• Journal of Korean Society of Disaster and Security
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• v.16 no.4
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• pp.61-66
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• 2023

In this study, we analyzed the flooded area around Samcheok Middle School caused by typhoons MAYSAK·HAISHEN in September 2020. To analyze the confluence of Samcheok Osipcheon, local stream Deungbongcheon, we utilized Iber, a two-dimensional hydraulic model. We simulated the water depth and flood extent based on the peak flows on September 3 and September 7, 2020, and the 80 year and 100 year frequency floods. The simulation results showed that the 80-year frequency flood and the 100-year frequency flood on September 7 were insignificantly different, but the maximum flow rate from September 3 to September 7 was significantly different at 401 m³/s, resulting in a difference of 0.8 m in water depth and 7.1 m² in flood area. In addition, the analysis that considered only the contour lines using contour lines predicted inundation of not only the Samcheok Middle School playground but also the building, confirming the need to apply DSM.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.5
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• pp.1147-1154
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• 2021

The study aimed to investigate the impact of the microfinance program on loan borrowers' asset accumulation. In doing this, the study used descriptive and statistical methods to achieve the objectives. Primary data were collected from 192 respondents from Bangladesh using survey questionnaires. The data were analyzed using the multiple linear regression model. The result revealed that the majority of the borrowers said their assets such as farm, land, and livestock remained the same, which implies that microfinance borrowers still lag behind accumulating household assets. However, in the case of housing conditions and household appliances, there was a marginal increase. The regression result provides evidence that, among other factors, the amount of loan received from microfinance institutions and time duration with them is the most significant role-playing factor for borrower's sustainable well-being. The age and education level of borrowers are identified as positively related to asset accumulations, but not substantially so. Moreover, training provided by microfinance institutions is not effective and influential for microfinance borrowers' wealth accumulation, which is evidenced by the findings. This study's insights are worthwhile for any microfinance institution's decision-makers, development partners, and government to stress the shortcomings and accelerate the borrower's wealth status.