• 재활복지
• /
• v.21 no.3
• /
• pp.85-106
• /
• 2017

The purpose of this study is to verify the effect of the public pension and the old-age preparation on the life satisfaction of the elderly with disabilities who have paid jobs, focusing on mediation effects of self-esteem. The data of "the 8th year Panel Survey of Employment for the Disabled" of 2016 surveyed by the Korea Employment Agency for the Disabled was used. Among the 5,092 people with disabilities, who are 60 or older and who are employed for paid jobs, only 296 cases were finally selected and analyzed by using SPSS 20.0 Version. The results of this study are as follows: First, public pension is a factor that increases the life satisfaction of the population. The elderly with disabilities who have paid jobs and well prepared for the old-age are more likely to have higher life satisfaction. Second, self-esteem did not seem to mediate between public pension and life satisfaction. Third, self-esteem have proven to mediate between old-age preparation and life satisfaction. This study is meaningful in terms of finding mediating factors such as public pension, revitalization of old-age preparation and self-esteem as part of raising life satisfaction of the elderly with disabilities.

• Journal of the Korea Society for Simulation
• /
• v.32 no.4
• /
• pp.69-76
• /
• 2023

To improve the financial stability of the National Pension, an appropriate target rate of return should be established based on pension liabilities, and asset allocation policies should be formulated accordingly. The purpose of this study is to calculate the target rate of return considering the contributions of subscribers and the pension benefits, and based on this, derive an asset allocation. To do this, we utilized the internal rate of return methodology to calculate the target rate of return for each cohort. And then, we employed a Monte Carlo simulation-based re-sampling mean-variance model to derive asset allocation for each cohort that satisfy the target rate of return while minimizing risks. Our result shows that the target rate of return for each cohort ranged from 6.4% to 6.85%, and it decreased as the generations advanced due to a decrease in the income replacement rate of the National Pension. Consequently, the allocation of risky assets, such as stocks, was relatively reduced in the portfolios of future generations. This study holds significance in that it departs from the macroeconomic-based asset allocation methodology and proposes investments from an asset-liability management perspective, which considers the characteristics of subscribers' liabilities.

• Journal of Teachers' Pension
• /
• v.3
• /
• pp.255-278
• /
• 2018

본 연구는 사학연금에서 연기연금재도의 도입 필요성을 검토하고 특히 도입 시 적용할 가산율 설정 등 구체적인 도입방안을 제시하고자 하였다. 사학연금에서 연기연금제도는 수급자의 근로유인과 활동적 노년의 진작을 위해서 필요하다. 이는 또한 국민연금과 직역연금이 동조화되고 있는 현 추세와도 일치한다. 이 연구는 또한 국민연금의 연기연금제도를 참고하여 보험수리적 중립성에 입각한 공정가산율을 산출하였다. 이 방식에 따르면 사학연금 연기연금제도의 핵심제도인 공정가산율은 6.2%로 나타났다.

• Korean Architects
• /
• s.565
• /
• pp.62-75
• /
• 2016

• Korean Architects
• /
• s.511
• /
• pp.36-41
• /
• 2011

• Korean Architects
• /
• s.516
• /
• pp.34-39
• /
• 2012

• Korean Architects
• /
• s.596
• /
• pp.72-75
• /
• 2018

• Journal of the Korean Data and Information Science Society
• /
• v.26 no.4
• /
• pp.931-946
• /
• 2015

Many multiple life insurance products consider benefits that are contingent on the combined survival status of two lives. To value premiums of the insurance products accurately, we need to consider the impact of the survivorship of one life on another. To show a dependence relation between married couple, we calculate correlation coefficients by using married couples data from National Pension Service and the results show some positive dependence between them. Moreover, by analyzing the death after bereavement, we find a evidence that mortality rates increase after the death of a spouse and, in addition, that this phenomenon, the broken-heart syndrome, diminishes over time. The results of this study can support the method to calculate the premium of multiple life insurance reflecting more realistic joint mortality rates.

• Journal of Families and Better Life
• /
• v.27 no.1
• /
• pp.61-71
• /
• 2009

The purpose of this study was to resolve the issues of inferior housing environment and the population decrease in rural community by improving the environment and attracting urban inhabitants. A simulation on the costs and the local programs was operated from a point of view that Pension Insurance House with Long-term Lease and a plan for the program in connection with local resources should be accompanied to attract urban inhabitants. The study was carried out through mainly documents analysis and specialists' opinions. The simulation results are as follows. Firstly, the pre-existing rural housing development projects have only emphasized the hardware, while underestimated the post-management with operating programs. The software should be underlined when Pension Insurance House is developed. Secondly, as a result of the simulation on construction expenditure and the operating and maintenance cost for 30 years, about 82.3 million Wons are necessary residential expenses for 15 years per unit. Thirdly, in case of MUJU County, it has made the most of its pre-existing institutions. It's medical institutions provide medical care system with health education, facilities related leisure and culture offer recreational programs and the local community center and its program of each town helps new habitants adopt to the rural life. Additionally, the employment project of a local welfare center allow people living in a rural community to continue their careers with their talents and interests through local class programs for a life worth living. Lastly, guide for getting information of rural life, local community gathering and preliminary education should be carried out to reduce expectant tenants' incompatibility and assist them settle down early. The community program expansion is also required at the local government level.

• The Journal of Society for e-Business Studies
• /
• v.24 no.4
• /
• pp.1-16
• /
• 2019

Blockchain technology prevents tampering of central authorities that manage voting process, enhancing trust in the vote results. This technology enables citizens to participate more directly in the areas where delegation was inevitable due to the difficulties in polling fair and trustworthy public opinions. There are many projects around the world proposing to implement voting system for public decision making using blockchain technology. The blockchain voting system is expected to work as a transparent and fair channel for polling public opinions, which will transform the public decision-making process and governance. Korean National Pension Service (NPS) recently introduced stewardship code to better represent the interest of beneficiaries. However, because of the mistrust in governance of NPS, introduction of stewardship code is facing criticism for potential misuse of their voting rights against the interest of beneficiaries and for government's interference with corporate management. This study proposes a voting system applying blockchain technology for polling the opinions of National Pension Fund's beneficiaries to support public decision-making, and discusses social and institutional conditions for implementation of the proposed system.