• 한국실내디자인학회논문집
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• 제16권3호
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• pp.10-20
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• 2007

The materials on the development of modern architecture in Korea are being collected and organized in a systemic fashion. However, this is not the case with the materials relative to interior design. They are gradually disappearing or being lost. In particular, no serious attempt has yet been made to determine the characteristics and historic value of the interior design of the modern bank buildings. The purpose of this study is to trace the disappearing legacy of the interior design of modern bank buildings by learning the inner space arrangements of these buildings and the characteristics of modern interior design in order to determine the historic significance of modern commercial interior design. Banks of relatively large scale were selected for the purpose of this study. They consisted of: Chosun Bank(1911) and its Andong, Wonsan and Cheongjin branches; Chosun Shiksan Banks and its Busan, Daegu and Pyongyang branches; the Busan branch of the 18 Bank; Dongil Bank, Chosun Savings Bank(1935) and their branches. The study focused on the space arrangements and design characteristics of these banks. Although they aimed at modernization in designingtheir interior spaces, the modern bank buildings were not representative of any particular style of interior design. While western style designs were prevalent, eclectic designs incorporating many different styles existed. The characteristics of the interior design of banks of the time included installation of such decorations and use of high quality construction materials for interior and exterior expressing the wealth as to create an aura of credibility for the banks, while the floor arrangements were relatively stereotyped and simplified.

• 경영과학
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• 제14권2호
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• pp.139-159
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• 1997

Recently banking industry is experiencing fundamental changes by advancement of information technology. The traditional role of branches is rapidly being replaced with new electronic service channels such as ATM. Phone and PC for they are time-saving and convenient. Automated service channel strategy of retail banks is divided into two different ways, automation and networking. Automation is mainly focused on cost reduction related to the branch operation, while networking is on expansion of customer contact points. Strategic types of banks can be defined from a matrix model shere the positioning is determined by the extent of automation and networking. The effectiveness of automated channel strategy depends on how separate strategic types show their performance. Results for deposits and productivity will be given to verify the economic performance of each strategic type.

• Journal of the Korean Statistical Society
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• 제4권2호
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• pp.113-125
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• 1975

The money market has been existing in various forms for a long time. Until 1972, however, the market had supplied mainly short-term loans of commercial banks and loans of informal money lenders to business corporations. There was no market for notes and commercial papers of business corporations. Consequently, business corporations had to rely primarily upon commercial banks for short-term credit loans to supplement their working capital. The interest rate on loans of commercial banks had been set below a free market equilibrium rate and thereby, generated excess demands for the loans. Unsatisfied potential borrowers thus had to turn to informal money lenders for short-term cerdit loans of prohibitively high interest rate. Since 1972 investment and finance companies have been operating in the money market and their role in mobilizing short-term loans is increasing. This paper aims at estimating the equilibrium size of the money market.

• 품질경영학회지
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• 제44권2호
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• pp.357-372
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• 2016

Purpose: The paper aims to measure customer experience at banks in South Korea. This study examines six factors of customer experience and identifies their impacts on customer loyalty. Methods: The collected data with surveys were analyzed by using multi-regression analysis. The measurement tools used for this study were categorized into six dimensions: Customization, Employees, Servicescape, Internet Banking, Value addition, and the Presence of other customers. Results: Customer experience has an influence on customer satisfaction: The effects of Customization, Employees, Servicescape, Internet Banking and Value addition were found. However, the presence of other customers was not significant on customer satisfaction. Interestingly, it was found that customer satisfaction made a statistically significant influence on customer loyalty. Conclusion: This study focuses on a bank sector of customer experience. Thus, six factors of measuring customer experience were found. The results of this study will predict customers' experience and also build up effective strategies for the utmost satisfaction of the customers.

• 한국경영과학회지
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• 제14권2호
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• pp.139-139
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• 1989

Recently banking industry is experiencing fundamental changes by advancement of information technology. The traditional role of branches is rapidly being replaced with new electronic service channels such as ATM. Phone and PC for they are time-saving and convenient. Automated service channel strategy of retail banks is divided into two different ways, automation and networking. Automation is mainly focused on cost reduction related to the branch operation, while networking is on expansion of customer contact points. Strategic types of banks can be defined from a matrix model where the positioning is determined by the extent of automation and networking. The effectiveness of automated channel strategy depends on how separate strategic types show their performance. Results for deposits and productivity will be given to verify the economic performance of each strategic type.

• 경영과학
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• 제22권2호
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• pp.13-34
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• 2005

Mobile banking service has emerged as an important profit source for both banks and mobile phone service companies. However, the growth of the mobile banking service is behind the expectation of banks and mobile phone companies. One plausible explanation for this laggard diffusion of mobile banking may be the lack of consumers' initial trust on the service. Therefore, this study investigates the critical factors in building trust and intention to use mobile banking services. Our research results show that propensity-to-trust, structural assurance, and relative advantages of services have significant impacts on consumers' initial trust in mobile banking service Furthermore, initial trust in mobile banking service is a critical factor for adopting mobile banking services Contrary to our expectation, however, reputation of banks and mobile phone companies are not significant in attracting consumers to mobile banking services.

• 대한전기학회논문지:전기기기및에너지변환시스템부문B
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• 제52권9호
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• pp.448-453
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• 2003

In this paper the controlled closing algorithm of the circuit breaker for isolated capacitor banks is proposed. The characteristics of circuit breakers such as RDDS(rate of decrease of dielectric strength) and a mechanical operating tolerance should be also taken into account to locate contact touch instants around voltage zero. The analysis results on the voltages across circuit breaker terminals upon closing operation play an important roles to describe the suggested method. The simulations carried out in order to verify the performance of this method show that the closing instants obtained from the proposed method provide a good suppression effect on the closing transients for both single and back-to-back capacitor banks.

• 전기학회논문지
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• 제57권4호
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• pp.543-550
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• 2008

This paper proposes an voltage and reactive power control methodology, which is motivated towards implementation in the korea power system. The main voltage control devices are capacitor banks, reactor banks and LTC transformers. Effects of control devices are evaluated by local subsystem's cost computations. This local subsystem is decided by 'Tier' and 'Electrical distance' in the whole system. The control objective at present is to keep the voltage profile within constraints with minimum switching cost. A robust control strategy is proposed to make the control feasible and optimal for a set of power-flow cases that may occur important event from system. This studies conducted for IEEE 39-bus low and high voltage contingency cases indicate that the proposed control methodology is much more effective than PSS/E simulation tool in deciding switching of capacitor and reactor banks.

• 대한원격탐사학회지
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• 제22권5호
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• pp.415-419
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• 2006

X-SAR images taken on the coastal waters of Hwanghe province in Korea during SIR-C/X-SAR campaign in April and October 1994 are analysed. The SAR images show the peculiar signatures like nail marks, curved long string, and vortex street patterns and they all seem to be produced by strong interactions between the topography in the coastal waters and tidal currents. The nail mark signatures are located at the same position of small scaled sand banks and the curved line patterns are almost identical to the outer boundary of large sand banks. Based on the tidal records, all the three images are taken at the almost same phase of tidal cycles, which are close to the low tide. It seems that bottom shapes are more strongly appeared on the SAR images when the tidal currents are slow. The front between two different current velocities caused by the flows along the steep boundaries of sandbanks is also the main factors imprinting the bottom features to the sea surface SAR images.

• 벤처창업연구
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• 제6권2호
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• pp.25-50
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• 2011

컴퓨터와 정보통신기술의 발달로 더욱 치열해지는 경쟁환경속에서 은행들에 의한 IT기술의 사용은 수익성을 위해 그리고 궁극적으로는 은행의 생존에 필수적인 것으로 당연시하게 되었다. 따라서 은행산업은 기존에 이미 사용하고 있던 ATM과 같은 채널을 보완하기 위하여 폰뱅킹, 인터넷뱅킹 등과 같은 IT기반 상품이나 서비스로 보충되어 가고 있다. 이에 본 연구는 PC, 텔레폰, 인터넷 등의 전자적 수단에 의한 서비스 전달채널과 같은 전자금융의 도입이 은행의 경영성과인 효율성과 수익성에는 어떠한 영향을 주고 이들 성과에 영향을 주는 요인들이 무엇인가를 살펴보았다. 그 결과 유형별 전자금융채널의 수익성 관련에서는 ATM만이 수익성에 정의 유의적 영향을 미치는 것으로 나타났고, 기술효율성도 수익성에 정의 영향을 미치는 것으로 나타났다. 그러나 나머지 유형의 전자금융채널은 유의적 영향을 주지 못하거나 긍정적인 영향을 주지 못하는 것으로 분석되었다.