• Journal of Families and Better Life
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• v.20 no.2
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• pp.113-122
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• 2002

This study compared the financial status between the employed-elderly households and the unemployed-elderly households, focused on income adequacy, expenditure adequacy and net wealth adequacy. Using data from 1997 KHPS, the lower financial status of the unemployed elderly households were found. Nine measures of financial status were used : income, per capita income, income-to-needs ratio, expenditure, per capita expenditure, expenditure-to-needs ratio, net wealth, net wealth-to-income ratio and net wealth- to-expenditure ratio. The results of this study showed that unemployed elderly households had 68%~77% of income adequacy and 72%~83% of expenditure adequacy for employed elderly households. Holding for gender, age, education, earners in the household, living area and home ownership constant, although the gap was getting smaller, significant differences between the unemployed-elderly households and the employed-elderly households were persisted. The result of this study indicated that the unemployed-elderly households and the employed-elderly households can not be regarded ac homogeneous group when public policies are developed.

• Journal of Electrical Engineering and Technology
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• v.1 no.4
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• pp.414-422
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• 2006

Deterministic techniques have been applied in power system planning for many years and there is a growing interest in combining these techniques with probabilistic considerations to assess the increased system stress due to the restructured electricity environment. The overall reliability framework proposed in this paper incorporates the deterministic N-1 criterion in a probabilistic framework, and results in the joint inclusion of both adequacy and security considerations in system planning. The combined framework is achieved using system well-being analysis and traditional adequacy assessment. System well-being analysis is used to quantify the degree of N-1 security and N-1 insecurity in terms of probabilities and frequencies. Traditional adequacy assessment is Incorporated to quantify the magnitude of the severity and consequences associated with system failure. The concepts are illustrated by application to two test systems. The results based on the overall reliability analysis framework indicate that adequacy indices are adversely affected by a generation deficient environment and security indices are adversely affected by a transmission deficient environment. The combined adequacy and security framework presented in this paper can assist system planners to realize the overall benefits associated with system modifications based on the degree of adequacy and security, and therefore facilitate the decision making process.

• Journal of Families and Better Life
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• v.22 no.5
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• pp.283-292
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• 2004

The purpose of this study was to examine the determinants of expenditure adequacy of eldery households. Data for this study were collected from 2002 House Income and Expenditure Survey of Korea National Statistical Office, which is consisting of a sample of 918 eldery households. Expenditure adequacy was investigated by the Spending to Income ratio and Expenditure to Minimum standard of living ratio. The results showed that 48% of households spent more than 100% of their taken-home income or less than the minimum standard of living. Multiple logistic regression was used to investigate the determinants of expenditure adequacy. Gender, age, education, job status, family size, and level of income were significant determinants of spending to income ratio and Expenditure to Minimum standard of living ratio. Family size had negative effect on expenditure adequacy, householder's job status and the level of income had positive relationship with it.

• Journal of The Korean Society of Agricultural Engineers
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• v.56 no.4
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• pp.1-8
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• 2014

Appropriate amount of water supply to paddy fields in proper time is important to achieve efficient agricultural water management. The purpose of this study is to evaluate the irrigation water supply adequacy for paddy fields using water level data in irrigation canals. For the evaluation, the real-time water level data were collected from main canals in the Dongjin irrigation district for 2 years. Using the water level data, delivered irrigation water amounts at the distribution points of each canal were calculated. The water balance model for paddy field was designed considering intermittent irrigation and the irrigation water requirement was estimated. Irrigation water supply adequacy was analyzed from main canals to the irrigation blocks based on the comparison between estimated requirement and delivered irrigation water amounts. From the adequacy analysis, irrigation water supply showed poor management condition in 2012 with low efficiency except the Daepyong canal section, and the adequacy in 2013 was good or fair except the Yongsung canal section. When irrigation water for paddy fields was insufficient, water supply adequacy was affected by irrigation area, but when irrigation water was enough to supply, adequacy was affected by distance from main canal to distribution points. These results of the spatial and temporal dimensions of the irrigation adequacy could be utilized for efficient irrigation water management to improve the temporal uniformity and equity in the water distribution for paddy fields.

• Proceedings of the Korean Society for Quality Management Conference
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• 2007.04a
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• pp.373-379
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• 2007

The purpose of this study is to examine the level of knowledge adequacy of semiconductor subjects of university. The sample was 287 graduates, graduated Bachelor degree in semiconductor within recently 5 years. Analyzing the level of knowledge adequacy, we could assure that the completion rate of major semiconductor subjects is about 40% and the rate of their knowledge adequacy is approximately 35%.

• Journal of the Korean Home Economics Association
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• v.42 no.6
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• pp.73-88
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• 2004

The purpose of this study was to explore the influences of family resources, i.e. objective resources, perceived adequacy of resources, locus of control, social support, family cohesion, and family adaptability on caregiving stress for dementia elderly in homemakers. The subjects of this study were 141 married women who had cared for dementia elderly. The survey method was a questionnaire. And the data was analyzed by means of Cronbach's, factor analysis, and multiple regression. The main findings were as follows： First, Homemakers' caregiving stress was positively correlated to their academic background and monthly income, but negatively correlated to perceived adequacy of human resources, perceived adequacy of material resource, psychical support resource from relatives, and internal locus of control. Second, caregiving stress of homemakers was affected by family cohesion, monthly income, psychical support resource from relatives, perceived adequacy of human resources, and external locus of control.

• Journal of the Korean Institute of Illuminating and Electrical Installation Engineers
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• v.25 no.5
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• pp.45-53
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• 2011

This paper presents a novel random sampling method for generation adequacy assessment including wind-power. Although a time sequential sampling has advantages than a random sampling in its assessment results, it takes long assessment time. Therefore, an effective random sampling method for generation adequacy assessment is highly recommended to get specific reliability indices quickly. The proposed method is based on the Monte-Carlo simulation with state sampling and it can be applied to generation adequacy assessment with other intermittent power sources.

• THE INTERNATIONAL COMMERCE & LAW REVIEW
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• v.36
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• pp.195-262
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• 2007

This paper attempts to assess the Basel Committee's bank supervisory standards and capital adequacy rules, and thereby rethink whether global convergence in banking regulation is desirable. To that end, it seeks to address the impetus for the creation of the Basel Committee, and explore driving forces behind the internationalization of bank regulatory and supervisory standards. Following the historical and theoretical analysis of the internationalization of bank regulatory standards, the movement toward global standards in banking is reviewed. More importantly, this paper seeks to explore the origins of the Basel Accord on bank capital adequacy. To do so, it largely relies on current theories on the process of negotiating the capital adequacy standards in the areas of political science and international political economy. At this point, this study takes a position as a break against the force of international market failure logic that has enjoyed an exceptionally positive reception among economists, political scientists, and legal experts. Nonetheless, it does not intend to freeze the international coordination and cooperation of banking regulation. Given the understanding of the politics behind the creation of the Basel Accord, this paper evaluates the Basel Accord of 1988 and the new capital adequacy framework(Basel II), and then moves beyond the assessment of the capital adequacy standards In doing so, this study draws lessons from Basel in search of a just world order in the global finance.

• Journal of Families and Better Life
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• v.31 no.1
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• pp.113-127
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• 2013

The purpose of the study is to estimate objective retirement wealth adequacy and subjective retirement wealth, and to compare two of them. Also the factors relating to those wealth readiness were investigated. The data used was 422 pre-retiree who were married and under 65 years old and SPSS 20 was used for the analyses. The results showed that objective reirement wealth readiness was 37.6% and subjective retirement wealth adequacy was 40.9%. Almost half of the sample (44.8%) were indicated to have no objective retirement wealth, but only 5.9% was answered to have no retirement wealth. Both subjective and objective retirement wealth adequacies tended to increase with older age, higher income and lower average propensity to consume groups. The difference between objective and subjective retirement wealth adequacies was smaller with getting older. According to multi-variable analyses, two factors were found to affect on both the subjective and objective retirement wealth adequacies, which were income and retirement asset. The respondents were found to be not able to estimate their own retirement wealth adequacy objectively. The correlation between the subjective and objective retirement wealth adequacies was 0.344. Among the respondents, 74.4% answered bigger number on subjective retirement wealth than their objective retirement wealth.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.11
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• pp.75-81
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• 2020

This study aims to empirically test the effect of liquidity and adequacy on bank performance through interest rate risk and credit risk. Capital adequacy and liquidity are variables that can affect the ups and downs of opinion, where the bank's performance in this study is the dependent variable. Good credit distribution can minimize the occurrence of defaults. This study uses banking companies in Indonesia that are listed on the Indonesian stock exchange, with a total number of 43 banking companies, this study however, uses only 30 companies ranging from years 2014 to 2019, primarily due to the availability of the limited data. The data analysis techniques used in this study is PLS-SEM with the WarpPLS application. The research results show that capital adequacy and liquidity has a positive effect on bank performance, interest rate risk and credit risk can mediate capital adequacy on bank performance, interest rate risk can mediate liquidity on bank performance, and interest rate risk has a positive effect on bank performance. However, credit risk can't mediate liquidity on bank performance and credit risk does not have a positive effect on bank performance. This is in line with the commercial loan theory, shiftability theory and the doctrine of anticipated income, which explains how best to give credit, both in longer and the shorter term.