• The Journal of Asian Finance, Economics and Business
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• 제7권11호
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• pp.657-668
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• 2020

This paper investigates the effect of market structure, including some bank-specific variables and macroeconomic conditions, on the profitability of Indonesian Islamic rural banks. We apply the structure conduct performance (SCP) and the relative market power (RMP) hypothesis. Panel data comprising 142 Islamic rural banks from 2013Q1 to 2018Q4 are employed. This study breaks them apart, associated with the level of economic development consisting of Java as developed regions and outside Java as less developed regions. This study employs static and dynamic panel regression. The GMM method, however, is appropriate because of the dynamic nature of profitability. Our results confirm the SCP hypothesis and fail to support the RMP hypothesis. The higher market concentration allows Islamic rural banks to generate a significantly higher profit by conducting a collusive strategy. More interestingly, the collusive behavior may result in more profit for Islamic rural banks located in the developed regions than those in less developed regions. Evidence also highlights the importance of operating efficiency and impaired financing on profitability. High operating efficiency and low impaired financing can improve profit. Our results suggest that capitalizing market share by improving efficiency and optimizing financing contracts between PLS and non-PLS contracts also improve profit.

• 한국환경과학회지
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• 제28권8호
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• pp.677-687
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• 2019

This study evaluated the biosorption properties of calcium ion using Aerobic Granular Sludge (AGS). A sequencing batch reactor was used to induce the production of Extracellular Polymeric Substances (EPS) through salinity injection, and the calcium ion adsorption efficiency was analyzed by a batch test. The EPS contents showed significant changes (104-136 mg/g MLVSS) at different salinity concentrations. The calcium ion adsorption efficiency was highest for AGS collected at 5.0% salinity, and it was confirmed that the biosorption efficiency of AGS was increased owing to the increase in EPS content. The results of the Freundlich isotherms showed that the ion binding strength (1/n) was 0.3941-0.7242 and the adsorption capacity ($K_f$) was 2.4082-3.3312. The specific surface area and the pore size of the AGS were $586.1m^2/g$ and 0.7547 nm, respectively, which were not significantly different from each other. It was confirmed that the influence of biological properties, such as EPS content, was relatively large among the factors affecting calcium ion adsorption.

• 한국환경과학회지
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• 제28권7호
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• pp.629-637
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• 2019

The purpose of this study was to evaluate the effect of high-salinity wastewater on the microbial activity of Aerobic Granule Sludge (AGS). Laboratory-scale experiments were performed using a sequencing batch reactor, and the Chemical Oxygen Demand (COD), nitrogen removal efficiency, sludge precipitability, and microbial activity were evaluated under various salinity injection. The COD removal efficiency was found to decrease gradually to 3.0% salinity injection, and it tended to recover slightly from 4.0%. The specific nitrification rate was 0.043 - 0.139 mg $NH_4{^+}-N/mg$ $MLVSS{\cdot}day$. The specific denitrification rate was 0.069 - 0.108 mg $NO_3{^-}-N/mg$ $MLVSS{\cdot}day$. The sludge volume index ($SVI_{30}$) ultimately decreased to 46 mL/g. The specific oxygen uptake rate decreased from an initial value 120.3 to a final value 70.7 mg $O_2/g$ $MLVSS{\cdot}hr$. Therefore, salinity injection affects the activity of AGS, causing degradation of the COD and nitrogen removal efficiency. It can be used as an indicator to objectively determine the effect of salinity on microbial activity.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제16권1호
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• pp.350-364
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• 2022

Traditionally, in multi-user multi-carrier systems, the neighboring subband will be gapped by one subcarrier, which is set as guard band to reduce multiple access interference (MAI) between neighboring subbands. The empty subcarrier for guard band will degrade the spectral efficiency of the whole system. In order to enhance the spectral efficiency of multi-user filter bank multiple carrier (FBMC) systems, a new subband allocation method is introduced, in which the neighboring subband is gapped by half subcarrier instead of one subcarrier. Meanwhile, in order to implement the proposed resource allocation scheme, an optimized FBMC prototype filter is designed to decrease the inter-subband interference to the neighboring subband. The detailed simulations about the comparison between the proposed spectrum assignment and traditional FBMC are given, as well as the performance in the different interference scenarios. The simulation results show that the combination of the proposed spectrum assignment scheme and the optimized filter has better performance compared to the traditional scheme. The proposed scheme can be used in the system which serves massive users to get higher spectrum efficiency.

• The Journal of Asian Finance, Economics and Business
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• 제9권2호
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• pp.185-191
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• 2022

The purpose of this research is to see if liquidity, non-performing assets, sensitivity, and efficiency have an impact on the profitability and capital of Indonesian state-owned banks. A random sample of public banks was used in this study. The data was collected from the first quarter of 2014 to the fourth quarter of 2019. Purposive sampling was used as the sampling technique. According to the findings of this study, liquidity (LDR) had a significant positive effect on capital but had no significant effect on profitability. Productive asset quality as proxied by the ACA and NPL ratios did not affect profitability or capital. As for the sensitivity ratio, which was proxied by the ratio of NOP and IRR, there were differences in behavior. Sensitivity had no significant impact on profitability or capital, while NOP had a significant positive impact on capital but not on profitability. In terms of efficiency, both OER and FBIR had a significant effect on profitability and capital, although in different directions. OER has a significant negative impact on both profitability and capital. Fee-based income (FBIR) had a significant positive impact on capital, but it had the opposite effect on profitability.

• The Journal of Asian Finance, Economics and Business
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• 제9권3호
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• pp.347-354
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• 2022

This article examines the influence of Basel III reforms, risk management, and banking sector efficiency on banks' financial stability in emerging countries. The data for this study is collected from various sources. Based on the GDP classification of IMF, the top 22 countries were selected as the sample. The sampling frame includes all six regions of the world including 482 banks and 3022 observations in total. The empirical analysis is carried out by estimating the random effects models. It is found that the effects of capital buffer, liquidity, and risk management practices are significant on financial stability. It is also noticed that the capital buffer has a constructive and significant influence on financial stability. However, liquidity management shows a mixed impact, as in some countries, its impact is positive and significant while, in other countries, it is insignificant. Risk management practices have an overall positive influence on financial stability in the case of large economies. However, results are insignificant in the case of small economies. Bank-specific variables, namely profitability, size, and efficiency have a positive whereas, loan quality has a negative impact on financial stability in the emerging countries. GDP has a positive impact on financial stability whereas inflation and unemployment both have a negative effect on financial stability.

• 동의생리병리학회지
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• 제23권1호
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• pp.121-126
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• 2009

Korean ginseng (Panax ginseng C. A. Meyer) has been used as an important medicinal plant in the Orient for a long time. It has been claimed that ginseng has many beneficial bioactive effects on human health, such as antitumor, antistress, antiaging and enhancing immune functions. Red ginseng possibly have new ingredients converted during steaming and dry process from fresh ginseng. In this study, pharmacological efficacy and ingredient conversion of ginseng by 9 repetitive steaming and drying process were investigated measuring conversion efficiency of acidic-polysaccharide, phenolic compounds and inhibition of peroxide lipides. It was found that acidic-polysaccarides were increased by heat treatment. In addition, maltol of phenolic compounds, strong antioxidant, produced during the process of red ginseng by Maillard reaction. Acidic-polysaccarides and maltol were increased after the 1st and 3rd steaming and drying treatments, but they were decreased gradually after 5th, 7th, and 9th treatments. Antioxidant activity was increased as increasing treatment times of steaming and drying without significance. Effect of red ginseng extract on inhibition of peroxide was increased gradually until after the 7th treatment, but remarkably decreased after the 9th treatment.

• 한국전자파학회논문지
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• 제27권11호
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• pp.987-995
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• 2016

5세대 이동통신을 위한 후보변조기술에서 중요한 평가 요인 중 하나는 OOB(Out of Band) 전력 저감을 통한 주파수 효율 향상 특성이다. 본 논문에서는 5세대 이동통신을 위한 후보변조기술로 주목받고 있는 UFMC(Universal Filtered Multi-Carrier), FBMC(Filter Bank Multi-Carrier), W-OFDM(Weighted Orthogonal Frequency Division Multiplexing) 시스템에 대한 시간 자원 할당에 대한 주파수 자원의 효율을 평가하고 비교 분석한다. 시뮬레이션을 통해 시간 자원 할당에 대한 스펙트럼 효율 향상 특성을 확인하였으며, 추가적으로 확보할 수 있는 주파수 자원을 확인하였다. 본 논문에서는 동일한 데이터 비트를 전송하며, 4개의 심볼을 전송하는 조건에서, 시스템이 선형일 때, 각 시스템은 모두 유사한 시간-주파수 자원 활용 효율을 보이나, 비선형 조건에서는 FBMC의 시간-주파수 자원 활용 효율이 가장 크게 저하되는 것을 확인하였다.

• Journal of Power Electronics
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• 제14권1호
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• pp.1-10
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• 2014

This paper proposes a high-efficiency supercapacitor charger. Conventional two-switch forward converter can be used for charging supercapacitors. However, the efficiency of conventional converters is low because of their switching losses. This study presents a high-efficiency two-switch forward converter for supercapacitor chargers. The proposed converter improves power efficiency by 4 %, from 89 % to 93 %. The proposed converter has the advantages of reduced switch voltage stresses and minimized circulating current when compared to other converter topologies. The performance of the proposed converter is evaluated by experimental results using a 300 W prototype circuit for a 54-V, 35-F supercapacitor bank.

• 산업경영시스템학회지
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• 제18권35호
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• pp.165-175
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• 1995

The objective of this study is to evaluate the reliability of DEA for the measurement of efficiency of Commercial banks in Korea using the DEA methods. DEA is basically a mathematical programing technique initially developed by Chanes, Cooper and Rhodes(197n) to evaluate the relative efficiency of not-for-profit organizations where multiple outputs are produced with multiple inputs. This study show that DEA approach is not only usefulness in evaluating performance of banks but also a useful bank management tool.