• 제목/요약/키워드: Investing Behavior

검색결과 31건 처리시간 0.025초

An Estimate of the Mediation Effect of Risk Tolerance among Marital Status, Gender, and Investing Behavior

  • Heo, Wookjae;Grable, John E.;Nobre, Liana;Ruiz-Menjivar, Jorge
    • International Journal of Human Ecology
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    • 제17권1호
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    • pp.1-14
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    • 2016
  • This paper presents a series of path models that were developed to test whether financial risk tolerance mediates the association between the following four variables and investing behavior: (a) male and married, (b) female and married, (c) male and single, or (d) female and single. Data for this study were obtained from a proprietary consumer survey of risk-tolerance attitudes. Four path models were developed to test relationships among the variables in 2008, 2009, 2010, and 2011. These years were chosen to represent the depth and recovery periods in the Great Recession. The total number of respondents was 29,641. Findings showed that financial risk tolerance was positively associated with risky investing behavior (i.e., equity ownership) in each of the four periods. The associations among the gender-marital status variables and investing behavior were mixed; however, findings did indicate that risk tolerance mediates these relationships by sometimes amplifying and occasionally attenuating risky behavior. Based on the findings, implications and limitation are presented.

펀드 위험감소행동과 선택속성이 펀드투자행동에 미치는 영향 (The Effects of the Risk Reduction Behavior and the Choice Attribute on the Fund Investment Behaviors)

  • 장부연;하규수
    • 벤처창업연구
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    • 제10권3호
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    • pp.161-170
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    • 2015
  • 펀드는 최근 들어 대표적인 금융투자상품으로서 많은 인기를 끌고 있다. 본 연구는 펀드투자에 대한 의사결정과정에서 투자자들이 어떠한 요인을 고려하는지를 분석하였다. 본 연구의 목적은 투자자들의 위험감소행동과 펀드선택속성이 펀드투자행동에 미치는 영향력을 분석하고자 한다. 연구의 대상은 펀드 가입 경험이 있는 투자자를 대상으로 설문조사를 하였으며, 자료수집은 2014년 12월부터 2015년 1월 30일까지 하여 총431개 투자자를 분석의 대상으로 하였다. 본 연구결과 펀드 판매회사, 펀드 이해력, 펀드성과는 펀드만족도에 정적인 영향을 미쳤으며, 상업적 광고는 부적인 영향을 미치는 것으로 나타났다. 또한 펀드 운영회사, 수익성, 펀드이해력, 펀드성과, 주변추천은 펀드의 지속적인 거래의도에 정적인 영향을 미치는 것으로 나타났다. 본 연구결과를 통해서 펀드투자 만족도와 지속적인 거래의도를 증가시키기 위해서는 펀드성과에 대한 정보제공을 바탕으로 투자자 스스로 의사결정을 할 수 있도록 유도해야하며, 펀드정보는 펀드 이해력을 향상시킬 수 있도록 투자자에게 제공되어야 할 것이다.

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단일 과대 하중에 의한 균열 성장 지연 거동 예측 (Prediction of Crack Growth Retardation Behavior by Single Overload)

  • 송삼흥;최진호;김기석
    • 한국정밀공학회:학술대회논문집
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    • 한국정밀공학회 1996년도 추계학술대회 논문집
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    • pp.928-932
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    • 1996
  • Single overload fatigue tests with overload sizes ranging from 50% and 100% have been performed to investing ate the fatigue crack growth retardation behavior. A modified and experimental method of Willenborg's model for prediction of crack growth retardation behavior has been developed, based on evaluations of equivalent plastic zone size (EPZS) changing its size along the overload plastic zone boundary. The minimum crack growth rates of each overload size are linearly decreased with overload size increasing, but fatigue lives extended by single overload are increasing much more unlike the crack growth rates. Comparisons of crack growth behavior predicted by EPZS model and Willenborg model have shown that the EPZS model accounts for overload effects better than Willenborg model. These effects include delayed retardation, large retardation region, minimum crack growth rate, and the increase rate of crack growth rate in the region crack growth rate recovered.

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자산소유권 모델을 이용한 위피 도입 전후의 사업자 투자 행태에 관한 연구 (Investment Behavior of Operators Before and After WIPI Using an Ownership Model)

  • 이태희;신일순
    • 한국IT서비스학회:학술대회논문집
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    • 한국IT서비스학회 2006년도 추계학술대회
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    • pp.261-270
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    • 2006
  • 본 논문의 플랫폼이라는 자산의 관계특이성으로 인한 한국형 무선인터넷 플랫폼인 WIPI가 도입되기 이전에는 단말기제조사가 아닌 이동통신 3사가 주체가 되어 서로 다른 무선인터넷 플랫폼을 개발${\cdot}$사용하는 것이 균형이었으나, 정부가 주체가 되어 WIPI를 도입한 이후에는 표준화로 인한 이동통신사의 비용감소 및 호환성 효과가 전유성(專有性) 효과를 상쇄할 때에만 WIPI 사용이 바람직한 사회적 균형으로 달성된다는 것을 보여주었다. 즉, 사회적 균형이 정책에 의해 동일한 플랫폼(WIPI)으로 옮겨졌을 때에는 이동통신사의 투자유인이 감소할 수 있으며, 이로 인한 시장실패가 발생할 수 있으므로 이에 대한 정책대안이 요구된다는 것을 알 수 있었다.

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Herding Behavior in Emerging and Frontier Stock Markets During Pandemic Influenza Panics

  • LUU, Quang Thu;LUONG, Hien Thi Thu
    • The Journal of Asian Finance, Economics and Business
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    • 제7권9호
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    • pp.147-158
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    • 2020
  • We apply Return Dispersion Model by calculating CSAD (Cross-sectional standard deviation of return) and State Space Model to identify herding behavior in the period of pandemic (H1N1 and COVID-19). Employing data from TEJ and Data Stream, this paper examines whether the herding behavior is existing in Vietnam and Taiwan stock market, especially during pandemic influenza. We compare the differences in herding behavior between frontier and emerging markets by examining different industries across Vietnam and Taiwan stock market approaches. The results indicate solid evidence for investor herd configuration in the various industries of Vietnam and Taiwan. The herding impact in the industries will be greater than with the aggregate market. The different industries respond differently to influenza pandemic panics through uptrend and downtrend demonstrations. Up to 12 industries were found to have herding in Vietnam, while Taiwan had only 5 of 17 industries classified. Taiwan market, an emerging and herding-level market, has changed due to the impact of changing conditions such as epidemics, but not as strongly as in Vietnam. From there, we see that the disease is a factor that, not only creates anxiety from a health perspective, but also causes psychological instability for investors when investing in the market.

인터넷 쇼핑 행태 이해를 통한 쇼핑 과정 및 이용 도구에 관한 연구 (Research on the Shopping Process and Tool by Investing the Internet Shopping Behavior)

  • 최영완;이주은;서영부
    • 한국HCI학회:학술대회논문집
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    • 한국HCI학회 2006년도 학술대회 2부
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    • pp.320-326
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    • 2006
  • 인터넷이 생활의 일부로 자리매김 하면서 정보 검색, 뉴스, 영화, 쇼핑, 커뮤니티, 블로그 등의 여러 종류의 서비스가 일상에서 활용되고 있다. 따라서 향후 인터넷 쇼핑 서비스 방향에 대한 인사이트를 얻기 위해서는 단순히 쇼핑몰 자체에 대한 이해가 아니라, 사용자들의 일상 속에서 인터넷 쇼핑을 할 때 인터넷을 어떤 상황에서 사용하고, 인터넷 쇼핑을 위해 어떤 서비스와 정보들을 이용하고 있는지, 이들은 어떤 방법으로 사용하고 있는지에 대한 이해가 필요하다. 본 연구에서는 사람들이 인터넷 쇼핑을 할 때 어떤 쇼핑 과정을 거치고, 인터넷의 다양한 정보와 도구를 어떻게 이용하는지를 문화인류학적 방법인 필드 스터디를 통해 알아보고자 한다. 이를 위해 다이어리 스터디와 현장 방문 인터뷰를 실시하여 사용자들의 일상 속에서의 인터넷을 이용한 쇼핑 행위를 관찰하였고, 이를 통해 인터넷 쇼핑과정 및 이때 이용되는 도구를 규명하였다.

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Analyzing Gifted Students' Social Behavior on Social Media at COVID-19 Quarantine

  • Khayyat, Mashael;Sulaimani, Mona;Bukhri, Hanan;Alamiri, Faisal
    • International Journal of Computer Science & Network Security
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    • 제22권9호
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    • pp.7-14
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    • 2022
  • COVID-19 has caused a global disturbance, increased anxiety, and panic, eliciting diverse reactions. While its cure has not been discovered, new infection cases and fatalities are being recorded daily. The focus of the present study was to analyze the reaction of gifted undergraduate students on social media during the quarantine period of the COVID-19. A special group of gifted students, who joined the program of attracting and nurturing talents at the University of Jeddah, University students as were the target sample of this study. To analyze online reactions during the pandemic; the choice of university students was arrived at as they are perceived to be gifted academically. Hence, the analysis of the impacts on their behavior on social media use is imperative. This study presented accurate and consistent data on the effects of social media using Twitter platforms on gifted students during the quarantine occasioned by the COVID-19 pandemic. The behavior of learners due to during the use of social media was extensively explored and results analyzed. The study was carried out between April and May 2020 (quarantine period in Saudi Arabia) to establish whether the online behavior of gifted students reflects positive or negative feelings. The methods used in conducting this study the research were online interviews and scraping participants' Twitter accounts (where most of the online activities and studies take place). The study employed the Activity theory to analyze the behavior of gifted students on social media. The sample size used was 60 students, and the analysis of their behavior was based on Activity theory Overall, the results showed proactive, positive behavior for coping with a challenging situation, educating society, and entertaining. Finally, this study recommends investing in gifted students due to their valuable problem-solving skills that can help handle global pandemics efficiently.

비윤리적 정보공유 딜레마와 사회적 네트워킹 관계에서 정보접근 모니터링의 영향력 (The Impact of Information Access Monitoring between Dilemma of Unethical Information Sharing and Social Networking)

  • 정병호
    • 디지털산업정보학회논문지
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    • 제14권2호
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    • pp.91-105
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    • 2018
  • The purpose of this study is to examine an immoral effectiveness decrease by information access monitoring between ethical dilemma and unethical information-sharing behavior. Firms are raising the demand of confidential information management and are highlighting the ethical awareness of organizational members. The individuals in organization are concerned information sharing for future-oriented social networking. To prevent their immoral behavior, Firms should consider investing the information access monitoring. This system is aiming at log verification of movement, storage and deletion on information and will reduce an ethical conflict and unethical behavior on employees. I used the structural equation methodology for this empirical study. The research model constructs the voluntary and involuntary dilemma of information sharing on the two independent-variables, the unethical information behavior and the improper networking reinforcement on the two dependent-variables and the information access monitoring the one mediating-variables. This model tests the power effect of direct path, indirect path and total path. According to the study, the two ethical dilemma of information sharing provided a high influence to the unethical sharing action and to the inappropriate social networking strengthens. However, the mediating role of information access monitoring shows the effect weakens of independent and dependent variables. Thus, the mediating variables appeared to be important for the controlling role of an unethical behavior and improper social networking. Ultimately, The firms will need to invest the information access monitoring for a compulsory ethics behavior of organizational members. In addition, this can hinder networking enhancements for future opportunistic behaviors.

Commodity Prices, Tax Purpose Recognition and Bitcoin Volatility: Using ARCH/GARCH Modeling

  • JALAL, Raja Nabeel-Ud-Din;SARGIACOMO, Massimo;SAHAR, Najam Us
    • The Journal of Asian Finance, Economics and Business
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    • 제7권11호
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    • pp.251-257
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    • 2020
  • The study investigates the role of commodity prices and tax purpose recognition on bitcoin prices. Since the introduction of bitcoin in 2008, emphasis has focused on economists, policy-makers and analysts drastically increasing bitcoin's accessibility and commodity values (Dumitrescu & Firică, 2014). This study employs GARCH and EGARCH from ARCH/GARCH family on daily nature data. We measure the volatile behavior of bitcoin by employing auto-regressive conditional heteroscedasticity model with the aim to explore the relationship between major commodities and bitcoin volatility. We focus on major commodities like gold, silver, platinum, and crude oil to be regressed with bitcoin. The daily prices of commodities were retrieved from www.investing.com and bitcoin prices from www.coindesk.com for the period from 29April 2013 to 16 October 2018. Results confirmed the currency's long-term volatile behavior, which is due to its composition and market dynamics, whereas the existence of asymmetric information effect is not confirmed. Tax recognition by other countries may in future help in controlling the volatility as bitcoin is not a country-specific security. But, only silver impacts on volatility in comparison to oil prices and platinum, which is due to its similar features with gold. Eventually, bitcoin can be used for risk diversification and money making.

Purchasing Behavior of K-pop Idol Goods Consumers in Korea

  • Kim, Yu Jin;Lee, Jieun;Lee, MiYoung
    • 패션비즈니스
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    • 제22권6호
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    • pp.1-13
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    • 2018
  • Idol goods refer to products such as cups and towels, or mementos or souvenirs that are manufactured to gratify the desires of fandom and may include the facial images of a star. The objective of this research was to explore the purchase behaviors of K-pop idol goods. Two hundred and sixty female idol goods purchasers in their twenties participated in an online survey. Cheering tools were the most often purchased idol goods, followed by idol slogans and dolls. To investigate the difference in idol goods' attributes they considered when shopping, respondents were divided into three purchase groups based on their annual total expense for purchasing idol goods. There were significant differences among light, medium and heavy purchasers in terms of goods' price, practical features, and scarcity. The light shopper group was majorly guided by price and practical features as compared to the other two groups, and heavy shopper group was majorly guided by scarcity attribute than in the other two shopper groups. The more they identified their favorite idols, the more they worked hard, the higher their income, the higher the expenses of investing in idol products, the more likely they were to repurchase idol goods. In term of post-purchase behavior of idol goods, most idol goods purchase by fans were stored rather than used, and few indicated that they purchase two identical idol goods for use and storage.