이다.

• The Journal of Asian Finance, Economics and Business
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• 제7권12호
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• pp.869-875
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• 2020

As a basic element for sustainable development, the residential housing industry is vital and fundamental for every country in the world. Therefore, this study examines the impacts of financial considerations on house purchase decisions by housing investors in Auckland, New Zealand. 110 completed questionnaires were statistically analyzed. For testing the proposed hypotheses, Structural Equation Modelling (SEM) was used. The results show that house prices, income, and credit accessibility significantly influence housing investors' purchase decisions in a positive direction. It appears that more expensive houses offer more promising returns such that housing investors having higher levels of income and access to loans are brave enough to invest in such houses. This study aims to present the key factors influencing house purchase decisions from the viewpoint of housing investors as fundamental groups of stakeholders in the property market, which is rarely examined in previous studies. The implication of this study is to provide guidelines for housing regulators in New Zealand to develop affordable housing prices through the availability of land banks. This study also offers practical contributions to housing investors, particularly by providing key guidelines to make effective investment decisions.

• 디지털융복합연구
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• 제10권6호
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• pp.181-187
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• 2012

본 연구에서는 부동산투자와 관련한 대표적 조세인 취득세, 종합부동산세, 양도소득세에 대한 투자자의 조세 부담정도가 부동산의 투자행동(장기투자 목적 정도)에 어떠한 영향을 미치는지에 대하여 분석하고, 이러한 부동산 투자행동은 부동산 투자에 대한 투자성과(실현수익률)에 얼마나 영향을 미치는가에 대하여 분석을 실시하였다. 본 연구는 부동산 투자에 있어서 투자자에게 조세의 부담정도에 따른 투자행동의 선택결과가 최종의 투자성과에 서로 다른 결과를 나타낸다는 점을 고려하여 본 연구모델을 투자의사결정시 기초적인 의사결정 도구로 활용할 수 있을 것으로 생각된다.

• 대한가정학회지
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• 제29권2호
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• pp.135-154
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• 1991

The purposes of this study are: 1) To find out overall family life issues percieved by the middle-classhousewives in their forties. 2) To examine detailed aspects related to middle years crises, leisure activities, children issues, family economy issues, and housing issues. 3) To clarify solutions to, and provide basic data on family issues raised by the middle-class families. The middle-class housewives in their forties living in the Seoul area were the subject of the survey. The sample size analysed in this study was 422. Data were analysed by the frequency, mean, percentile, standard deviation, X2-test, analysis of variance, multiple classification analysis, analysis of multiple regression, and Scheffe-test as a post-hoc analysis. The conclusions are as follows: First, the middle-class housewives tend to give more importance on children issues, especially on academic achievement and career development. Second, family cohesion of middle-class families is comparatively high and intra-familial conflict is low, and middle years crisis of housewives is comparatively low, too. Third, the stability of middle-class families can be found in household economic management patterns. one fourth of the families own stocks and two fifths of the families own real estate except their own dwelling house. Be based on their property income add to their labor income, middle-class families are showed their economic stability, however, intra-class inequality is found, too. Fourth, the great part of middle-class families that possess their own house, tend to be unsatisfied with their housig scale, and a half of the families expect to enlarge their housing scale for more comfortable and convient living.

• Journal of Preventive Medicine and Public Health
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• 제43권4호
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• pp.341-351
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• 2010

The purpose of this study was to estimate the socioeconomic costs resulting from alcohol drinking among adolescents as of 2006 from a societal perspective. Methods: The costs were classified into direct costs, indirect costs, and other costs. The direct costs consisted of direct medical costs and direct non-medical costs. The indirect costs were computed by future income losses from premature death, productivity losses from using medical services and reduction of productivity from drinking and hangover. The other costs consisted of property damage, public administrative expenses, and traffic accident compensation. Results: The socioeconomic costs of alcohol drinking among adolescents as of 2006 were estimated to be 387.5 billion won (0.05% of GDP). In the case of the former, the amount included 48.25% for reduction of productivity from drinking and hangover, 39.38% for future income losses from premature death, and 6.71% for hangover costs. Conclusions: The results showed that the socioeconomic costs of alcohol drinking among adolescents in Korea were a serious as compared with that of the United States. Therefore, the active interventions such as a surveillance system and a prevention program to control adolescents drinking by government and preventive medicine specialist are needed.

• Fisheries and Aquatic Sciences
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• 제27권1호
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• pp.35-47
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• 2024

The aim of this study was to analyze the income and productivity of seaweed farmers based on farmed land ownership status. This research was conducted in three provinces on the Sulawesi Island which are ranked among the 10 largest seaweed producers in Indonesia: Central Sulawesi, South Sulawesi and Southeast Sulawesi. The twelve study sites were determined based on 5 special criteria and 792 respondents fulfilled the criteria for seaweed farmers. Data were collected through field surveys and analyzed using qualitative and quantitative methods. Results showed that the seaweed farming areas are considered as private property with 4 types of marine land tenure or ownership status: own land, inherited land, leasehold land and purchased land. The productivity of seaweed farming land had a positive value greater than 1 in South Sulawesi and Southeast Sulawesi, and a positive value of less than 1 in Central Sulawesi. Seaweed cultivation in Central Sulawesi has not been managed effectively. At all sites, the maximum number of growing season cycles was 5 cycles/year. Optimal growing season conditions gave the highest marginal returns at 2-3 cycles/year with additional costs exceeding additional income for more than 3 cycles/year.

• 한국인구학
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• 제29권3호
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• pp.89-109
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• 2006

‘중산층’은 경제적 요소뿐만 아니라 생활기회, 교육수준, 직업적 지위 등 비경제적인 요소를 포함하는 계층범주이다. 중산층의 객관적 판별기준으로는 화이트칼라와 구중간계급 계층, 2년제 대학이상의 교육수준, 월평균 300만원 이상의 소득, 30평 이상의 주택 거주 등이 있다. 주관적 측면에서의 중산층은 중간계층 귀속의식과 중산층 귀속의식으로 측정될 수 있다. 이 연구에서 객관적 기준으로 측정힌 중산층 규모는 약 66.9%로 2000년 전후의 다른 조사와 비교해 최근 중산층이 크게 감소했다는 증거는 없다. 주관적 지표로는 중간계층 귀속의식이 약 74%, 중산층 귀속의식이 약 20%로 나타나, 과거 다른 조사에 비해 다소 낮았다. 중산층 귀속 여부를 종속변수, 객관적 지표 및 주관적 지표를 독립변수로 한 로지스틱 회귀분석을 실시한 결과, 중산층 귀속의식은 주택 소유 변수에 의해 매우 큰 영향을 받는 것으로 나타났다. 한편, 소득, 교육, 직업 등의 객관적 지표보다는 소득수준과 재산정도에 관한 주관적 평가가 더 큰 영향을 미치는 것으로 나타났다. 사회적 양극화를 극복하고 균형있는 사회를 만들기 위해서는 중산층 규모 확대와 더불어 상대적 박탈감 해소 노력이 요구된다. 그런데 최근 한국사회는 중산층의 확대와 계층 양극화가 동시에 진행되는 것으로 보인다. 이러한 계층의 양극화는 객관적인 조건의 변화보다는 주관적인 인식의 변화를 보여주는 것으로, 중산층에 대한 인식의 기준이 상승하는 동시에 다른 사람이나 집단에 비해 자신이 더 나아지지 못했다는 상대적 박탈감이 작용한 결과로 보인다. 본 연구에 따르면 이러한 양극화의 해소를 위해서는 주택문제의 해결과 아울러 소득 및 재산과 관련하여 사람들이 느끼는 상대적인 박탈감의 해소가 주요한 과제이다.

• 동아시아식생활학회지
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• 제15권4호
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• pp.475-482
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• 2005

As Korea has approached the aging society, older Koreans have become an important force in restaurant sales today. To succeed with this silver market, it is important for restaurant managers to know who they are and which factor influence the older Koreans' eating-out decision making process. The purpose of this study was to investigate the effect of the elderly consumers financial independency on restaurant selection process. Data were collected from 178 older consumers above 55 years old and analyzed using the descriptive statistic analysis, MANOVA, and one-way ANOVA. The results showed that the elderly consumers financial independency significantly influenced the decision making process in determining where they eat out Significant differences were found between high income group and low income group in the Problem Recognition Step(Wilks' Lambda=0.776, F=3.796), Information Search Step(Wilks' Lambda=0.779, F=2.959), Alternative Evaluation Step (I :Wilks' Lambda=0.835, F=1.748/ II :Wilks' Lambda=0.764, F=3.212), and Purchase Decision Step(Wilks' Lambda=0.849, F=2.412), except the Post-Purchase Behavior(Wilks' Lambda=0.933, F=1.179). The more financially independent older consumers were, the more directly they were involved in the eating out decision making process. Older consumers with higher income and more personal property were likely to 'propose to eat out by themselves'(F=10.986), to obtain restaurant information from the 'printed materials'(F=9.707), to consider 'convenient location' as most important factor when they eat out(F=5.594), and to go to 'family restaurant'(F=7.067), 'Japanese restaurant'(F=7.391) and 'fine dining restaurants'(F-=6.382). In conclusion, we found that the elderly consumers financial independency did influence the eating-out decision making process. Considering that older Korean will become a financially independent consumer and will be eating away from home more often, food service operations should actively position themselves for this market and develop the market-driven menus and services to meet their needs and expectations.