• The Korean Journal of Financial Management
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• v.16 no.1
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• pp.155-170
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• 1999

이 논문은 거시경제변수가 유럽, 호주, 한국의 주식시장 변등성에서 시간에 따른 변화(Time Variation)를 설명할 수 있는지에 관하여 조사하는 데에 목적을 두고 있다. 그리고 이 논문은 미국에서 발표된 논문들의 결과와 달리 많은 경우에서 주식시장 변동성의 시간에 따른 변화가 과거의 화폐적 또는 실물적 거시경제 요소의 변화 가능성에서 통계적으로 유의하게 영향을 받는 지를 알 수 있었다. 따라서 자본 및 포트폴리오 배분에 대한 중요한 의미를 가지고 있다. 한국의 경우 경제회복에 따라 통화와 산업생산의 변동성 증가가 이뤄지면 주식시장의 성장에 중요한 역할을 할 수 있을 것이다. G7 국가 중에서 상대적으로 소규모국가인 이태리와 네덜란드에서도 위에서와 같은 결과들을 발견할 수 있었다. 한편 한국에서 특이한 점은 경제회복 이후에는 산업생산증가율의 증가가 통화량의 증가보다 더 주식시장에 중요한 영향을 줄 것임을 알 수 있다.

• Proceedings of the Korea Information Processing Society Conference
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• 2021.11a
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• pp.977-980
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• 2021

타임뱅크(Time bank)는 '모든 사람의 시간과 모든 노동의 가치는 동일하다'는 원칙하에 지역 커뮤니티 내의 구성원 사이에 남을 도운 시간을 적립하고 남으로부터 도움을 받을 때 그 시간만큼 찾아 쓸 수 있는 상호호혜적인 봉사 시스템이다. 타임뱅크가 가능하기 위해서는 도움을 받는 사람과 주는 사람을 매칭시키고 시간 화폐를 계좌에 적립하고 관리하기 위한 웹 플랫폼이 필수적이지만, 국내에서는 관련 기술개발이 부진하다. 본 연구에서는 클라우드 서버 내에 Django 기반 데이터베이스를 구축하여 봉사 거래 및 타임뱅크 계좌가 관리될 수 있는 한국형 타임뱅크 웹 플랫폼을 제안한다.

• Journal of the Korea Computer Industry Society
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• v.4 no.4
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• pp.533-546
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• 2003

for the low information goods which will be traded through Internet is impossible to manage with previously existed payment system. The reason is that it's not economic because the management cost is bigger than the benefit of the information goods trade. Therefore, recently, there have been micropaymentresearches such as "Milicent", "PayWord", "MicroMint", and "iKP", etc. Though these methods don't have any problem with the low cost of the mechanism and the satisfaction of adequate security, they have big problem with the use of the unnecessary account and the aggregation of payment bill. The PayHash system which has been developed in this study simplifies the system's mechanism with "one-way hash function" which is used in generation, payment, and verification of the bill. And the system removed the generation and use of unnecessary account by making one customer have one account. The system solve the problem of the payment aggregation by using the last payment hash value and its index. And the system improves its performance by reducing the use of "digital signature" drastically, as well. As the result of this study, the PayHash system made it possible for the participants of the Internet Commerce to trade the lowest cost goods through efficient maintenance.o trade the lowest cost goods through efficient maintenance.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.28 no.1
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• pp.5-14
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• 2018

With the advance of the 4th industrial revolution, Internet of Things (IoT) technology is actively being studied. In the era of the IoT, a decentralized operation is required to reduce load on servers and enable autonomous IoT data communication rather than focusing on centralized operation of being server client structures. This paper analyzes the security of a blockchain, a new form of distributed database platform that supports integrity and permanence of data. To achieve this, we divide the blockchain's major operations into a consensus process, network communication process, and key management process, and then describe possible attacks and countermeasures in each process. We also describe the attack occurred in typical cryptocurrency platforms such as Bitcoin and Ethereum.

• Journal of Convergence for Information Technology
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• v.9 no.10
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• pp.9-15
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• 2019

Recently, in the field of next-generation e-commerce and finance, interest in blockchain-based technologies such as Bitcoin and Ethereum is great. Although the security of blockchain technology is known to be secure, hacking incidents / accidents related to cryptocurrencies are being issued. The main causes were vulnerabilities in the external environment, such as taking over login sessions on cryptocurrency wallets, exposing private keys due to malware infection, and using simple passwords. However, private key management recommends general methods such as utilizing a dedicated application or local backup and physical archiving through document printing. In this paper, we propose a white box password-based private key protection scheme. As a result of safety and performance analysis, we strengthened the security against vulnerability of private key exposure and proved the processing efficiency of existing protocol.

• International Area Studies Review
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• v.21 no.1
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• pp.181-200
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• 2017

This study investigates the impact of exchange rate and exchange rate volatility on the stock prices of eight industries from 2006 to 2015. The first and second exchange rate exposure of these eight industries is estimated with respect to four different exchange rates, namely the US dollar, Japanese yen, European currency unit, and British pound. In exchange rate exposure, stock prices in foods-beverages, paper-wood, electricity-gas, and banks industries are negatively related to exchange rate, whereas stock prices in electrical-electronic equp. and transport-equp. industries are positively related to exchange rate as expected. However stock price in machinery industry is negatively related to exchange rate, which is opposite to the expectation. Negative relationship is found between stock price in chemicals industry and exchange rate. In exchange rate volatility exposure, stock price in paper-wood industry is found to be negatively related to exchange rate volatility. Stock price in banks industry is also negatively related to exchange rate volatility. This result is opposite as expected, because banks are supposed to get more revenue by issuing derivatives related to foreign exchange when exchange rate volatility increases.

• The Journal of the Korea Contents Association
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• v.16 no.1
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• pp.24-41
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• 2016

Study is about Bit Coin that is electronic cash that is received attention globally in recent. It is increasing domestically that uses bit coin for convenience of micro payment, and also bit coin is possible to exchange each countries' currency. In this point, we searched understanding degree and acceptance of bit coin. Also we applied transformed TAM(Technology Acceptance Model) to search factors that have an effect on consumers' intention to use it. In advance, we analyze features of bit coin, and extract factors through preceding researches for existing electronic cash, because studies for intention to use bit coin are weak in internal and external. First of results is that 'economic efficiency' which is a characteristic variable of bit coin influences 'intention to use,' a dependent variable through 'perceived usefulness,' a parameter. It was investigated that monetary and mental costs that was costed when we use bit coin were less than using other cash. Secondly, 'payment convenience' that is a characteristic variable affects 'intention to use', a dependent variable through 'perceived usefulness,' a parameter. It was measured that problems of inconvenience that include transaction process, cash management time shortage and exchange changes will be solved by using bit coin. Thirdly, 'reliability' that is a perceived risk variable of bit coin has a direct effect on 'intention to use,' a dependent variable. It was investigated that we could achieve purpose of payment because we weren't influenced by breakdown on system by processing distributed database in some computers. Fourthly, 'perceived usefulness,' a parameter of bit coin directly affects 'intention to use,' a dependent variable. Then consumers who want to use bit coin are fascinated bit coin for various usability. Moreover, we want to provide implications to all of finance corporations, companies related electronic cash and bit coin users based on these results.

• The Journal of the Korea Contents Association
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• v.19 no.9
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• pp.402-410
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• 2019

Local area festivals have grown on a scale for the past 20 years, but have suffered ups and downs. Through the trial and error of the festival operation, problems such as prediction of the number of visitors, planning of event scale, calculation and expansion of sales volume, and management of various participants in the duration were highlighted. To solve, this study designed and developed a mobile payment system and festival operation management system for local scale festivals as a platform operating system of web and app combined. The results of this study presents four basic functions. It includes ticketing management, attendance identification and entrance control, charge of festival currency and use of payments, real-time provision and management of related information, and performance reporting for each role. It was applied to local festivals in practice as to enable local shop owners to participate in advertisements or sponsorships and confirmed their contribution to local commercial market and the revitalization of festivals through this system.

• Proceedings of the Korea Association of Information Systems Conference
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• 2002.11a
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• pp.348-364
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• 2002

본 연구는 기술개발상의 위험을 진단하면서, 상업화의 위험을 시장분석을 통하여 관찰하고 가격변동으로 인한 민감도를 고려하면서, 신기술 적용상의 장기적인 이익 및 수익의 예측정확도를 극대화하고 시장점유율을 예측할 수 있는 새로운 기법으로서 사례기반추론을 통한 신기술 사업성 평가시스템을 제시하고자 한다. 또한 본 연구가 새롭게 제시하는 기법과 새롭게 재무분석 분야에서 연구되고 있는 성장옵션 모형을 활용한 신기술 가격결정 시스템을 개발하고자 한다. 이 두 가지 시스템을 통하여 신기술의 마케팅적 관점, 재무걱 관점, 시스템적 관점을 모두 파악할 수 있으며 보다 객관적이고 과학적이며 예측 정확도가 높은 신기술의 화폐적 가치를 산출할 수 있게 될 것이다. 신기술의 사업성 평가에 관한 연구는 향후 한국기업의 국가경쟁력을 위해서 꼭 필요한 과업이며 신기술 기반의 중소기업을 효율적으로 지원하기 위해서도 꼭 이루어져야만 하는 중요 과업이 아닐 수 없다. 그러나 이러한 과업의 중요성에 비해서 그 동안 관련 연구는 거의 이루어지지 않았고(황규성, 2001) 다만 은행 등 금융권의 실무자들이 쉽게 적용할 수 있는 단순한 방법들이 제시되는 정도에 불과하였다. 이렇듯 관련 연구가 부족한 이유는 관련 분야가 재무관리, 회계학, 마케팅, 관련 기술분야 등 광범위하게 걸쳐져 있고 실무적인 성격이 강하여 학문적으로 일반화하기가 쉽지 않기 때문이다.

• Proceedings of the Korea Multimedia Society Conference
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• 2002.05d
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• pp.947-950
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• 2002

디지털 컨텐츠의 지적 재산권 보호를 위한 디지털 워터마킹 기술 및 핑거프린팅의 연구가 활발히 진행되고 있다. DRM(Digital Rights Management)는 디지털 컨텐츠 지적 재산권 보호뿐만 아니라 컨텐츠에 대한 출판, 유통 및 사용에 필요한 관리와 보호체계이다. 본 논문에서는 컨텐츠 유통과정에서 발생할 수 있는 불법 복사와 같은 불법 행동에 대해 컨텐츠를 안전하게 보호하며 사용자에게 편의성을 제공 할 수 있는 프로토콜을 제시할 것이며 또한 지불의 효율적 사용을 위해 분할성 기능과 함께 화폐 추적과 사용자 추적 기능을 Hidden Agent에 포함하여 제안한다. 이 Hidden Agent는 특별한 설치가 필요 없이 컨텐츠 내에 내포되어 있어 컨텐츠에 대한 지불, 불법복사 및 불법사용에 대해 체크함으로써 불법복사의 사용을 차단할 수 있도록 한다. 또한 사용자들에게 숨겨져 있기 때문에 워터마킹의 역할 또한 대신할 수 있다. 따라서 본 논문에서는 유통과정에서 가장 빈번하게 나타날 수 있는 지불과 불법 복사에 대하여 Hidden Agent를 이용하여 해결하였다.