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국내 인터넷 뱅킹 현황 및 서비스 평가에 관한 실증적 연구

  • 문형남;안은정
    • Proceedings of the Korean Operations and Management Science Society Conference
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    • 2000.10a
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    • pp.125-128
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    • 2000
  • The Internet banking service, through which customers process their banking-related works, was introduced in July 1997. The service has since spread quickly, and as of the end of June 2000, just one year after its introduction into Korea, its subscribers numbered 1.23 million people. This figure is ten times larger than the 120,000 subscribers recorded over the six months period up to the end of 1999. In addition, since the end of June 2000, subscriptions on average increase by more than 10,000 a day, and by the end of December 2000, it is expected to pass the 3 million mark. There has been no empirical study conducted on the invigorated Internet banking's status and its services. Therefore, this research is designed to conduct a survey on the Internet banking service status, to conduct actual transactions from the viewpoint of customers and then make a empirical evaluation of it. This will indicate directions for improvement and development of the domestic Internet banking service. We have evaluated ten areas of the Internet banking service including financial service, customers service, users'convenience, and system safety. As of the end of June 2000, 18 out of 20 commercial domestic banks are providing an Internet banking service, and we have conducted evaluations of all these banks. The evaluation is divided into ten categories with 100 points as a maximum score. These are then classified into six grades AAA, AA, A, BBB, BB and B. The outcome of this evaluation was featured in the major domestic journals, and the banks, acknowledging the value of the report, declared that they would adopt it as their criteria for evaluation.

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An Extension of the VoiceXML Platform for Push-based Voice Applications (푸쉬형 음성 서비스를 위한 VoiceXML 플랫폼의 확장)

  • 김경란;홍기형
    • The Journal of the Acoustical Society of Korea
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    • v.21 no.1
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    • pp.27-36
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    • 2002
  • VoiceXML is a standard dialog mark-up language for the neat generation voice applications. The current VoiceXML 1.0 specification is silent on who place outbound calls for push-based voice applications. The push-barred voice applications become very important in modern information systems such as CRM. In this paper, we design and implement an extended VoiceXML platform that supports both inbound and outbound voice information services. We also extend the VoiceXML DTD so as to be able to inbound/outbound fax based on Call Control Requirements of W3C.

A Study on the Regulation of WTO in Agriculture and its Import Management of Korea (WTO농산물협정의 주요내용과 한국의 대응방안)

  • 박근수
    • The Journal of Information Technology
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    • v.1 no.2
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    • pp.119-141
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    • 1998
  • The main contents of WTO agricultural product agreement are composed of $\circled1$ market access $\circled2$ domestic subsidy and reduction of export subsidy $\circled3$ preferences for developing countries. But there still remains the possibility of laying a protection barrier within WTO regulations. That is to say, with the application of quota system, tariff rate quota system, or different quotas on different countries, and with the practices of government control trade and mark up. This paper is for studying the application of these protection barriers to minimize the impact of agricultural market opening.

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Implementation of commercial digital Forensic Marking systems (디지털 추적표시(For ensic Marking) 시스템 개발)

  • Kim, Jong-An;Kim, Jin-Han;Kim, Jong-Heum
    • 한국정보통신설비학회:학술대회논문집
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    • 2007.08a
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    • pp.142-146
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    • 2007
  • Digital Rights Management (DRM) technology has been widely used for protecting the digital contents over the recent years. But the digital contents protected by DRM are vulnerable to various video memory capture programs when DRM packaged contents are decrypted on the consumers' multimedia devices. To make up for this kind of DRM security holes the Forensic Marking (FM) technology is being deployed into the content protection area. Most leading DRM companies as well as big electronics companies like Thomson and Philips already have commercial FM solutions. Forensic Marking technology uses the digital watermarking to insert the user information such as user id, content playing time and etc. into the decrypted and decoded content at the playback time on the consumer devices. When the content containing watermarked user information (Forensic Mark) is illegally captured and distributed over the Internet, the FM detection system takes out the inserted FM from the illegal contents and informs contents service providers of the illegal hacker's information. In this paper the requirements and test conditions are discussed for the commercial Forensic Marking systems.

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Hydrocarbon generation and indicator in the western Ulleung Basin (울릉분지 서부에서의 탄화수소 생성 및 지표)

  • Ryu, Byong-Jae;Kim, Ji-Hoon;Lee, Young-Joo;Riedel, M.;Hyndman, R.D.;Kim, Il-Soo
    • 한국신재생에너지학회:학술대회논문집
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    • 2007.06a
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    • pp.507-510
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    • 2007
  • Piston cores retrieved from the western Ulleung Basin, East Sea were analyzed to examine the potential for hydrocarbon generation and to determine the hydrocarbon indicators. 2D multi-channel reflection seismic and Chirp data were also investigated for mapping and characterizing the geophysical hydrocarbon indicators such as BSR (bottom simulating reflector), blank zone, pock-mark etc. High organic carbon contents and sedimentation rates that suggest good condition for hydrocarbon generation. High pressure and low temperature condition, and high residual hydrocarbon concentrations are favor the formation of natural gas hydrate. In the piston cores, cracks generally oriented to bedding may indicate the gas expansion. The seismic data show several BSRs that are associated with natural gas hydrates and underlying free gas. A number of vertical to sub-vertical blank zones were well identified in the seismic sections. They often show the seismic pull-up structures, probably indicating the presence of high velocity hydrates. Numerous pockmarks were also observed in the Chirp profiles. They may indicate the presence of free gas below the hydrate stability zone as well.

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Understanding the Adoption of T-Commerce in Telecommunications-Broadcasting Convergence Environment (통신 방송 융합 환경에서의 T-Commerce 수용 모델에 관한 연구)

  • Ahn, JoongHo;Kim, Eunjin;Park, Chulwoo
    • Knowledge Management Research
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    • v.10 no.2
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    • pp.15-33
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    • 2009
  • Telecommunications-broadcasting convergence in the domain of IT is a representative phenomenon that is expected to provide the saturated existing markets with a new source of profit. Especially, T-Commerce combines familiarity of TV and immediacy of the Internet which are expected to cover all the users familiar with each media and expand the existing commercial transactions. Telecommunications-broadcasting convergence in Korea, however, is focusing on technical and regulatory aspects so that research on the real users is not up to the mark yet. This is the most fundamental problem in hampering growth in the corresponding service and market. Thus, we are proposing an adoption model on T-Commerce to rapidly expand the convergence service through understanding the potential users. Perceived utilitarian and hedonic values, perceived interactivity, media substitution and personal innovativeness have been examined as the factors influencing the users' intention to adopt a new convergence service. As a result of empirical analysis, it is verified that perceived utilitarian and hedonic values and personal innovativeness directly influenced the users' intention to adopt whereas perceived interactivity had indirect affect on them. T-Commerce service providers should not only emphasize on the benefit that the older media could not provide the users with, but also provide them with more pleasure and entertaining experience during the course of satisfying the users' needs to distinguish T-Commerce from the other existing media.

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Manual Application of Adhesives

  • Hellmanns, Mark;Bohm, Stefan;Dilger, Klaus
    • Journal of Adhesion and Interface
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    • v.7 no.4
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    • pp.24-27
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    • 2006
  • International standards claim the best possible reliability in industrial manufacturing processes. This is also essential for the application with manual applicators. The application of adhesives with manual applicators is one of the most frequently used application techniques. The range of application reaches from the building of prototypes in the automobile industry over the use in single or small-batch manufacturing up to applications in crafts enterprises. Conventional manual applicators for adhesives and sealants don't fulfill the demands in international standards for the best possible reliability. Only the worker is able to control the quality and the quantity of the bond. A velocity-controlled manual applicator solves these restrictions. Special sensors and micro controllers calculate the flow-rate, the velocity and the location of the manual applicator. This leads to stable and repeatable application processes which are claimed in international standards. The location of the bond can be compared with the nominal value, so that it is possible to check the quality of the bond during application. Furthermore there is the potential to document the data of the manufacturing process.

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Lock-In Thermography Based NDT of Parts for the Automotive Industry

  • Bohm, Stefan;Hellmanns, Mark;Backes, Andreas;Dilger, Klaus
    • Journal of Adhesion and Interface
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    • v.7 no.4
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    • pp.10-12
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    • 2006
  • The successful use of adhesively bonded parts depends on the defect-free bond of the components. Therefore it is necessary to detect relevant faults and defects in an early state of the production. A 100% test should be pursued, but especially at complicated structures the detection of defects is not easy. Possible testing methods, which show a high potential for the NDT of adhesively bonded parts, are thermography based NDT methods. At present mainly two different procedures of active thermography are being used: Pulse and Lock-In Thermography. With pulse thermography the examined material is warmed up with a short energy pulse (light, eddy current or ultrasonic pulse) and the heat response is recorded after a certain time. The result is an infrared image which indicates material defects in different depths. This paper presents a variety of images showing the capability of Lock-In Thermography to image subsurface defects. Several examples of adhesives joints qualify the ultrasonic Lock-In-Thermography for the in-process quality control for adhesive bonded components.

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A Design of XML Structure for Digital Signature (디지털 서명을 위한 XML 구조 설계)

  • 표성배
    • Journal of the Korea Society of Computer and Information
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    • v.7 no.4
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    • pp.66-74
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    • 2002
  • Circulation of documents and data has two serious problems in this web-based system. The first of the problems is standardization problem which the flowing documents and data are not always standardized. the other is security problem which secret data can be hacked or cracked, and non-authenticated Person can access and change the contents with malicious intent. Therefore two issues come out on the web-based system, the first is how we can standardize the documents and data and the second is how we can assure safe flowing of them. One way of the standardizing methods is Mark-UP language which uses XML which is extended from SGML to redefine and use documents. And to ensure security of flowing documents we adopt digital signature system using public key and private key The focus of this study is to specify procedures for digital signature on the XML base. and to design XML components for the digital signature to assure information security in circulation of documents and data.

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Performance and Internal Flow Characteristics of an Axial Flow Pump for a Floating Type Water Treatment System (부유식 수처리시스템용 축류펌프의 성능 및 내부유동)

  • Singh, Patrick Mark;Choi, Young-Do
    • The KSFM Journal of Fluid Machinery
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    • v.17 no.3
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    • pp.52-58
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    • 2014
  • The development of efficient systems for water quality improvement for water sources such as lakes, dams and reservoirs has become a necessity to provide not only a cleaner and safer water to the urban society, but also to provide a cleaner and safer environment for the aquatic organisms living in lakes, dams and reservoirs. This study concentrates on the outlet design and internal flow analysis of an axial flow pump used in a floating type water treatment system completely powered by renewable energy source. The treatment system is designed to raise water from depths of about 3~5m up to the water surface where it is naturally mixed with air as it is released back to the reservoir. The outlet of a typical axial flow pump is modified to suit the floating type water mixer. The performance of the axial flow pump is studied by investigating the internal flow of the system. Results show that the change in outlet shape does not alter the performance of the original pump at the maximum efficiency point as long as the cross sectional area of inlet is the same as the outlet. The axial pump for floating type water treatment system has good cavitation performance in the whole flow passage.