• Title/Summary/Keyword: 대출시스템

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Variables Affecting Circulation of Library Collections: Using Latent Growth Model (도서관 대출권수에 영향을 미치는 변수에 관한 연구 - 잠재성장모형을 이용하여 -)

  • Sungjae, Park
    • Journal of the Korean Society for Library and Information Science
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    • v.56 no.4
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    • pp.455-472
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    • 2022
  • The purpose of this study is to analyze variables affecting the number of circulated books which is one of the indicators representing the library use behavior. For the analysis, 2015-2019 data for public libraries was acquired from the National Library Statistics System. The Latent Growth Model estimating a latent intercept and a latent slop based on the individual library trajectories was applied. The results are as followed; first, the circulation rate tends to be decreased. Second, the most affecting factor on the library circulation decrease was the collection budget. This study suggests increasing a collection budget in order to prevent the library circulation decrease while the library is operating in a daily routine.

Analysis of the Korean Real Estate Market and Boosting Policies Focusing on Mortgage Loans: Using System Dynamics (주택담보대출 규제 완화에 따른 부동산시장 영향 분석: 시스템다이내믹스 모형 개발)

  • Hwang, Sung-Joo;Park, Moon-Seo;Lee, Hyun-Soo;Yoon, You-Sang
    • Korean Journal of Construction Engineering and Management
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    • v.11 no.1
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    • pp.101-112
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    • 2010
  • The Korean real estate market currently is experiencing a slowdown due to the global economic crisis which has resulted from subprime mortgage lending practices. In response, the Korean government has enforced various policies, based on intend to deregulate real estate speculation, such as increasing the Loan to value ratio (LTV) in order to stimulate housing supply, demand and accompanying housing transactions. However, these policies have appeared to result in deep confusion in the Korean housing market. Furthermore, analyses for housing market forecasting particularly those which examine the impact of the international financial crisis on the Korean real estate market have been partial and fragmentary. Therefore, a comprehensive and systematical approach is required to analyze the real estate financial market and the causal nexus between market determining factors. Thus, with an integrated perspective and applying a system dynamics methodology, this paper proposes Korean Real Estate and Mortgage Market dynamics models based on the fundamental principles of housing markets, which are determined by supply and demand. As well, the potential effects of the Korean government's deregulation policies are considered by focusing on the main factor of these policies: the mortgage loan.

An Overview and Countermeasure Study on the Remuneration System of Public Lending Right (공공대출권 보상제도의 운영현황과 대응방안연구)

  • 정현태
    • Journal of Korean Library and Information Science Society
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    • v.33 no.4
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    • pp.19-35
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    • 2002
  • European Union has recently encouraged its member states to enforce the Public Lending right that is a remuneration system for free lending service in public libraries. This study reviews the problem and the actual conditions of Public Lending Right System which is systematized in European Union and a few advanced countries. By analyzing the present state of many states which is running the public lending right system, this study also explores a reasonable compensation system which remunerate a copyrighter for his rending right md ensure the fair use tradition in libraries.

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A Study on Applications of Book Big Data to Map-Reduce Model by Keyword Mapping (키워드 매칭에 의한 도서 빅데이터의 맵리듀스 모델 적용에 관한 연구)

  • Kim, Tae-Jin;Lee, Jae-Woong;Seo, Jeong-Woo;Kim, Mihye;Gil, Joon-Min
    • Proceedings of the Korea Information Processing Society Conference
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    • 2015.10a
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    • pp.247-249
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    • 2015
  • 본 논문에서는 하둡 플랫폼의 맵리듀스 모델에 기반하여 도서관 이용자들이 자주 대출하는 도서와 키워드 매칭을 통해 연관성이 높은 도서들을 추출하고 추천해 주는 도서 대출 추천 시스템을 구현 개발한다. 구현 개발된 시스템은 빅데이터의 특징을 갖는 도서관의 대출 로그 데이터로부터 타겟 도서와 유사한 키워드를 갖고 자주 대출되는 도서를 찾아 이용자에게 제공해 준다.

Analysis of Current Situation of University Student Loans Based on Bigdata (빅데이터 기반 대학생 학자금 대출 현황 분석)

  • Kim, Jeong-Joon;Jang, Sung-Jun;Lee, Yong-Soo
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.19 no.5
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    • pp.229-238
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    • 2019
  • Before the scholarship loan system was implemented at the Korea Scholarship Foundation, the government's role was strengthened by the direct lending of student funds to banks and other financial institutions. However, the low repayment performance of student loans has raised concerns over the future of student loans and the government's financial burden. Moreover, since student loans are repaid even after graduating from college to support low-income families, it is highly unlikely that the repayment rate of student loans will improve unless the employment rate and income level of the borrower improve. In this paper, the final visualization graph is presented of the repayment amount of the student loan through the collection, storage, processing and analysis phase in the Big Data-based system. This could be the basis for visually checking the amount of student loans to come up with various ways to reduce the burden on the current student loan system.

An Acquisition Policy Study by the Use Survey of a Public Library: Focused on the Analysis of Circulation Records of the H-public Library Users in 2007 (이용조사를 통한 공공도서관의 수서정책에 관한 연구 - H도서관 이용자의 2007년 대출기록을 중심으로 -)

  • Yoo, Kyeong-Jong;Park, Il-Jong
    • Journal of the Korean Society for Library and Information Science
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    • v.42 no.2
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    • pp.371-392
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    • 2008
  • The books and circulation-related data in the Online Public Access Catalog System of the H-Public library were collected and analyzed in this paper. The methods which may be applied to the Customer Relationship Management in a public library based on the results were also suggested here. Collected data were 57,927 bibliographic data of books, 11,871 patron data and 27,145 circulation records. The type of collections. circulation frequencies, total number of circulated books, publication year, and use factor as relation factor from the analyzed data of circulation records were extracted. They were also analyzed, and verified by various statistical methods such as correlation coefficient, non-parametric method, etc.

Web-based Books Location Visualization System (웹기반 도서 위치 시각화 시스템)

  • 김동현;박가연;송승헌;김응곤
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.7 no.6
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    • pp.1217-1223
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    • 2003
  • Nowdays, people who want to lend books in library have to use book-searching system in university homepage in Internet. After then, they must search signature, author and theme in order taking the book number. This kinks of lending procedure is true to take a long time for users who go to library from time to time to find books what they need directly so that they cannot help wasting time. On this thesis, the information system which provides the location of books is visualized in order to decrease inconvenience.

대출력 연속파 $CO_2$ 레이저의 국산화 개발

  • 안우희;조연옥
    • 전기의세계
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    • v.41 no.1
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    • pp.35-40
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    • 1992
  • 가공용의 대출력 CO$_{2}$ 레이저를 개발하여 이를 국산화시키기 위하여 광축과 횡방향으로 매질을 유동시키고 횡방향으로 여기시키는 연속출력 CO$_{2}$ 레이저를 설계하고 제작하였다. 현재까지 실험을 통하여 최대출력 2.4KW, 최고 효율 17%를 달성하였다. 이는 연구목표인 1KW를 상회할 뿐만 아니라, 국내 최초로 2KW이상의 레이저 연속출력을 발진에 성공함으로서 대출력 레이저 개발에 이정표를 세우는 계기가 되었으며, 효율면에서도 외국과 대등한 수준에 도달했다. 또한 이번 연구를 통하여 레이저의 운전을 중앙집중화할 수 있는 제어시스템을 개발함으로서 레이저 가공기의 상업화에 더욱 접근할 수 있게 되었다. 앞으로의 과제는 레이저 출력을 더욱 안정화시키고, 레이저 빔의 제어연구와 레이저에 의한 가공연구를 통하여 레이저 가공기의 완전한 국산화를 이룩하는 것이다.

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A Research on the Feasibility of Establishing the National Reciprocal Borrowing Scheme for Academic Libraries in Korea (우리나라 대학도서관의 국가대출체계 구축에 관한 연구)

  • Kwack, Dong-Chul;Shim, Kyung;Yoon, Cheong-Ok
    • Journal of Korean Library and Information Science Society
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    • v.39 no.1
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    • pp.5-32
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    • 2008
  • The purpose of this study is to investigate the feasibility of establishing the national reciprocal borrowing scheme for academic libraries in Korea. The national or regional borrowing schemes could be operated to further the resource sharing among academic libraries as an alternative or supplement to ILL. In this research, the characteristics of those borrowing schemes in other countries are discussed, and some strategic plans, including the organization in charge and the operating principles, are suggested for the national borrowing scheme in Korea.

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Evaluating the Success Factors of Microfinance : A Case Study of Grameen Bank (마이크로파이넨스 성공요인 연구 : 그라민 은행 사례)

  • Nargis, Farhana;Lee, Sang-Ho;Kwon, Kyung-Sup
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.7 no.3
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    • pp.65-73
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    • 2012
  • Microfinance has been an important tool for the economic growth and poverty alleviation. But the success factors and risk factors have not been synthesized in academic literature. This article has paid attention to success factors and potential risk of the Grameen Bank. Grameen Bank methodology is almost the reverse of the conventional banking methodology. Conventional banking is based on the principle that the more you have, the more you can get. Founder of Grameen Bank, Professor Yunus pointed out that, "The least you have the highest you have the priority to receive a loan". On the basis of theoretical literature, there have been different kinds of success factors of microfinance observed in this paper. Key success factors of Grameen Bank are like these: innovation, strict administrative structure, adaptation and learning practice, incentive system. Complementary services such as business consulting and brokerage will contribute to borrowers' economic performance development.

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