• KSII Transactions on Internet and Information Systems (TIIS)
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• v.11 no.2
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• pp.1105-1117
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• 2017

Financial technology, also known as FinTech, is one of the fast growing global businesses in since its inception in 2008. Fintech is a new economic industry, comprised of companies that adopted the latest technologies to provide more efficient financial services than the traditional financial services. Fintech companies are generally small to medium sized startups trying to disintermediate existing financial systems. FinTech companies can be differentiated in several areas, based on its business solutions and target customers. In Korea, the Peer-to-Peer (P2P) lending companies are the most prominent in the FinTech sector. P2P lending is a method of borrowing or lending money to individuals through online services without the use of an official financial institution as an intermediary. The P2P lending companies operate their services entirely online or mobile environment. Consequently, mobile P2P lending application users are dramatically increasing. Thus, it is worth evaluating the acceptance of the mobile apps of the P2P lending companies from a user's perspective. This paper discusses user acceptance of the mobile P2P lending apps, guided by the Technology Acceptance Model. We conclude that the users' acceptance of mobile P2P lending apps are significantly influenced by perceived ease of use, perceived usefulness, and user satisfaction. These in turn influenced their attitude towards using mobile P2P lending apps and intention to use.

• Journal of KIISE:Computing Practices and Letters
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• v.9 no.6
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• pp.662-673
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• 2003

This paper proposed a workflow enactment model to provide process management functions for the next generation Internet service environment such as Web Service and Grid Computing. The existing enterprise workflow enactment models could not meet the scalability and reliability requirements for aforementioned environments. To satisfy these requirements, this study addressed on applying P2P model to the workflow enactment model. Mathematical description and proof were employed to show the recovery based on set theory and we also showed performance enhancement through simulations, which demonstrated a comprehensive result giving more than 100 times fast response time than the existing centralized model on the same resources.

• Journal of the Korea Society for Simulation
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• v.15 no.1
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• pp.69-75
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• 2006

P2P services occupy more then 50% of the internet traffics. A huge number of query packets are generated since pure P2P based models rely on message flooding for their query mechanisms. In this study, the numbers of query messages generated in the pure P2P and hybrid P2P model are analyzed. The results show that hybrid P2P models also could suffer from message flooding. To reduce the message flooding, this study proposes an interest based clustering mechanism for hybrid P2P services. By applying this clustering algorithm, it could reduce 99.998% of the message flooding. The proposed algorithm also reduces the cost of the joining operations by storing previous supernodes.

• Proceedings of the Korean Society of Precision Engineering Conference
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• 2006.05a
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• pp.345-346
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• 2006

In the future, a machine will be more improved in the form of advanced concept with collaborative ability in M2M(Machine to Machine, Mobile to Machine) environment for u-Manufacturing system. This paper tried to standardize M2M and design advanced concept machine. The M2M is front-end system for implementing autonomous ubiquitous environment. The advanced machine in M2M will be a collaborative machine with knowledge-evolutionary ability such as u-Machine(Ubiquitous machine), Vortal(Vertical Portal) machine and P2P(Peer to Peer) machine. Such advanced concept machines will be the key subject for M2M cooperation.

• Proceedings of the Korea Information Processing Society Conference
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• 2003.05c
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• pp.1607-1610
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• 2003

최근 MP3 저작권에 대한 찬반 논란이 계속 되면서, 기존의 클라이언트-서버가 아닌 Peer-To-Peer(P2P) 기반의 데이터 검색 시스템에 관한 여러 연구가 활발히 진행되고 있다. 하지만. 검색 방법에 있어서는 단순히 파일이름을 이용한 데이터 검색 방법이 주류를 이루고 있는데 본 논문에서는 검색을 위한 문서 정보를 XML 형태로 저장하고, 구조적인 검색을 용이하게 하기 위해 DOM(Document Object Model)을 이용하여 XML 문서를 트리 형태로 구성한 후 P2P 네트워킹 플랫폼인 JXTA를 기반으로 XPath 질의를 수행함으로써 P2P 네트워크 기반에서 구조적 검색이 가능한 시스템을 구현하였다.

• KSII Transactions on Internet and Information Systems (TIIS)
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• v.6 no.9
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• pp.2285-2301
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• 2012

Peer-to-Peer (P2P) networks are becoming more and more popular in video content delivery services, such as Video on Demand (VoD). Scalability feature of P2P allows a higher number of simultaneous users at a given server load and bandwidth to use stream service. However, the quality of service (QoS) in these networks is difficult to be guaranteed because of the free-riding problem that nodes download the recourses while never uploading recourses, which degrades the performance of P2P VoD networks. In this paper, a distributed trust model is designed to reduce node's free-riding phenomenon in P2P VoD networks. In this model, the P2P network is abstracted to be a super node hierarchical structure to monitor the reputation of nodes. In order to calculate the reputation of nodes, the Hidden Markov Model (HMM) is introduced in this paper. Besides, a distinction algorithm is proposed to distinguish the free-riders and malicious nodes. The free-riders are the nodes which have a low frequency to free-ride. And the malicious nodes have a high frequency to free-ride. The distinction algorithm takes different measures to response to the request of these two kinds of free-riders. The simulation results demonstrate that this proposed trust model can improve QoS effectively in P2P VoD networks.

• The Journal of Korean Institute of Communications and Information Sciences
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• v.29 no.7B
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• pp.598-612
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• 2004

Client requests have increased with the improvement of network resources at client side, whereas network resources at server side could not keep pace with the increased client request. Therefore, it is primary factor of the Qos that efficiently utilize network resources at server side. In this paper, we proposed a new model that peer-to-peer transfer scheme for partial multimedia stream based on CIWP which it decrease server network bandwidth by utilizing client disk resources saves additional server network resources. Especially, adapting Threshold_Based Multicast scheme guarantees to do that data transfer within clients never exceed service time of previous peer by restriction of which data size transferring from previous peer less than data size transferring from server. Peer-to-peer transfer within clients is limited in same group classified as ISPs. Our analytical result shows that proposed scheme reduces appling network resources at server side as utilizing additional client disk resource. furthermore, we perform various simulation study demonstrating the performance gain through comparing delay time and proportion of waiting requesters. As a result, when we compared to Threshold_Based Multicast scheme, the proposed scheme reduces server network bandwidth by 35%.

• Journal of the Korea Society for Simulation
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• v.16 no.4
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• pp.77-86
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• 2007

Web services are considered as the critical component in the business plans of corporations as they offers the potential for creating highly dynamic and versatile distributed applications that span across business boundaries. Web Service Orchestration studies composition of already-existing web services to create new value-added services. The composite web services could be executed in a centralized or peer-to-peer(P2P) orchestration model. Compared with centralized-orchestration model, the P2P-based orchestration model provides better scalability, reliability, and performance for the overall services. However, recent P2P-orchestration solutions have limitation in supporting complex workflow patterns. Therefore, they could not effectively handle sophisticated business workflow, which contains complex workflow patterns. In this paper, we propose the WORKGLOW system, which can deal with complex workflow patterns while it is able to perform composite services in P2P orchestration manner. Comparing with centralized orchestration systems, the WORKGLOW brings up more business logic advantages, better performance, and higher flexibility with only a little overhead.

• The Journal of Information Systems
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• v.23 no.4
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• pp.169-196
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• 2014

This study investigates how information and communication technology (ICT) can damage intellectual property rights (IPR) in the movie industry. Utilizing a survey questionnaire to gather information about the extensive use of ICT devices, including tablet PCs and smartphones, we demonstrate how digital piracy behavior is associated with various socio-demographic characteristics. Econometrically, since a large number of people do not engage in piracy activities, we adopt a zero-inflated negative binomial model. We find that people with tablet PCs are more likely to engage in the piracy of movies from peer-to-peer (P2P) sites. In particular, when we categorize ICT devices based on whether they are portable and allow downloads, we find that people with devices equipped with both functions are most likely to engage in movie piracy.

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.9 no.3
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• pp.165-171
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• 2009

With rapid growth of Mobile Ad-Hoc network(MANET) and P2P service technologies, many attempts for integration of MANET and P2P service and development of such applications are actively introduced recently. The implementation of stable P2P service, however, is very difficult challenge because of the high mobility of mobile users in MANET. In this paper, we propose an efficient mobile P2P service, which shares and manages multimedia data files efficiently in mobile environment, uses distributed caches to store files considering their popularities in order to achieve high performance. The performance of proposed P2P service is evaluated by an analytic model and compared with those of existing DHT based P2P service in peer-to-peer network.