• 무역상무연구
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• 제14권
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• pp.103-152
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• 2000

English contract law has traditionally taken the view that it is not the duty of the parties to a contract to give information voluntarily to each other. In English law, one of the principal distinctions between insurance contract law and general contract law is the existence of the doctrine of utmost good faith in insurance law. The doctrine gives rise to a variety of duties, some of which apply before formation of the contract while others apply post-formation. This article is, therefore, designed to analyse the overall structure and problems of the doctrine of utmost good faith in English marine insurance law. The results of analysis are as following : First, the requirement of utmost good faith in marine insurance law arises from the fact that many of the relevant circumstances are within the exclusive knowledge of the assured and it is impossible for the insurer to obtain the facts to make a appropriate calculation of the risk that he is asked to assume without this information. Secondly, the duty of utmost good faith provided in MIA 1906, s. 17 has the nature as a bilateral or reciprocal, overriding and absolute duty. Thirdly, the Court of Appeal in Skandia held that breach of the pre-formation duty of utmost good faith did not sound in damages since the duty did not arise out of an implied contractual term and the breach did not constitute a tort. Instead, the Court of Appeal held that the duty was an extra-contractual duty imposed by law in the form of a contingent condition precedent to the enforceability of the contract. Fourthly, the scope of the duty of utmost good faith is closely related to the test of materiality and the assured is required to disclose only material circumstances subject to MIA 1906, s. 18(1) and 20(1). The test of materiality, which had caused a great deal of debate in English courts over 30 years, was finally settled by the House of Lords in Pan Atlantic and the House of Lords rejected the 'decisive influence' test and the 'increased risk' test, and the decision of the House of Lords is thought to accept the 'mere influence' test in subsequent case by the Court of Appeal. Fifthly, the insurer is, in order to avoid contract, required to provide proof that he is induced to enter into the contract by reason of the non-disclosure or misrepresentation of the assured. Sixthly, the duty of utmost good faith is, in principle, terminated before contract is concluded, but it is undoubtful that the provision under MIA 1906, s. 17 is wide enough to include the post-formation duty. The post-formation duty is, however, based upon the terms of marine insurance contract, and the duty lies entirely outside s. 17. Finally, MIA 1906, s. 17 provides expressly for the remedy of avoidance of the contract for breach of the duty. This means rescission or retrospective avoidance of the entire contract, and the remedy is based upon a fairly crude 'all-or-nothing' approach. What is needed in English marine insurance law is to introduce a more sophiscated or proportionate remedy.

• 국제학술발표논문집
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• The 5th International Conference on Construction Engineering and Project Management
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• pp.151-157
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• 2013

Since the sub-prime mortgage crisis from the US in 2008, the Korean housing market has plummeted. However, the deposit prices of the Korean local lease contract, Chonsei, had been increasing. This increase of Chonsei prices can be a threat to low-income people, most of whom prefer to live in houses with a Chonsei contract. In the housing and Chonsei market, there are many stakeholders with their own interest, hence, simple thoughts about housing and Chonsei market, such as more house supply, will decrease house price, would not work in a real complex housing market. In this research, we suggests system dynamics conceptual model which consists of causal-loop-diagrams for the Chonsei market as well as the housing market. In conclusion, the Chonsei price has its own homeostasis characteristics and different price behavior with housing price in the short and long term period. We found that unless government does not have a structural causation mind in implementing policies in the real estate market, the government may not attain their intended effectiveness on both markets.

• 무역상무연구
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• 제24권
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• pp.25-49
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• 2004

English contract law has traditionally taken the view that it is not the duty of the parties to a contract to give information voluntarily to each other. In English law, one of the principal distinctions between insurance contract law and general contract law is the existence of the duty of disclosure in insurance law. This article is, therefore, designed to analyse the scope or extent of the duty of disclosure and the remedy for breach of the duty in English marine insurance law. The main purpose of this article is also to seek the alternative remedy for the breach. The results of analysis are as following : First, the scope of the duty of disclosure is closely related to the test of materiality and the concept of a hypothetical prudent insurer. The assured is required to disclose only material circumstances subject to MIA 1906, s. 18(1). The test of materiality, which had caused a great deal of debate in English courts over 30 years, was finally settled by the House of Lords in Pan Atlantic and the House of Lords rejected the 'decisive influence' test and the 'increased risk' test, and the decision of the House of Lords is thought to accept the 'mere influence' test in subsequent case by the Court of Appeal. Secondly, an actual insurer is, in order to avoid contract, required to provide proof that he is induced to enter into the contract by reason of the non-disclosure of the assured. But this subjective test of actual inducement is somewhat meaningless in sense that English court takes the test of materiality as a starting point and assumes the presumption of inducement even in case of no clear proof on the inducement. Finally, MIA 1906, s. 18 provides expressly for the remedy of avoidance of the contract for breach of the duty of disclosure. This means rescission or retrospective avoidance of the entire contract, and the remedy is based upon a fairly crude 'all-or-nothing' approach. The remedy of rescission is too draconian from the point of view of the assured, because he can be deprived of all cover despite he is innocent perfectly. An inadvertent breach from an innocent mistake is as fatal as wilful concealment. What is, therefore, needed in English marine insurance law with respect to remedy for the breach is to introduce a more sophisticated or proportionate remedy ascertaining degrees of fault.

• 한국산업보건학회지
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• 제24권1호
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• pp.1-13
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• 2014

Objectives: The purpose of this study is to review the debate on the Article 28(Prohibition of Inhouse-Contract for Harmful Work) of the Industrial Safety and Health Law. Methods: Literatures and recent debate for prohibition and permission of inhouse-contract for harmful work were reviewed. Proposals of revision for the Article 28 of the Industrial Safety and Health Law were also reviewed. Results: It was not found reasonable to revise the Article 28 based on increased fatal accidents or diseases in the electroplating work and heavy metals handling works that are currently listed in the Presidential Decree under the law as the harmful works. Regulation types of prohibition or authorization for any harmful work shall have inherently poor coverage since the scope of application is extremely limited. Contractors for maintenance and repair of chemical facilities may not be included in the scope of application if the harmful works are defined as chemical handling works. If harmful works are prohibited, the contractor workers may loose their jobs. Therefore, it is necessary to consider balancing job security and occupational safety and health safety. Conclusions: Various limitations were found in the Article 28 and the proposals to revise it. Currently in-house subcontracting is widely spread in the workplace. Therefore, it may be inappropriate to set one or two Article such as the Article 28 and 29 to protect in-house subcontract workers from injury and illness. It is believed that it needs fundamental redirection and new approach with new paradigm to impose occupational safety and health duty to prime contractors.

• 한국식생활문화학회지
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• 제30권5호
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• pp.629-643
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• 2015

The goal of the current study was to analyze major factors for improvement of quality of life in contract foodservice customers. This study investigated how characteristics of customers, foodservice management, and competitors differ in different contract foodservice business environments in order to understand increasing concerns over health, in-house working, and the environment, which are directly connected to work and life satisfaction and company profits. For the foodservice business environment, this study classified environmental factors reported by Duncan (1972) into three factors: customer environment, foodservice management environment, and competitor environment. Multi-regression analysis was conducted on quality of life using the Korean version of the WHO Quality of Life Scale Abbreviated Version (WHOQOL-BREF). Sub-factors of the contract foodservice business environment included foodservice management environment, customer environment, and competitor environment in the order of importance. The results indicate that the foodservice management environment of the company or organization where the customer is employed has the most substantial influence on quality of customer life.

• Safety and Health at Work
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• 제12권2호
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• pp.261-267
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• 2021

Background: The series of serious industrial accidents in recent years at contractors to large companies has highlighted risk outsourcing as a real and urgent problem. This study aims to review the difference in the degree of risk exposure and the occurrence of industrial accidents depending on the type of company relations. Among in-house contractors, the focus will be on those handling hazardous chemicals that include companies for which outsourcing requires approval. Methods: This study uses the 9th wave of the Industrial Safety and Health Survey (2018). For determining the degree of risk exposure, the occurrence of industrial accidents, and industrial accident rate, multivariate, logistic, and fractional logit, regression analyses were used, respectively. Results: First, In-house contractors' degree of risk exposure is higher than that of the client companies. In particular, this gap is even greater for companies dealing with chemicals. Second, among only those that handle hazardous chemicals, in-house contractors do show a significantly higher rate of industrial accident occurrence. Third, In-house contractors have a significantly higher rate of industrial accidents from diseases than client companies. Conclusion: The analysis supports the intent of the legal amendment that strengthens the protection of in-house contracted workers who handle hazardous chemicals. Second, the results of this study suggest that safety and health management must go beyond legal compliance and ensure that it has substance and effectiveness. Last, there should be policy consideration is necessary to reduce attempts to hide industrial accidents.

• 산업노동연구
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• 제19권1호
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• pp.105-137
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• 2013

이 글은 오랫동안 사회적인 쟁점이 되어왔던 현대자동차(현대차)의 사내하청(비정규직) 문제를 둘러싼 원청-정규직 노조-비정규직 노조의 관계를 검토하고 바람직한 해결방안을 찾기 위한 것이다. 현대차에서 사내하청의 정치는 회사와 정규직 노조 사이의 내부노동시장을 둘러싼 '갈등적 담합', 회사와 비정규직 노조 사이의 '배제와 저항', 그리고 정규직 노조와 비정규직 노조 사이의 '연대적 갈등' 관계를 축으로 전개되어 왔다. 2012년 대법원의 최종판결 이후 비정규직 해법을 둘러싼 3주체 사이의 갈등과 담합/연대관계는 한층 증폭된 형태로 나타나고 있다. 원하청 특별교섭(협의)의 지속적인 파행이나 비정규직 노조와 회사 사이의 심화된 갈등, 그리고 정규직 노조와 비정규직 노조 사이에서 나타나는 연대의 위기 등은 이를 단적으로 보여주는 사례이다. 현대차에서 사내하청 문제를 풀기 위해서는 정규직-비정규직 노조의 통합, 그리고 내부노동시장에서의 '교섭된 유연화'를 통해 3자 사이의 모순적인 관계를 양자 사이의 '갈등적 협력관계'로 전환시키는 방안을 검토할 수 있다. 단기적으로는 법의 준수를 바탕으로 하는 단계적인 정규직 전환과 비정규직의 처우개선이 이루어질 필요가 있다. 그 결과 현대차 기업노동시장은 정규직-합법도급-직접고용 기간제로 구성될 것이다.

• 한국건설관리학회논문집
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• 제14권1호
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• pp.71-81
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• 2013

최근 한옥의 역사적, 문화적, 친환경적 가치가 재조명되고 아파트로 대변되는 획일화된 주거양식의 대안으로 한옥에 대한 거주 수요 및 관심이 높아지고 있다. 이러한 한옥의 수요 및 관심이 높아짐에 따라서 정부 및 민간에서 한옥의 현대화 및 산업화에 대한 연구가 활발히 추진되고 있다. 한옥의 현대화 및 산업화의 방안으로 BIM적용에 대한 연구가 활발히 진행되고 있고, BIM으로 설계한 한옥 건축의 사례가 증가하고 있다. 한옥은 개별부재를 조립해서 만드는 결구 식 목조건축물이라는 특성과 유지관리가 중요한 측면 때문에 생애주기를 다루는 BIM의 적용 및 활용성이 높다. 그러나 이러한 높은 활용성에 비해 한옥 실무에서의 BIM 도입정도는 매우 저조한 실정이다. 그러므로 본 연구에서는 한옥 건설 프로젝트에서의 BIM 도입 저해요인을 AHP(Analytic Hierarchy Process) 분석기법을 활용한 중요도 분석을 통해서 고찰하고 최종적으로 한옥 건설 프로젝트에서 BIM 활용도를 상승시킬 기반자료를 제공하는데 그 목적이 있다.

• 한국건설관리학회논문집
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• 제13권6호
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• pp.153-164
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• 2012

2008년 세계 금융위기를 계기로 국내 주택시장의 가격정체와 전세가격의 상승이 오랫동안 지속되고 있다. 전세가격의 지속적인 가격 상승은 대부분 사회초년생 및 무주택자가 선호하는 거주지인 전세주택에 있어 가격 상승으로 인하여 이들의 직접적인 거주 위협이 된다는 점에서 사회적 문제로 대두되고 있다. 정부는 다양한 정책을 통하여 이러한 전세가격의 안정과 무주택자의 거주지 안정을 위해 노력하고 있지만, 주택시장과 전세시장내의 구조적 이해관계에 대한 인식 부족으로 정책의 효과를 제대로 보지 못하고 있다. 이에 본 연구는 주택시장을 포함한 전세시장의 작동원리를 시스템 다이내믹스를 통하여 분석하고, 이를 바탕으로 정부의 전 월세 정책을 분석하였다. 분석결과 정부의 전월세 대책은 전세시장이 주택시장과 연결되어있다는 시각이 부족하고, 전세보증금의 지원이나, 임대인 세제지원 등의 단기적 미봉책 위주로서, 주택시장의 수요 공급 안정화를 전제로 하는 전세시장 공급 확대에 큰 영향을 미치지 못한다.

• 한국재난정보학회 논문집
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• 제15권3호
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• pp.409-417
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• 2019

연구목적: 화학물질관리법이 시행된 이후 우리나라 화학사고 연도별 발생횟수 자료와 관할기관에 접수처리된 취급자의 도급자료를 활용하여 도급신고 제도 시행 이후 화학사고 감소 기여도 영향을 통계자료로 정리하여 지역별 특성, 월별 특성, 유사 업종별 상관성, 유형별, 인명피해 등을 비교분석하였다. 연구방법: 2015부터 2018년까지 4년 동안의 화학사고 통계자료와 2003년 이후 화학사고 사례와 관련 안전정보를 제공하는 화학안전정보공유시스템(Chemical Safety Clearing-house, CSC)의 자료를 활용하였다. 연구결과 결론: 유해화학물질 취급 공정을 일시 중단하여 작업을 진행하는 기간 동안에 다수의 비숙련 작업자가 작업 현장에 투입되면서 사고 발생의 위험성이 증가한다. 도급신고를 통해 사업자는 비숙련 작업자의 취급자 교육 및 개인 보호장비 착용을 통하여 화학사고 안전관리를 강화할 필요성이 있다.