• Title/Summary/Keyword: Financial communication

검색결과 569건 처리시간 0.023초

비중요 정보처리시스템으로 한정된 국내 금융권 클라우드 시장 활성화를 위한 제안: 영미 사례를 중심으로 (A Study on Cloud Computing for Financial Sector limited to Processing System of Non-Critical Information: Policy Suggestion based on US and UK's approach)

  • 도혜지;김인석
    • 한국전자거래학회지
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    • 제22권4호
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    • pp.39-51
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    • 2017
  • 2016년 10월 금융당국은 금융권 내 클라우드 도입 활성화를 위해 전자금융감독규정의 망분리 조항을 개정하였다. 하지만 비중요 정보처리시스템의 데이터만 처리할 수 있도록 규제함으로써 정밀한 고객데이터 분석과 개인화 서비스를 제공하는 금융권에서는 이번 개정에 큰 변화를 느끼지 못하고 있다. 클라우드 서비스의 도입은 비용절감 및 업무혁신에 기여하는 바가 크며, 변화하는 정보통신기술 환경에 필수적인 요건이다. 따라서 보안과 신뢰성의 원칙을 고수하며 클라우드 도입에 유연하게 대처하기 위해서는 클라우드 서비스를 도입한 금융기관의 안정적 구현을 위한 정책에 대한 논의가 필요하다. 본 연구는 금융권 내 클라우드 도입 관련 제도의 한계와 변경 필요성을 검토하고, 영미의 사례분석을 통해 정책적 대안을 제시한다.

An Exploratory Study on the Balanced Scorecard Model of Social Enterprise

  • Lee, Yoeng-Taak;Moon, Jae-Young
    • International Journal of Quality Innovation
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    • 제9권2호
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    • pp.11-30
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    • 2008
  • The purpose of this study is to develop BSC model of social enterprise. Performance analysis tool of BSC have been brought over from the business world, designed and created from the perspectives of profit-based businesses. The BSC is a strategic performance measurement and management tool designed for the private sector acting as a communication/information and learning system, to measure 'where we are now' and 'where to aim for next'. It prescribes a plan for translating 'vision' and 'strategy' into concrete action across four perspectives at different stages, depending on the business. These perspectives are 'financial', 'customer', 'internal processes' and 'learning and growth', each of which is connected by cause-and-effect relationships that reflect the firm's strategy. Social aims of social enterprise are to accomplish desired outcomes which are to employ vulnerable people and to provide social services. The measurement factors of financial perspective are stable funding, efficiency of budgeting, stakeholders' financial supports, and trade profit. The measurement factors of customer perspective are government, social service users, employees, local communities, sup plier, social activity company, and partnership with external organizations. The measurement factors of internal process perspective are organizational culture, organizational structure/management, internal/external communication, quality of products and services, information sharing. The measurement factors of learning and growth perspective are training and development, management participation, knowledge sharing, leadership of CEO and manager, and learning culture.

처방전달시스템의 경제성분석 (Economic analysis of order communication system for hospitals)

  • 채영문;이해종;박창래
    • Journal of Preventive Medicine and Public Health
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    • 제24권4호
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    • pp.473-484
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    • 1991
  • Hospitals have been very susceptable to changes in external environment. Accordingly, they have been experiencing great financial difficulty due to low insurance rates and increasing competition. As a remedy, hospitals have attempted to use computer in a strategic manner. Such system is called strategic information system(SIS), and order communication system(OCS ) is an example of SIS in hospital setting. While OCS has known to be effective in reducing waiting time for outpatients, many hospitals are reluctant to introduce this system mainly because there are no real data or methods for justifying the cost of the system. Cost-benefit analysis has been traditionally used for such purpose, but this method deals with limited portion of benefits and therefore not very useful for analyzing the economic feasibility of SIS. In this paper, information economics tools which expand cost with value was used to analyze the economic feasibility of OCS. To assist the analysis, financial simulation model was developed using simulation package, called IFPS(Interactive Financial Planning System).

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A Case Study of Digital Transformation: Focusing on the Financial Sector in South Korea and Overseas

  • Eunchan Kim;Minjae Kim;Yeunwoong Kyung
    • Asia pacific journal of information systems
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    • 제32권3호
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    • pp.537-563
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    • 2022
  • This study investigates the adoption and application of digital transformation in the financial sector and analyzes the process and outcomes of digitization and digitalization in the field of the finance industry of South Korea and overseas, in order to seek both managerial and strategic implications for successful implementation of digital transformation in the future. The findings show that, for successful digital transformation, it is necessary to maximize active and systematic use of advanced online and digital technologies that form the basis of business and create an open, horizontal organizational culture and communication system to equally share and distribute advanced technologies and competencies through the entire organization. Furthermore, this study also discovers the legitimacy to concentrate the organizational competencies and know-how in providing technical training for members, expanding customer experience, and improving customer satisfaction services to contribute to improving the quality of life for members of the organization and creating and improving social and public infrastructures, instead of using digital transformation only to improve productivity of organizations or firms. As such, it is necessary to concentrate corporate competencies in establishing and supplying digital transformation that is not just human-centered but also has productivity, innovativeness, and reliability at the same time.

The Impact of Communication on the Overall Quality of Life in Elderly Koreans

  • Kang, Ji Sook;Park, Sung Ji
    • International Journal of Advanced Culture Technology
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    • 제7권3호
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    • pp.58-64
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    • 2019
  • Background: Communication is important for the elderly to maintain existing social relationships while creating new relationships based on good communication skills to lessen psychological and emotional distress and lead a healthy life in advanced age. Aims: This study identifies the difference between the social network-based quality of communication life and the overall quality of life in the elderly and how much the quality of communication life affects the overall quality of life. Methods: This research includes a survey of the elderly aged 65 and over living in small cities of South Korea. Data sets of 201 elderly were analyzed. Results: This study found a significant correlation between the quality of communication life and the overall quality of life. Religion also influences the elderly's quality of communication life. The elderly's quality of communication life has 40% explanatory power of the overall quality of life. Conclusion: Consequently, senior citizens' quality of life will be improved through the enhanced quality of communication in addition to financial and health conditions by participating in various community activities similar to those provided by religion to increase opportunities for communication.

유비쿼터스 시대에 맞는 일자리창출에 관한 연구 - 부동산산업 중심으로 - (A Study about creating jobs suitable for the ubiquitous age - The center of the real estate industry -)

  • 김형근;김부성
    • 한국전자통신학회논문지
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    • 제8권3호
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    • pp.499-503
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    • 2013
  • SOC 재정투자 및 민간 건설 산업은 국가경제에 커다란 기여를 해왔다. 단기적으로는 경기를 부양하는 한편 고용 창출하는 역할을 수행해 왔다. 본 논문은 부동산산업이 일자리창출에 정(+)의 영향을 미치고 있는 요인을 분석하여 시사점을 제시하고자 한다.

도시 전업주부의 가치지향성 .가정관리전략.가정관리만족도 (The value orientation home management strategy and home management satisfaction of the unemployed urban housewife)

  • 이정우
    • 가정과삶의질연구
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    • 제15권1호
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    • pp.111-128
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    • 1997
  • This study mainly deals with the housewife's value orientation home management strategy and home management satisfaction,. The major results are as follows; 1) The degree of communication and communication frequency in household prove the predictable variables to influence the housewife's value orientation home management strategy and home management satisfaction. 2) Among the value orientation fate control orientation predicts home management strategy. 3) Material orientation shows the negative influence on her home management satisfaction. 4) Among home management strategy the fact that household financial management strategy and housework organization strategy are the important variables in the home management satisfaction suggest that household financial management and everyday repeated housework management cause the deep influence on her life satisfaction. 5) The higher her material orientation and gender equilibrium orientation are the higher housework socialization stra egy frequency is the lower her home management satisfaction is.

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27MHz 무선 키보드의 취약성 분석 (Vulnerability Verification of 27 MHz Wireless Keyboards)

  • 김호연;심보연;박애선;한동국
    • 전기학회논문지
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    • 제65권12호
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    • pp.2145-2152
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    • 2016
  • Internet generalization has led to increased demands for Internet banking. Various security programs to protect authentication information are being developed; however, these programs cannot protect the wireless communication sections of wireless keyboards. In particular, vulnerabilities have been reported in the radio communication sections of 27 MHz wireless keyboards. In this paper, we explain how to analyze M's 27 MHz wireless keyboard. We also experimentally show that an attacker can acquire authentication information during domestic Internet banking using a 27 MHz wireless keyboard. To do this, we set up an experimental encironment to analyze the electromagnetic signal of a 27 MHz wireless keyboard.

Bankruptcy Prediction with Explainable Artificial Intelligence for Early-Stage Business Models

  • Tuguldur Enkhtuya;Dae-Ki Kang
    • International Journal of Internet, Broadcasting and Communication
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    • 제15권3호
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    • pp.58-65
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    • 2023
  • Bankruptcy is a significant risk for start-up companies, but with the help of cutting-edge artificial intelligence technology, we can now predict bankruptcy with detailed explanations. In this paper, we implemented the Category Boosting algorithm following data cleaning and editing using OpenRefine. We further explained our model using the Shapash library, incorporating domain knowledge. By leveraging the 5C's credit domain knowledge, financial analysts in banks or investors can utilize the detailed results provided by our model to enhance their decision-making processes, even without extensive knowledge about AI. This empowers investors to identify potential bankruptcy risks in their business models, enabling them to make necessary improvements or reconsider their ventures before proceeding. As a result, our model serves as a "glass-box" model, allowing end-users to understand which specific financial indicators contribute to the prediction of bankruptcy. This transparency enhances trust and provides valuable insights for decision-makers in mitigating bankruptcy risks.

소상공인 경영자의 창업환경이 실패부담감과 창업실패에 미치는 영향 (The Effects of Small Business CEO's Start-up Environment on Fear of Business Failure and Entrepreneurial Failure)

  • 송경숙
    • 한국콘텐츠학회논문지
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    • 제15권2호
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    • pp.393-407
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    • 2015
  • 본 연구는 소상공인 창업환경이 실패부담감과 창업실패에 미치는 영향을 알아보는데 목적을 갖고, 서울지역소재 소상공인 경영자 300명을 대상으로 설문조사하였다. 분석결과 첫째, 창업환경이 실패부담감에 미치는 영향은 경영자 환경, 비즈니스적 환경, 조직내부 환경, 조직외부 환경이 실패부담감에 부(-)의 영향을 미쳤다. 둘째, 창업환경이 재무적 비재무적 손실에 미치는 영향은 창업경영자 환경, 창업비즈니스적 환경, 조직내부 환경이 재무적 비재무적 손실에 부(-)의 영향을 미쳤다. 셋째, 실패부담감이 창업실패에 미치는 영향은 실패부담감이 재무적 비재무적 손실에 정(+)의 영향을 미치는 것으로 나타나 경영자 자질, 기업가정신, 비즈니스적 환경의 비해 조직내부 결속, 소통력 요인이 실패부담감과 재무적 비재무적 손실에 영향을 미치는 중요 속성임을 입증해 주었다.