• 제목/요약/키워드: Policy belief

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Reconnecting the Dots for the Payment Service Directive 2 - Compatible Asian Financial Network

  • Choi, Gongpil;Park, Meeyoung
    • East Asian Economic Review
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    • 제23권3호
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    • pp.285-309
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    • 2019
  • Unlike the popular belief, digital transformation mainly gets stymied by legal and regulatory issues related with legacy institutions in Asia rather than technical difficulties. The real challenges triggered by the PSD2 (Payment Services Directive 2) are how the region would overcome the overly fragmented, centralized, and hierarchical legacy framework to allow necessary changes to respond to the digital single market initiatives as promulgated by the European counterpart. The PSD2 is expected to bring about substantial changes in the payment ecosystem by allowing payment service providers to access customers' accounts and transactions information via API that have been traditionally controlled by banks. This paper suggests an incentive-compatible mechanism design for open collaboration among legacy institutions in the region to help them adapt to the PSD2. As evidenced by case studies in Korea, the Asian equivalent of PSD2 can be implemented and further expanded to create region-wide PCS (payment-clearing-settlement) network by reconnecting the dots of legacy infrastructures. These decentralized, diverse, small payment networks can be further combined with the expanded RTGS-CDS platform to evolve into the next phase of Asian Financial Network.

행동경제학 관점에서 프라이버시 역설에 관한 연구 (A Study on Privacy Paradox from the Behavioral Economics Perspective)

  • 김종기;김상희
    • 정보화정책
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    • 제22권3호
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    • pp.16-35
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    • 2015
  • 최근 프라이버시 분야에서는 태도와 행동의 일관성 가정을 토대로 진행되어온 기존의 프라이버시 연구를 부정하고, 프라이버시 태도가 더 이상 행동에 영향을 미치지 않는다고 주장하는 프라이버시 역설 관점의 연구가 점점 증가하고 있는 추세이다. 본 연구에서는 정보제공의도와 정보제공행동 간의 관계에서 프라이버시 역설 현상이 실제로 존재하는지 확인하고, 왜 이러한 현상이 나타나는지 행동경제학에서 논의되는 이중 프로세스 이론을 통해 설명하고자 하였다. 실증분석 결과, 정보제공의도와 정보제공행동 간에는 통계적으로 유의한 차이가 있는 것으로 나타나 프라이버시 역설의 존재가 확인되었다. 다음으로, 프라이버시 위험은 합리적 사고에 의해 지배되는 프라이버시 의사결정의 결과인 정보제공의도에, 프라이버시 신뢰는 직관적 사고에 의해 지배되는 실제 교환관계의 결과인 정보제공행동에 영향을 미치는 것으로 분석되어 이들이 상황에 따라 차별적 역할을 한다는 것이 확인되었다.

종합병원 간호사의 다제내성균 감염관리 수행도에 영향을 미치는 요인: 건강신념모델 중심으로 (Factors Affecting Performance Infection Control of MultiDrug-Resistant Organisms among Nurses:with focus of the Health Belief Model)

  • 박정희;이미향
    • 디지털융복합연구
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    • 제18권3호
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    • pp.227-234
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    • 2020
  • 이 연구는 종합병원 간호사를 대상으로 다제내성균 감염관리 수행도에 영향을 미치는 요인을 확인하여 감염관리 교육프로그램 개발의 기초자료를 제공하고자 시도되었다. 202명의 간호사를 대상으로 구조화된 설문지를 이용해 자료를 수집하였다. 연구결과 간호사의 다제내성균 감염관리 지식은 평균 17.68점이었으며 간호사의 지각된민감성, 지각된 심각성, 지각된 유익성과 수행도는 양의 상관관계가 있었다. 또한 일반적 특성에서 결혼, 임상경력, 직위, 근무부서에 따라 수행도의 차이가 있었다. 다제내성균 감염관리 수행도에 영향을 미치는 요인으로는 지각된 유익성과 근무부서로 설명력은 35%였다. 간호사의 다제내성균 감염관리 교육프로그램 개발시 다제내성균 감염관리 지침 수행에 따른 장점, 효과 등을 포함하여 유익성을 강조하는 것이 필요하다. 또한 간호사를 대상으로 다제내성균 감염관리 교육이 필수적으로 시행되어야 한다.

PPL 광고효과요인이 광고태도에 미치는 영향 (A Study of Relation between Consumers' Product Placement Effect Factors and Attitude of Advertisement)

  • 유승엽
    • 디지털융복합연구
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    • 제9권4호
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    • pp.181-190
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    • 2011
  • 본 연구는 PPL 효과에 영향을 미치는 요인이 무엇인가를 소비자의 신념인식을 통해 알아보고, PPL 광고효과요인이 광고태도에 미치는 영향에 대해 알아보고자 하였다. 이를 위해 310명의 대학생 소비자를 대상으로 설문조사를 실시하였다. 연구결과 첫째, PPL광고효과에 영향을 미치는 요인은 7개로 나타났다. 즉, 연예인관여도, 노골적묘사, 협찬사신뢰성, 소비조장, 브랜드차별성, 윤리성 및 정보제공 요인으로 나타났다. 둘째, 광고태도 지각에서 소비자는 긍정적으로 인식하고 있는 것으로 나타났으며, 과거에 비해 좀 더 긍정적인 인식이 높은 것으로 나타났다. 셋째, PPL광고효과요인과 광고태도 관련성에 영향을 미치는 요인은 연예인 관여도 협찬사, 신뢰성 및 정보제공 요인으로 나타났다. 이러한 결과는 간접광고제작 실무자에게 간접광고효과에 영향을 미치는 중요한 신념 요소가 무엇인가에 대한 자료를 제공할 뿐 아니라 PPL 시장진출에 관심 있는 광고대행사의 간접광고 제작 전략마련에 기초적 자료를 제공해 줄 것이다.

Using the Health Belief Model to Assess Graduate Emotional Wellness: An Empirical Study from Malaysia

  • DAUD, Salina;WAN HANAFI, Wan Noordiana;SOHAIL, M. Sadiq;WAN ABDULLAH, Wan Mohammad Taufik;AHMAD, Nurul Nadiah
    • The Journal of Asian Finance, Economics and Business
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    • 제9권8호
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    • pp.19-27
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    • 2022
  • Graduate well-being is foundational to academic success, and they are becoming more and more vulnerable. This is as they suffer from mental health challenges like anxiety and depression at rates six times higher than the general population. When the nature of their educational experience changes, such as when they had to stay in their homes during the COVID-19 pandemic, the stress on their mental health increases. The number of cases of emotional wellness among university students is considered a public health problem, but these young people often do not seek appropriate treatment. This study, therefore, aims to identify the influence of health behavior factors on graduate emotional wellness. This study used a questionnaire with a cross-sectional survey design. Questionnaires were distributed online to graduates from selected Private and Public Higher Education Institutions in Malaysia. The Partial Least Square Equation Model (PLS-SEM) was used to analyze the results of the study. Overall findings indicate that the health behavior factors have a significant influence on graduate emotional wellness. The findings from this study will benefit the management, academics, counselors, and other entities, including the Students' Representative Council, in identifying ways to improve services and upgrade the necessary facilities to enhance the graduate's emotional wellness.

신종담배의 출현과 정책방향: 전자담배 및 가열담배에 대한 전략 (The Government Policies of New Tobacco Products: Strategies for Managing Electronic Cigarettes and Heated Tobacco Products)

  • 박명배
    • 보건행정학회지
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    • 제29권1호
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    • pp.4-10
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    • 2019
  • The term new tobacco products (NTPs) refers to the new alternatives to conventional cigarettes. There are several kinds of NTPs in South Korea. The present study discusses the most widely used NTPs namely electronic cigarette (ECs) and heated tobacco products (HTPs). The aims of this study are to evaluate the risk related to the use of ECs and HTPs, introduce policy examples across different countries of management of this issue, and finally, present some policy implications of the problem and our response strategies. Since the advent of ECs, there has been a lot of debate about its risk. Some studies have reported that ECs are less harmful than conventional cigarettes and that they are effective in aiding smoking cessation. Nevertheless, the efficacy of ECs in smoking cessation and its potential health risks are still unclear. However, the obvious fact is that it is not harmless. Regulations on ECs differ from country to country. In many countries, they are strictly regulated as tobacco or toxic substances; however, in the United Kingdom, the use of ECs are included as part of their smoking cessation policy, and in Japan, they are treated as a form of medication. On the other hand, HTPs are the most recently introduced NTPs and they have attained sensational popularity because of the wrongly held belief that they are less harmful to health. So, what about our policy response to these two tobacco products? The research on ECs requires more systematic statistical monitoring, such as monitoring the ratio of dual-users. Further, the new EC smokers should be identified taking into account that the arguments for the use of ECs often emphasize smoking cessation or less risks to health, the government should further strengthen its policy to prevent those claims. The HTPs market experienced a very sharp growth and continues to grow because the government policy is too passive. Taking this as a lesson, it is necessary to approach NTPs, such as HTPs, proactively and increase their contribution to the National Health Promotion Fund by imposing greater taxes on them. Finally, considering the likelihood of NTPs being promoted as a less harmful tobacco product, it is essential to strictly regulate tobacco companies' publicity from the very beginning to ensure that potential consumer s are not mislead.

근로자의 금연프로그램 참가의도와 관련된 요인 (Factors Related to the Intention of Participation in a Worksite Smoking Cessation Program)

  • 김성아;감신;예민해;박기수;오희숙;손재희
    • Journal of Preventive Medicine and Public Health
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    • 제32권3호
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    • pp.297-305
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    • 1999
  • Objectives: This study was conducted to evaluate factors related to the intention of participation in a worksite smoking cessation program. Methods: To explain the health behavior of participating intention in a worksite smoking cessation program, the health belief model(HBM) was used as study model, and 144 self-administered questionnaires were completed by electronic company workers. Variables of the health belief model were composed of perceived susceptibility to smokinginduced disease, perceived severity of smoking-induced disease, economical gain as perceived benefit of smoking cessation, and nicotine dependency as perceived barrier of smoking cessation. Variables of sociodemographics, smoking status, knowledge about adverse health effects of smoking, and cues to smoking cessation were used as modifying factors. Results: Perceived severity(POR=1.99, 95% CI: 1.03-3.83), perceived benefit(POR=2.11, 95% CI: 1.07-4.17), and perceived barrier(POR=0.29, 95% CI: 0.11-0.76) were significant variables to the intention of participation in a worksite smoking cessation program in the logistic regression analysis. The perceived severity was significantly affected by knowledge about adverse health effects of smoking(POR=2.17, 95% CI: 1.23-3.84). The perceived barrier was significantly affected by education level(POR=3.66, 95% CI: 1.17-11.44), age to first cigarette (POR=0.32, 95% CI: 0.10-0.98), pack-years(POR=5.47, 95% CI: 2.37-12.61). To the Perceived benefit, the model was not fitted. Conclusion: Our results found that counterplans improving the knowledge about adverse health effects of smoking, preventing early smoking, and decreasing smoking amount should be considered for an effective smoking ban policy.

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미국 병원의 네트워크 유형 선택에 영향을 미치는 요인분석 (Factors Influencing to Select Types of U.S. Hospital Network)

  • 김양균
    • 보건행정학회지
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    • 제14권2호
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    • pp.1-16
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    • 2004
  • The study purpose was to find which factors affect selection of hospital network types. This study used the 1998 American Hospital Association Annual Survey Database from Health Forum. Among these U.S. hospitals, the researcher selected hospitals located in Metropolitan Statistical Areas. Therefore the final observation cases for analysis are 1,971 Metropolitan Statistical Area hospitals in the United States. To identify significant variables influencing hospital network types, the study used proportional odds logistics regression model on population size, Health Maintenance Organization penetration rate, and market competition rate of area including a hospital, types of hospital ownership, hospital bed size, proportion of Medicare patients and Medicaid patients in total hospital patients, and occupancy rate. Contrary to conventional wisdom, selection of hospital network types was influenced by population size of area which a hospital located, types of ownership, hospital bed size, and proportion of medicare patients rather than Health Maintenance Organization penetration. Population size 1,000,000-2,499,999 had the highest probability of selecting type IV (clinical-vertical integration) from an independent hospital, and a religious group owned hospitals and for-profit owned hospitals had the highest probability of selecting Type IV (clinical-vertical integration) from an independent hospital. A bed size had positive relation on selecting Type IV (clinical-vertical integration) from an independent hospital. Unlikely general belief that the selecting types of hospital network was determined by the change of health insurance policy such as Health Maintenance Organizations and Preferred Provider Organizations, the types of hospital network were influenced by community characteristics such as population size, and hospital characteristics.

토지보유과세강화(土地保有課稅强化)의 당위성(當爲性)에 대한 검토(檢討) (Is Higher Land Holding Tax the Solution for Korea's Land Problems?)

  • 손재영
    • KDI Journal of Economic Policy
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    • 제14권3호
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    • pp.49-72
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    • 1992
  • 본고(本稿)는 부동산, 특히 토지에 대한 보유과세가 강화되어야 한다는 주장들을 검토하여 토지보유과세(土地保有課稅)를 강화하는 것이 바람직한가, 그럴 경우 어느 정도의 세부담(稅負擔) 증가(增加)가 필요한가를 살펴봄으로써 세제개편(稅制改編)의 실천적인 지침을 도출하는 데에 그 목적이 있다. 빠른 지가상승(地價上昇)이 계속되는 상황에서는 보유과세가 가진 효과들이 나타나기 어려우므로, 토지개발(土地開發) 및 공급(供給)의 확대로 지가상승(地價上昇) 추세(趨勢)를 완화시키는 한편, 양도과세(讓渡課稅)의 기능을 제고(提高)하는 것이 우선적으로 추진되어야 할 과제이며, 토지보유과세(土地保有課稅)의 증가(增加)는 토지정책적(土地政策的) 목적(目的)에서보다는 지방세수(地方稅收)의 확대(擴大)와 같은 목적(目的)을 위해 지속적으로 추구해야 할 정책방향이다. 토지보유과세(土地保有課稅)는 조세저항 등의 부작용을 보아가면서 점진적으로 높여 가되 보다 '좋은' 조세의 특성을 가지도록 개편해 가야 할 것이다.

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신공항(新空港)의 허브공항화(空港化)에 관한 소고(小考) (An Essay on the Possibility of New Seoul International Airport as a Regional Hub)

  • 김종석
    • 항공우주정책ㆍ법학회지
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    • 제5권
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    • pp.303-320
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    • 1993
  • The construction of New Seoul International Airport is under way despite much controversy. Among much discussed, but not well-formulated controversy is the possibility of the airport as a hub in the North Asia Region. This paper specifies the factors which render it possible for an airport to be a regional hub. Then each factor is applied to the new airport to see whether it can function as a hub airport. Also examined is the qualitative cost and benefit calculation related to the hub function. The usual discussion has missed one big point of cost side of hub function in the belief that the hub only produces benefits to the national economy where the airline and airport industry belong; earlier-than-expected congestion and the necessity to expand the airport sufficiently enough to accommodate the increasing air demand. An airport as a hub is determined by several factors; geographical location ; economic status of the country where the airport belongs ; bilateral air service agreements according to which the airlines can exercise the route rights; the airport charges which directly influence the cost structure of the carriers ; international aviation and airport related policies of each country in the region ; airport capacity etc. The tentative implications of this paper are the followings; first, the new airport is able to function as a regional hub in the transpacific routes which connect Asian countries and North America. That is, directional hubbing by the airlines is implicated; second, the main benefits may be accrued to american airlines exercising all the route rights in the Asian region; third, the governmental effort to make the new airport a regional hub must take caution in optimizing the hubbing level (% of transitting passengers and freight) between the benefits and the costs. Further Studies may include optimal level of hubbing for the new airport and, quantification of the impact of the new airport on the national economy depending on the degree of hubbing.

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