• Journal of Family Resource Management and Policy Review
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• v.7 no.2
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• pp.131-144
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• 2003

The purpose of this study was to examine the overspending in Korean urban households. Data for this study were from the 2001 Household Income and Expenditure Survey and consisted of a sample of 3,250 households. The mean of the spending to income ratio was 1.02 and 37% of the households spent more than 100% of their taken-home income. Multiple logistic regression was used to investigate the determinants of overspending. Education, job, household type, the number of earners, the number of children, life cycle, location, and home ownership were significant variables which influence the overspending. The results of this study is useful for financial planners and counselors to make a guide line for overspenders.

• Journal of Families and Better Life
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• v.22 no.5
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• pp.283-292
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• 2004

The purpose of this study was to examine the determinants of expenditure adequacy of eldery households. Data for this study were collected from 2002 House Income and Expenditure Survey of Korea National Statistical Office, which is consisting of a sample of 918 eldery households. Expenditure adequacy was investigated by the Spending to Income ratio and Expenditure to Minimum standard of living ratio. The results showed that 48% of households spent more than 100% of their taken-home income or less than the minimum standard of living. Multiple logistic regression was used to investigate the determinants of expenditure adequacy. Gender, age, education, job status, family size, and level of income were significant determinants of spending to income ratio and Expenditure to Minimum standard of living ratio. Family size had negative effect on expenditure adequacy, householder's job status and the level of income had positive relationship with it.

• Proceedings of the Korea Water Resources Association Conference
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• 2010.05a
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• pp.1541-1545
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• 2010

최근 이상기후 및 기후변화로 인하여 전 세계의 피해가 증가하고 있다. 하지만 그 피해를 최소화하기 위하여 과도한 비용을 지출 할 수 없기 때문에 적정 설계 빈도에 맞는 치수 정책을 수립한다. 본 연구는 적정 설계 빈도의 설계를 위해 자료기간에 따른 확률강우량의 변화 특성에 대해 분석 하였고, 빈도별 확률강우량을 초과하는 강우사상의 시간적 특성을 분석하기 위해 초과횟수를 산정하여 경향성 분석을 수행하였다. 분석 대상 자료는 기상청에서 관할하고 있는 관측소 중에서 비교적 장기간의 자료를 보유하고 있는 16개 지점을 선정하여 분석하였다. 선정된 지점을 관측년수를 3가지로 나누어 구분하여 빈도해석을 실시하였고, 그 결과 많은 지역에서 확률강우량이 증가하는 것을 확인 할 수 있었다. 또한 빈도해석을 통해 산정된 확률강우량으로 기준을 정하였고, 그 기준을 초과하는 초과횟수를 산정하여 경향성 분석을 수행하였다.

• The Journal of the Korea Contents Association
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• v.18 no.4
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• pp.664-676
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• 2018

This study used raw data from the Korea Medical Panel Survey for 2014 to analyze the factors affecting the cost of medicine expenditure. A total of 3,107 people with medical expenses were selected for the final analysis. Analysis methods were frequency analysis, crossover analysis, regression analysis and t-test. The significance level of all tests was p = .05. The prescription cost was 72.4%, the minimum cost was 84 won, the maximum cost was 270,653 won, and the highest amount was 'over 3,000 won~less than 10,000 won' (31.7%). The general pharmaceuticals cost was 81.8%, the minimum cost was 800 won, the maximum cost was 2,718,000 won, and the highest amount was 'less than 20,000 won' (31.4%). The herbal medicine cost was 9.4%, the minimum cost was 4,000 won, the maximum cost was 2,700,000 won, and the highest amount was 'over 100,000 won' (37.8%). The medicines expenditure was the maximum cost was 2,760,093 won, and the highest amount was 'over 100,000 won' (27.0%). Factors affecting medicine expenditure were gender, marital status, income quintile, easement, and subjective health status.

• The Journal of the Korea Contents Association
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• v.12 no.5
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• pp.459-469
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• 2012

The purpose of this study is to analyze the domestic travel activities by job characteristic and derive implications to improve the domestic tourism by using 2010 Korea National Tourism Survey data(Ministry of Culture, Sports and Tourism). We classified survey samples(1,813 persons) by 6 job characteristic categories and compared the domestic travel activities(number of travel, day of travel, expenditure of travel). As the results of analysis, the domestic travel activities of paid worker, full-time worker, employers with a 500 or more workers, biweekly five-day worker are more than non-paid worker, part-time worker, employers with a 10 or less workers, worker who work six to seven days a week.

• 해운
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• s.84
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• pp.10-16
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• 2011

2002년 이후 지속되어온 미국의 재정적자가 금융위기 중 확대되면서 미국 국가채무가 2012년에는 GDP를 초과할 것으로 전망된다. 미 의회는 5개월 이상 협상을 지속한 결과 2011년 8월 1일 국가채무 한도 상향조정을 포함한 예산통제법을 통과시켜 국가부도사태는 발발하지 않았다. 이러한 미 의회의 국가채무 한도 상향 조정에도 불구하고, S&P는 지난 8월 3일 미국의 국가신용등급을 AAA에서 AA+로 강등하였으며, 주식시장의 경우도 미국의 재정지출 감축으로 인한 경기회복지연, 신용등급 강등 영향으로 인한 국제금융시장의 위험자산 회피현상으로 급락하였다. 미국 재정지출 감축과 위험자산 회피현상에 따른 우리나라의 국내총생산 감소는 미미할 것으로 분석되지만, 재정긴축 계획으로 향후 5년 동안 미국 경제에 평균 -0.5%정도의 GDP 감소 효과가 있으며, 우리나라 GDP도 평균적으로 -0.02% 정도 감소시킬 것이다. 이에 따라 우리나라 기업들도 미국 재정긴축 및 신용등급 강등으로 인하여 발생할 수 있는 사항들을 다각적으로 분석하여 대처를 할 필요성이 제기되고 있다. 다음은 대외경제정책연구원에서 발표한 "미국 재정긴축 및 신용등급 강등의 효과분석"의 주요 내용을 정리 요약한 것이다.

• Asia Marketing Journal
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• v.11 no.1
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• pp.39-72
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• 2009

With the growing importance of accountability, it is getting necessary to test the impact of marketing expenditure on marketing performance. Including recent ROM, we can find a few researches about marketing accountability. But there are a few problems about definitions and metric of marketing expenditure and marketing performance. Therefore, by defining and analyzing the impact of marketing expenditure on marketing performance, we are going to set the classification scheme of marketing expenditure and marketing performance. Based on research findings, new definitions and metrics are proposed as follows. First, we suggest the classification scheme of marketing expenditure. Marketing expenditure is defined as expense accounts in the balance sheet for doing marketing tasks. Marketing expenditures includes many accounts, for example, marketing research, advertising, sales promotion, foreign market development, physical distribution, after services. Among these marketing investment, advertising expenses have a positive effect on marketing performance. Second, we suggest the classification scheme of marketing performance. Already, marketing performance has been defined as financial metrics, customer metrics, market metrics, and corporate social responsibility. But, in this study, we find that the process model is not relevant for explaining association between the performance metrics. The process model is a virtuous cycle: "customer metrics→market metrics→financial metrics→firm valuation metrics." But, in this study, it is not supported or a little significant association between these metrics. Based on these results, we suggest the balance model or flower model as the classification scheme of marketing performance.

• Journal of Digital Convergence
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• v.19 no.5
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• pp.153-161
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• 2021

This study examined whether the probability of a tax investigation by the general construction industry could reduce the entertainment expenses in order to confirm whether a tax investigation can reduce excessive discretionary expenses of firms. Among the general construction industry listed on the KOSPI and KOSDAQ from 2011 to 2018, 274 firms with sales exceeding 10 billion won in the previous year were targeted at the tax audit selection rate and the tax audit detection rate, which is a proxy for the possibility of a tax investigation. The effect of the ratio of entertainment expenses to sales and the increase rate of entertainment expenses was verified. As a result of the analysis, both the selection rate and the detection rate of the tax investigation have a significant negative effect on the proxy variable of the discretionary expenses measured as the proportion of entertainment expenses and the increase rate of entertainment expenses. The results of this study showed that the tax investigation is a means to curb the excessive expenditure of the firm's discretionary expenses, thus suggesting the direction for the taxation policy and the effectiveness of the tax investigation.

• KDI Journal of Economic Policy
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• v.11 no.4
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• pp.93-108
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• 1989

본(本) 논문(論文)은 독점기업규제(獨占企業規制)의 한 방법(方法)으로서, 수익률규제정책(收益率規制政策) 즉 독점기업(獨占企業)의 소유권(所有權)은 민간(民間)에게 허용(許容)하되 투자자본(投資者本)의 수익률(收益率)이 정부(政府)에서 정해준 기준치 이상으로 초과하는 것을 금지하는 정책(政策)을 채택하였을 때 발생할 수 있는 문제점(問題點)을 검토해 보는 데 그 목적(目的)이 있다. 본(本) 논문(論文)에서 논의되는 문제점은 수익률규제정책(收益率規制政策)을 실시하게 되면 널리 알려져 있는 Averch-Johnson효과(效果) 이외에 경비선호행위(經費選好行爲), 즉 경영자 자신의 효용(效用)을 증대시키는 방향으로 경비지출의 증가가 있게 될 것이라는 점이다. 한국의 경우 공기업제(公企業制)를 포기하고 독점기업(獨占企業)들을 민영화(民營化)하게 될 때 만일 수익률규제정책(收益率規制政策)을 도입할 것을 고려한다면, 그로부터 발생할 수 있는 문제점에 대한 대비책을 세워야 할 것이라는 점을 본(本) 논문(論文)은 강조하고 있다.

• Proceedings of the Korean Society of Disaster Information Conference
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• 2022.10a
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• pp.239-240
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• 2022

공사장에서 발생하고 있는 먼지는 현장 근로자뿐만 아니라 인근 주민들의 건강에 치명적인 영향을 미치고 있다. 공사장 인근 주민들이 환경분쟁조정위원회에 먼지피해에 대한 피해배상을 청구하고 있지만 공사장 먼지피해 수인한도 초과여부를 확인하기 위한 측정, 예측, 평가가 어려워 먼지피해에 대한 보상이 제대로 이루어지지 않고 있다. 공사장 먼지관리의 법적기준이며 먼지 저감에 대한 구체적인 방법을 제시하고 있는"비산먼지 억제조치기준"의 준수 등을 점수로 평가하여 일정 점수 이하인 경우 피해배상액을 차등 적용하는 방안을 제안한다. 본 안이 제도화된다면 건설사는 먼지피해 배상액 지출을 줄이기 위해 현재보다 한층 더 먼지 저감 노력을 강화할 것이기에 먼지 발생을 획기적으로 줄일 수 있어서 현장 근로자 및 인근 주민들의 먼지피해를 최소화할 수 있으며, 먼지로 인한 환경, 보건 법규위반예방과 쾌적한 작업환경으로 노동 생산성 확보와 먼지로 인한 피해 배상액 지급 등 손실을 줄일 수 있을 것이라고 생각한다.