• Title/Summary/Keyword: 계약자특성

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An Empirical Study on the Characteristics of Policyholder and Contract Affecting a Lapse of Voluntarily Insured Person in National Pension (국민연금 임의가입 해약행동에 영향을 미치는 계약자 및 계약특성에 관한 실증 연구)

  • Ouh, Changsu;Song, Kyungho
    • Journal of Digital Convergence
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    • v.14 no.12
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    • pp.13-25
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    • 2016
  • This paper analyses the impacts of the characteristics of policyholder and contract on the lapse of Voluntarily Insured Person in National Pension, using the recent lapse data from National Pension Service. The logistic regression model is used in examining lapse odds with several independent variables. The result demonstrates several hypotheses of the lapse behaviors. First, the lapse odds of men is lower than that of women. Second, the effect of age on lapse odds shows concave shave with the peak at 37. Third, insured period has a negative effect on lapse odds in entrants sample. Fourth, standard monthly income has little effect on lapse in either sample. Fifth, the lapse odds decreases as the expected benefit ratio increases. Sixth, 2013 pension bill resulted in the sharp increase of lapse odds and the effect was greater for entrants. Last but not least, spatial environment such as residence also affects the lapse behavior.

Analysis of Rent-Free Determinants : Evidence from Seoul Office Market (오피스 렌트프리 결정요인 분석 : 서울시를 중심으로)

  • Han, Gwang-Ho;Kwon, Hee-Jae;Ro, Seung-Han
    • Journal of Cadastre & Land InformatiX
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    • v.49 no.1
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    • pp.5-15
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    • 2019
  • This study is to review methodological limitations of previous studies, propose Tobit Model as an analysis model. We model used annual rent-free as dependent variable and considering to contract characteristics and building characteristics as independent variable. We model was consisted to the three model as follow: Basic model, Time control model, Quadratic model. As a result of the analysis, existing variables revealed through previous studies such as contract period, contract area, total floor area, and building age were all statistically significant. These results were robust when considering time effects. Also, floor area and annual rent-free was quadratic relationship by inverse U shape. This result provide to methodological contribution for related research. Also, provide to more accurate information for participants in seoul office market.

A study on the Ethics Characteristics according to Service and Practice of Construction Manager (건설사업관리자의 업무수행에 따른 윤리 특성 고찰)

  • Lee, Sang-Beom
    • Korean Journal of Construction Engineering and Management
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    • v.12 no.1
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    • pp.97-106
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    • 2011
  • Construction Management is the overall management of the project as construction manager and the owner are united together. Construction manager's role is to conduct the overall or partial construction administration in the 'design, bid, build' process, in the owner's interests with maintaining technical neutrality. Construction manager is becoming one of new professionals in the building process and the contract defines their roles and the range of services, so high level of ethnics are required. This study suggests the legal status of the construction manager and the ethnic standards and the ethnic's characteristics. In conclusion, firstly, the legal characteristics of the administration of construction management are the delegations contract, the responsibility of negligence and the duty of due diligence, abided by the contract that ties between the owner and the construction manger. Secondly, the administerial characteristics of the construction management are the role of mediator, the service of professional technology, accountability to the owner and publicness. Thirdly, due to these characteristics, as a professional, the standard of ethnic assessment for the construction project manager are intention, act and result, so with the relation to that, morality, deontology and consequentialism have been suggested in this study.

Study on Founder's Conditions and Capacity/Support Factors of Franchisor against Intent for Contract - Centered on Pusan Area - (창업자 조건이 Franchisor의 역량.지원 요소와 계약 의사에 관한 연구 - 부산 지역을 중심으로 -)

  • Jung, Jin-Woo
    • Culinary science and hospitality research
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    • v.15 no.4
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    • pp.331-344
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    • 2009
  • As per the results verified in this study for the effect, which is given to the intent for contract according to the franchisor's capacity and support factors per the founder's characteristics. Firstly, as for analysis of the effect given by the conditions of the founder to the capacity of the franchisor, the experience and the founder's self-confidence are attentively affected in the history of the franchisor among the capacity of the franchisor, and the experience and the specialized knowledge done in the number of the franchises, and the experienced, specialized knowledge and self-confidence of the founder done in the brand and the self-confidence of the founder done in the capacity of the franchisor. Secondly, as for the hypothesis, which the founder's conditions is the support of the franchisor, the experience, specialized knowledge and the founder's self-confidence attentively affected in the support for advertisement, and the capital and experience done in the educational support, and the capital and specialized knowledge and the founder's self-confidence done in the business manual and the founder's self-confidence done in the package. Thirdly, as for the effect given by the capacity of the franchisor to the intent for contract, the number of the franchises possessed the franchisor and brand are affected to the capacity of the franchisor, and fourthly, as for the hypothesis, which the support of the franchisor affects the intent for contract, the educational support, business manual and package purchase are attentively affected. Therefore, through this study, it can be known that the characteristics of the founder and the capacity and support of the franchisor are mutually related to the intent for contract.

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Improvement of Contract Change Order System for the Fairness of Subcontracting in Public Construction Projects (공공건설공사의 하도급 거래 공정화를 위한 계약변경 제도개선 방향)

  • Cho, Youngjun
    • Korean Journal of Construction Engineering and Management
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    • v.21 no.5
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    • pp.3-10
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    • 2020
  • Subcontracting of construction is essential to carry out public construction projects. Subcontractor of the construction work shall enter into a contract with the original contractor without directly entering into a contract with the owner. Subcontracts are therefore greatly affected by the original contract with the owner. To protect subcontractors, the Fair Trade Act is enacted and the construction company's standard subcontracting contract is in operation. However, subcontracts are not properly reflected in the Government contract system, which deals with the relationships between the owner and the original contractor. In particular, the subcontractor may complain of difficulties at the public construction site as such procedures are not properly reflected in the construction work standard subcontract, although various procedures shall be carried out depending on the amount when change order occurs in subcontracts. Thus, the direction of improvement of subcontracting systems was proposed in the case of change order at public construction project sites as follows: First, the rights of subcontractors should be strengthened. Second, in order to resolve the information non-identity, subcontractors should have access to information related to subcontracts. Third, the status of subcontractor shall be guaranteed by reflecting the characteristics of the subcontract when the original contract for public works is concluded. Fourth, the dispute settlement method should be prioritized over litigation in order to fair subcontracting.

A Study on the Liability for Third Party's Damage on the Time Charter-parties (정기용선계약에서 제3자 화물손해 책임에 관한 연구)

  • Shin, Hak-Sung
    • International Commerce and Information Review
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    • v.15 no.2
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    • pp.285-313
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    • 2013
  • By the revision of the Commercial Code of Korea in 1991 and 2007, some provisions for the regulation of Time Charterparty have been introduced into our own maritime law system. But, those provisions are in their nature mainly the reproduction of the provisions prescribed in the standard forms of time charterparty which are widely used, such as BALTIME Charter and NYPE Form, and the subject matters of their regulation are restrictive, so that the applicability of the provisions is not desirable. The cargo is lost or damaged, the cargo owner should seek compensation form, or sue, the carrier as, traditionally, under the COGSA, the cargo carrier is responsible for loss of damage of cargo. However, it is difficult to determine who is the responsible carrier under charters. There is no test to determine the carrier, but the courts in every country generally consider the bill of lading. Although the master has general authority to sign bills of lading on behalf of the shipowner, he can also sign bills of lading for, and on behalf of, the charterer. In this case, the charter is considered the carrier. Furthermore, the charterer is authorized to contract with third parties on behalf of the shipowner and, as such, the responsible carrier is the shipowner. Therefore, when determining the carrier we should examine carefully the all factors and the circumstances surrounding the case. Also, negligence of a captain of a time-chartered ship causing damages to a third party. It will analyze the legal character of a time-charter contract, review judicial precedents on time-charter. The Inter-Club Agreement was drawn up and is intended to be a somewhat easier way of allocating liability for cargo claims between owners and charterers and, although there is still scope for disputes to arise, the Inter-Club Agreement does in fact to some extent make the allocation of liabilities for cargo claims easier. Finally, it will also make legislative suggestions to resolve complex issues involving maritime transportation contracts under the current Commercial Code.

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보험산업(保險産業)의 가격자유화(價格自由化)에 관한 연구(硏究)

  • Na, Dong-Min
    • KDI Journal of Economic Policy
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    • v.16 no.2
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    • pp.91-109
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    • 1994
  • 본고(本稿)는 피보험자(被保險者)의 위험정도(危險程度)에 관하여 정보의 불균형이 존재하고 있는 보험시장에서 전체(全體) 시장참여자(市場參與者)의 효용(效用)과 기대이익(期待利益)을 증대시키기 위하여 어떠한 가격정책을 수립하여야 하는지를 분석(分析)하고, 이 분석을 토대로 현재 정부가 추진중인 가격자유화 추진계획방향을 평가하고 개선방향(改善方向)을 제시하고자 하였다. 본고(本稿)의 분석결과(分析結果)에 따르면 정보(情報)의 불균형하(不均衡下)에서 자유화 초기단계의 제한적인 가격자유화는 전체 보험이용자의 효용을 증대시키는 효과를 가져오나 자유화의 폭이 커질수록 사회전체적인 효용증대효과는 불명확해진다. 이 경우 일정범위에 대해서는 요율(料率)과 보장범위(保障範圍)를 위험에 따라 차별화하지 않는 단일(單一) 공동요율(共同料率)을 제시하는 계약(契約)을 주계약(主契約)으로 구매하게 하고, 보충계약(補充契約)인 특약부분(特約部分)에서 각 이용자가 위험정도에 따라 차별화된 가격으로 적절한 보장범위를 선택하게 하도록 정부가 유도하는 것이 바람직하다. 주계약과 보충계약으로 구성된 이러한 보조계약(補助契約)은 기존의 단일(單一) 공동요율(共同料率)에 의한 계약보다 파레토개념에서 우월한 계약으로 시장전체에 순효용증대(純效用增大)의 효과(效果)를 가져올 것이다. 또한 고지의무(告知義務)의 강화(强化), 위험분류(危險分類) 및 선택(選擇) 업무(業務)의 효율화(效率化) 등으로 보험시장내에서 정보의 불균형현상이 해소되고 나면 실질적(實質的)인 가격(價格)의 완전자유화(完全自由化)를 실시하여 파레토최적(最適)을 이루어야 할 것이다. 따라서 정부는 보험시장(保險市場)의 특성(特性)을 고려하여 주어진 조건에서 전체 시장참여자의 효용과 기대이익을 극대화하는 가격정책(價格政策)을 펴야 하며, 현재 추진중인 보험상품(保險商品) 가격자유화계획(價格自由化計劃)도 이런 관점에서 재조명되어야 할 것이다.

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Supply Contract Intelligence : The Impact of Stockout and Overstock Experiences Using System Dynamics Simulation Model (공급사슬지능 : 시스템 다이나믹스를 이용한 재고 과부족 경험이 공급사슬에 미치는 영향 분석)

  • Noh, Yonghwi;Choi, Donghyun;Rha, Jin Sung;Suh, Yongkee
    • Journal of Intelligence and Information Systems
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    • v.19 no.2
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    • pp.21-38
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    • 2013
  • The purpose of this study is to investigate the influence of behavioral factors (buyer's tendency to reflect stockout and overstock experiences in ordering decision) on the supply chain performance. This study employs system dynamics to examine the influence of these behavioral factors derived from the interview with several representatives of retailers in South Korea. The results show that different contract can bring different performance (total profit, seller's profit, buyer's profit, order quantity, sales quantity, overstock, and stockout). The results also suggest that these behavioral factors play a significantly influential role in the performance of supply contract. These results imply that supply contract should be established based on the analysis of behavioral factors of supply chain participants.

A Study on the Application Scheme of the Warranty delivery system in Domestic Private Finance Initiative (국내 민간투자사업의 성능발주제도 도입에 관한 연구)

  • Kim, Dae-Kil;Lee, Sang-Beom
    • Proceedings of the Korean Institute Of Construction Engineering and Management
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    • 2007.11a
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    • pp.527-530
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    • 2007
  • The construction market has gradually become complexity, variety and specialization, and then owner's requirements about quality has become various. In order to solve the problem such as stated above, advanced constructions in France, United Kingdom, Japan and United States have introduced warranty contract which is warranted to quality and performance for need of owner in determined term to ensure the quality of construction since 1960s. In addition to, domestic constructions have been meeting with international competition because of the open BOT market from FTA. Finally, this study proposed new warranty delivery system model in PFI on considering domestic status by benchmarking the delivery process and the characteristics of the warranty contract which is applied to PFI of global.

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The Study of Strategic Linkage for System Integration and Components in Aerospace Industry based on Technology RoadMap (기술로드맵을 활용한 항공우주산업의 체계설계와 부품소재 간 전략적 관계 분석 : 항공기 개발과정을 중심으로)

  • Kim Bong-Gyun
    • Proceedings of the Korea Technology Innovation Society Conference
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    • 2005.05a
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    • pp.182-201
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    • 2005
  • 항공우주산업의 선도적 기술혁신은 타 산업으로 연계 파급 효과가 매우 클 뿐 아니라 역으로 연관산업의 발전이 없이는 기술적 우위를 확보하기 어렵다. 항공우주산업이 높은 기술파급효과를 가지는 이유는 수백만 개의 부품을 퍼즐처럼 조립하는 전형적 복합체계종합산업이기 때문이다. 때문에 기술체계가 매우 복잡하고 관련된 산업 기술 분야 또한 매우 넓다. 항공우주 부품의 생산과정이 매우 복잡하고 엄격한 안전규정을 충족해야 하기 때문에 모기업에 대한 의존도가 높은 강한 가치사슬 구조를 지니게 된다. 항공기 개발 산업은 설계, 생산, 자본재 조달에 있어 계약 관계에 크게 의존한다. 수요특성 면에서는 군 또는 대형 항공사가 주된 수요자로서 상당히 높은 수요독점력(monopsony power)을 지니고 있어 관련 업체(Player)간 협상을 통해 계약관계가 형성된다. 계약 관계는 거래 당사자간의 흥정 또는 협상을 통한 게임으로 지배되는 경향이 많아 상호 정보의 교류는 매우 필수적이다. 항공우주산업 완제품 획득에 있어 체계종합과 부품소재 간의 효율적 연계는 매우 중요한 문제이다. 그럼에도 불구하고 필요기술과 그 소요시점에 있어 부품소재 개발자와 체계설계자는 서로 상이한 시각을 지나고 있다. 양자간의 차이점을 밝히고 전략적 연결점을 제안함이 본 연구의 주제이다. 본 연구는 2004년 산업자원부와 한국산업기술재단이 작성한 항공우주산업기술로드맵의 결과를 바탕으로 항공기 개발 과정에 있어 체계설계와 수많은 부품간의 관계를 파악하고 전략적 시사점을 제시하고자 한다.

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