• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.637-643
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• 2021

The study examines the influence of the five pillars of inclusive financing on the empowerment of micro-, small- and medium-sized enterprises (MSMEs) and the influence of institutional conditions on the empowerment of MSMEs. This study uses primary and secondary data. The population of the study are MSMEs; the is a total of 930,620 MSMEs in Jakarta. Owners of micro-, small- and medium-sized enterprises is a good population to be measured because they are the main actors that know exactly the challenges and the obstacles in doing business addressing problems faced in inclusive financing, which is related to the purpose of the study. The research borrows from finance and entrepreneurial theories for model design. The results of the study show that all the variables are significant and positive in the efforts to finance MSMEs in Indonesia, which means that financial education plays an important role in the sustainability of financial inclusion. The financial theory, developed to explain financing at the company level, needs to be adapted to the entrepreneurial situation, so that it can explain the behavior of small businesses. This means that, with correct financial knowledge, financial inclusion plays an important role in the sustainability of MSMEs in Indonesia.

• The Journal of Asian Finance, Economics and Business
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• 제9권5호
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• pp.19-27
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• 2022

The size of the government is one of the most fundamental debates of open economies. In any economy, government plays an important role, but a pertinent level of economic prosperity has never been obtained in history without government. Therefore, the objective of this paper investigates the association of government size, economic volatility, and institutional quality for 182 economies from the time period 1996-2016 is collected from the World Bank database. GE is defined as the General government's final consumption expenditure. Health expenditure is represented by HE. Government expenditure on education is denoted by EDUEXP. The economic volatility is measured by the rolling standard deviation of GDP per capita growth rate, Population growth, Trade openness, GINI represented Gini index which measures the degree to which the income distributed or consumption expenses among citizens deviates from a perfectly equal distribution. The results proposed that economic volatility has a significant effect on government size and institutional qualities. Moreover, the paper extends the investigation by finding the link between economic volatility with government health and education expenditure separately. The policy implication drawn from this analysis is that controlling economic volatility may reduce the size of government and also significantly affect health and education expenditures.

• Asia pacific journal of information systems
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• 제32권1호
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• pp.32-50
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• 2022

Technology acceptance is one of the most popular research areas. Rapid developments in technology are making human life more comfortable. However, still most of the rural area has been deprived of benefits of technological advancement. Seventy percent population of India resides in rural area. Leveraging the improved penetration of the internet; mobile friendly population in rural India has been increasingly shopping online in the last few years. e-Governance is one of the important vehicles to provide efficient services to the citizens by Governments. One major obstacle is acceptance of e-Governance platforms by the citizens. Considering the increasing trend of using e-Commerce in rural area, this paper attempts to investigate moderating effect of online shopping experience on intention to use e-Governance portals. We surveyed 365 villagers across Maharashtra: one of the leading states in India. The result confirmed online shopping experience moderates the relationship between: 'perceived security & privacy' and 'attitude'; 'perceived security & privacy' and 'intention to use'; 'Perceived usefulness' and 'attitude'; and, 'attitude' and 'intention to use'. In this study definition of moderating variable 'experience' is unique and different than most of the popular studies. We defined experience as: 'prior use of any application of technology similar to the target application of technology'. Whereas prior studies considered experience as prior experience with target application of the technology.

• International Journal of Computer Science & Network Security
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• 제24권4호
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• pp.147-154
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• 2024

The continuous increase in urban population due to migration of mases from rural areas to big cities has set urban water supply under serious stress. Urban water resources face scarcity of available water quantity, which ultimately effects the water supply. It is high time to address this challenging problem by taking appropriate measures for the improvement of water utility services linked with better understanding of demand side management (DSM), which leads to an effective state of water supply governance. We propose a dynamic framework for preventive DSM that results in optimization of water resource management. This paper uses Agent Based Modeling (ABM) with Digital Twin (DT) to model water consumption behavior of a population and consequently forecast water demand. DT creates a digital clone of the system using physical model, sensors, and data analytics to integrate multi-physical quantities. By doing so, the proposed model replicates the physical settings to perform the remote monitoring and controlling jobs on the digital format, whilst offering support in decision making to the relevant authorities.

• 대한안전경영과학회지
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• 제26권2호
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• pp.55-64
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• 2024

As the distribution of vehicles and logistics increases due to the development of human civilization and the increase in population, various roads play an important role in domestic traffic and transportation. However, the recent emergence of large cities and new cities is causing traffic problems, and the increase in roads is inevitable for the smooth distribution of vehicles and logistics. In Korea, mountainous regions occupy 70% of the country, so tunnels are used to open roads. Without this, it is difficult to open the road. Currently, there are 3,720tunnels (as of December 31, 2023) installed on high-speed national highways, general national highways, and local roads nationwide, with a length of 2.499 and increasing every year. Accordingly, fire accidents in tunnels will also increase, and due to the nature of tunnel fire accidents, there is a high probability that they will escalate into large-scale disasters, resulting in casualties and property damage, as well as significant social losses due to the disruption of logistics transportation, etc. As the possibility of potential hazards is increasing, the purpose of this study is to build a safe and efficient tunnel system by optimizing maintenance and management for fire and disaster accidents in tunnels.

• 대한산업공학회지
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• 제41권1호
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• pp.115-120
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• 2015

Evaluating product quality level is necessary before the manufactured items are delivered to the customer. When the amount of the items to be manufactured is limited and the product is of high price and should be evaluated by destructive testing, the number of samples to be tested should be as small as possible. This paper presents a small-sample inspection method using hyper-geometric distribution and Bayesian approach for finite small-sized population. A method of determining the minimum sample size is presented for given population size, allowable number of defectives, warranteed defective level, and confidence level which is the degree of confidence on the product quality level recognized by both the producer and the customer.

• Animal cells and systems
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• 제13권1호
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• pp.83-89
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• 2009

Investigations were made on population biology of Pampus echinogaster (Basilewsky, 1855) in the coastal areas of Korea, Yellow Sea, between August 2005 and July 2006. Population structure was not significantly different between male and females. Monthly variation of gonadosomatic index (GSI) of both sexes defined spawning period extending from March through July. A similar pattern was also observed in change at maturity stages. For males and females GSI was positively correlated with hepatosomatic index (HSI). Fecundity, ranging from 41,250 to 103,610 eggs, was related to body size, indicating that body size is the useful determinant of fecundity. The sexual maturity ($L_{50}$) was estimated as 14.98 cm TL for males and 19.32 cm TL for females. Parameters of growth estimated by the modified von Bertalanffy growth function model showed that the values of $L_{\infty}$ and K for combined data were 39.12 cm TL and 0.65 $yr^{-1}$. The growth performance index of this study (2.75) was higher than that of the previous study (2.45). This difference could be attributed to sampling method. The recruitment patterns indicated one normally distributed group. Percentage of the recruitment was 51.04% in the spawning season and the highest in August (19.78%).

• Journal of Forest and Environmental Science
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• 제32권4호
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• pp.367-376
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• 2016

Urban greenery is an important component of urban environment and is fast gaining prominence especially in the developing countries. The destruction of urban trees has resulted to the degradation of the environment, thus the introduction of green Kumasi project by Kumasi Metropolitan Assembly, Ashanti Region of Ghana. The composition and diversity of urban trees gives rise to adequate management and monitoring, thus an inventory of urban trees of the Metropolis was conducted to document complete information on its density, diversity, composition and distribution. A total tree population of 1,101 was enumerated in the principal roads of the Metropolis. The ten most encountered tree species accounted for 61.04% of all the individual tree populations with Mangifera indica being dominant. The dominant families: Fabaceae, Moraceae and Arecaceae constitute 38.57% of the tree population. Diversity of the tree species was very high. The minimum diversity criteria were met on analysis of the diversity of this population. The proportion of exotic species was high with 65.71% of the trees belonging to the introduced species. It is recommended that greater emphasis should be placed on the planting of indigenous trees in future tree planting exercise.

• Journal of Ginseng Research
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• 제33권3호
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• pp.219-222
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• 2009

본 연구는 신체 증상을 호소하는 정상인들을 대상으로 3주간 홍삼 또는 위약을 투여하였고, 홍삼 복용군에서 위약 복용군에 비해 신체 증상 감소 정도가 더 큼을 보여주었다.

• 한국환경과학회지
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• 제9권3호
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• pp.267-273
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• 2000

In order to understand the impact for decomposition of blue-green algae Microcystis on water quality, the algae were cultivated with collection of natural population during approximately one month, when water-bloom of Microcystis dominated at August 31, 1999 in the lower part of the Okchon Stream. The enrichment of inorganic NㆍP nutrients didn't in algal assay and the effect of Microcystis on water duality was assessed from the variation of nutrients by algal senescence. Microcystis population seemed to play a temporary role of sink for nutrients in the water body. Initial algal density of Microcystis was 2.3×10/sup 6/ cells/㎖. When Microcystis population died out under light condition, algal NㆍP nutrients between 9∼12 days affected to increase of biomass after reuse by other algal growth as soon as release to the ambient water. However, cellular nutrients under dark condition were almost moved into the water during algal cultivation. NH₄, NO₃ and SRP concentration were highly increased with 160, 17 and 79 folds, respectively relative to the early. As a result, the senescence of Microcystis population seemed to be an important biological factor in which cause more eutrophy and increase of explosive algal development by a lot of nutrients transfer to water body. There are significantly observed an effort of reduce for production of inner organic matters such a phytoplankton as well as load pollutants from watershed in side of the water quality management of reservoir.