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블록체인 기술에 대한 교육이 가상자산에 대한 신뢰, 보안성 및 기술수용모형에 미치는 영향

Effect of Education about Blockchain Technology on Trust, Security, and Technology Acceptance Model of Virtual Assets

  • 오소윤 (연세대학교 인지과학협동과정) ;
  • 한광희 (연세대학교 심리학과)
  • 투고 : 2022.09.19
  • 심사 : 2022.11.01
  • 발행 : 2022.11.30

초록

암호화폐 등 가상자산의 기반이 되는 블록체인은 4차 산업혁명의 핵심 기술로 큰 관심을 받고 있다. 블록체인은 금융뿐만 아니라 정치, 물류, 문화 등 사회 전반에 걸쳐 우리 삶을 근본적으로 변화시킬 수 있는 기술이지만, 학습하기에 매우 복잡하고 지속적으로 개발되고 있어 기대보다 낮은 사용성을 보이고 있다. 본 연구에서는 가상자산의 기술수용모형(Technology Acceptance Model; TAM)이 그 기반기술인 블록체인 기술에 대한 교육을 통하여 달라질 수 있는지 알아보고자 하였다. 이를 위해 총 103명의 참가자를 대상으로 영상에 기반한 온라인 실험을 진행하였으며, 교육의 종류(긍정, 부정)와 측정 시기(사전, 사후)가 TAM의 변수인 지각된 유용성, 지각된 용이성, 수용의도 그리고 블록체인 기술의 특성과 관련 있는 신뢰, 보안성에 어떠한 영향을 미치는지 살펴보았다. 실험 결과, 교육의 종류와 측정 시기에 따라 모든 종속변수에서 상호작용이 나타났다. 구체적으로, 부정 교육을 받은 집단은 사전과 사후에 모든 변수에서 차이가 없었으나 긍정 교육을 받은 집단은 사전보다 사후에 증가하는 것을 알 수 있었다. 이를 통해 앵커링 효과에 근거한 교육의 효과가 블록체인 기술을 사용한 가상자산의 사용 의도에도 나타남을 알 수 있으며 긍정적인 교육을 통하여 블록체인 연관 기술을 사용하고자 하는 의도를 높일 수 있음을 시사한다.

Blockchain, which is the basis of virtual assets such as cryptocurrency, is receiving great attention as one of the cornerstone technologies of the 4th industrial revolution. Blockchain is a technology that can fundamentally change our lives not only in finance, but also in politics, logistics, and culture. However, it shows lower-than-expected usability because it is complicated to learn and is continuously being developed. In this study, we tried to investigate whether the Technology Acceptance Model(TAM) of virtual assets can be changed through education on the underlying technology, blockchain. A video-based online experiment was conducted with a total of 103 participants and examined how the type of training(positive, negative) and measurement timing(before, after) affect perceived usefulness, perceived ease of use, acceptance, which are TAM variables, and trust and security, which are related to blockchain characteristics. As a result of the experiment, interactions were found in all dependent variables according to the type of education and measurement timing. Specifically, groups that received negative education had no difference in all variables before and after, but it was found that groups that received positive education showed an increase afterwards. Through this, it can be seen that the effect of education based on the anchoring effect is also shown in the intention to use virtual assets using block chain technology, suggesting that the intention to use blockchain related technology can be increased through positive education.

키워드

과제정보

이 논문은 2019년 대한민국 교육부와 한국연구재단의 지원을 받아 수행된 연구임. (NRF-2019S1A5C2A03083499)

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