• 제목/요약/키워드: Business model innovation

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핀테크 기업의 혁신성과에 영향을 미치는 요인에 관한 실증연구 (An Empirical Investigation into the Effect of the Factors on the Innovation Performance of FinTech Firms)

  • 윤보성;김용진
    • 경영정보학연구
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    • 제22권3호
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    • pp.59-80
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    • 2020
  • 우수한 핀테크 기업은 고객의 니즈를 창출하거나 고객의 문제를 정확히 파악하고 이를 차별화된 IT 및 조직의 혁신성을 통해 솔루션을 제공함으로써 가치를 창출한다. 따라서 고객 문제의 해결과 결부되는 혁신성과는 핀테크 기업의 생존과 성장을 위한 필수 조건이 된다. 본 연구는 핀테크 기업의 혁신성과와 관련한 서비스적, 기술적, 문화적 측면의 역량을 종합적으로 살펴보기 위해, 서비스 지향성과 혁신성과의 관계에서 IT 연관성과 기업가적 문화의 매개역할을 중심으로 역동적 조직역량의 관점에서 구조모형을 설계하고 이를 실증하였다. 분석 결과는 서비스 지향성과 혁신성과의 관계에서 IT 연관성과 기업가적 문화가 매개역할을 하는 것으로 나타났다. IT 연관성과 기업가적 문화는 개별적으로 부분매개를 하였지만 둘을 통합한 모델에서는 서비스 지향성이 혁신성과에 미치는 직접적인 영향력이 줄어들면서 두 요소를 반드시 경유하여 혁신성과에 영향을 미치는 것으로 나타났다. 이 결과에 따르면, 핀테크 기업은 고객 문제를 정확히 이해하고 그에 적합한 서비스 목표를 수립하며 이를 달성하기 위한 제반 전략을 정렬하여야 한다. 또한 이러한 전략적 방향 하에서 IT 자원과 역량이 조직의 모든 기능에서 적극적으로 활용될 수 있도록 하고 기업가적 문화를 제도적으로 정착시킴으로써 보다 높은 혁신성과를 달성할 수 있다.

지식서비스기업의 서비스 혁신에 영향을 미치는 조직의 역량에 관한 연구 (An Empirical Investigation Into the Effect of Organizational Capabilities on Service Innovation in Knowledge Intensive Business Firms)

  • 윤보성;김용진;진승혜
    • Asia pacific journal of information systems
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    • 제23권1호
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    • pp.87-106
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    • 2013
  • In the service-oriented economy, knowledge and skills are considered core resources to secure competitive advantages and service innovation. Knowledge management capability, which facilitates to produce, share, accumulate and reuse knowledge, becomes as important as knowledge itself to create service value. Along with knowledge management capability, dynamic capability and operational capability are the key capabilities related to managing service delivery processes. Previous studies indicated that these three capabilities are related to service innovation. Although separately investigate the relationship between the three capabilities. The purpose of this study is 1) to define variables that have effects on service innovation including knowledge management capability, dynamic capability and operational capability, and 2) to empirically test to identify relationship among variables. In this study, knowledge management capability is defined as the capability to manage knowledge process. Dynamic capability is regarded as the firm's ability to integrate, build, and reconfigure internal and external competences to address rapidly changing environments. Operational capability refers to a high-level routine that, together with its implementing input flows, confers upon an organization's management a set of decision options for producing significant outputs of a particular type. The proposed research model was tested against the data collected through the survey method. The survey questionnaire was distributed to the managers who participated in an educational program for management consulting. Each individual who answered the questionnaire represented a knowledge based service firm. About 212 surveys questionnaires were sent via e-mail or directly delivered to respondents. The number of useable responses was 93. Measurement items were adapted from previous studies to reflect the characteristics of the industry each informant worked in. All measurement items were in, 5 point Likert scale with anchors ranging from strongly disagree (1) to strongly agree (5). Out of 93 respondents, about 81% were male, 82% of respondents were in their 30s. In terms of jobs, managers were 39.78%, professions/technicians were 24.73%, researchers were 12.90%, and sales people were 10.75%. Most of respondents worked for medium size enterprises (47,31%) in their, less than 30 employees (46.24%) in their number of employees, and less than 10 million USD (65.59%) in terms of sales volume. To test the proposed research model, structural equation modeling (SEM) technique (SPSS 16.0 and AMOS version 5) was used. We found that the three organizational capabilities have influence on service innovation directly or indirectly. Knowledge management capability directly affects dynamic capability and service innovation but indirectly affect operational capability through dynamic capability. Dynamic capability has no direct impact on service innovation, but influence service innovation indirectly through operational capability. Operational capability was found to positively affect service innovation. In sum, three organizational capabilities (knowledge management capability, dynamic capability and operational capability) need to be strategically managed at firm level, because organizational capabilities are significantly related to service innovation. An interesting result is that dynamic capability has a positive effect on service innovation only indirectly through operational capability. This result indicates that service innovation might have a characteristics similar to process innovation rather than product orientation. The results also show that organizational capabilities are inter-correlated to influence each other. Dynamic capability enables effective resource management, arrangement, and integration. Through these dynamic capability affected activities, strategic agility and responsibility get strength. Knowledge management capability intensify dynamic capability and service innovation. Knowledge management capability is the basis of dynamic capability as well. The theoretical and practical implications are discussed further in the conclusion section.

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수요자 중심의 e-비즈니스 교육과정 개발에 관한 연구 (A Study on e-Business Curriculum : A Customer-oriented Approach)

  • 최재영
    • 디지털산업정보학회논문지
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    • 제7권4호
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    • pp.141-152
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    • 2011
  • The Internet is changing old organizational schemes, including education. A growing number of universities are creating curriculums to reflect these changes. Economic market is being opened to the international world, and in order to overcome the difficulties are demanding continuous supply of men power from university to efficiently manage human resource and implement superior e-business model. Technology innovation plays an important role in the sustainable grows of the firm in the global economy. The objective of this study is to suggest an e-business curriculum for e-business department. We will analyze what kind of people is needed for e-business, and provide appropriate curriculum for educating suitable human resources, which could be for university program. This study may contribute to the much needed systematic analysis for e-business curriculum. We prioritize e-business curriculum selected and rank their importance through an exploratory study for suggesting the undergraduate curriculum.

[Retracted]Does Perceived Organizational Support and Job Resourcefulness Lead to Innovation? Mediation Model of Psychological Empowerment

  • Nadeem, AKHTAR
    • The Journal of Asian Finance, Economics and Business
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    • 제10권2호
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    • pp.61-71
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    • 2023
  • The purpose of this study is to examine the relationship between POS, JR, and Innovation, and to explore the role of job psychological empowerment as a mediator in this relationship. A structured questionnaire was distributed to 25 companies in the petrochemical industry. PLS-SEM 4 was used to analyze the data of 100 valid responses. These findings suggest that employee empowerment (EMPOW) fully mediates the relationship between job resourcefulness (JR) and Innovation (INNOV). The total effect of JR on INNOV is also significant, with a beta coefficient of 0.234 and a t-value of 3.375. However, when the mediating influence of EMPOW is taken into account, the effect of JR on INNOV is no longer significant, with a beta coefficient of 0.100 and a t-value of 1.610. This suggests that EMPOW plays a key role in the relationship between JR and INNOV and that JR may not have a direct impact on Innovation. The study informs the development of interventions or strategies for promoting Innovation in organizations by identifying key factors that facilitate or inhibit the innovation process. The study further contributes to the development of new theories or models on the relationship between perceived organizational support, job resourcefulness, psychological empowerment, and Innovation.

Elaboration of Real Options Model and the Adequacy of Volatility

  • Sung, Tae-Eung;Park, Hyun-Woo
    • Asian Journal of Innovation and Policy
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    • 제6권2호
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    • pp.225-244
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    • 2017
  • When evaluating the economic value of technology or business project, we need to consider the period and cost for commercialization. Since the discounted cash flow (DCF) method has limitations in that it can not consider consecutive investment or does not reflect the probabilistic property of commercialization cost, we often take it desirable to apply the concept of real options with key metrics of underlying asset value, commercialization cost, and volatility, while regarding the value of technology and investment as the opportunity value. We at this moment provide more elaborated real options model with the effective region of volatility, which reflects the uncertainty in the option pricing model (OPM).

A Macro Analysis of Tourist Arrival in Nepal

  • PAUDEL, Tulsi;DHAKAL, Thakur;LI, Wen Ya;KIM, Yeong Gug
    • The Journal of Asian Finance, Economics and Business
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    • 제8권1호
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    • pp.207-215
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    • 2021
  • The number of tourists visiting Nepal has shown rapid growth in recent years, and Nepal is expecting more tourist arrivals in the future. This paper, thus, attempts to analyze the tourist arrivals in Nepal and predict the number of visitors until 2025. This paper has examined the international tourist arrival trend in Nepal using the Gompertz and Logistic growth model. The international tourist arrival data from 1991 to 2018 is used to investigate international tourist arrival trends. The result of the analysis found that the Gompertz model performs a better fit than the Logistic model. The study further forecast the expected tourist arrival below one million (844,319) by 2025. Nevertheless, the government of Nepal has the goal of two million tourists in a year. The present study also discusses system dynamics scenarios for the two million potential visitors within a year. Scenario analysis shows that proper advertisement and positive word-of-mouth will be key factors in achieving a higher number of tourists. The current study could fill the gap of theoretical and empirical forecasting of tourist arrivals in the Nepalese tourism industry. Also, the study findings would be beneficial for government officers, planners and investors, and policy-makers in the Nepalese tourism industry.

비즈니스와 IT 얼라인먼트를 위한 데이터 거버넌스 모델 분석 (The Analysis of Data Governance model for Business and IT Alignment)

  • 김석수
    • 한국컴퓨터정보학회논문지
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    • 제18권7호
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    • pp.69-78
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    • 2013
  • 본 논문은 얼라인먼트 배경과 얼라인먼트 문제를 분석하고, 조직의 혁신적인 경쟁력을 증진시키도록 비즈니스와 정보기술의 얼라인먼트를 구현하기 위해서 비즈니스와 IT 얼라인먼트를 위한 데이터 거버넌스의 실제적인 모델을 기술한다. 비즈니스와 정보기술 얼라인먼트는 비즈니스 운영에서 중요한 역할을 한다. 데이터 거버넌스는 조직에서 비즈니스와 정보기술의 얼라인먼트 요구를 해결하는 것으로 입증된 새로운 접근이다. 본 논문에서는 데이터 거버넌스 모델을 제안하고, 이것을 실제로 구현한 내용을 통하여 그 효율성을 입증한다. 이것은 모든 비즈니스 조직에서 좋은 품질의 데이터 관리를 위하여 효율적인 모델로 벤치마킹 될 수 있을 것이다.

기업 정보기술 투자의 통합 성과모형에 대한 실증연구 (An Empirical Study on the Integrated Performance Model for the Effect of Information Technology Investment)

  • 김효근;유지현;이현주
    • Asia pacific journal of information systems
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    • 제13권1호
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    • pp.119-140
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    • 2003
  • The business value of IT has been the focus of the academic and business field in recent years, along with the massive IT investment. Unfortunately, those studies have not been able to demonstrate strong linkages between the IT investment and performance. The impact of IT investment on performance is an important research topic that needs to consider the role of key contextual factors and intermediate factors. This study develops an integrated model for IT investment, with the mediating effects of production/coordination performance towards firm performance. In addition, the model is moderated by some factors like ISP(Information Systems Planning), Business Planning alignment, top management support, IT education and training, and process innovation. The empirical result, based on the moderating regression analysis, indicates that the relationship between IT Investment and production/coordination performance is significantly positive depending on moderating factors. However, production/coordination performance is partially related to firm performance.

World Class SI 기업으로의 도약 : 핵심 경쟁력 확보를 위한 R&D 모델 개발 (A R&D Model for Korean SI Companies' International Competitiveness)

  • 이연희;최진영
    • 한국IT서비스학회지
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    • 제2권2호
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    • pp.15-29
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    • 2003
  • This thesis suggests a R&D model for Korean SI companies who aggressively drive oversea business to overcome domestic market limitation and to become world class SI players. Even though there have been a lot of discussions on IT technologies and new business models, scientific approach to a R&D model for SI companies is rare due to its natural distinctiveness from manufacturing and general service domain. Therefore, this will be a flagship thesis to keep up our study. As business market environment gets more competitive, major Korean SI players will be confronted with much more keen competition among themselves. And as they are willing to expand their oversea market presence, they can not help struggling against global SI players. So, here we are presenting SI players the reinforcement of R&D as one of the key components to build up their own core competencies. That is, SI players have to adopt and evaluate fast changing and complicated IT technologies at the right time, and to apply them into a real business with cost-effective service delivery and operation processes internally. The ultimate purpose of all of these activities is to offer a SI company the value added business model based on its innovative technical capabilities and well refined service deliver model. For this purpose, we suggests, SI company's R&D has to play an important role of emerging technology verification/evaluation/utilization, value added business model creation, future innovation lead, standard body participation, and effective service delivery and quality system development. To become a more effective R&D organization, hybrid R&D, in which central R&D and divisional sub R&D work together, is considered as an idea model. The reliability of the R&D model for Korean SI companies', here we suggest, has been checked by SI companies R&D specialists and on-site business people.

Business Model Framework for IoT: Case Studies and Strategic Implications for IoT Businesses

  • Kim, Dongwook;Kim, Sungbum;Lee, Junghwan
    • Journal of Information Technology Applications and Management
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    • 제29권1호
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    • pp.1-28
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    • 2022
  • To realize the vision of internet of things (IoT), where it is expected to bring significant impact to the global economy in the future, consideration of business models in the IoT context is necessary. This research attempts to build an enhanced artifact business model framework based on the definitions of IoT and literature on business models for analysis of IoT businesses. The framework is used to analyze four different types of players: the owner of things, vendors of devices, providers of connectivity and providers of IoT application services. The findings suggest that the owners of things tend to partner with ICT players to complement their weakness, and it tends to be connectivity providers. The device vendors leverage their strength of devices and device platforms to attract and enable 3rd party sensor/devices to interconnect, while the service providers are aiming to penetrate into customer premise. These lead to the following recommendations for non-IT players to consider in expanding into IoT business: 1) take into account differences in product development process between IT and non-IT businesses in expanding into IoT market; 2) collaborate with ICT players that acknowledge and understand the differences.