• Title/Summary/Keyword: 전자화폐

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Off-Line Electronic Payment Scheme using Smart Cards (스마트 카드를 사용한 오프 -라인 전자 지불 기법)

  • Kim, Jeong-Eun;Lee, Hyeong-U;Kim, Tae
    • Journal of KIISE:Computer Systems and Theory
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    • v.26 no.11
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    • pp.1363-1372
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    • 1999
  • 에이전트 기반 이동 컴퓨팅 환경에서 전자 상거래를 구현하기 위해 가장 필요로 하는 것은 안전한 지불 구조를 제공하는 것이다. 본 연구에서는 불확정 전송 기법 1,2 을 사용한 비대화형 엔티티 인증 기법과 Horster 기법 4,5 을 기반으로 메시지 복원 기능을 제공하는 공정 은닉 서명 기법을 제시한다. 또한 이를 직접 Brands가 제시한 오프-라인 전자 지불 시스템 3,6 에 접목한다. 인증 단계가 비대화형으로 수행되므로 이동 엔티티 인증에 효율적이고, 메시지 복원 기능을 갖고 공개 검증 기능을 제공하는 은닉 서명을 적용하기 때문에 카운터 방식을 사용한 스마트 카드 기반 전자 지불 시스템 6 에 효과적으로 적용할 수 있었다. 전자 화폐에 대해서 신뢰 센터에 의한 공정성 검토 기능을 추가로 제공하므로 전자 지불 시스템의 신뢰성을 향상시킬 수 있다.Abstract The primary requirements for realizing the electronic commerce in agent based mobile computing environments are to implement the compatible secure payment framework. In this paper, we propose both the non-interactive entity authentication scheme that is combined with oblivious transfer protocol 1,2 and the message recovery fair blind signature based on Horster scheme 4,5 . And these techniques are directly applied to the Brand's off-line electronic payment system 3,6 . As the authentication processes are done by non-interactive manner, we can also get efficiency for mobile entity authentication. Additionally, as the used signature scheme provides a message recovery function with publicly verifiable properties, it is efficiently applicable to a counter based off-line electronic payment scheme 6 based on the additional device like smart card. Therefore, we can enhance the reliability of proposed electronic payment system based on the publicly verifiable fairness in its electronic cash by a trusted judge.

A Study on the Electronic Payment Systems for International e-Business (국제전자상거래를 위한 전자결제시스템에 관한 연구)

  • 이내준
    • Journal of the Korea Computer Industry Society
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    • v.2 no.10
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    • pp.1339-1348
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    • 2001
  • This study is directed to compare the payment systems between conventional and internet, under international commerce. A stable and secure payment system is necessary for the progress of e-business through the internet. There are three typical methods of payment system in conventional transactions; the letter of credit(L/C) basis, the collection basis and the remittance basis. The exporter prefers L/C basis because of authentic payment, financial convenience and reduced risk Buyers and sellers who have enjoyed long creditable relationships use carefully the collection basis. The remittance basis is adequate for small amount payment for sample. In this paper, the merits and demerits of electronic payment system are compared to the conventional payment one. Internet payment system has an advantage of speed-up in payment against the conventional, but has a limited usage in the area of consumer based(B to C) transaction. The conventional payment system has been becoming overwhelm electronic payment one in the business to business(B to B) area.

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A Post-Quantum Multi-Signature Scheme (양자 컴퓨팅 환경에서 안전한 다중 서명 기법)

  • Ko, Chanyoung;Lee, Youngkyung;Lee, Kwangsu;Park, Jong Hwan
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.31 no.3
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    • pp.517-526
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    • 2021
  • Recently, the acceleration of the development of quantum computers has raised the issue of the safety of factorization and discrete logarithm based digital signature schemes used in existing Internet environments. To solve the issue, several digital signature schemes are presented that are safe in post-quantum computing environments, including standardization work by the National Institute of Standards and Technology(NIST). In this paper, we design and present a multi-signature scheme based on the TACHYON announced by Behnia et al. in 2018 CCS conference, and prove the security. Multi-signature schemes are key techniques that can distribute the dependence of cryptocurrency-wallet on private keys in the cryptocurrency field, which has recently received much attention as an digital signature application, and many researchers and developers have recently been interested. The multi-signature scheme presented in this paper enables public key aggregation in a plain public key model, which does not require additional zero-knowledge proof, and can construct an effective scheme with only an aggregated public key.

A Study on Methodology to Assess IT Investment by ROI (IT ROI에 의한 투자 타당성 평가 방법론 연구)

  • Kim, Young-Woon;Chong, Ki-Won
    • The Journal of Society for e-Business Studies
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    • v.11 no.1
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    • pp.53-67
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    • 2006
  • It is difficult to justify an IT investment unless the investment is expected to have a direct impact on a corporation's performance under rapidly changing business environment. It is important to demonstrate the benefit of the investment through a pre-investment assessment process to induce the executive's decision. This paper presents a methodology to assess the investment by analyzing cost and benefit of the investment. This methodology shows tangible cost as well as hidden cost by analyzing total cost of ownership. The methodology also produces ROI by performing cost benefit analysis including financial and non-financial factors. This paper suggests a systematic way to support If investment decision marking process by evaluating the investment objectively.

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A Study on the Electronic Money's present situation & after development direction at Electronic Commerce's times (EC시대(時代) 전자화폐(電子貨幣)의 현황(現況)과 향후(向後) 개발방향(開發方向)에 관한 소고(小考))

  • Park, Young-Tae
    • International Commerce and Information Review
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    • v.1 no.1
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    • pp.227-251
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    • 1999
  • The realization of the Internet and Electronic Commerce through the progress development of the information & communication has changed the transition of the financial settlement system all of the world. And Electronic Commerce has becoming the most important tools to decide the value from the real money, existing bills, coins to the Electronic Money. Electronic Money is very useful materials with Electronic Wallet at cyber times in the future. So that reason, I studied Electronic Money's present situation & after development direction in Korea. And the purpose of this paper is to introduce Electronic Money's modem definition and to analysis the common use situation, operation at home and abroad at Electronic Commerce times. In add to investigated advanced countries Electronic Money utilization and drawed out current events point. So I suggest to this like point, in honour of Electronic Money's common use in Korea. First to establish universality. Second, to make various terminals and the powerful networking structure. Third, to establish stability. Fourth, renovating the system goes side by side. Futhermore, to develop Electronic Money's, it is necessary to make skilled labour and to learn foreign advanced technology.

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Proxy Signature, ID-based Partially Blind Signature and Proxy Partially Blind Signature using Bilinear-pairing (Bilinear-pairing을 이용한 대리서명, ID 기반 부분은닉서명과 대리부분은닉서명 방식)

  • Kim Hyuniue;Yeo Sanghee;Won Dongho
    • Journal of KIISE:Information Networking
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    • v.31 no.6
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    • pp.545-555
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    • 2004
  • Proxy signature scheme allow a designated proxy person to sign a message on behalf of the original signer. Partially blind signature scheme allows the signer to insert non-removable common information into his blind signature. Proxy signature and partially blind signature are very important technologies in secure e-commerce. In this paper we propose new proxy signature scheme and ID-based partially blind signature scheme using bilinear pairing. further combining them, we propose a proxy partially blind signature scheme. The security of our schemes relies on the hardness of Computational Diffie-Hellman Problem. If we removing common information form propose ID-based partially blind signature scheme and proxy partially blind signature scheme, then they become variants of ID-based blind signature scheme and proxy blind signature scheme of Zhangs respectively.

A research on the algorithm of traffic card for blacklist checking (교통카드 블랙리스트 체크를 위한 알고리즘에 관한 연구)

  • Jeong, Yang-Kwon;Kim, Yong-Sik;Kim, Kyung-Hee
    • The Journal of the Korea institute of electronic communication sciences
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    • v.5 no.1
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    • pp.58-65
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    • 2010
  • The research which sees is to paying in advance and or the after non traffic card use composes shortens about the method which sorts the difference of the method which with the thing is proposing from card system of existing and that system improves only the unable card or serviceable card information and the response time of the system operation and to improve the method which composes information, control method preparation improved a updating speed and effectiveness of system improvement at the time. The respectively file composed with the multiple mind section from the research which sees hereupon and also each section composed of the multiple mind block and each block multiple mind divided at size of the unit which will count and with the index father whom composes more kicked a low-end ratio use wrongly or in serviceable card information and the low to compose with the data bringing up for discussion territory which composes of information the efficiency of system, improved.

공정한 은닉 KCDSA 서명에 기반한 추적 가능한 전자화폐 시스템

  • 이임영
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.9 no.4
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    • pp.85-97
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    • 1999
  • A blind signature scheme is a protocol allowing verifier to obtain a valid signature for a message m from a signer without him seeing the message. This means that the bank in collaboration with the shop cannot trace the electronic cash to user. However anonymous electronic cash also facilitates fraud and criminal acts such as money laundering anonymous blackmailing and illegal purchaes. Therefore in this paper we propose fair blind signature scheme based on KCDSA which is a domestic digital signature scheme and it apply a electronic cash system. In particularly a proposed electronic cash system have an anonymity control ability which trace a user who make use a electronic cash illegally in association with a trusted center.

Requisites for Adopting Electronic Payment Systems in International Trade Transactions (국제무역거래에서의 전자결제시스템 도입에 따른 과제)

  • Kyung, Yeun-Beom
    • The Journal of Information Technology
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    • v.6 no.4
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    • pp.147-162
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    • 2003
  • The technique of information-communication rapidly developed has made it possible for us to do business through Internet. Electronic commerce was increased rapidly by the explosive development of the inter and communication revolution. E-Commerce has created a fundamentally new way of conduction and will change drastically accepted ways of doing business. Normally international trade has been formulated in a way that exporters and importers meet face-to-face and contract and pay by letter of credits. For the global electronic commerce to vitalized, the outstanding matters should encourage the creation of infrastructure of information security and new models in the field of electronic payment systems, electronic commerce agreement for remedy, adapting electronic date interchange in transport documents and negotiability of electronic bills of lading. The payment systems such as electronic fund transfers, tradecard system and electronic letters of credits issued by SWIFT system permit the parties concerned(sellers, buyers ad service providers) to settle payment electronically. Still they are many limitations for complete international electronic transactions. The following measures have to be taken to vitalize electronic trade transactions. It is needed to acquire information security such as authenticity, integrity, non-repudiation and confidentiality. All kinds of documents need to be replaced by electronic date exchange and the legal structure of international convention, national law for electronic payment systems have to be completed. Also a detailed guide of the banking operation and developing rules for electronic letters of credits need to be provided to adopt eUCP rules for the electronic presentation of documents.

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A Study on Implementation and Design of Scheme to Securely Circulate Digital Contents (디지털콘텐츠의 안전한 유통을 위한 구조 설계 및 구현에 관한 연구)

  • Kim, Yong;Kim, Eun-Jeong
    • Journal of the Korean Society for information Management
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    • v.26 no.2
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    • pp.27-41
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    • 2009
  • With explosive growth in the area of the Internet and IT services, various types of digital contents are generated and circulated, for instance, as converted into digital-typed, secure electronic records or reports, which have high commercial value, e-tickets and so on. However, because those digital contents have commercial value, high-level security should be required for delivery between a consumer and a provider with non face-to-face method in online environment. As a digital contents, an e-ticket is a sort of electronic certificate to assure ticket-holder's proprietary rights of a real ticket. This paper focuses on e-ticket as a typical digital contents which has real commercial value. For secure delivery and use of digital contents in on/off environment, this paper proposes that 1) how to generate e-tickets in a remote e-ticket server, 2) how to authenticate a user and a smart card holding e-tickets for delivery in online environment, 3) how to save an e-ticket transferred through network into a smart card, 4) how to issue and authenticate e-tickets in offline, and 5) how to collect and discard outdated or used e-tickets.