• Title/Summary/Keyword: 노후생활 준비

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은퇴예정자의 사회적자본과 지적자본이 창업의지에 미치는 영향

  • Gil, Dae-Ho;Jeong, Hwa-Yeong;Kim, Myeong-Suk
    • 한국벤처창업학회:학술대회논문집
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    • 2017.04a
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    • pp.34-34
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    • 2017
  • 본 연구는 현재 사회적으로 은퇴 또는 명퇴가 보편화 되는 관점에서 과거 은퇴예정자들은 은퇴 후 창업계획에 대해 내재된 기술과 노하우가 있어도 상당수 창업성과로 이어지지 못하고 있으며, 창업의지가 있어도 기술창업과 연계되지 못하고 소상공인 위주의 생계형 창업이 보편화 되어왔다. 은퇴자들의 준비되지 못한 자영업창업은 자영업자들의 상황을 갈수록 어려워지게 하고 있다. 경기침체에 따른 내수부진과 대기업의 골목상권 진출확대 등으로 영세자영업부진은 자영업자 가구의 상대적 빈곤율이 갈수록 높아지고 있는 것으로 나타났다. 특히, 노후대책이 미흡한 베이비부머들이 자영업에 나서지만 대부분이 실패를 하고 있으며, 55세 이상 자영업가구 10가구 중 3가구 이상이 빈곤층에 속해 우리 경제의 문제점으로 지적되고 있다. 이처럼, 장기간 내재된 직장, 단체에서의 사회적자본이나 지적자본을 활용하지 못하고 어쩔 수 없는 자영업 소상공인 위주의 창업은 결국 과다출혈경쟁과 차별적 사업전략 없이 또 다른 사회문제점으로 발현되어 사회적문제와 미래에 지불해야할 또 다른 문제요소로 자라잡고 있는 현실이다. 이런 측면에서 은퇴예정자의 창업은 창업자가 잘 할 수 있고 고객니즈의 문제점에서 아이디어를 얻고 해결할 수 있는 기술창업이 대안이라 할 수 있다. 이러한 문제적 접근을 좀 더 면밀히 분석하고자 현재 직장인들 가운데 은퇴예정자들을 대상으로 그들이 그동안 직장생활하면서 얻게 된 시회적자본과 지적자본이 기업가정신을 매개로하여 창업의지에 어떻게 영향을 미치는가를 분석하는데 그 목적이 있다.

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A Study on the Socio-Cultural Patterns of Korean-Chinese New Words (한·중 인물지칭 신어의 사회·문화적 양상에 대한 고찰 -2017년~2018년 인기 신어를 중심으로-)

  • Wang, Yan;Zhu, Feng
    • Journal of Industrial Convergence
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    • v.20 no.9
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    • pp.39-45
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    • 2022
  • The new word for person designation is frequently used and spread in daily life. It reflects the new lifestyle or cultural phenomenon of the society. This study compared and analyzed the social and cultural phenomena based on the new words for person designation that emerged in Korea and China in 2017 and 2018. This study divided the words into three areas: personal life, family life, and work life and adopted qualitative analysis and control analysis. In Korea, various lifestyles pursuing happiness have emerged, and lots of consumers have sought reasonable and economical consumption. On the other hand, intemperate shopping has become an issue in China. Many korean single-person households were unmarried. Many chinese single-person households have been divorced. In China, Divorce due to urbanizationn increased rapidly. In Korea, many couples divorced after their children's independence. Young Koreans often relied on their parents even after marriage. Korean elders tended to be poor and marginalized. There was an early study abroad craze in China. Young people in Korea and China suffered from unemployment. After employment, they prepared to change jobs or retire. In future studies, studying Korean class plans on the new words for person designation, after reinforcing the latest word data, will help Chinese learners to understand Korean society and culture.

The Middle Aged's perception of Aging and Physical, Financial & Social Preparation for Later Life : Focus on Gender Differences (광주.전남 중년층의 노년기 인식과 신체적, 경제적, 사회적 노후준비: 성차를 중심으로)

  • Lee, Jeong-Hwa
    • The Korean Journal of Community Living Science
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    • v.20 no.2
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    • pp.275-289
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    • 2009
  • The purpose of this study is to examine the middle aged's perception of aging and the degree of physical/financial/social preparation for later life and to explore the effect of the middle aged's perception of aging, who live in Gwangju & Jeonnam of Korea, on physical/financial/social preparation for later life. This research also explores gender differences in perception of aging, preparation for later life and related factors. For the purpose, the survey data was gathered from 424 middle aged (40's & 50's) citizens who live in Gwangju and Jeonnam, using structured questionnaire. The statistical methods used for data analysis are descriptive statistics, cross tables, t-test, correlations and regression with Spss/win 17.0 program. The major findings of this study are as follows: Most of the respondents perceive that the age of being aged is 65 or 70 years old. Respondents feel anxiety about health (84%), finance (57%) and roleless role (22%) of later life. Female group feel health anxiety more than male group. Many people perceive that social preparation for later life is better than financial preparation and physical preparation for later life. The result shows that female group perceives their physical preparation level more positively than male group generally. But, there were no differences in financial and social preparation between gender groups. Finally, the result shows the meaningful relationships between male group's perception of aging and financial preparation for later life. Monthly income is the most important variable predicting preparation for later life.

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Determinants of Middle Aged's Social Preparation for Later Life : Focused on Gender (중년층의 사회적 노후준비 결정요인분석: 성차를 중심으로)

  • Kim, Beag-Su;Lee, Jeong-Hwa
    • The Korean Journal of Community Living Science
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    • v.21 no.3
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    • pp.411-425
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    • 2010
  • The purpose of this study is to examine the middle aged social preparation for later life and to explore the effect of social activities and social relationships on social preparation for later life. This research is also focused on gender differences in social activities, social relationships and social preparation for later life. The survey data was gathered from 424 middle aged citizens who live in the Gwangju & Jeonnam area, using a structured questionnaire. The statistical methods used for data analysis were descriptive statistics, cross tables, t-test, correlations, and hierarchical regression with SPSS win 18.0 program. The major findings of this study are as follows: Most of the respondents perceive an importance of social activities and social relationships. Middle aged women enjoy leisure activities such as learning and religious activity more than men. Middle aged men engage in hobby activities more than women. And most of respondents perceive they are making an effort to keep a relationship with spouses, family & friends. The results show that there are no differences in social preparation for later life between gender groups, but the variables which have an effect in social preparation for later life are different between gender groups. Social activities and Social relationships play an important role in social preparation for later life of Middle aged men and women. At the same time, Social activities and Social relationships have more positive effect on the social preparation of women. Implications of the results are discussed.

Factors affecting startup intention of retired office-workers (직장인들의 은퇴후 창업의도에 미치는 영향 요인)

  • Choi, Yang-Lim;Ha, Kyu-Soo
    • Journal of Digital Convergence
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    • v.10 no.9
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    • pp.195-212
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    • 2012
  • Most of the office-workers are worrying about their future and try to make diverse future plan. Fast shifting industry pattern make office-workers retire early and their remain life time are getting longer and many of them try to consider some kind of new start-up. In this article factors affecting entrepreneurial intention were discussed such as individual factors, psychological factors, environmental factors. Individual factors were economic situations and future life expectation were analyzed. Psychological factors were composed of risk taking tendency, self efficiency, career value, and entrepreneurial characteristics were discussed. Environmental factors were composed of recognition on social-economic risks and recognition on negative mind on start-up, and employment unstability. 340 sample questionaries were collected and 26 samples were excluded. Data were analyzed by SPSS Win 18.0 Version. The results of the study were as follows. Among individual factors life-expectation after retirement was positive impact on entrepreneurial intention. Among psychological factors risk taking factor has positive impact on entrepreneurial intention. Among Environmental factors negative recognition on start-up has negative impact on entrepreneurial intention. Based on the studies diverse understanding and implementation of policies were necessary to change negative social atmospheres on start-up.

The Study for the Foundation Build up of the Elderly Welfare Service in Korea. - Focused on the Degree of Life Planning of Aged and Needs of Elderly Welfare Service (우리나라 노인복지서비스 기반 구축을 위한 기초연구 - 노후생활준비와 노인복지서비스 요구도를 중심으로)

  • Park Mee-Sok
    • Journal of Families and Better Life
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    • v.23 no.4 s.76
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    • pp.1-15
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    • 2005
  • Korean society is experiencing rapid changes which are certain to shape the lives of the older people and their families. So, the purpose of this study was to improve the quality of the elderly welfare service in Korea. Even though the interest about the elderly welfare in Korea is rapidly on the increase, the reality of Korean Society still leaves much to be desired, quantitatively as well as qualitatively. Pay attent to this point, now going to grasp the situation of not the handicapped elder people but the general elder people actual life condition and demand for welfare. So this study focused on the demand of not out-of home service but in-home care service. It was based on the data from by Korea National Statistical Office, having observed 6,139 elderly people. The results were as follows. They hope to get the elderly welfare services about health examination service, nursing survice, supporting service for household. That was, the most of them wanted in-home care service than out-of home care service. To ensure effective care to the elderly, it needed development and settlement of welfare service in face of their daily living. And, even though they recognized that they should cover the elderly life expenses themselves, the rate was hit that indicated their adult children as a parents supporter. This means that we should consider not only to the elder people but also to the family which contained the old people as the elderly welfare service. As a remedy, we can find the cooperation between elder welfare service at the social welfare organization and counsel, education at the family strengthen center. To improve the quality of the elderly welfare service in Korea, the elderly welfare service should focus not only on the physical and spiritual health maintenance but also active understanding living environment and growing ability to arbitrate between individual and living.

Improvement of Calculating Method of the Officially Assessed Individual House Price of Aged Apartment Remodeling Reflecting Feasibility Analysis (사업성분석을 반영한 공동주택 맞춤형 리모델링의 공시가격 산정방법 개선)

  • Bae, Byungyun;Kim, Kyungrai;Shin, Dongwoo;Cha, Heesung
    • Korean Journal of Construction Engineering and Management
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    • v.18 no.6
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    • pp.89-97
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    • 2017
  • The number of Aged Apartment units is expected to increase as time went on. Living standards are getting better and they want a new apartment space as the economy progresses. Therefore, it is necessary to prepare for the increasing remodeling market through the feasibility evaluation method that can be applied to the remodeling project of the apartment house. The purpose of this study is to analyze the social pricing factors affecting the Officially assessed individual House Price for the analysis model of commercial house remodeling. The collected samples were analyzed using multiple regression analysis of 350 prices included in 127 lots. Middle school level, high school level, total number of households, and floor area ratio were extracted. As a result of comparing the Officially assessed individual House Price by applying to the remodeling case, the difference between the existing Officially assessed individual House Price and the improvement Officially assessed individual House Price is different. The accessibility with the subway station is included in the land price, and there is no change in the number of stories and directions because it is customized remodeling. There was a difference in the disclosure price depending on the type of factor extraction by the evaluator in a batch application of the disclosure price factors. The research can be used as a model for future remodeling business feasibility analysis.

Analysis of factor of life planners' satisfaction after turnover using the cumulative logit model (누적로짓모형을 이용한 보험설계사의 이직 후 만족도 영향요인 분석)

  • Lee, Deogro;Chun, Heuiju
    • Journal of the Korean Data and Information Science Society
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    • v.24 no.6
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    • pp.1369-1384
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    • 2013
  • In this study, we investigate various factors affecting five kinds of life planners' satisfaction after turnover which are general, human relations within organization, sales environment support, economic, life planner management system. Also we suggest theoretical and practical implication to them. The results of survey of life planners are as follows. First, in the general life planners' satisfaction after turnover, insurance company belonged to, recognition on own sales ability, life planners' satisfaction level, financial and insurance related award, education level, marital status, size of branch, and surrounding recognition about life planner are influential factors on it. Second, factors which affect the life planners' human relations satisfaction within organization after turnover are size of branch, surrounding recognition about life planner, and insurance company belonged to. Third, factors which affect the life planners' sales environment support satisfaction after turnover are surrounding recognition on life planner, insurance company belonged to, certificates relating to finance or insurance, size of branch, Fourth, in the solicitors' economic satisfaction after turnover, mainly demographic factors such as education level, marital status, age are crucial to it and also life planners' satisfaction level is influential factor. Last, in the solicitors' management system satisfaction, only experienced turnover type is a influential factor.

A Study on the Causes of Elderly Crime and Its Countermeasures in the Transition of Elderly Society (초고령사회 전환기에 노인범죄 발생원인과 그 대책에 관한 연구)

  • Yang, Jae Yeol;Kim, Sang Su;Lee, Ju Yeon
    • Korean Security Journal
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    • no.61
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    • pp.307-332
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    • 2019
  • Recently, our society has been changing its population structure due to low birth rate along with the extension of life span due to the development of medical environment and improvement of living environment. It was not long before the population became older, and the problem of the elderly was amplified by generational conflict. The current generation of senior citizens could not afford to prepare for their own retirement income due to their children's education, marriage and housing problems, and is a generation alienated from the benefits of public income security. In addition, not only are they in poverty with rapid industrialization, informatization and economic instability, but they are also threatened with livelihood. The increase in elderly crimes arising from the elderly, who are less adaptable to our society dominated by materialism, is being highlighted as a new social issue. In this study, we are going to analyze the causes of violent and violent senior citizens' crimes in quality along with quantitative growth, and present criminal situations and preventive measures using 10 years of data, judging that this is a time when a national response is needed through a social discussion on crimes committed by senior citizens in our society, where the pace of aging is unprecedentedly fast in the world In order to achieve this research objective, various opinions and statistical data of our society where the standards of senior citizens are changing were reviewed, and analysis of crimes was conducted on literature utilizing data of the Supreme Public Prosecutor's Office, the National Police Agency, and the National Statistical Office, recent press releases, and existing research materials. In this study, we will diagnose crimes committed by senior citizens in various aspects, including the characteristics of the elderly and the view of the elderly in the present society, and explore the direction of development for the prevention of future crimes as well.