• Title/Summary/Keyword: 자산구조

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Personal Information Protection Using Digital Twins in the Fourth Industrial Revolution (4차 산업혁명 시대의 디지털트윈을 활용한 개인정보보호)

  • Kim, Yong-Hun
    • Journal of Digital Convergence
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    • v.18 no.6
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    • pp.279-285
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    • 2020
  • In the era of the Fourth Industrial Revolution, there are many sensors around. People and things are connected to these sensors to the internet. Numerous connected sensors produce the latest data in seconds, and these data are stacked with big data of unimaginable size. Because personal information can be contained in any place of data produced, device and system protection are needed. Digital twins are virtual models that accurately reflect the status information of physical assets and systems that utilize them. The characteristic of digital twin is that digital twin itself has temporal and structural identity enough to represent the object of reality. In the virtual environment the reproduced reality, it continuously simulates and it virtuals of the point of time or the future, the replica can be created. Therefore, this study cited factors threatening personal information in the era of the Fourth Industrial Revolution. And proposed using digital twin technology that can simulate in real-time to overcome the risk of personal information hacking.

An Study on the Relation of the Management Ownership on Corporate Performance and Stock Returns in China Firms (경영자 지분율과 기업성과 및 주식수익률에 대한 연구 - 중국기업을 대상으로-)

  • Oh, Sang-Hui
    • Management & Information Systems Review
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    • v.34 no.4
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    • pp.15-29
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    • 2015
  • This study aims to empirically analyze the relationship between management ownership and corporate performance and stock returns indicates the ownership structure of the company to target the listed companies in China over the past five years from 2010 to 2014. The empirical results are as follows: Management ownership gave an impact on stock returns, especially high-stakes management ownership showed significant positive effect with the stock returns. But management ownership don't have significant positive effect with ROA. The contribution of this study is as follows. Chinese companies have the efficiency of the management through the separation of ownership and management in accordance with the changes realized in capitalism. And this study is reflecting the fact of China using the Chinese data. This study has limitations of that. Management ownership measurement of governance structure don't expand the range, and measurement of governance structure is just one. The following studies are expected to be more sophisticated by comparison of countries.

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Home Financing and its Debt Load of Home-owning Households in korea (권역별 주택금융부채 실태)

  • Han, Ji-Young;Lee, Hyun-Jeong
    • Proceeding of Spring/Autumn Annual Conference of KHA
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    • 2011.04a
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    • pp.296-300
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    • 2011
  • It's well known that housing is one of the largest holdings in household wealth and at the same time the majority of households highly concentrate on it for their wealth accumulation. Coupled with a low interest rate and increasing housing price, the rationale is conspicuous and the propensity to debt-financed consumption becomes strengthened. This research was to examine the risk of home financing. In doing so, the study utilized several secondary data to identify the characteristics of households who finance loans for home buying in three regions of the nation - so-called Bubble 7, Seoul Metropolitan Area, and others. Based on the 2009 KB survey, the major findings were as follows: the majority of the studied households in Seoul Metropolitan Area who owned a house lived in rental housing, housing accounted for 89% of the household wealth, and home loans taken on were a ballon payment amortized for a short-term period (5 years) with an adjustable interest rate. In addition, the payment method most of the households depend on is income. The financing mechanism fueled debt load of the households, and further they are financially very vulnerable to such factors as increase in interest rate, unemployment and market downturn. In the absence of understanding the financial system, the consumption behavior leads to house-poor, so that financial accountability and ethics are addressed while the intervention of the government in home financing system should be more cautious but stimulate financial soundness in household wealth accumulation.

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Weight setting of major environmental assessment items using Analytical Hierarchy Process - Case for the selection of railroad route - (계층분석법을 통한 환경영향평가 중점항목의 가중치 설정 - 철도사업 노선선정을 대상으로 -)

  • Lee, Minjoo;Kim, Minkyung;Lee, Sangdon
    • Journal of Environmental Impact Assessment
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    • v.23 no.6
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    • pp.517-526
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    • 2014
  • This paper performed studies on a guide for an environmental assessment necessary to select railroad route optimally, and presented techniques for an environmental friendly route selection using AHP(Analytical Hierarchy Process) as an objective method. The AHP is an approach to decision making that involves multiple choice criteria into a hierarchy and assessing the relative importance of each criterion, and determining an overall ranking of the alternatives. For the purpose of this study, we established the weight and the order of major environmental assessment items based on the survey of experts. The results of the weight by AHP were in order of Fauna & Flora, Topography & Geology, Nature Environmental Assets, Noise & Vibration, Water Quality, Landscape and Air Quality indicating natural environment should be in priority. To develop the more efficient environmental friendly route selection systems, it is necessary to consider economical, technical, and social aspects in addition to environmental consideration.

Characteristics of Healthcare REITs' Performance and Operation, and their Use for Activating the Silver Industries in Korea (헬스케어 REITs의 성과 및 운영 특성과 국내 실버산업에의 활용 방안)

  • Park, Won-Seok
    • Journal of the Economic Geographical Society of Korea
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    • v.14 no.2
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    • pp.157-175
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    • 2011
  • This paper aims to analyze the characteristics of healthcare REITs' performance and operation, and to examine their use for activating the silver industries in Korea. The results of this study are as follows. First, according to the results of analyzing healthcare REITs' performance, healthcare REITs outperformed average REITs and extended investment proportion compared to total REITs after 2007. This outperforming came from not only rapid growth of silver industries, but also REITs strategy using the structure of sale-and-leaseback and triple-net lease. Second, healthcare REITs use selection and concentration strategy in terms of asset sector, but use portfolio diversification strategy in terms of investment region. Third, according to the analysis results, healthcare REITs are to be useful for activating the silver industries in Korea. In this context, major implications are presented to use healthcare REITs effectively.

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금리자율화(金利自律化)와 은행위험(銀行危險) : 규제완화(規制緩和)의 재무정보효과(財務情報效果) 분석(分析)

  • Lee, Myeong-Cheol;Lee, Yong-Ho
    • The Korean Journal of Financial Management
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    • v.12 no.1
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    • pp.129-143
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    • 1995
  • 우리 나라의 금융기관들은 금융환경(金融環境)의 급격한 변화 속에서 일대 전환기를 맞고 있다. 대내적으로는 금리자유화를 비롯한 금융자율화(金融自律化)의 추진, 금융산업의 개편 등의 금융구조 조정이 진행되고 있고, 대외적으로는 국내금융시장에 대한 개방압력(開放壓力)이 가중되고 있다. 본 연구의 목적(目的)은 이상의 다양한 금융환경의 변화 중에서 1991년과 1993년에 실시된 1,2단계 금리자유화조치가 은행의 경영위험에 어떠한 영향을 미쳤는지를 증권시장(證券市場)의 반응을 통하여 규명하고자 한다. 구체적으로 일반적인 예상과 같이 금리자유화로 인하여 은행의 위험이 증가하였는지 아니면 금리자유화가 은행의 자금조달과 운용에 있어서 자율성과 유연성을 확보해 주어서 오히려 은행위험을 감소시켰는지를 실증적으로 검증한다. 주가자료를 이용하는 증권시장의 반응을 통한 은행위험의 분석은 은행에 관련된 재무정보를 신속하고 충분히 반영하는 효율적 시장이며 회계자료를 이용하여 은행위험을 추정하는 방법이 부적절하다는 가정하에서 합리화된다. 은행 위험은 은행감독 당국의 관심대상인 총위험과 은행주식 투자자의 관심대상인 체계적 위험의 두요소를 대상으로 한다. 본 연구의 증권시장반응을 통한 실증분석결과에 의하면 금리자유화조치 이후 은행의 위험은 예상과는 달리 증가하지 않은 것으로 나타났다. 은행총위험은 증가하지 않았으며 체계적 위험은 오히려 2차 금리자유화 이후 하락하는 결과를 보여준다. 이는 금리자유화 조치가 은행의 자금조달과 운영에 있어서 운신의 폭을 넓혀줌으로써 금리 변동폭 증대로 인한 위험증가를 상쇄함을 의미한다. 이러한 결과는 미국의 금리자유화조치에 관련된 대부분의 연구결과와 일치한다. 또한 위험은 개별은행의 재무특성에 따라서 상이한 변화를 보여주었다. 특히 자산규모가 작은 후발은행의 경우 자금조달과 운영의 측면에서의 제한이 완화됨으로써 위험이 감소함을 보여준다. 따라서 정부당국자는 금리자유화의 긍정적 효과를 극대화하는 방향으로 적극적으로 금리자유화를 추진하는 것이 바람직하다.

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The Effect of Market Orientation on Social Media Marketing Performance in Korean Financial Institutions (금융기업의 시장지향성이 소셜미디어 마케팅 성과에 미치는 영향)

  • Ro, Eun-Jik;Kim, Bo-Young
    • The Journal of the Korea Contents Association
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    • v.14 no.5
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    • pp.332-346
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    • 2014
  • The study supports not only the implicative results and strategic implication to social media staff and managers, but also extended the marketing studies in Korean financial institutions. This paper examined the effect of market orientation on social media marketing performance in the Korean financial institituions. Narver and Slater's market orientation theory was employed for the structural equation model framework. Indirect and direct implication on the social media marketing performance were analyzed. This study conducted online survey social media marketing staff and managers in 230 Korean financial institutions such as banks, securities, asset management, credit card, insurance companies. 102 responses were collected and analyzed. The results revealed that financial institutions' customer orientation, competitor orientation and inter-functional coordination have a positive impact on marketing communications execution degree but not direct effect on social media marketing performance except competitor orientation. Although it does not appear to have a statistically significant association between market orientation two concepts such as customer orientation and inter-functional coordination, and social media marketing performance directly, the competitive orientation has statistically positive impact.

Variability Support in Component-based Product Lines using Component Code Generation (컴포넌트 코드 생성을 통한 컴포넌트 기반 제품 라인에서의 가변성 지원)

  • Choi, Seung-Hoon
    • Journal of Internet Computing and Services
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    • v.6 no.4
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    • pp.21-35
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    • 2005
  • Software product-lines is the software development paradigm to attain the rapid development of quality applications by customizing the reconfigurable components and composing them based on predefined software architectures. Recently various methodologies for the component-based product lines are proposed, but these don't provide the specific implementation techniques of the components in terms of variability resolution mechanism. In other hand, the several approaches to implement the component supporting the variabilities resolution are developed, but these don't define the systematic analysis and design method considering the variabilities from the initial phase. This paper proposes the integration of PLUS, the one of product line methodologies extending UML modeling, and component code generation technique in order to increase the efficiency of producing the specific product in the software product lines. In this paper, the component has the hierarchical architecture consisting of the implementation elements, and each implementation elements are implemented as XSLT scripts. The codes of the components are generated from the feature selection. Using the microwave oven product lines as case study, the development process for the reconfigurable components supporting the automatic variability resolution is described.

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Empirical Research on Performance of SCM Adoption - Structural Equation Modeling Approach - (SCM 시스템 도입성과에 관한 실증적 연구 - 구조방정식모형 접근 -)

  • Park, Kwang-Oh
    • The Journal of the Korea Contents Association
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    • v.12 no.3
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    • pp.295-310
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    • 2012
  • The purpose of this research is to examine qualitative and quantitative performance on SCM. To validate our research model, five hundred survey questionnaires were distributed to the companies that have implemented SCM systems for at least one year. A total of 153 valid responses were obtained. In this research, we were to derive influencing factors of SCM performance, modelize the mutual influential relationship between them, and look into the influential relationship influencing the SCM performance. Moreover, we tried to analyze difference of financial ratios after adopting SCM. The results of the research can be summarized as follows. Change management had a significant impact on information system quality and SCM performance, and, information system quality had a significant impact on SCM performance. And, the difference of financial ratio was existed after the adopting SCM. Moreover, inventory turnover rates, ROI, ROA were increased, and labor costs to sales was decreased.

Legal Theory on the Possession and Utilization of Patents in Cooperative National R&D Programs (국가공동연구개발 특허의 귀속 및 활용 법리)

  • Yoon, Chong-Min
    • Journal of Korea Technology Innovation Society
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    • v.11 no.4
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    • pp.532-562
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    • 2008
  • Recently, one of the issues to be discussed from the viewpoint of product management in National R&D Programs is about the management of intellectual property produced by joint research and development. According to existing legislative system, the main R&D institute and collaborative enterprise own the patent produced by joint R&D activities together at the rate of investment. But, there are many discussions if that is right in legal principles and in substance. Patents by Cooperative National R&D Programs are very different from common patents because of its characteristics and have scheme controlled complexly by related laws and ordinances. This paper aims to review the legal theory on the possession and utilization of patents produced by Cooperative National R&D Programs, and to try to find out the improvement of existing legislative system. For this purpose, after looking into the meaning and the legal system of Cooperative National R&D Programs, and examining the ruling theory on the possession and utilization of co-invented patent, finally research the problems and improvement of existing related legislative system.

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