• 한국정보과학회논문지:소프트웨어및응용
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• 제31권10호
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• pp.1418-1429
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• 2004

본 논문에서는 자질 기반 구 구조 문법 형식의 자연어 문법 개발에 필요한 환경을 제공하는 GrammE를 소개한다. 문법 개발 단계에서는 텍스트 형식의 문법을 인터프리트하여 구문 분석을 하기 때문에 문법 수정 후 바로 문법을 테스트할 수 있어 문법 개발이 용이해 진다. 일단 문법 개발이 끝나면 GrammE에 포함된 문법 컴파일러를 이용하여 C++로 쓰여진 구문 분석기 프로그램을 생성할 수 있다. 이렇게 해서 만들어진 구문 분석기는 구문 분석을 필요로 하는 여러 가지 자연어 처리 시스템에 활용할 수 있다. GrammE는 언어 독립적인 시스템이며, 현재까지 한국어 문법과 중국어 문법을 개발하는 데 사용되었다.

• 재무관리연구
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• 제26권4호
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• pp.83-102
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• 2009

Banks traditionally focus on the financial services against the uncertain future liquidity needs, i.e. saving as well as lending. As the business model of banks has been shifted from the originate to hold model to the originate to distribute model since the enactment of Gramm-Leach-Bliley Financial Services Modernization Act in 1999, the financial services encompass information gathering and generating, underwriting and risk sharing through packaging claims for the investors, in addition to the payment and settlement services. Ensued are the financial market integration and diversification of financial services, with which the accessibility to financial services is arguably significantly enhanced. Such integration and diversification necessarily entails the risk of contagion due to the non-fulfilling service over the several other financial services, which would be contained easily under the separate financial services. This paper addresses the pricing of fees for the integrated financial services through which the contagion could spread when the users of financial service are not immune to the failure to fulfill their obligation due to the economic turmoil. Consequently the information asymmetry about the clients is unavoidable. Higher fees could drive out the otherwise good clients out of the pool of customers for the financial services. Then, the risk could be exacerbated due to the proliferation of bad clients who are vulnerable to the financial distress and liquidity crunch. So the banks should take into account the interactional effect of the fees between/among the non interest based activities and interest based activities under the information asymmetry. Contrary to our general perception, the current analysis demonstrates that the bank should focus on the reduction of cost associated with good clients rather than that of bad clients.