한국노년학

The Korean Gerontological Society (한국노년학회)
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An exploratory study of financial abuse among older adults

노인 경제적 학대에 대한 탐색적 연구

  • Lee, Hyunjoo (Dept. of Social Welfare, Daegu University) ;
  • Kim, Hyojung (Korean Research Center for Guardianship and Trusts)
  • 이현주 (대구대학교 사회복지학과) ;
  • 김효정 (한국후견.신탁연구센터)
  • Received : 2021.02.19
  • Accepted : 2021.05.13
  • Published : 2021.08.30
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Abstract

This study was motivated by the awareness that little attention has been paid to this issue both theoretically and empirically, despite the fact that financial abuse causes serious problems which are difficult for the elderly to recover from. This study intends to explore what the patterns of financial abuse targeting the elderly are, what causes and sustains these abuses, and what makes it difficult to counter such financial abuses. Data analysis was based on individual and group interviews of ten professionals expected to encounter the most financially abused elderly in social welfare institutions. The thematic analysis shows that financial abuse is often caused and maintained in a trusting relationship through care and protection. Because financial abuse was inflicted on the vulnerable elderly in a state of reinforced psychological dependence based on a long and trusting relationship, it appears that it has been made with tacit acknowledgement and consent. Despite those complex dynamics, it is noted that financial abuse can be judged as such only when the elderly claim to suffer from harm. Rather, intervention without victims' acknowledgement tends to be perceived as violating their right to self-determination. This reality naturally leads to the termination of the necessary interventions with the victims in an abusive situation. Based on these results, discussion focused on more realistic and diverse approaches to the issue of financial abuse of older adults.

본 연구는 경제적 학대가 노인에게 회복하기 어려운 심각한 어려움을 초래함에도 불구하고, 아직까지 학문적·실천적 논의가 충분치 않았다는 문제의식에서 출발하였다. 본 연구의 목적은 노인에 대한 경제적 학대가 어떤 양상으로 나타나는지, 무엇이 이를 발생시키고 지속시키는지, 그리고 경제적 학대 대응의 장애요인은 무엇인지 탐색하는 것이다. 이를 위하여 노인보호전문기관, 재가노인 복지시설, 노인요양시설, 노인맞춤돌봄서비스기관, 그리고 통합사례관리팀 등 경제적 학대 피해 노인을 가장 많이 접할 것으로 예상되는 노인복지서비스 제공기관 종사자 10명을 대상으로 개별 및 집단면접을 통한 주제분석을 실시하였다. 경제적 학대를 발생시키고 지속시키는 핵심 기제는 신뢰관계 하에서 돌봄과 보호를 매개로 이루어지고 있다는 것이었다. 돌봄이 필요하고 사회적으로 고립된 취약노인에게 오랜 신뢰관계를 기반으로 심리적 의존성을 강화시킨 상태에서 경제적 학대가 가해지기 때문에 본인의 암묵적 동의하에 이루어진 듯한 외형을 보이고 있었다. 이러한 복잡한 역동이 존재함에도 불구하고 지침상에는 노인이 피해를 주장할 때에만 경제적 학대판정이 가능하도록 되어 있었고, 노인이 개입을 원치 않는 상황에서 전문가가 개입하는 것은 역으로 노인의 자기결정권을 침해하는 것으로 인식되어, 학대 상황에 노인을 그대로 두고 개입을 종결하는 현실이 반복되었다. 이러한 결과를 바탕으로 앞으로 경제적 학대에 대한 현실적이고 다양한 접근이 필요하며, 보다 예방적이고 선제적인 제도보완이 시급히 이루어져야 함을 논의하였다.

Keywords

Acknowledgement

본 연구는 대한민국정부(교육부)의 재원으로 한국연구재단의 지원을 받아 수행된 연구(NRF-2019S1A3A2099593)이며

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