• 가정과삶의질연구
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• 제13권3호
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• pp.134-143
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• 1995

본 연구는 부채농가의 재정향상을 위한 경제적 대처행동의 양상과 그 관련요인을 규명하고자 하였다. 이를 위해 충남지역 농촌가계들을 대상으로 수집한 자료를 이용하였는데 대처행동을 파악하기 위해서 요인분석을 대처행동에 대한 부채관련변수의 관련성을 보기 위해서 분산분석을, 관련변수들의 독립적인 영향력을 검증하기 위해서는 중회귀분석을 시행하였다. 주요 연구결과는 다음과 같다. (1) 농촌가계의 경제적 대처행동은 6개 속성으로 분류되 었으며 '소극적 노력', '절약 및 노동력활용', '적극적노력', '재정관리', '의존적 행동', '한계적 행동'의 순으로 자주 수행하는 것으로 밝혀졌다. (2) 부채관련변수 중에서 총부채액, 부채부담, 부채부담감은 각 대처행동에 대해서 다소 다른 관계를 보였다. 소득대비 부채상환액과 소득 대비 부채상환요구액으로 측정한 부채부담은 대처행동에 대해서 그 효과가 서로 다르게 나타났다. (3) 대처행동에 대한 독립적인 영향요인으로 밝혀진 부채관련변수와 소득 및 자산관련변수, 인구통계적 특성변수, 환경적 특성변수들은 각 행동에 대해 그 영향력이 다르게 나타났다.

• 한국의류학회지
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• 제28권7호
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• pp.939-949
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• 2004

The purpose of this study was to analyze clothing expenditure patterns of urban, rural/farm, and rural/non-farm households. A sample of 23,994 households was selected from the 1996 National Survey of Household Income and Expenditure, and 1996 Farm Household Economy Survey. Frequency and regression analyses were used. Major findings were: 1) clothing expenditure of rural/farm households were significantly lower than that of urban and rural/non-farm households; 2) in terms of clothing expenditure by categories, urban and rural-non-farm households have similar expenditure pattern; 3) clothing expenditures relative to income were lower than 1 for all three groups; 4) clothing expenditures relative to total income for urban and rural/non-farm households were higher than 1, while that for rural/farm households was lower than 1; 5) a major factor explaining clothing expenditure differences between urban and rural consumers was the household head＇s occupation.

• 한국지역사회생활과학회:학술대회논문집
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• 한국지역사회생활과학회 1999년도 농촌여성의 능력개발과 복지증진 방안 심포지엄(A Symposium on the Development and Welfare for Rural Woman)
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• pp.49-64
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• 1999

농촌생활의 질의 풍요로움을 연구하기 위한 일환으로 농가 생활경영을 시점으로 한 농업겨영과 농가주부의 관계, 가사운영과 가계관리를 중심으로 살펴 본 결과를 요약하면 다음과 같다. 첫째, 농업경영과 주부와의 관련에 대해 우선 열거할 수 있는것은 생산 노동력의 분담상황에서의 주부노동의 실태이다. 전체평균에서 78.1%의 주부가 남편과 함께 기간노동에 종사하고 있었으며, 농업생활에서 주부의 역할리 매우 큼을 단적으로 지적해 주는 것이었다. 그리고 종사하는 종작업과 경영 참여의 내용은 다양하다. 그 결과 시간적으로 본 주부 담당의 가사작업은 농번기와 농한기의 시기에 영향을 크게 받고 있음을 알 수 있었다. 둘째, 가계관리상의 문제점으로 자녀의 교육비나 교제비의 부담이 거론되었고, 수입의 불규칙, 빚과 부채의 부담이 큰 문제로 지적되었다. 셋째, 가정생활의 만족도, 지역생활의 만족도는 모두 만족과 불만의 중간을 보였다. 가정생활에서의 만족도에서 평균점 보다 낮은 항목은 가족 동반의 식사, 부부대화, 내구소비재의 순이었고, 지역생활환경에 관하여는 보건소, 병원에 관하여는 불만족스러운 대답을 보였다. 넷째, 농작업의 효율화 대책은 기계화, 조직화, 공동화, 작업의 계획화이었으며, 가사노동에 있어서는 "주부의 농작업 감량대책"과 함께 "가족의 협력에 의한 가사분담","가족이 신변의 것을 스스로 한다","가사작업의 계획화"등이 요구되어진다.

• 대한가정학회지
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• 제45권9호
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• pp.99-111
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• 2007

The purpose of this study was to find the effects of reverse mortgage including lands for rural elderly households. The data were drawn from 2005 Farm Household Economy Survey. And 1,165 households, which householder age were 65 to 75 and owned lands, were selected. The major findings as follows; First, in the case of conducting mortgage using only lands in rural area, the average substitute rate of current consumption was found to be over 100%(LTV=100%). This result implied that the conducting mortgage with land could be very effective for enhancing economic well-being of rural elderly households. Second, in the case of conducting mortgage using only shelters in rural area, the average substitute rate of current consumption was found to be only 25.7% (LTV=100%). This result implied that the conducting mortgage with only shelters could be no use for enhancing economic well-being of rural elderly households. Third, with FTA, it is time to rebuild agribusiness from small farm with family business to scale of farm business. It is expected the mortgage system with lands may very effective for not only enhancing economic well-being of rural elderly households, but for better farm business.

• 한국생활과학회지
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• 제7권1호
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• pp.85-95
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• 1998

The main purpose of this study was to investigate the relationship between financial management behavior and subjective level of consumption of rural households. In this study, financial management behavior was defined to include 'budgeting' and 'expenditure management'. Data were collected from the 215 rural households in 13 different provinces of Chungnam, and 203 households were used for the analysis. Frequency distribution, means, and path analysis were employed for the statistical analysis. Major findings were as follows. Budgeting behavior had a significant positive effect on rural households' subjective level of consumption, while expenditure management behavior didn't have any significant effect. This implies that active and systematic financial management behavior such as budgeting is more effective than relatively passive financial management behavior like expenditure management on the enhancement of economic well-being of rural households. Age, education, and number of non-farm earners had indirect effects on the subjective level of consumption through budgeting behavior. Income stability had a direct effect and income had both direct and indirect effects on the subjective level of consumption.

• 한국농촌생활과학회지
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• 제6권2호
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• pp.151-161
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• 1995

The objective of this study is to analyse consumption problems of the rural poor households. This is a succeeding work to the previous report on economic resource problems. Data from 154 rural poor house holds and 290 rural non-poor households were analysed to comprehend their consumption practices, financial management ability, consumer competence of homemakers, and market environments. The major findings and conclusions are as follows : 1. The rural poor households had deficit of 30, 000 won per month. They perceived relative importance of the educational expenses and food expenses and heavier pressure of educational expenses and light and water expenses than other items. 2. The rural poor households evaluated their financial management ability average like non-poor households but their level of consumer competence was lower than other households. This means their consumer efficiency is relatively low. 3. The rural poor households had similar grade of market environments to non-poor households. This is significantly different from urban households.

• 한국농촌생활과학회지
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• 제9권1호
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• pp.43-54
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• 1998

This study attempted to investigate the factors affecting financial status of the rural middle-aged and old-aged household. The results shelved that the significant variables which influenced on the probability of financial security measured by consumption to income ratio were sex and education level of the household head, family size, total income, total expenditure and total assets. The most influential variables on the probability of financial security measured by liquidity ratio was liquid assets, and total assets. Education level of the household head. liquid assets, total assets, and total debt had significant effects on the probability of financial security estimated by debt burden ratio. Among the economic variables, only liquid asset had significant negative effects on the probability of financial security assessed by the capital stock ratio.

• 한국농촌생활과학회지
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• 제6권1호
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• pp.73-84
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• 1995

The objective of this thesis is to analyse empirically the economic resource problems of the rural poor households. Data from 444 rural sample households in four provinces, divided into two subgroups, the poor and the non-poor households, were analysed and compared. The owned arable land size, level of agricultural and non-agricultural income, assets, debts and the sufficiency of living expenses of the poor households were measured and compared with those of non-poor households respectively. The significant findings and drawn conclusions are as follows : The rural poor households 1. tends to show smaller family size, older age and lower level of education of homemakers than the non-poor households, that might work as constraints to income sources and quality. 2. has not only small arable lands and agricultural income but also even smaller cash income, less than 50% of total income, with 27% of self-product consumption and depends more on non-agricultural income than the non-poor households. Such weakness of income structure might cause and increase the income instability of the rural poor households. 3. reveals significantly different level and components of assets from the non-poor households lower level of assets, less amounts of but more load of debt due to lower solvency that comes from low level of income and assets, higher debts for consumption and lower accessibility to credit. All these socio-demographic and economic characteristics of the rural poor households might have compound effects on the economic problems of the poor households and make vicious circle of poor.

• 농업생명과학연구
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• 제46권5호
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• pp.57-63
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• 2012

본 연구는 2004년부터 2011년까지 한국종축개량협회에서 듀록 품종에 대하여 수집된 40,657두의 검정 기록 및 이들과 혈연관계가 있는 47,974의 가계혈통정보를 이용하여 산육형질에 대한 유전모수를 알아보고자 연구를 실시하였다. 듀록의 산육형질에 대한 유전모수 추정은 고정효과로써 성, 동기우 그룹, 산차 및 검정종료시 개체나이(공변이), 임의효과로써 개체의 상가적 유전효과 및 잔차효과를 포함한 혼합모형 방정식을 구성하였으며, 분석은 리눅스 기반의 REMLf90 프로그램을 이용하여 다형질 분석을 실시하였다. 유전력은 90 kg 도달일령, 일당증체량, 등지방두께 및 등심단면적에서 각각 0.334, 0.340, 0.335 및 0.200로 추정되었다. 또한 형질간 유전상관의 결과를 살펴보면, 90 kg 도달일령과 일당증체량, 등지방두께 및 등심단면적에서의 유전상관이 각각 -0.992, 0.130, 0.358, 일당증체량과 등지방두께, 등심단면적 에서의 유전상관은 각각 -0.142, -0.361, 등지방두께와 등심단면적간에는 -0.243로 나타났다. 90 kg 도달일령과 일당증체량간에 고도의 부의 상관을 보였으며, 90 kg 도달일령과 등지방두께, 등심단면적은 중저도의 정의 상관을 보였으며, 나머지 형질간에는 부의 상관을 보였다. 듀록 선발시 산육형질간 유전상관을 고려한 개량목표 설정이 필요할 것으로 사료된다.

• 가정과삶의질연구
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• 제16권2호
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• pp.83-96
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• 1998

The purpose of this study was to investigate the level of assets and liabilities of farm households and to evaluate the financial status of rural middle-aged and old-aged household using financial ratios. For these purposes an empirical survey data was gathered from rural middle-aged and old-aged households in 8 provinces using structured questionnaires. 877 households data were used in final analysis. The statistical methods used for data analysis are frequency percentile mean The statistical methods used for data analysis are frequency percentile mean median standard deviation $\chi$2 and t-test using SPSS/PC WIN program. Among financial ratios 64.7% of total households could meet the guideline of consumption to income ratio 5.9% of total households could meet the appropriate level of short-term and long-term liquidity. In the case of debt burden ration 82% of total households could meet the guideline. And 28.5% of total households could meet the guideline of capital stock ratio .