• Title/Summary/Keyword: 기업보험

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Comparative study for the satisfaction level of export companies in South Korea and China regarding export insurance system (수출보험제도에 대한 한중 수출기업의 만족도에 대한 비교연구)

  • Choi, Chang-Yeoul;Ham, Hyung-Bum
    • International Commerce and Information Review
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    • v.15 no.4
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    • pp.367-387
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    • 2013
  • 19) This research investigates the satisfaction level of both countries' export companies about the export insurance system which can cause problems in Korean-Chinese FTA in this age of spreading FTA. Through this research, it surveys of the system user satisfaction of two nations based on the characteristics of export insurance systems in South Korea and China. The satisfaction level of export credit insurance system is as follows: Awareness of credibility (3.53), awareness of exporting area (3.38), awareness of risk management (3.29), awareness of market change (3.14), awareness of insured accident (3.24), and awareness of regulations (3.03) present positive responses to the export insurance system but awareness of defective product (2.97) was relatively unsatisfied. Though it is hard to compare directly due to the differences between the exporting systems of Korean and China, this research shows the need of various export insurance products, and that most export companies in Korea and China are generally satisfying with export insurance products at present.

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V+현장탐방 (주) 인카인슈 - (주) 인카인슈 보험업계의 '하이마트‘를 꿈꾼다

  • Song, Hyeon-Ho
    • Venture DIGEST
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    • no.1 s.126
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    • pp.20-23
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    • 2009
  • 자동차보험 만기가 다가온 회사우너 김 대리, 작년에 들었던 보험을 또 들까, 아니면 바꿔볼까 고민에 빠졌다. 요즘 같은 불황에 꼼꼼히 따져보고 가입해야 하는데 연말이라 밀린 업무 때문에 시간 내기가 어렵다. 그런데 얼마 전 이메일로 김 대리의 자동차보험료비교견적서가 날아왔다. 국내 10개 손해보험사의 보험료를 비교해 놓은 데이터였다. 이제 김 대리의 고민은 말끔히 사라졌다. 시간과 노력을 한꺼번에 절약할 수 있는 데다 보험료까지 아낄 수 있게 된 것이다. 요즘 자동차보험을 가입할 때 온라인으로 가격비교 안 해보고 가입하는 사람이 드물 정도로 보편화됐다. 국내 최초로 보험가격비교서비스를 도입 보편화시킨 주인공이 바로 (주)인카인슈다.

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A Study on Improvement of Trade Credit Insurance Rating for Capital Impaired Foreign Buyers (자본잠식 수입자에 대한 무역보험 신용평가 개선방안 연구)

  • Kyung-Chul Kim
    • Korea Trade Review
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    • v.48 no.3
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    • pp.89-106
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    • 2023
  • This study is to investigate the problem of credit rating by Korea Trade Insurance Corporation(KSURE) which evaluates overseas buyers in a state of capital impairment as G-grade regardless of the cause of capital impairment. This study classifies capital impairment into two types: deficit-type capital impairment due to accumulated operating losses and surplus-type capital impairment due to shareholder return policies such as dividends and treasury stock buybacks. It is proposed to improve the credit evaluation method on companies with surplus capital impairment from a formal review to a substantive review. This study is expected to improve credit rating of KSURE on overseas buyers for better support of trade credit insurance for exporters.