• 한국산업정보학회:학술대회논문집
• /
• 한국산업정보학회 2003년도 추계공동학술대회
• /
• pp.707-720
• /
• 2003

Product factory is a real-time financial product design system for the Internet customers. The hybrid product is a product taking combined characteristics of two different products. Hybrid product factory is a product factory that designs hybrid products from two different products based on both business rules and customer requirements. Though the importance of product factory is emphasized in the industry, there has not been much research peformed regarding product factory. In this research, we developed a product factory system that designs hybrid products. To design a hybrid product, it is necessary to have a method to combine attributes and values of two different products, and a method to control the combining operations to properly reflect business requirements. In this research, we developed four different combining operators and business rule representations. In addition, to prove the effectiveness of this methods, we implemented a prototypical system and demonstrated on cases regarding financial loan products.

• KDI Journal of Economic Policy
• /
• 제41권1호
• /
• pp.1-14
• /
• 2019

This paper studies whether export diversification mitigated the negative effect of the global financial crisis on exports using the Korean case. Specifically, we use annual data on the exports of 24 Korean manufacturing industries from 2000 to 2016 and examine whether the negative effect of the crisis on exports was less prevalent in industries that were more diversified in terms of country and product. We also examine whether export competitiveness, as measured by the revealed comparative advantage index by industry, had a mitigating effect on trade during the crisis. In order to study these issues, we use panel regression with a fixed-effect model for 24 Korean manufacturing industries. From our empirical analysis, we find that country diversification weakened the negative impact of the global financial crisis on Korea's exports, whereas neither product diversification nor export competitiveness did so.

• 마케팅과학연구
• /
• 제16권3호
• /
• pp.1-16
• /
• 2006

Many financial service organizations use various types of penalties (e.g., late payment fee, overdraft fee), often inflicting customer complaints and, in extreme cases, attrition. This study examines how customers evaluate penalties using concepts from attribution theory and literatures of social justice and customer satisfaction/dissatisfaction. The study hypothesizes that both cognitive (i.e., attribution, perceived fairness, disconfirmation) and affective (i.e., emotion) responses influence customer's penalty judgment and tests the effect of moderation between attribution and perceived fairness on penalty judgment. The study uses a cross sectional survey design and collects data using the critical incident technique. The results show that attributions have significant moderating effects on the relationship between perceived fairness and dissatisfaction with the penalty and that perceived fairness, emotion, and attribution have a significant influence on penalty evaluation. The study provides discussion of the findings and managerial implications.

• 보건의료산업학회지
• /
• 제9권3호
• /
• pp.247-254
• /
• 2015

Objectives : The aim of this study was to analyze the influence of foreign and institutional investors in the pharmaceutical industry on R&D investments. Methods : The empirical analysis was done for the years 2009 to 2013 which examined the period after the influence of the financial crisis. Financial statements and comments in general and internal transactions were extracted from the TS-2000 of the Korea Listed Company Association. STATA 12.0 was used as the statistical package for the panel analysis. Results : The results show that the shareholding ratio of foreigner investors turned out to have a statistically significant influence on R&D investment. No statistical significance was found in the shareholding ratio of institutional investors. Conclusions : The findings of this study, which indicate that a higher shareholding ratio of foreigner investors leads to greater R&D investment, indicate that foreign investors directly or indirectly impose pressure on a manager to make R&D investments for the long-term.

• 재무관리연구
• /
• 제20권2호
• /
• pp.263-291
• /
• 2003

이 연구는 Generalized Malmquist 지수를 이용하여 1997년 외환위기 때부터 2001년까지 국내 생명보험산업의 생산성변화를 기술효율성, 규모효율성 및 기술진보의 변화로 구분하여 측정하였다. 생명보험 산업의 생산성은 외환위기에도 불구하고 매년 증가하였음을 확인하였으며, 기술진보와 규모효율성의 변화는 순수기술효율성의 하락을 상쇄하고 생산성향상에 기여하였으며, 특히 기술변화가 더 크게 생산성향상에 공헌하였음을 확인하였다. 이러한 생산성의 증가는 구조조정으로 기인한 것으로 보인다. 외환위기 이후에 효율성은 계속하여 하락하였으며, 이것은 선도 생명보험회사의 효율적 프론티어가 일반 생명보험화사의 생산성보다 더 크게 증가하였기 때문에 발생한 것으로 확인되었다. 낮은 효율성은 생산성의 증가에도 불구하고 경영개선에 의하여 생산성을 크게 증가시킬 수 있다는 것을 말해주고 있다.

• 항공우주산업기술동향
• /
• 제6권2호
• /
• pp.133-142
• /
• 2008

헬기 시장진입 가능성을 수요측면, 산업구조측면, 인프라측면에서 검토하였다. 검토 결과 일부 부족기술의 확보와 금융과 헬기 관련 제도 등을 보완하면 내수를 중심으로 진입이 가능하다는 결론을 도출하였다. 헬기산업의 성장동력화를 위한 추진전략을 제시하고 전략 달성을 위하여 헬기수요의 지속적 창출, 핵심 부품 소재 육성 및 경쟁우위 기술력 확보, 인증 및 운용활성화 인프라 구축, 금융제도 개선 추진, 그리고 헬기 민 군 관 상시 정책조정기능 강화를 5대 추진과제로 제안하였다.

• 한국융합학회논문지
• /
• 제6권6호
• /
• pp.111-117
• /
• 2015

디지털콘텐츠 산업은 새로운 기기와 기술의 발전, 장르, 기술간 융합화 현상으로 성장이 예상되고 있다. 그러나, 초기 투자 비용이 많이 소요되고 불확실한 수익성 때문에 디지털콘텐츠 분야에 대한 금융지원제도는 활성화되지 못하고 있다. 본 논문은 기술가치평가를 이용하여 디지털콘텐츠 기업들의 금융 활성화 방안에 관한 연구이다. 이를 위하여 첫째, 디지털콘텐츠 기업들의 현황(자금조달 현황과 매출액 등)을 살펴본다. 둘째, 분석된 디지털콘텐츠 기업들의 현황을 바탕으로 금융활성화 방안을 논한다. 본 연구는 기술가치평가를 활용한 금융활성화 방안 도출에 도움을 줄수 있다.

• 한국건축시공학회지
• /
• 제9권1호
• /
• pp.111-121
• /
• 2009

Because of its unique characteristics, the construction industry tends to be affected by economic environment more than any other industries. The domestic construction industry was forced to change its management pattern and system when it went through the foreign currency crisis, and since then, the construction industry has been growing in terms of quality over last 10 years, breaking from the quantitative performance-oriented growth in the past. The study was intended to integrate the financial data of the companies during the period before and after the foreign currency crisis so as to analyze the effect of environmental changes on management performance of the companies. It was aimed at evaluating the changes to the stability, profitability and the growth potential, and collecting the data on variation of the market scale, price of resources such as material and labor and the financial environment, thereby analyzing the correlation with the management performance. The study, to deal with the difficulties which are anticipated, like the foreign currency crisis experienced in the past, was also intended to identify the correlation between the economic conditions and the performance of the construction companies, using the experimental data in the past.

• 기술혁신연구
• /
• 제2권1호
• /
• pp.256-276
• /
• 1994

This paper aims at identifying the desirable R'||'&'||'D life cycle related to government-industry cooperative R'||'&'||'D. It is based on a case study associated with the relationship between cooperation and cooperation in information in information communications sector. It presents three types of R'||'&'||'D life cycle to achieve a technological enhancement as high as possible with limited resources. The first case of R'||'&'||'D project is of "advanced type". In the generic technology phase, government takes a leading role jointly in R'||'&'||'D activities, but, in after the applied research phase, the domestic firms take the lead. This kind of cooperation can be made when competition between domestic firms is highly intense, and the technological knowledges of participating firms are at internationally competitive levels. The second type of "less-advanced type"; the firms of a country(more often a small country) lag behind in technology level, and the penetration of foreign firms in the market is limited. In this case, government takes full charge of R'||'&'||'D activities up to the applied research phase, due to the low technology level and insufficient financial resources of private firms. Lastly, this paper presents and R'||'&'||'D life cycle of "strategic" type. This applies to the case in which domestic firm with less financial resources make an attempt to increase their technological knowledges while the government, in turn, contributes to strengthen the international competitiveness of domestic industry.

• The Journal of Asian Finance, Economics and Business
• /
• 제8권2호
• /
• pp.893-902
• /
• 2021

The paper examines the impact of corporate governance (CG), on dividend policy (DP) of enterprises in Vietnam. The paper studies the impact of CG on DP of businesses listed on Vietnam's stock exchange in the period 2008-2018 with 2,937 observations. The data of these companies is collected from the financial statements of businesses and Vietstock data sets, as well as aggregated from the data published on some reputable securities websites. The study used GLS regression method for data collected at listed companies in Vietnam in the period of 2008-2018. The research results have found that CG, the chairman of the board of directors (BOD), and the managing director have a negative effect on the DP. Specifically, companies with strong BODs tend to pay low dividends. At the same time, research shows that factors such as profitability, financial leverage, firm size, and investment opportunities affect DP. This result underscores the importance of corporate governance (both internal and external) to the income distribution decision and provides policy implications for investors and company executives. The study finds solid evidence that alternative theory explains better the relationship between corporate governance and dividend policy. Accordingly, companies with weak corporate governance will pay more dividends.