• The Journal of Society for e-Business Studies
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• v.27 no.2
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• pp.65-77
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• 2022

Due to the recent development in electronic financial services, transactions of electronic prepayment are rapidly growing, leading to growing fraud attempts. This paper proposes a methodology that can effectively detect fraud transactions in electronic prepayment by machine learning algorithms, including support vector machines, decision trees, and artificial neural networks. Actual transaction data of electronic prepayment services were collected and preprocessed to extract the most relevant variables from raw data. Two different approaches were explored in the paper. One is a transaction-based approach, and the other is a user ID-based approach. For the transaction-based approach, the first model is primarily based on raw data features, while the second model uses extra features in addition to the first model. The user ID-based approach also used feature engineering to extract and transform the most relevant features. Overall, the user ID-based approach showed a better performance than the transaction-based approach, where the artificial neural networks showed the best performance. The proposed method could be used to reduce the damage caused by financial accidents by detecting and blocking fraud attempts.

• Proceedings of the Korean Institute of Navigation and Port Research Conference
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• 2022.06a
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• pp.95-97
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• 2022

다양한 소스에서 수집되고 연동되는 항로표지 상태 데이터에서의 이상탐지는 항로표지의 고장예측에 있어서 중요한 역할을 한다. 이 연구에서는 항로표지 고장예측 서비스를 위해 상태 데이터를 모델링하고 분석할 수 있는 기계학습 모델의 연구 방법을 소개한다.

• Journal of KIISE:Information Networking
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• v.33 no.3
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• pp.201-217
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• 2006

In this paper, we collected the physical traces from high speed Internet backbone traffic and analyze the various characteristics of the underlying packet traces. Particularly, our work is focused on analyzing the characteristics of an anomalous traffic. It is found that in our data, the anomalous traffic is caused by UDP session traffic and we determined that it was one of the Denial of Service attacks. In this work, we adopted the unsupervised machine learning algorithm to classify the network flows. We apply the k-means clustering algorithm to train the learner. Via the Cramer-Yon-Misses test, we confirmed that the proposed classification method which is able to detect anomalous traffic within 1 second can accurately predict the class of a flow and can be effectively used in determining the anomalous flows.

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.16 no.6
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• pp.255-264
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• 2016

Due to the development of information and communication technology, the great change on economics has grown and the biggest change is the e-commerce. With the methods of electronic financial frauds becoming advanced, reported phishing incidents have greatly increased. The Fraud Detection System(hereafter FDS) has taken effect to prevent electronic financial frauds, but economic losses still occurring. This Paper aims to analyze the financial environment, financial information technology environment, financial information technology security environment and some features of the institutional changes. In order to supplement the defect of FDS, it gives some recommendations for the improvement of the effective FDS Management System and information sharing on frauds with some public institution and a major consideration for collection or utilization of personal information.

• KIISE Transactions on Computing Practices
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• v.23 no.2
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• pp.128-133
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• 2017

In recent years, the number of systems for the analysis of large volumes of data is increasing. Hadoop, a representative big data system, stores and processes the large data in the distributed environment of multiple servers, where system-resource management is very important. The authors attempted to detect anomalies from the rapid changing of the log data that are collected from the multiple servers using simple but efficient anomaly-detection techniques. Accordingly, an Apache Hive storage architecture was designed to store the log data that were collected from the multiple servers in the Hadoop ecosystem. Also, three anomaly-detection techniques were designed based on the moving-average and 3-sigma concepts. It was finally confirmed that all three of the techniques detected the abnormal intervals correctly, while the weighted anomaly-detection technique is more precise than the basic techniques. These results show an excellent approach for the detection of log-data anomalies with the use of simple techniques in the Hadoop ecosystem.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.25 no.6
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• pp.1525-1540
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• 2015

Due to a rapid advancement in the electronic commerce technology, the payment method varies from cash to electronic settlement such as credit card, mobile payment and mobile application card. Therefore, financial fraud is increasing notably for a purpose of personal gain. In response, financial companies are building the FDS (Fraud Detection System) to protect consumers from fraudulent transactions. The one of the goals of FDS is identifying the fraudulent transaction with high accuracy by analyzing transaction data and personal information in real-time. Data mining techniques are providing great aid in financial accounting fraud detection, so it have been applied most extensively to provide primary solutions to the problems. In this paper, we try to provide an overview of the research on data mining based fraud detection. Also, we classify researches under few criteria such as data set, data mining algorithm and viewpoint of research.

• The Journal of the Korea institute of electronic communication sciences
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• v.9 no.2
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• pp.261-266
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• 2014

The current status of domestic monitoring centers was reviewed and the pattern-based security monitoring system and the centralized security monitoring system, both of which are the characteristics of security monitoring systems, were analyzed together with their advantages and disadvantages. In addition, as for a development plan of domestic security monitoring systems, in order to improve the problems of the existing pattern-based centralized monitoring system, Honeynet and Darknet, which are based on anomalous behavior detection, were analyzed and their application plans were described.

• Review of KIISC
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• v.29 no.6
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• pp.53-58
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• 2019

최근 5G 네트워크의 발전으로 사물인터넷의 활용도가 커지며 시장이 급격히 확대되고 있다. 사물인터넷 기기가 급증하면서 이를 대상으로 하는 위협이 크게 늘며 사물인터넷 기기의 보안이 중요시 되고 있다. 그러나 이러한 사물인터넷 기기는 기존의 ICT 장비와는 다르게 리소스가 제한되어 있다. 본 논문에서는 이러한 특성을 갖는 사물인터넷 환경에 적합한 보안기술로 네트워크 학습을 통해 사물인터넷 기기의 이상행위를 탐지하는 경량화된 인공신경망 기술을 제안한다. 기기 별 혹은 사용자 별 네트워크 행위 패턴을 분석하여 특성 연구를 진행하였으며, 사물인터넷 기기의 정상행위를 수집하고 학습데이터로 활용한다. 이러한 학습데이터를 통해 인공신경망 기반의 오토인코더 알고리즘을 활용하여 이상행위 탐지 모델을 구축하였으며, 파라미터 튜닝을 통해 모델 사이즈, 학습 시간, 복잡도 등을 경량화 하였다. 본 논문에서 제안하는 탐지 모델은 신경망 프루닝 및 양자화를 통해 경량화된 오토인코더 기반 인공신경망을 학습하였으며, 정상 행위 패턴을 벗어나는 이상행위를 식별할 수 있었다. 본 논문은 1. 서론을 통해 현재 사물인터넷 환경과 보안 기술 연구 동향을 소개하고 2. 관련 연구를 통하여 머신러닝 기술과 이상 탐지 기술에 대해 소개한다. 3. 제안기술에서는 본 논문에서 제안하는 인공신경망 알고리즘 기반의 사물인터넷 이상행위 탐지 기술에 대해 설명하고, 4. 향후연구계획을 통해 추후 활용 방안 및 고도화에 대한 내용을 작성하였다. 마지막으로 5. 결론을 통하여 제안기술의 평가와 소회에 대해 설명하였다.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.25 no.1
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• pp.133-146
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• 2015

Ever sophisticated e-finance fraud techniques have led to an increasing number of reported phishing incidents. Financial authorities, in response, have recommended that we enhance existing Fraud Detection Systems (FDS) of banks and other financial institutions. FDSs are systems designed to prevent e-finance accidents through real-time access and validity checks on client transactions. The effectiveness of an FDS depends largely on how fast it can analyze and detect abnormalities in large amounts of customer transaction data. In this study we detect fraudulent transaction patterns and establish detection rules through e-finance accident data analyses. Abnormalities are flagged by comparing individual client transaction patterns with client profiles, using the ruleset. We propose an effective flagging method that uses decision trees to normalize detection rules. In demonstration, we extracted customer usage patterns, customer profile informations and detection rules from the e-finance accident data of an actual domestic(Korean) bank. We then compared the results of our decision tree-normalized detection rules with the results of a sequential detection and confirmed the efficiency of our methods.

• Proceedings of the Korea Information Processing Society Conference
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• 2023.05a
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• pp.370-372
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• 2023

신용카드 부정 사용은 고객 및 기업의 신용과 재산에 막대한 손실을 미치고 있다. 이에 따라 금융사들은 이상금융거래탐지시스템을 도입하였으나 이상 거래 발생 여부를 지속적으로 모니터링하고 있기 때문에 시스템 유지에 많은 비용이 따른다. 따라서 본 논문에서는 컴퓨팅 리소스를 절약함과 동시에 성능 개선 효과를 보인 신용카드 이상 거래 탐지 알고리즘을 제안한다. CTGAN 을 활용하여 정상 거래와 이상 거래의 비율을 일부 완화하였고 XAI 기법인 SHAP 를 활용하여 유의미한 속성값을 선택하였다. 이것을 기반으로 LSTM Autoencoder를 사용하여 이상데이터를 탐지하였다. 그 결과 전통적인 비지도 학습 기법에 비해 제안 알고리즘이 우수한 성능을 보였음을 확인하였다.