• 제목/요약/키워드: Digital Finance

검색결과 264건 처리시간 0.025초

공급망의 디지털 전환이 중국 자동차 제조기업의 환경성과에 미치는 영향 요인에 관한 연구 (A Study on the Factors that Influence the Digital Transformation of the Supply Chain on the Enterprise Environmental Performance of Chinese Automobile Manufacturers)

  • 채옥결;심재연
    • 산업진흥연구
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    • 제9권2호
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    • pp.207-221
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    • 2024
  • 자동차 제조업은 에너지 소비가 많고, 오염물질을 많이 배출하는 전통적인 제조업으로 공급망의 디지털 전환을 통해 환경성과를 향상시킬 필요가 있다. 본 연구에서는 공급망의 디지털전환, 공급망 동적 역량 및 기업 환경성과를 바탕으로 13개의 가설을 제시하였다. 중국 7개 지역 자동차 제조기업의 경영자 및 종업원을 대상으로 설문조사를 실시한 결과 공급망의 디지털 전환이 공급망 동적 역량의 영향을 받아, 자동차 제조기업의 환경성과를 향상시키는 데에 영향이 있는 것으로 나타났다.

Analysis of the Level of Technological Development and Digital Readiness of Scientific-Research Institutes

  • ALZHANOVA, Farida G.;KIREYEVA, Anel A.;SATPAYEVA, Zaira Т.;TSOY, Alexander A.;NURBATSIN, Akan
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.1133-1147
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    • 2020
  • The purpose of this study is to analyze the level of science and technology development and digital readiness of scientific research institutes based on the author's assessment methodology (a set of evaluations and multifactorial indicators). Keeping with the previous literature, the research is caused by the novelty of the problem, which suggests dividing the literature review into two main research groups: theoretical background, which concentrates on the digital readiness definition, and the impact of digital readiness on science. Moreover, the scientific significance lies in the fact that proposed ideas in the research, developed theoretical and methodological provisions can significantly enrich theories related to the identification of the digital readiness of science and its consumers. Further, the research is devoted to the development of assessment methods of digital changes and analysis of the level of development of digital readiness of scientific research institutes, which is based on the author's assessment methodology (a set of evaluations and multifactorial indicators). The methodology provides an opportunity to build ratings of the digital readiness of scientific-research institutes to the formation and development of a digital economy. Obtained results show that the priority task in the current and the future period is to increase the authority and recognition of scientific organizations, the quality of scientific research, and the formation of demand for scientific products.

Examining the Practice of Digital Scholarship Services at Vietnam National University Ho Chi Minh City

  • Ngo, Thi Huyen;Nguyen, Hong Sinh;Ninh, Thi Kim Thoa
    • Journal of Information Science Theory and Practice
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    • 제10권1호
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    • pp.1-17
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    • 2022
  • The article reports the results of an investigation on the practice of providing digital scholarship services at Vietnam National University Ho Chi Minh City, Vietnam. This study is part of an ongoing research project entitled Developing a digital scholarship service framework for universities at Vietnam National University Ho Chi Minh City. It employed a qualitative research approach through in-depth interviews with 31 individuals who are university managers, library managers, lecturers, and postgraduate and undergraduate students from six member universities and Central Library of Vietnam National University Ho Chi Minh City. Research results show that some digital scholarship services have been provided at Vietnam National University Ho Chi Minh City. However, they have not been yet systematically implemented and have not met users' needs. Lack of needed resources such as space, technology infrastructure, human resources, finance, and stakeholder support are among major challenges in developing digital scholarship services. The management of existing digital scholarship services is fragmented without a clear policy for developing digital scholarship and supporting services. The study contributes to the existing knowledge by adding substantially to current understanding of the practice of providing digital scholarship services in Vietnam's universities in the transition period, from state control to autonomy, which has not been much addressed in previous research. Furthermore, this study can be a useful reference for higher education institutions in developing countries regarding implementation of digital scholarship services.

How to Finance Fashion Venture Business at Start-up and Growing Stages

  • Kim, Moon-Sook
    • The International Journal of Costume Culture
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    • 제3권2호
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    • pp.88-99
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    • 2000
  • Venture industry is becoming a driving force of Korean economy in the digital age of the 21 st century. The success of venture business depends on innovative technology, capital investment, and optimal environment providing industrial flexibility. Although venture business is starting to settle down in Korea, many barriers and challenges still remain. The current study analyzes the present status of venture business including fashion business and issues concerning the venture fund raising and provides prospective views to promote and improve venture industry in Korea.

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Customer Engagement with Digital Social Responsibility in Social Media: A Case Study of COVID-19 Situation in Thailand

  • PURIWAT, Wilert;TRIPOPSAKUL, Suchart
    • The Journal of Asian Finance, Economics and Business
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    • 제8권2호
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    • pp.475-483
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    • 2021
  • COVID-19 pandemic has affected the lives of people and has forced businesses to develop different ways of doing businesses. Several businesses have implemented social responsibility activities. With social distancing keeping many people at home, online and digital platforms have become one of the most important mechanisms for businesses undertakings and implementing those social responsibility initiatives and activities - digital social responsibility (DSR). The purpose of this study is to examine the relationships of electronic word-of-mouth (eWOM) intentions and customer engagement with DSR in social media with attitude toward DSR as the antecedent during COVID-19 social distancing situation in Thailand. The study employs a quantitative research method where sampling method is followed by convenience sampling technique, and study data is collected through survey questionnaire with social media users who have experiences with firms' online social responsibility initiatives. Based the samples of 123 respondents, Structural Equation Modelling (SEM) has been used for analysis. The results show that attitudes toward DSR in social media significantly influence electronic word-of-mouth (eWOM) intentions and have a significant effect on customer engagement with DSR in social media. The mediation analysis also revealed that eWOM intention partially mediated the relation between attitudes toward DSR in social media and customer engagement.

An Ocean of Opportunity: The Digitalization of Small and Medium-sized Enterprises in Bitung, Indonesia

  • LAYMAN, Chrisanty V.;HANDOKO, Liza;SIHOMBING, Sabrina O.
    • The Journal of Asian Finance, Economics and Business
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    • 제10권1호
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    • pp.41-48
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    • 2023
  • Over the past ten years, numerous industries have undergone upheavals that have significantly altered how businesses interact with their clients and how goods are created and produced bySMEs. Many cutting-edge technologies have recently been created and implemented to enhance business models, facilitate sustainability features for organizations, and boost business capabilities. This essay seeks to understand how digital entrepreneurship functions in developing nations. The results of this study show the effectiveness of digital transformation in the context of SMEs is greatly influenced by aspects including the change of managerial intensity and the involvement and perception of workers, customers, and shareholders. One of the needs that business owners showcased in this study in terms of digitization is infrastructure resources to support digitization such as devices, the Internet, and funds, but also the ability to use digital media for business development. Practical skills that business people want to learn such as product design and management of their social media accounts. There are also aspects of time and self-motivation of the business actor that can speed up or slow down the digitization process. Finally, government support that is structured in encouraging MSMEs is also one of the supporters and drivers of digitalization in the blue economy.

ESG 금융상품의 목표 달성에 미치는 소비자 행동에 관한 탐색적 연구 -환경인식과 저축행동을 중심으로- (Consumer Behavior in Achieving the Goals of ESG Banking Products: Focusing on environmental awareness and saving behavior)

  • 조인관;이봉규
    • 서비스연구
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    • 제14권2호
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    • pp.117-137
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    • 2024
  • ESG는 모든 기업에게 선택이 아닌 필수 사항이 되었으며, 국내 주요 은행들도 ESG 경영을 적극적으로 실천하고 있다. 은행은 ESG 내부활동 뿐만 아니라 자금공급의 중개자로 ESG 금융을 제공하는 역할을 수행하고 있다. 최근에는 디지털 신기술과 결합하여 친환경 활동 수행 시 우대금리를 제공하는 ESG 금융상품을 출시하고 있다. 그러나, 무분별한 우대금리 제공은 은행의 수익성에 악영향을 미칠 수 있으며, 환경인식 개선에 실질적으로 기여하지 못할 경우 그린워싱(Greenwashing) 문제에 직면할 수 있다. 이에 본 연구는 전기 절약과 연동된 ESG 디지털 적금상품을 연구 대상으로 선정하고, 가입자의 실제 데이터를 통하여 소비자의 환경인식과 저축행동을 실증적으로 분석하였다(표본수 2,478개). 본 연구의 주요 결과는 다음과 같다. 첫째, ESG 디지털 적금상품의 가입 현황을 분석한 결과, 30~50대가 주요 고객층으로 나타났으며, MZ세대는 다른 세대에 비해 전기 절약 실천을 통한 우대금리 달성에 있어 상대적으로 높은 성과를 보였다. 둘째, 소비자의 환경인식은 ESG 금융상품의 목표 달성에 유의한 영향을 미치는 것으로 나타났다. ESG 디지털 적금상품은 저축의 기본 기능에 충실함과 동시에 환경인식을 높이는 데 기여할 수 있음이 확인되었다. 셋째, 환경인식은 소비자의 저축 납입행동을 유도하지 못했으며, 이는 지속적인 소비자 관여가 필요함을 시사한다. 본 연구는 환경인식(Environmental Awareness)과 저축행동이론(Theory of Saving Behavior)을 기반으로 ESG 금융상품의 목표 달성에 미치는 소비자 인식 및 행동을 학문적으로 설명하였다. 연구의 결과는 ESG 금융상품의 우대금리 설계의 적정성이 중요함을 시사한다.

국내 전통산업 소상공인의 디지털 전환의도에 미치는 영향 (The Effects of Digital Transformation Intention of Small Traders in Domestic Traditional Industries)

  • 이동길;유연우
    • 산업경영시스템학회지
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    • 제40권4호
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    • pp.67-77
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    • 2017
  • With the advent of the fourth industrial revolution, the digital transformation craze has intensified in diverse industries, such as finance, automotive, health care and agriculture. However, relative to industry demand, there is only few domestic research on digital transformation of small traders and no one has implemented empirical study on this field at all. Thus, the study conducted an empirical study to measure the digital transformation intention of domestic small traders. In the early days of domestic business start-ups, we searched for factors affecting the digital conversion intention of small business owners and designed an integrated framework to explain the causal relationship between factors. This study not only expanded and refined the scope of related research but also suggested the direction of another research that was not presented in previous research. However, there are limitations in many ways as much as the initial stage of a specific field of small business owners. There are limitations in explaining the overall perception of Korean small business owners. Therefore, in future studies, it is necessary to study more deeply by presenting more specific and various variables. In addition, although the number of respondents was sufficient in the process of empirical analysis, it is considered that the respondents are not enough to universalize the research result as a traditional small business person who did not convert all digital. It is necessary to carry out a comparative analysis by dividing the two groups in more detail and more specifically in the future study. The result of this study can suggest the direction for accelerating small traders' digital transformation intention in terms of practical view, and provide useful references which can support the theoretical foundation for researchers who will perform future related research in terms of academic view.

디지털 전환 분야의 컨설턴트 태도 요소 개발에 관한 연구 (A Study on the Development of Consultant Attitude Factors in the Field of Digital Transformation)

  • 지상준;김정렬;유연우
    • 산업융합연구
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    • 제21권4호
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    • pp.1-12
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    • 2023
  • 디지털 전환은 금융, 물류 등을 포함한 산업계, 학계에서 급부상하고 있으며, 디지털 전환 분야에 관한 컨설팅 시장도 함께 성장하고 있다. 선행연구에 따르면, 컨설팅 기관의 디지털 전환에 관한 필요성이 제기되고 있다. 이 과정에서 컨설턴트의 역할은 시대에 맞게 변화되어야 하며, 고객관계관리, 고객에 대한 태도가 강조되고 있다. 하지만 컨설팅 연구는 이에 관한 연구가 심도 있게 연구되지 않은 점이 있다. 따라서 본 연구는 디지털 전환 분야의 컨설턴트 태도에 초점에 맞춰 태도의 요소를 개발하는 것이 목적이다. 문헌분석과 수정된 델파이 기법을 활용하여 연구한 결과, '고객지향성', 성취지향성', 전문가 품위', 전문성 유지', 그리고 '윤리성' 등이 핵심 태도 요소인 것으로 도출되었다. 본 연구는 디지털 전환 시대에 맞게 디지털전환 분야의 컨설턴트 태도 요소를 탐색적이며, 내용타당도를 검증하여 개발했다는 것에 의의가 있으며, 디지털 전환 분야의 컨설턴트는 실무적으로 태도의 중요성을 인식하고 역량 향상의 기초 도구로 활용할 수 있을 것이다.

A Study on the Clause of Uniform Commercial Code for Electronic Bills of Lading

  • Ahn, Byung-Soo;Park, Tae-Ho
    • International Commerce and Information Review
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    • 제2권1호
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    • pp.49-68
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    • 2009
  • In 2003, the Uniform Commercial Code(UCC) which is a kind of model law to unify commercial law between several states in US was amended to use electronic document of title including bill of lading. It is the second following the Australia legislation in 1996. Also, the Korean government amended Commercial Act and made the Presidential Decree for using electronic bill of lading in 2008. In this paper the authors reveal the characteristics of the clause of UCC for electronic bill of lading. The characteristics of the clause are on the technical neutrality of the signature, the possibility of reissuance in alternative medium, and adoption of the concept of "control." It helps to suggest some implications for Korean government authority. The authors suggest the amendment of the Presidential Decree to the Korean government authority to use additionally digital signature authorized by non Korean government such as VeriSign. It will activate the use of electronic bill of lading issued by Korea repositary out of Korea.

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