• Title/Summary/Keyword: 도덕적 책임

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은행산업의 위험분산과 도덕적해이에 관한 연구

  • Lee, Seok-Won
    • The Korean Journal of Financial Studies
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    • v.6 no.1
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    • pp.269-287
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    • 2000
  • 본 연구에서는 미국 상장은행의 자산 부채포오트폴리오 구성의 위험분산(risk diversification)과 도덕적해이(moral hazard)에 관한 실증적 분석을 행하였다. 실증적 분석의 결과 은행의 금기(今期)의 위험분산과 금기(今期) 이후의 위험추구 간에는 유의적인 양(陽)의 관계가 있음을 발견하였다. 즉 위험분산의 정도가 커서 투자가들로부터 파산가능성이 낮을 것으로 여겨지며, 따라서 위험증가에 따른 자본조달비용(예금이자율)의 증가라는 시장에서의 억제기능(market discipline)이 효과적으로 부과되지 못하는 은행들은 이러한 이점들을(특히 시장관련-체계적) 위험성이 높은 정책을 추구함으로써 수익을 증가시키려는 도덕적해이의 동기를 가지고 있음을 알 수 있었다. 선행연구에서의 논리대로 은행규모의 대형화가 자산 부채포오트폴리오 구성의 위험분산을 크게 하는 주요한 원인 중의 하나라면, 본 연구에서의 결과는 은행산업의 불건전한 재무구조와 그로 인한 금융질서의 혼란, 나아가 국가경제 전체의 혼란을 겪고 있는 한국 금융산업의 현주소, 즉 부실은행을 퇴출시키고 인수 합병에 의한 대형선도 은행(leading banks)중심으로 은행산업을 재편하는 한국금융산업의 구조조정에 있어 간과되어서는 안 될 중요한 정책적 시사점을 제시해 주고 있다고 하겠다. 즉 도덕적해이의 감소에 대한 제도적인 유인장치가 없는 단순한 인수 합병에 의한 은행의 자산규모의 증가가 반드시 은행산업의 구조적 안정에 기여할 것이라고 기대할 수는 없을 것이다. 대형은행의 자산 부채포오트폴리오 구성의 위험분산의 이점과 이로 인한 투자가들의 대형은행의 위험추구행위에 대한 감시동기의 부족, 이로 인한 도덕적해이가 필연적으로 발생하는 현상이라면, 도덕적해이의 감소에 대한 추가적인 유인책 없는 단순한 자산규모의 증가는 인수 합병을 통하여 탄생한 대형선도 은행들의 또 다른 도덕적해이를 낳을 가능성이 크기 때문이다.

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과학과 윤리 특별기고 - 과학기술자의 사회적 책임

  • Song, Bong-Ho
    • The Science & Technology
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    • v.30 no.5 s.336
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    • pp.22-23
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    • 1997
  • 과학기술 개발에 참여하는 사람은 자신이 하는 활동의 결과가 초래할 수 있는 윤리적 함의를 생각하지 않으면 안된다. 어떤 기술이 인류에게 큰 해악을 끼치는데 사용되었다면 그 기술이 개발한 사람이 그럴 가능성을 전혀 몰랐다고 변명하는 것은 무책임하고 비도덕적인 처사이다.

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Mass Media's Social Responsibility and Accountability: Focusing on Hutchins Report(1947) and Media Normative Theory (매스미디어의 사회적 책임과 어카운터빌리티: 허친스 보고서(1947)의 재고할 및 규범이론으로의 변천과정을 통해 본 현재적 의의와 과제)

  • Jung, Soo-Young
    • Korean journal of communication and information
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    • v.47
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    • pp.23-49
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    • 2009
  • The purpose of the study is to suggest contents, and a range of a Nonnative Theory and a practice for overcoming a crisis of the Mass media. In order to achieve the purpose of the study, a limitation and implication of Social Responsibility Theory was looked into by investigating a Hutchins Report. Hutchins Report suggested the related points at moral duty and legal obligation in implementing mass media's Social Responsibility and Accountability, with relations in publics and community. However, within a view point of a lack of Accountability, Social Responsibility Theory limited responsibility to the realm of 'function', 'self-regulation' and 'self-ethics', In order to promote mass media's quality and serve to rehabilitate its reliability under the pluralistic media system, the contents of Social Responsibility and its scope should be suggested. Media Accountability is a starting point to draw out the contents and scope of Social Responsibility and also a valid democratic plan for mass media to 'social self-regulation' through the mutual communication with civil society. For future Social Responsibility and Media Accountability that is suitable for various mass media, and contents and a range should be defined.

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Christian Religious Education's Enchanting Duty : A Curriculum of Hope from the Underside of Civic Polarization, Moral Disimagination, and Learned Helplessness (책임을 노래하는 기독교적 종교교육 : 시민적 양극성, 도덕적 무감각, 학습된 무력감의 저변에서 시작된 희망의 교육과정)

  • Le Tran Mai Anh
    • Journal of Christian Education in Korea
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    • v.77
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    • pp.7-27
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    • 2024
  • This study addresses the crucial role of Christian Religious Education (CRE) amidst civic polarization, moral disimagination, and learned helplessness. It begins her personal background as a 1.5-generation Vietnamese American and her academic engagement in immigrant faith and the challenges of teaching faith in violent contexts. The work underscores the public dimension and impact of religious education, highlighting its potential for fostering critical capacities for public engagement. However, that study observes a prevalent disconnection between congregational culture and the aim of public engagement, leading to a form of learned helplessness among students and communities. The researcher draws on Paulo Freire's concepts of "critical hope" and the need for a curriculum that transcends mere content delivery to foster transformative engagement with societal issues. The document critiques the disimigination machine that undermines critical thinking and collective resistance, as articulated by Henry Giroux, and explores the concepts of "learned helplessness" as a barrier to environmental and social activism. The researcher advocates for a theopoetic and theopolitical approach to education that nurtures hope and practical engagement with the world's injustice. She emphasizes small acts of theopoetic and theopolitical hope as transformative practices, using an example from Ferguson, Missouri, to illustrate how public liturgy and protest can mediate hope and justice. The document concludes with a call for a life-long, life-wide, and life-deep curriculum of enchantment towards responsible participation in societal repair, rooted in Christian hope.

컴퓨터 윤리에 있어서 개인의 사생활 보호 및 윤리의식 확립방안에 관한 연구

  • 이향숙;조광주;이내준
    • Proceedings of the Korea Society for Industrial Systems Conference
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    • 2002.06a
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    • pp.425-432
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    • 2002
  • 오늘날 컴퓨터는 우리 사회 전 분야에 걸쳐 중요한 기능을 담당하고 있으며, 20세기 초에 컴퓨터가 만들어진 이후로 인류사회는 여러 분야에서 이들 컴퓨터에 의한 새로운 조류를 경험하고 있다. 이들 정보화의 도래는 우리의 생활 전반을 변화시키고 있으며, 이들 변화의 물결 속에서 우리는 긍정적인 영향과 아울러 부정적인 영향이 동시에 공존하는 사회를 경험하고 있다. 특히, 컴퓨터의 발달과 정보화 시대의 도래는 무한한 정보를 공유할 수 있는 유익한 공간을 제공하는 동시에 프라이버시 침해 등 많은 범죄의 온상이 되는 공간을 제공하는 이중성을 보이고 있다. 우리의 선택여하에 관계없이 이미 우리는 정보화 환경에 속하게 되었으며, 이로써 발생되는 많은 문제점을 인식하고 해결해 나가야할 책임과 의무가 불가피한 것으로 여겨진다. 따라서 본 논문에서는 컴퓨터 사용에 있어서의 많은 폐해들을 기술적인 측면을 뛰어넘어 보다 근본적인 문제인 윤리의식에 초점을 맞추어 그 대응방안 및 해결책을 모색하고자 하였다. 즉, 컴퓨터 윤리의식에 대한 학자들의 많은 논쟁들을 비교분석하고 나아가 바람직한 도덕적 미래를 위해 가능하거나 필요한 현실적 노력들을 제시하도록 한다.

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The Responsibilities of the Science Technology and the Ethics of the Climate Changes (기후변화에 대응하는 과학기술의 책임과 기후변화윤리 - 책임을 중심으로 -)

  • Byun, Sunyong
    • The Journal of Korean Philosophical History
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    • no.28
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    • pp.7-34
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    • 2010
  • The ethical problems related to climate changes have basically different character from the ethical problems which we have experienced until now. In order to approach ethical problems of climate changes for forseeing, mitigating and adapting many complicated situations which result from climate changes we should breake away from the point of anthropocentrism at first. Secondly, the education of the ethics of climate changes is very important in all levels of schools. It is very important and urgent to decide what and how we should teach. Finally, the sustainability has important role in the justification of why and what we should take actions against climate changes.

The Effect of CSR Authenticity on Organizational Attractiveness for Job seekers: Value Congruence as a Mediator and Moral Identity as a Moderator (CSR 진정성이 구직자의 조직매력도에 미치는 영향: 가치일치성의 매개효과와 도덕적 정체성의 조절효과)

  • Dooeun Shin;Young Woo Sohn
    • Korean Journal of Culture and Social Issue
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    • v.30 no.2
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    • pp.101-120
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    • 2024
  • Due to the expanding roles of corporations, the significance of Corporate Social Responsibility (CSR) has escalated, fostering continued efforts for organizations to integrate CSR into the context of recruitment. Additionally, demand for CSR authenticity is increasing. Damaged CSR authenticity can give rise to negative consequences, but research on the CSR authenticity is lacking, particularly within the realms of job search and recruitment. Consequently, this study aimed to investigate whether organizational attractiveness varies with CSR authenticity (high CSR authenticity, low CSR authenticity, and control conditions) through a scenario design. Additionally, the study examined the mediating effects of value congruence, as well as the moderating effect of moral identity in this relationship. Conducted among 300 undergraduate students, the results indicated that the organizational attractiveness was highest in the high CSR authenticity condition, followed by the control condition, and the lowest in the low CSR authenticity condition. However, the difference between the high CSR authenticity condition and the control condition was not statistically significant. PROCESS macro was employed to analyze the mediating model of value congruence. The results revealed that the mediating effect of value congruence was significant across all conditions. In sequence, examining the moderating effect and the moderated mediating effect of moral identity, it was found that these effects were significant in the high CSR authenticity condition in comparison to the other conditions. The findings of this study suggest the importance of considering CSR authenticity in the context of job search and recruitment and also, provides an insight into the mechanism through which CSR authenticity influences organizational attractiveness.

Intelligence and Virtue for Happy Democratic Citizens (행복한 민주시민의 지성과 덕성)

  • Kim, Dong-il
    • Journal of Korean Philosophical Society
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    • v.146
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    • pp.25-48
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    • 2018
  • Starting from common sense that happiness is a state where needs are satisfied, this paper suggests the intelligence and the virtues for democratic citizens. The fact that human beings exist, relate to each other, and undertake activities which can become of moral worth when joined by autonomy, equality, and responsibility, respectively, is explained. It is also discussed that happy citizens should be able to exist autonomously in the face of political power, make an equal relationship with political power and fellow citizens, and undertake responsible activities. Lastly, it is suggested that happy citizens should be able to understand the plurality of value-contents, the similarity of value-forms, and the possibility of value-realization, and then be equipped with self-respect, mutual respect, and law-respect.

Frame Analysis of Corona-19 News on Korean Public Broadcasting System: Focused on KBS (한국 공영방송의 '코로나19' 관련 보도의 프레임 분석: KBS <뉴스 9>를 중심으로)

  • Pyo, Siyoung
    • The Journal of the Korea Contents Association
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    • v.20 no.12
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    • pp.112-122
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    • 2020
  • This study analyzed how KBS's 'Type and Format', 'Professionalism' and 'Infectious Disease-related Issues' appear in the media news related to Corona-19 under the three periods of 'discovery', 'diffusion' and 'recovery'. According to an analysis of a total of 473 media news, In all three periods, 'Straight Report' and 'Information Delivery Frame' were high to inform the truth of the infectious disease. In addition, the 'transmission of facts' frame was more used than the emotional transmission in reporting the risk situation. However, the proportion of 'moral evaluation frames' in the second phase was relatively high, and the proportion of non-professional journalists was still overwhelmingly higher than professional journalists. Meanwhile, infectious disease-related issues had the most content on 'infection control', and relatively little information on how to deal with them. Based on the above findings, this study suggested the implications of 'Increased in-depth and professional press coverage', 'Refrain from moral evaluation frames' and 'a comprehensive presentation of various infectious disease-related information'.

Factors Influencing Communicative Action on Donation Behavior: Based on the Extended Situational Theory of Problem Solving (기부행위에 대한 커뮤니케이션 행동의 영향요인 연구: 문제해결 상황이론의 확장을 토대로)

  • Park, Narim;Sung, Dong-Kyoo
    • The Journal of the Korea Contents Association
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    • v.17 no.3
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    • pp.238-252
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    • 2017
  • In the digital media environment, individuals' information behavior about donation has been more interactive than ever. This study tried to figure out which factors impact communicative actions, based on the situational theory of problem solving(STOPS) in the donation situation for children with a rare incurable disease. This study tried to figure out the instrumental role of communicative action in donation situation. The findings from the survey(N=524) revealed that problem recognition and involvement recognition have a positive influence on a situational motivation, while constraint recognition had a negative influence. A referent criterion and a situational motivation have a positive influence on communicative actions. Also, a perceived moral obligation and a anticipated guilt have additional explanation of situational motivation for children with a rare incurable disease.