• Title/Summary/Keyword: 보험산업

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화재원인조사실무 - 휴대형 전동드라이버의 화재원인 판정

  • Choe, Chung-Seok
    • 방재와보험
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    • s.112
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    • pp.30-37
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    • 2006
  • 전기화재는 조사 및 분석이 일반화재에 다른 출화 형태를 갖고 있다. 산업현장에서 널리 사용되고 있는 휴대용 전동드라이버의 연속패턴, 단면구조, 인접한 전화선의 열화특성 등을 분석하여 소손원인을 보다 과학적으로 입증하고자 한다.

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EIU 설문 조사 - 보험ㆍ금용 산업, '변혁기' 도래

  • Korea Database Promotion Center
    • Digital Contents
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    • no.6 s.49
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    • pp.59-59
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    • 1997
  • 첨단 정보통신 기술의 발달로 전산업 분야가 급격한 변화를 겪고 있는 가운데 보험업계에서도 업무형태나 고객관리 등의 측면에서 과거와 뚜렷이 구별되는 변화가 도래할 것이라고 최근 한 조사에서 밝히고 있어 관심을 끌고 있다.

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탐방 - 풍양산업주식회사

  • Jeong, Yu-Geun
    • 방재와보험
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    • s.27
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    • pp.28-29
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    • 1985
  • 불과 5개월 간격으로 두차례나 화재를 겪은 풍양산업(주) 남다른 불운을 당하고도 이를 잘 극복한 이 업체의 모습은 전화위복의 귀감으로 삼을 만하다. 화재사고 후 전임직원이 합심 노력하여 재기는 물론 전반적인 불경기속에서 오히려 더 높이 도약하고 있는 모범산업체를 찾아가 본다.

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부품 및 소재의 신뢰성 보험 상품에 관한 연구

  • Hong, Yeon-Ung
    • 한국데이터정보과학회:학술대회논문집
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    • 2003.05a
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    • pp.15-17
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    • 2003
  • 부품 및 소재산업의 육성을 위하여 2003년 4월부터 운영되는 신뢰성보험사업과 관련된 각종 제도를 검토하며, 신뢰성보험의 개념, 담보하는 위험의 분류, 운영체계 및 상품의 설계내용에 대하여 알아본다.

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업계탐방 - 한국농업기계 발전과 함께 해온 대동공업(주)

  • Lee, Mi-Suk
    • 방재와보험
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    • s.138
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    • pp.54-57
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    • 2010
  • 이번호에서는 우리나라 행방 직후 경운기를 시작으로 각종 농기계를 생산하여 농촌의 근대화 및 기계산업 발전에 기여한 대동공업(주)을 방문하고, 이곳의 안전을 책임지고 있는 김기욱 과장을 만나 보았다.

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"연구실안전환경조성법"의 배경과 주요 내용

  • Lee, Sang-Min
    • 방재와보험
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    • s.120
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    • pp.6-10
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    • 2007
  • 지난 2005년 3월에 재정되 "연구실안전환경조성법"은 과학기술관련 연구실에 대한 특화된 안전과리체계의 수립과 더불어 산업재해로 인정받지 못해 충분한 보상을 받을 수 없었던 연구실 사고피해에 대한 보상내용을 담고 있다.

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Compensation for Personal Injury and the Insurer's Claim for Indemnity - Focused on the NHIC's Claim for Indemnity - (인신사고로 인한 손해배상과 보험자의 구상권 - 국민건강보험공단의 구상권을 중심으로 -)

  • Noh, Tae Heon
    • The Korean Society of Law and Medicine
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    • v.16 no.2
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    • pp.87-130
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    • 2015
  • In a case in which National Health Insurance Corporation (NHIC) pays medical care expenses to a victim of a traffic accident resulting in injury or death and asks the assailant for compensation of its share in the medical care expenses, as the precedent treats the subrogation of a claim set by National Health Insurance Act the same as that set by Industrial Accident Compensation Insurance Act, it draws the range of its compensation from the range of deduction, according to the principle of deduction after offsetting and acknowledges the compensation of all medical care expenses borne by the NHIC, within the amount of compensation claimed by the victim. However, both the National Health Insurance Act and the Industrial Accident Compensation Insurance Act are laws that regulate social insurance, but medical care expenses in the National Health Insurance Act have a character of 'an underinsurance that fixes the ratio of indemnification,' while insurance benefit on the Industrial Accident Compensation Insurance Act has a character of full insurance, or focuses on helping the insured that suffered an industrial accident lead a life, approximate to that in the past, regardless of the amount of damages according to its character of social insurance. Therefore, there is no reason to treat the subrogation of a claim on the National Health Insurance Act the same as that on the Industrial Accident Compensation Insurance Act. Since the insured loses the right of claim acquired by the insurer by subrogation in return for receiving a receipt, there is no benefit from receiving insurance in the range. Thus, in a suit in which the insured seeks compensation for damages from the assailant, there is no room for the application of the legal principle of offset of profits and losses, and the range of subrogation of a claim or the amount of deduction from compensation should be decided by the contract between the persons directly involved or a related law. Therefore, it is not reasonable that the precedent draws the range of the NHIC's compensation from the principle of deduction after offsetting. To interpret Clause 1, Article 58 of the National Health Insurance Act that sets the range of the NHIC's compensation uniformly and systematically in combination with Clause 2 of the same article that sets the range of exemption, if the compensation is made first, it is reasonable to fix the range of the NHIC's compensation by multiplying the medical care expenses paid by the ratio of the assailant's liability. This is contrasted with the range of the Korea Labor Welfare Corporation's compensation which covers the total amount of the claim of the insured within the insurance benefit paid in the interpretation of Clauses 1 and 2, Article 87 of the Industrial Accident Compensation Insurance Act. In the meantime, there are doubts about why the profit should be deducted from the amount of compensation claimed, though it is enough for the principle of deduction after offsetting that the precedent took as the premise in judging the range of the NHIC's compensation to deduct the profit made by the victim from the amount of damages, so as to achieve the goal of not attributing profit more than the amount of damage to a victim; whether it is reasonable to attribute all the profit made by the victim to the assailant, while the damages suffered by the victim are distributed fairly; and whether there is concrete validity in actual cases. Therefore, the legal principle of the precedent concerning the range of the NHIC's compensation and the legal principle of the precedent following the principle of deduction after offsetting should be reconsidered.

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