• Title/Summary/Keyword: NFC Payment

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User certification module development of Gallery-Auction for NFC-based 2 Factor mobile electronic payment (NFC 기반 2 Factor 모바일 전자결제를 위한 갤러리-옥션의 사용자인증 모듈 개발)

  • Jo, Won Oh;Cha, Yoon Seok;Oh, Soo Hee;Choi, Myeong Soo;Kim, Hyung Jong
    • Smart Media Journal
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    • v.6 no.3
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    • pp.29-40
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    • 2017
  • Lately weight for smartphone mounted to function for NFC is increasing, rapidly. Because of this, NFC related technology is made by many companies. We developed Gallery-Auction for security enhancements and new services of NFC-based 2 factor electronic payment system. Enhanced security features development of user authentication module through fingerprint recognition to apply FIDO authentication technology and developed electronic contract voice service of Gallery-Auction using TTS(Text to Speech). Therefore we enhanced convenient and simple authentication method and security through NFC mobile electronic payment.

A Study on Factors Influencing the Intention to Use NFC Payment System for Public Transport - Focused on Ho Chi Minh Citizens in Vietnam (대중 교통을 위한 NFC 결제 시스템 사용의도에 영향을 미치는 요인에 관한 연구 -베트남 호치민 시민을 중심으로)

  • Ly, Xuan-Hoang;Han, Kyeong-Seok
    • Journal of Digital Contents Society
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    • v.19 no.3
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    • pp.569-577
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    • 2018
  • Near-Field Communication(NFC) is a useful technology that is receiving worldwide attention. NFC mobile payment systems are being developed by many technology companies including financial institutions especially for the public transportation. In this research we find several factors for the intention to adopt NFC payment system. We surveyed 355 respondents who live in Ho Chi Minh city, Vietnam which became more interested by Korean as a post China country to test our research hypothesis. Using Technology Acceptance Model(TAM) we find that the factors of Social influence, Trust, Security, and Users' Convenience play the significant role to the factor of Intention to Use of NFC payment system.

Study on NFC Security Technology and Vulnerability (NFC 보안 기술 및 보안 취약점에 관한 연구)

  • Kim, Mi-Sun;Kim, Hyun-Gon;Lee, Bum-Ki;Seo, Jae-Hyun
    • Smart Media Journal
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    • v.2 no.3
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    • pp.54-61
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    • 2013
  • NFC is a Near Field wireless Communication technology, comes to the fore as an important technology of Mobile Payment System with supply of devices and diffusion of services. Because of the fact that the NFC retail payment services, ticketing, smart cards are able to operate in one device, it(NFC Technology) can make disclosure of personal information and security risks. Thus, the problem of security in NFC technology is essential, and the need for research on security threats are increasing. In this paper, we wil analyze for NFC's vulnerabilities and security technology.

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Examining the Influencing Factors of NFC (Near Field Communication) - Payment Adoption in China : The Moderating Role of Personal Innovativeness (중국 근거리 무선통신(NFC) 간편결제 채택의 결정요인: 개인 혁신성의 조절효과를 중심으로)

  • Mu, Hong-Lei;Lee, Young-Chan;Dong, Fang-Ran
    • Journal of Industrial Convergence
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    • v.16 no.3
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    • pp.33-40
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    • 2018
  • Near Field Communication has been emerged as a spectacular phenomenon. The aim of this study is to determine the factors influencing the adoption of NFC-enabled mobile payment. In order to analyze, this study proposes a research framework based on Technology Acceptance Model. 353 valid data were collected through the Internet who has used NFC technology. Results show that relative advantage, social influence, and technology availability have a significant effect on perceived usefulness ($0.190{\ast}{\ast}{\ast}$, $0.211{\ast}{\ast}{\ast}$, $0.227{\ast}{\ast}{\ast}$respectively). However, for perceived ease of use, only relative advantage and social influence were verified to have significant influence. Perceived ease of use significantly influence perceived usefulness ($0.348{\ast}{\ast}{\ast}$), and both of them significantly affect the NFC-payment adoption intention ($0.199{\ast}{\ast}$, $0.361{\ast}{\ast}{\ast}$). The results also verified the moderator variable of personal innovativeness ($0.20{\ast}{\ast}{\ast}$ and $0.297{\ast}{\ast}{\ast}$respectively).

Privacy-Preserving NFC-Based Authentication Protocol for Mobile Payment System

  • Ali M. Allam
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.17 no.5
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    • pp.1471-1483
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    • 2023
  • One of the fastest-growing mobile services accessible today is mobile payments. For the safety of this service, the Near Field Communication (NFC) technology is used. However, NFC standard protocol has prioritized transmission rate over authentication feature due to the proximity of communicated devices. Unfortunately, an adversary can exploit this vulnerability with an antenna that can eavesdrop or alter the exchanged messages between NFC-enabled devices. Many researchers have proposed authentication methods for NFC connections to mitigate this challenge. However, the security and privacy of payment transactions remain insufficient. We offer a privacy-preserving, anonymity-based, safe, and efficient authentication protocol to protect users from tracking and replay attacks to guarantee secure transactions. To improve transaction security and, more importantly, to make our protocol lightweight while ensuring privacy, the proposed protocol employs a secure offline session key generation mechanism. Formal security verification is performed to assess the proposed protocol's security strength. When comparing the performance of current protocols, the suggested protocol outperforms the others.

A Study on the Expected Effect of Mobile Prepaid Payment for the Activation of Food Waste Volume-Rate System (음식물 종량제 활성화를 위한 모바일 선불결제 적용에 따른 기대효과 연구)

  • Kim, YongIl;Kim, SeungCheon
    • Journal of Convergence for Information Technology
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    • v.10 no.11
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    • pp.47-54
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    • 2020
  • This study proposes an NFC-based payment system that considers user convenience while expanding the existing payment method for RFID-based individual food and logistics waste equipment. In line with this trend, I proposed to apply NFC to the existing RFID-based food meter to release the food in the meantime and to address the problem of re-carrying due to card loss, card not possessed, and non-filling, and the question that could not be identified by various cumbersome procedures. NFC's function alone has been certified for its convenience, which led to its introduction and research in the period of time. Of course, we need to negotiate fees with the transportation card company, but if we see a market share related to transportation card soon, we think smooth negotiations will take place. NFC method will be expanded to all phones with iPhone NFC opening. Therefore, in the next study, we intend to apply the payment system in NFC by linking with local currency, mobile vouchers, and card companies, which are being paid as respective payment means according to the recent emergency support system for COVID-19.

Draft Design of 2-Factor Authentication Technique for NFC-based Security-enriched Electronic Payment System (보안 강화를 위한 NFC 기반 전자결제 시스템의 2 팩터 인증 기술의 초안 설계)

  • Cha, ByungRae;Choi, MyeongSoo;Park, Sun;Kim, JongWon
    • Smart Media Journal
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    • v.5 no.2
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    • pp.77-83
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    • 2016
  • Today, the great revolution in all financial industrial such as bank have been progressing through the utilization of IT technology actively, it is called the fintech. In this paper, we draw the draft design of NFC-based electronic payment and coupon system using FIDO framework to apply the 2 factor authentication technique for strength security. In detailed, we will study that the terminal device in front-end will be applied the 2 factor authentication and electric signature, and cloud-based payment gateway in back-end will be applied malicious code detection technique of distributed avoidance type.

A Secure Mobile Payment System for Near Field Communication System (NFC를 이용한 안전한 모바일 지급결제 시스템)

  • Lee, Yo-Ram;Oh, Soo-Hyun
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.14 no.7
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    • pp.3487-3494
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    • 2013
  • Diverse application service such as mobile payment, access control or smart poster have been provided by using smart devices with built-in Near Field Communication technology. Especially, a mobile payment system can provide convenience to its users, but it also can poses including data disclosure while transmitting. There are vulnerabilities while generating session keys used to encrypt data in transaction processes as proposed in KS X 6928, the standard for mobile payment system. Therefore, in this thesis, I analyzed weaknesses of session keys used to encrypt transaction data and proposed a more secure mobile payment system based on NFC to enhance security. The proposed system will provide security functionalities such as key freshness, mutual authentication and key confirmation.

NFC Payment System Model for Security Privacy and Location Information of User (사용자 개인 정보 및 위치 정보를 보호하기 위한 NFC결제 시스템 모델)

  • Kim, Kyung-Ihl;Jeon, Gwi-su;Chae, Gyoo-Soo
    • Journal of Convergence Society for SMB
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    • v.5 no.2
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    • pp.21-26
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    • 2015
  • Recently, NFC technology of short-range wireless communication using a smart phone to perform personal authentication with the electronic payment has been in the spotlight in various fields. However, the security associated with the personal information and the location information is vulnerable because it is easily fused with the existing mobile services and devices. In this paper, we propose a model for NFC payments help protect personal information and location information of NFC payment systems and services in various fields. Proposed model uses tag-based services in order to protect personal information and position information. The proposed model using the tag-based services is the place to check the various features available information in a simple Tag that can be easily accessed.

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A study of trend technology and application case using NFC (NFC의 기술 동향 분석 및 활용 사례)

  • Kim, Yeon-U;Moon, Il-Young
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2011.05a
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    • pp.519-521
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    • 2011
  • NFC is enable communication between wireless davice within a distance of 10cm, one type of non-contanct short-range wireless communicaton using 13.56MHz frequency band. This is one type of RFID technology which include file transfer, contactless payment and RFID. NFC technology is standardized in 2003 already, it received much attention recently because NFC is announced full support in Android 2.3. And as APPLE is announced that have plan to monunt in iphone 5,mobile payment system is expected to change. Already SAMSUNG is launched NEXUS S mounted NFC chip and announced NFC chip will be mount GALAXY S2 LG Electronics is statemented NFC chip will be mount on smart phone that will realese this year. In this study, will announce about analysis for NFC technology and recently trend and used case.

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