소상공인 기업가의 심리적 특성이 기업가정신과 소상공인 사업성과에 미치는 영향: 소상공인 정책자금지원의 조절효과

The Effect of Small Business Entrepreneur's Psychological Traits on Entrepreneurial Orientation and Performance: Focusing on the Moderating Effect of Government Support Programs

  • 이성인 (계명대학교 경영대학) ;
  • 이호택 (계명대학교 경영대학 경영학부)
  • Lee, Sung In (Business Administration, Keimyung University) ;
  • Yi, Ho-Taek (Business Administration, Keimyung University)
  • 투고 : 2022.01.10
  • 심사 : 2022.02.20
  • 발행 : 2022.02.28

초록

소상공인은 우리나라 전체 사업체의 84% 이상, 종사자의 36% 이상을 차지할 정도로 우리나라 경제의 중요한 주체이다. 국민경제의 근간이자 경제구조상 주요 축을 담당하는 소상공인들이 코로나 19 등 불확실성이 높은 환경에서 고통을 받고 있기에 이들에 대한 정책적 고려가 우선 시 되어야 하나 현실은 그렇지 않다. 이들이 직면한 위기를 극복하기 위해서는 자기 자신을 찾아내고 자신의 생각과 능력을 발견할 수 있도록 해야 한다. 즉, 소상공인 사업가가 지니는 자신의 독특성을 바탕으로 사업기회를 찾고 확보한 사업기회를 실천하는 것이 중요하다. 그런데 이러한 개인의 독특성은 개인의 성격요인에서 비롯한다. 또한 성격은 인간의 일상생활에 가장 큰 영향력을 끼치는 요소 중 하나로, 성격을 기반으로 인간관계가 형성된다. 따라서 소상공인이 지니는 기업가적 성격적 특성이 기업가정신으로 발현되고 이는 소상공인 사업체의 경쟁력과 사업성과에 크게 영향을 미칠 것이라는 것을 미루어 짐작할 수 있다. 본 연구에서는 소상공인 기업가의 심리적 특성과 기업가정신과의 관계와 기업가정신과 소상공인 사업성과 와의 관계에 대해 알아보았다. 연구모형을 검증하기 위하여 대구지역 소상공인 기업가 총 202명을 대상으로 설문하여 확보한 데이터를 활용하였으며 수집된 자료를 SPSS와 AMOS로 분석하였다. 분석 결과 소상공인 기업가의 심리적 특성 중 포용성과 외향성을 제외한 나머지 심리적 특성은 모두 기업가 정신에 정(+)의 영향을 미치는 것으로 나타났다. 또한 기업가정신은 사업성과에 정(+)의 영향을 미치는 것을 확인하였다. 아울러 정부의 소상공인 정책자금지원이 기업가정신과 소상공인 사업성과 사이에 정(+)의 조절효과가 있는 것을 확인하였다. 본 연구의 결과는 소상공인 기업가의 심리적 특성과 기업가정신 간의 인과관계를 규명하고, 정부지원프로그램의 조절효과를 규명함으로써 향후 소상공인 지원 사업에 대한 다양한 정책적 시사점을 제공하고 있다. 또한 소상공인의 기업가정신이 소상공인 사업성과에 대한 정부정책자금의 조절효과는 소상공인 기업가를 위한 지속적인 금융지원이 필요함을 시사하고 있다.

This paper presented a research model to investigate the relationship between the psychological traits of small business entrepreneurs and entrepreneurial orientation and the relationship between entrepreneurial orientation and performance. To verify the research model, a total of 202 entrepreneurs in Daegu were surveyed and the data obtained were used. The collected data were analyzed by SPSS and AMOS. The results of the analysis showed that all of the psychological traits except 'Agreeableness' and 'Extroversion' among the small business entrepreneur's psychological trait had a positive(+) effect on entrepreneurial orientation. In addition, it was confirmed that entrepreneurship orientation had a positive(+) effect on performance, and government policy funding had a moderating effect between entrepreneurship orientation and performance. In conclusion, the causal relationship between the small business entrepreneur's psychological traits and entrepreneurial orientation is examined, and the moderating effect of government support programs is examined to find out what psychological traits of small business entrepreneurs affect the expression of entrepreneurial orientation. In addition, since entrepreneurial orientation affects performance and government policy funds control, it suggests that continuous financial support for small business entrepreneurs is needed.

키워드

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