• Title/Summary/Keyword: 은퇴유형

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Types of Attitude toward Retirement Plan and Financial Planning for Post-retirement Life among Salary Men. (남성 직장인의 은퇴계획유형과 경제적 준비에 영향을 미치는 요인)

  • Kwak, In-Suk;Hong, Sung-Hee;Rhee, Kyung-Hee
    • Journal of Family Resource Management and Policy Review
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    • v.11 no.2
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    • pp.21-42
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    • 2007
  • The purpose of this study was to investigate the overall levels of the middle aged salary men's attitudes toward retirement plan and financial planning for post-retirement life, and to understand the influencing variables such as personal, socio-economical and job characteristics. The data were collected from the 445 middle aged male salary workers through the structured questionnaires and were analysed by SPSS program. The major findings of this study were as follows: First, the salary men had different level of perception of retirement issues and retirement planning for post-retirement life. Second, according to the attitudes for retirement planning types, the affecting variables were different. Third, the results of the analysis showed that personal characteristics, job characteristics, economical background and the perception of family care were affecting the level of financial planning for retirement. And the positive attitude was the most crucial variable which affected the financial planning for retirement.

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The Effect of Baby-boomer Retirees' Consumption Patterns on Depression in Later Life (은퇴 베이비부머의 소비패턴과 우울에 관한 연구)

  • Park, Seo-Young;Hong, Song-Iee
    • 한국노년학
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    • v.37 no.2
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    • pp.349-368
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    • 2017
  • The purpose of this study is to empirically structure the patterns of baby boomer retirees'consumption and their effects on depression in later life. Using the 5th wave of Korea Retirement and Income Study(KReIS) in 2013, of baby boomers born in 1955 to 1963, we analyzed those who were completely retired(n=420). The Latent Profile Analysis(LPA) classified the empirical patterns of consumption and then a multiple regression analyzed the effect of consumption patterns on depression among these baby boomer retirees. The LPA results showed that the consumption patterns consist of five groups: (1) Basic life-oriented class(26.9%), (2) Balanced consumption class(29.3%), (3) Social life-oriented class(18.3%), (4) Leisure-oriented class(18.5%), and (5) Education-oriented class(7.0%). Baby boomer retirees' depression was associated with their consumption patterns. Specifically, the basic life-oriented class showed significantly lower depression than the education-oriented class. Other correlates such as higher education, having no spouse, lower subjective health, greater limitations in physical functions, having a diagnosed disability, having fewer children, higher dissatisfaction with leisure activities, and lower self-perceived economic status were associated with higher levels of depression in this study. These findings suggest meaningful implications for gerontological policy and practice for baby boomer retirees in Korea. In light of vulnerable retirement preparation, social services specialized for baby boomers should consider financial education for revamping consumption scale beyond asset management and long-term case management of pre and post retirement cases.

A Study on Good Use of Leisure Among the Retired Elderly in Korea (우리나라 노인의 은퇴 후 여가선용에 관한 연구)

  • Park Mee Sok
    • Journal of the Korean Home Economics Association
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    • v.42 no.12 s.202
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    • pp.107-122
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    • 2004
  • The purposes of this study were to investigate the actual conditions of leisure life of the retired elderly in Korea and to analyze the difference of their leisure activity types by socio-demographic characteristics, the factors which have an effect on their satisfaction of leisure life. This study was secondary analysis of the national data; from The Social Statistics Survey; collected by the Korea National Statistical Office in 2000. The major findings are as follows. 1) The types of leisure activity of the retired elderly included watching television and doing nothing. 2) There were significant differences in the types of leisure activity by sex, age, education degree, having spouse or not, having house or not, and residential area. 3) Results of logistic regression analysis indicated that the most effective factors of the leisure life satisfaction were sex, age, having spouse or not, having house or not, residential area and the types of leisure activity.

The Effect of Typology of Retirement on Depression of the Aging and Aged People : Focusing on Moderating Effect of Satisfaction with Family Relationship (중.고령자의 은퇴유형이 우울에 미치는 영향 : 가족관계만족도의 조절효과를 중심으로)

  • Lee, Seung-Won;Kim, Dong-Bae;Lee, Joo-Yeun
    • Journal of Family Resource Management and Policy Review
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    • v.12 no.1
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    • pp.107-125
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    • 2008
  • Aims of this research are as follows. The first is to find out the level of depression according to the types of retirement. The second is to divide the level of satisfaction within a family into two types, satisfaction with children and satisfaction with conjugal relations, and then to examine whether they have any modulating effect on the depression after retirement. The third is to find out ways of social welfare program that can successfully intervene in solving the depression problems retired people may have. The results of this research are as follows. First, the types of retirement are devided into three groups: voluntary retirement, reluctant retirement and retirement due to age limit. People who choose a voluntary retirement have the lowest level of depression. Second, only the level of satisfaction they get fiom their children has an influence on the level of depression. The results suggest that differentiated ways of intervention are needed according to the types of retirement. Especially, there is a greater need to focus or the reluctantly retired group. In case of reluctant retirement, programs should be provided in order to increase the level of satisfaction they get from the children.

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Psycho-Social Determinants of Subjective Well-being and Physical Health of a Retired Elders in Korea: A Longitudinal Study on the occupational classification (은퇴 노인의 주관안녕과 신체건강에 영향을 미치는 요인들: 은퇴전 직종에 따른 종단 연구)

  • Kun-Seok Park
    • Korean Journal of Culture and Social Issue
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    • v.15 no.2
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    • pp.291-318
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    • 2009
  • The purpose of this study was to find out the impact of psycho-social factors (social relationship and personal) as well as illness history and economic status on physical health and subjective well-being among the retired Koreans elderly. Data were collected from 1,315 elders (mean age = 72.70yrs) residing in Seoul and Chuncheon regional area via interviews(Time 1), and them were re-interviewed two year later(Time 2). Multiple regression analyses indicated that the retired elders' illness history, economic status, marital satisfaction, fulfillment of self-esteem need, drinking behavior, positive affectivity, negative affectivity and physical health to predict their subjective well-being at Time 1(R2=.705). The retired elders' economic status, marital satisfaction, positive affectivity, negative affectivity and physical health to predict their subjective well-being at Time 2(R2=.418). The retired elders' illness history, economic status, expectations for one's offspring, drinking behavior and subjective well-being to predict their physical health at Time 1(R2=.364). And the retired elders' illness history, economic status, marital satisfaction, positive affectivity and negative affectivity to predict their physical health at Time 2(R2=.265). In case of retired elderly, suggested for the psycho-social determenants of subjective well-being and physical health by occupational classification. The implications of this study and the suggestions for furture study were discussed.

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Retirement Planning by the financial management style (가계재무관리 유형에 따른 은퇴계획)

  • 김순미
    • Journal of the Korean Home Economics Association
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    • v.32 no.5
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    • pp.45-54
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    • 1994
  • The purpose of this study was to investigate the characteristics of financial management styles and retirement planning. The results of this study were as follows: Among respondents systematic managers feeling managers analyzing managers, and holistic managers were respectively 20.1%, 19.5%, 30.8% and 29.6% Several variables such as education total household income and occupation had significant differences by the financial management style. Within the group of retirement planner analyzing manager held the first place whereas holistic manager ranked the first in non-planner group. Retirement planning age which is appropriate for starting to plan the degree of systematic retirement planning and life expectancy had significant difference by the financial management style.

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Factors on Continuing Participation in the Eldrly Employment Program with the Semi-Elderly (준고령자의 노인일자리사업 참여 지속성 요인)

  • Kim, Je-Sun;Kim, Sun-Woong
    • The Journal of the Korea Contents Association
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    • v.16 no.4
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    • pp.718-728
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    • 2016
  • The purpose of this study is how the semi-elderly have been participated in the elderly employment program, and to find what are the factors influencing their keeping on the work since retired from the Lavor market. To convert the Row-data obtained from Korea Labor Force Development Institute for the aged, 13,370cases were used to analyze finally. The date analysis was applied with Frequency, percentage, mean, standard deviation, correlation and Logistic regression using program of SPSS 18.0. The analysis is shows that semi-elderly who had participated in more than 270 days a year in elderly employment program formed 41.2%. The most important factor that the semi-elderly have been participated in working is payment, and others are gender, solitary life, motivation of working and type of elderly employment program. Based on the results of this study, We conducted policy suggestion to achieve the purposes of elderly employment program and to make income from it, for semi-elderly retiring from the labor market.

Classification of Silver Farming Types and Investigation of Proper Crop for Silver Farmers (실버농업의 유형분류 및 적합작목 탐색)

  • Kang, Kyeong-Ha;Yoon, Soon-Duck;Kang, Jin-Ku
    • Journal of Agricultural Extension & Community Development
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    • v.14 no.2
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    • pp.301-328
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    • 2007
  • The purposes of this study were to classify the silver farming types and to investigate proper crops for silver farmers. Data were collected from 408 farmers returned from the urban area. Descriptive statistics were employed using SPSS/PC windows program. After then, researchers discussed the silver farming patterns and their proper crops, and tried to analyze the silver farming model. Major results were as follows: The farming aims of retirees, urban residents as well as farmers returned from the urban area were various from hobby/ leisure to income generating activities. Fourteen types of silver farming were classified by farming aim and residential area of retirees. Retirees in the hobby/leisure-oriented silver farming type can select and enjoy the various plants, animals, and insects as well as crops due to their small scale. Silver farmers in the self-sufficiency type may select crops for their food. Income-oriented silver farmers may have difficulties in choosing the proper crop. They must consider their income needs, health status and field location. Profit-oriented silver farmers with venture mind can have some business opportunities in the agricultural sectors in spite of severe competition. As the aged silver farmers have poor health, they must keep work safety rules, use the proper work-aids, and utilize the labor-saving farming system.

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The Effect of Worker' Consumption Patterns on Depression: Focusing on Baby-boomers (경제활동참여 베이비부머의 소비유형과 우울의 관계)

  • Park, Seo-Young;Hong, Song-Iee
    • Journal of Digital Convergence
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    • v.16 no.1
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    • pp.439-452
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    • 2018
  • This study aims to empirically structure the patterns of consumption and their effects on depression among the employed baby-boomers who were born in 1955 to in 1963. We used the 5th wave of Korea Retirement and Income Study(KReIS) in 2013 (n=2,585). The Latent Profile Analysis(LPA) estimated the empirical patterns of consumption and then a multiple regression analyzed the effect of consumption patterns on depression. The LPA results showed that the consumption patterns consist of four groups: Basic life-oriented class, Social life-oriented class, Home-based lifestyle class, and Advanced consumption-oriented class. The working baby boomers' depression was associated with their consumption patterns. Specifically, the social life-oriented class showed significantly lower depression than the basic life-oriented class and advanced consumption-oriented class. Other associates with higher levels of depression were found as lower education, having no spouse, lower self-rated health, higher levels of physical limitation, having a diagnosed disability, lower satisfaction with leisure activities, lower income, and lower subjective economic status in this study. Based on the results of this study, we propose the need for specialized financial intervention better for baby-boomers' retirement preparation in Korea.

Understanding elderly's travel pattern based on individual trip trajectory using smart card data (스마트카드 데이터를 활용한 통행궤적 기반 고령인구 통행유형 분류)

  • Lee, Ju-Yoon;Kang, Young-Ok
    • Journal of Cadastre & Land InformatiX
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    • v.52 no.2
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    • pp.153-169
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    • 2022
  • With the extension of the average life span and the rapid aging of the population, defining elderly population as a single group is difficult as the physical, economic and social conditions of individual have become different. Therefore, policies that take into account the characteristics of each group are required. The purpose of this study is to classify individual travel types and to analyze the characteristics of each travel type, based on individual public transportation trajectory data as known as smart card data. Among the four classified types, the long-distance low-frequency stay type and the short-range medium-frequency mobile type show external activity traffic characteristics for retirement leisure, while the long-distance high-frequency stay type and the long-distance high-frequency mobile group include regular commuting. Traffic variability and residence areas of stay were identified in terms of each classified travel type. The results of this study provide the important suggestions for establishing a transportation policy that takes into account the characteristics of each type of elderly population in Seoul.