• 제목/요약/키워드: Consumer Law

검색결과 289건 처리시간 0.025초

CATV 홈쇼핑에서의 충동구매 자극 요인과 구매 경험과의 관련성 (The Relationship between Impulsive Buying Stimulus and Buying Experience in Cable TV Home Shopping)

  • 서미정;김혜선
    • 대한가정학회지
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    • 제42권3호
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    • pp.105-118
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    • 2004
  • Cable TV Home Shopping is one of the popular distribution channels in modem society because of purchasing convenience and saving in shopping time. However, in spite of these advantages, there are some problems because of marketing strategies of many Cable TV shopping companies which stimulate impulse purchases. This study is aimed to find the relationship between buying experience and reaction to impulsive buying stimulus. This study can give a valuable insight in consumer education regarding impulsive purchase behavior in Cable TV home shopping. Study results can also give useful information on the direction of consumer campaign and consumer protection policies. The data was collected by using a questionnaire and the final 496 cases were analyzed by SPSS Win 10.0 program. The major finding were that: 1. Younger, more educated and unmarried consumers tend to response more to impulsive purchasing stimulus. 2. consumers with higher response to impulsive purchasing stimulus had more buying experience, higher shopping frequencies and spent more money in Cable TV home shopping than consumers with lower response. These study results showed that there are some relationship between impulse purchasing stimulus and buying experience in Cable TV home shopping. Therefore, Cable TV Home Shopping companies should provide correct information to the consumers, so they can make resonable decisions. And the consumers should also try to restrain themselves from purchasing impulsively. A law that will regulate all false or exaggerated ads should be provided. To reach righteous and beneficial home shopping culture for both consumer and companies, all these means should be cooperated.

전문간호사 제도와 무면허 의료행위 - 대법원 2010.3.25. 선고, 2008도590 판결 중심으로 - (Advanced Practice Nurse System and Unlicensed Medical Practice)

  • 김경례
    • 의료법학
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    • 제11권1호
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    • pp.173-198
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    • 2010
  • There is a system in Korea named "Advanced Practice Nurse System" qualified by the Minister of Health, Welfare and Family Affairs for Advanced Practice Nurse besides nurse licence. Medical practice is, in today's medical law, understood as a general concept colligating medical practice, nursing practice and midwife practice and so on, for it is defined as a deed of medical technique practiced by medical personnel. Referring to the fact that the Supreme Court recognizes medical personnel as people who have medical expert knowledge, nursing practice can be recognized as a region of medical business and therefore it is not necessary to prescribe nursing practice separately from the definition of medical practice on a precedent, because nurse belongs to medical personnel. According to the precedent regarding 'Unlicensed Medical Practice of Advanced Practice Nurse for Anesthesia' recently sentenced by the Supreme Court, the medical practice is only allowed a doctor because it is 'in need of special knowledge and experience because of high danger on human body' and it is judged to be an unlicensed medical practice prohibited in medical law if it is to be done by a nurse. When considering the actual situation that System for Advanced Practice Nurse for Anesthesia is established under the circumstance that an anesthetist is in want and therefore the operation has not been performed on time, and that it is being expected an anesthetist to be in need, it is necessary to legislate for the range of medical practice of Advanced Practice Nurse so that Advanced Practice Nurse System can be practically legalized, for the role of Advanced Practice Nurse has the great possibility of shrinking because the precedent has considered Advanced Practice Nurse for Anesthesia doing anesthetic operation in clinic today as a potential wrongdoer.

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1906년 해상보험법상 고지의무의 변경에 관한 연구 (A Study on the Alteration in Duty of Disclosure in the Marine Insurance Act 1906)

  • 김찬영
    • 무역상무연구
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    • 제71권
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    • pp.171-194
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    • 2016
  • In the UK, the legal principle for the duty of disclosure established in Carter v Boehm case was codified in the Marine Insurance Act 1906("MIA"). The duty of disclosure under the MIA is the pre-contractual duty by the insured and therefore, the insured should disclose the every material circumstance that would influence a prudent insurer's judgement. If the insured violates the duty of disclosure, the insurer is entitled to avoid the insurance contract, regardless of whether there was the deliberate or reckless breach, which is unfavorable to the insured. The Law Commission reviewed the duty of disclosure under the MIA in detail and provided the Insurance Act 2015 for the purpose of enhancing the interests of the insured. The Insurance Act 2015("Act"),while the basic legal structure of the duty of disclosure under the MIA still remains, amends it in respect of non-consumer insurance and furthermore, integrate the duty of disclosure and the duty not to misrepresent into the duty of fair presentation of risk. And according to the Act, the insurer is required to more actively communicate with the insured before entering the contract with the result that, if the insured fails to disclose the material circumstance but provides the sufficient information to put the insurer on notice, the insurer should further inquire for the purpose of the insured's revealing the material circumstance. In addition, the Act details the insured's constructive knowledge of material circumstance by reviewing the current case law and introduces a new system for the insurer's proportionate remedy against the insured's breach of the duty of fair presentation of risk.

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제조물책임(製造物責任) 관리활동(管理活勳)과 기업가치(企業價値)간의 상관관계 및 대응전략(對應戰略) 연구 (A Study of Pace Strategy & Correlation of Product Liability Management Activity, Enterprise Value)

  • 민동성;장석주;박노국
    • 한국벤처창업학회:학술대회논문집
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    • 한국벤처창업학회 2008년도 추계학술대회
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    • pp.285-334
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    • 2008
  • 2002년 제조물책임법이 시행된 이후 정부에서는 종합시책을 확정하고, 업종별 PL센터를 설립하여 소비자 상담과 분쟁에 적극 대응하고 있다. 그러나 아직 많은 기업들이 제품고유의 안전성 확보를 위한 철학과 기술을 가지고 있지 못하여 제조물책임법에 대한 대응체계가 미흡한 것이 사실이다. 본 연구의 목적은 제조물책임 관련 안전사고와 리콜실태, 소비자 위해실태, Pl보험사고 소송사례 등을 실증적 사례중심으로 검토 분석하여 이를 토대로 제조물책임이 기업가치에 어떠한 영향을 미치는지 상호관계를 연구하고, 기업의 제조물책임 대응전략을 제시하는데 그 의미가 있다.

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금지되는 기사성 의료광고의 한계 (A Limit of the Prohibition of Ar ticle Type Medical Advertisement)

  • 유현정
    • 의료법학
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    • 제13권2호
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    • pp.141-178
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    • 2012
  • Korea's medical law prohibited medical advertisements in principle and permitted them on an exceptional cases. However, the decision of the Constitutional Court of 20005. 10. 27. 20003 Heonga 3, it was changed to a negative system which allows advertisements in principle and restricted only exceptionally. Dramatic increase of medical advertisements was made after that and many argued more deregulation because there was actually heavy regulations. In particular, there is almost no actual regulation on the article type advertisement due to the reason of protection of the freedom of press, media and occupation. However, there may be an unjust result if a specific article or specialists' opinion is made using a newspaper, broadcasting or magazine as a form of article type advertisement to specific medical specialists or medical institution or medical treatment method that falsifies consumers or makes consumers confused by unjust medical expectations or reliability, that also deteriorates just competition and that causes the misrecognition of consumers. In fact, there were actual damages of article type advertisements on the eye whitening surgery not long after the transfer to a negative system of medical advertisements. Victims raised a medical proceeding against the doctor who carried out the surgery, but there is actually no systematic warranty except for the indemnity request. Thus, this case demonstrated a vulnerable result of a negative system. As such, it is problematic that there is no proper regulations defined in the current law and regulations because of the reason of the protection of the freedom of press, publication and occupation despite damages of such article type advertisements. Accordingly, it is urgent to apply the current prevention regulations on the article type advertisements strictly, and to set up specific regulations.

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제조물책임(製造物責任) 관리활동(管理活動)과 기업(企業) 가치(價値)간의 상관관계 및 대응전략(對應戰略) 연구 (A Study of Pace Strategy & Correlation of Product Liability Management Activity, Enterprise Value)

  • 민동성;장석주;박노국
    • 벤처창업연구
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    • 제3권3호
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    • pp.17-65
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    • 2008
  • 2002년 제조물책임법이 시행된 이후 정부에서는 종합시책을 확정하고, 업종별 PL센터를 설립하여 소비자 상담과 분쟁에 적극 대응하고 있다. 그러나 아직 많은 기업들이 제품고유의 안전성 확보를 위한 철학과 기술을 가지고 있지 못하여 제조물책임법에 대한 대응체계가 미흡한 것이 사실이다. 본 연구의 목적은 제조물책임 관련 안전사고와 리콜실태, 소비자 위해실태, Pl보험사고 소송사례 등을 실증적 사례중심으로 검토.분석하여 이를 토대로 제조물 책임이 기업 가치에 어떠한 영향을 미치는지 상호관계를 연구하고, 기업의 제조물책임 대응전략을 제시하는데 그 의미가 있다.

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한미 자유무역협정에 따른 지적재산권 관련 법률개정의 효과 (The Effects of the Revision of Intellectual Property Rights-relevant Laws based on the FTA between the Republic of Korea and the United States)

  • 정영재;박희서
    • 한국컴퓨터정보학회논문지
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    • 제14권8호
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    • pp.137-144
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    • 2009
  • 2009년 7월 23일 시행된 저작권법은 미국과의 자유무역협정에 따른 후속조치로, 지적재산권 및 저작권의 보호와 관련하여 협정내용을 반영 개정한 것이다. 지적재산권 분야에서 경쟁촉진과 사회적 효율성 증진이라는 긍정적 효과를 기대해볼 수 있으나, 지적재산권과 관련하여 국가적으로 지불해야 하는 비용은 적지 않다. 따라서 단기적으로는 지적재선권 분야에서 우리사회가 지불해야하는 사회적 손실을 최소화시키고, 장기적으로는 지적재산권 강국이 됨으로써 자유무역을 통한 이익을 극대화할 필요가 있다. 그러나 우리나라는 지적재산권의 경제적 가치를 높이기 위한 준비가 부족한 실정이다. 특히 자유무역협정체결국의 지적재산권 보호뿐만 아니라 우리나라의 지적재산권을 보호하기 위한 법집행 측면을 더욱 강조할 필요가 있다. 미국과의 자유무역협정의 체결과 지적재산권 관련 법률의 개정을 기회로 지적재산의 소비국에서 지적재산의 생산국으로의 전환이 필요하다.

식품안전 피해구제제도의 도입방안에 관한 연구 (A Study on the Introduction of Food Safety Damage Relief System)

  • 이병준
    • 한국중재학회지:중재연구
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    • 제27권4호
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    • pp.199-222
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    • 2017
  • Currently, many punitive damages (or statutory damages) and class action laws are discussed in relation to the consumer damage relief system. It is in the background of the argument that the introduction of such a victim relief system will solve many small and large consumer damages. There are many cases in which the punitive damages compensation or the class action system are introduced in relation to the food safety damage naturally. Although the introduction of such a system can clearly help the consumer to relieve large-scale damage, it can not solve all the problems at once because the company can reject the system despite the introduction of such a system. In particular, class action lawsuits should have the same type of damage, but most of the damage caused by food safety is accompanied by physical harm, resulting in various complications such as the physical characteristics of the victim, the health environment. The class action system may not provide a solution in that the content and type of the damage may be different. In this regard, this study aims to investigate the introduction of the food safety damage relief system through the introduction of an administrative dispute settlement system by an administrative agency that occupies an absolute position in the existing consumer protection from this point of view. In reality, the Food and Drug Administration, which is the largest among government agencies related to food, operates a passive attitude consumer protection system such as function like guidance, supervision and surveillance. And it is necessary to make a complementary proposal. In the current law, there is only a small part of the consumer protection work that is positively legal, and even after the damage is scientifically identified, it is not possible to present the solution to the damage suffered by the consumer through legislation. This is a fact that has been raised. In this paper, we propose a reasonable and rapid disaster relief procedure through a separate mechanism within the administrative agency, which is the administration agency, that the dispute settlement procedure due to food safety damage is insufficient by solving the case through the court through counseling, dispute adjustment and civil proceedings. In order to solve the problem of food insecurity and the food industry, various ways of rational solution of the problem were considered. The possibility of (1) Establishment of a food safety dispute resolution committee; (2) Establishment of a food safety disaster relief committee; and (3) Establishment of a food safety disaster relief committee was discussed. In addition, a plan for the creation of a food damage compensation fund was also proposed.

항공사업법 제61조의2 신설과 항공소비자 보호 법리 -미국의 "Tarmac delay rule"과 비교를 중심으로- (Article 61bis of the Aviation Business Act and the Legal Principles for the Aviation Consumers Protection - Comparison with the U.S. "Tarmac Delay Rule" -)

  • 백경원;황호원
    • 항공우주정책ㆍ법학회지
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    • 제35권2호
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    • pp.169-195
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    • 2020
  • 항공운송이 증대되면서 항공지연이 발생할 수 밖에 없고 그로 인해 항공소비자들의 피해도 확대되고 있다. 우리나라는 국토교통부 고시로 항공교통이용자 보호기준을 마련하고 항공소비자의 보호를 꾀하고 있지만, 항공지연에 대한 사항은 포함되어 있지 않았다. 다만 이 기준에서는 이동지역지연(타막 딜레이)에 대한 사항만을 규정해놓았는데, 이 기준은 고시에 불과했다. 법률의 위임을 받은 행정규칙이나 강제성 있는 법률이 아니라는 것이다. 그런데 타막 딜레이 관한 내용이 항공사업법 제61조의2[이동지역에서 지연 금지 등]로 신설되어, 2020년 5월27일부터 시행됨에 따라 이동지역내에서 항공운송사업자의 지연이 강제성을 가진 규제대상이 되었다. 이에 본 논문에서는 이 규정의 시행 이전에 항공지연과 관련한 항공소비자들의 보호에 있어서 재판을 통한 민사적 해결방법이 어떻게 이루어졌는지 고찰하였다. 또한 항공소비자의 보호법리가 공법적 차원에서 소비자보호권이 헌법상 기본권이 되는지에 관한 사항과 국가기관이 소비자보호의 주체가 되어야 하는지에 관해 연구하였다. 이를 위해 미국의 Tarmac Delay Rule과 비교하며 연방행정규칙으로 작용하는 Tarmac Delay Rule의 시행효과와 강제집행조치들의 내용을 살펴보았다. 이어 Biscone 사건을 통해 미국법원의 Tarmac Delay에 대한 승객의 손해배상청구소송이 인정되기 쉽지 않음을 알 수 있었다. 또한 법원은 연방규칙상 Tarmac Delay Ruel에 따라 항공사를 제재하면 된다고 보았다. 우리나라와 미국 모두 재판을 통해 지연으로 인한 항공소비자의 손해를 구제하는 데에 한계가 있음을 파악하고, 우리나라가 새롭게 시행하는 [이동지역에서 지연금지]규정의 실효성 확보를 위해 벌칙 규정의 강화 및 나아가 항공소비자보호를 위해 항공사업법 시행규칙에 항공교통이용자보호 규정을 신설이 필요함을 제안하였다.

영국 2015년 보험법 상 담보(워런티)에 관한 연구 (A Study on Warranty in The Insurance Act 2015)

  • 신건훈;이병문
    • 무역상무연구
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    • 제73권
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    • pp.65-90
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    • 2017
  • The rule of warranty in English insurance law was established in the second part of the $18^{th}$ century by Lord Mansfield, who laid the foundations of the modern English law of insurance contract and developed very different rule of insurance law, especially in the field of warranty. At the time of Lord Mansfield, warranty, that is, the promise given by the assured, played an important role for the insurer to assess the scope of the risk. Legal environments, however, have changed since the age of Lord Mansfield. English and Scottish Commissions proposed very dramatic reform of law in the field of warranty law to reflect the changes of legal environment through the Insurance Act 2016. This article intends to consider the legal implications through the comparative analysis between the new regime of warranty in the Insurance Act 2015 and MIA 1906. The major changes in the Insurance Act 2015 are summarized as following. First, Basis of the contract clauses in non-consumer insurance contracts should be of no effect and representations should not be capable of being converted into warranties by means of a policy term or statement on the proposal form. This requirement should not be capable of being avoided by the use of a contract term and the arrangement of contracting out by parties should be of no effect. Secondly, The existing remedy for breach of warranty, that is, automatic discharge of the insurer's liability, should be removed. Instead, the insurer's libility should be suspended from the point of breach of warranty and reattach if and when a breach of warranty has been remedies. Thirdly, A breach of warranty should genally be regarded as remedied where the insured ceases to be in breach of it. In the other hand, for time-specific warranties which apply at or by an ascertainable time, a breach should be regarded as remedies, if the risk to which the warranty relates later, becomes essentially the same as that originally contemplated by the parties. Fourthly, where a term of an insurance contract relates to a particular kind of loss, or loss at a particular location/time, the breach of that term should only give the remedy in relation to loss of that particular kind of loss, or at a particular location/time. Finally, whether a term of an insurance contrat relates to loss of a particular kind of at a particular location/time should be determined objectively, based on whether compliance with that ther would tend to reduce the risk of the occurrence of that category of loss.

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