Human Ecology Research

The Korean Home Economics Association (대한가정학회)
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The Development of Value-Based Children's Financial Education Program and Evaluation of Effect : Focusing on the values of each area of personal finance of 1st to 3rd grade elementary school students

가치기반 아동금융교육 프로그램 개발 및 효과평가: 초등학교 1~3학년 아동의 개인재무관리 영역별 가치를 중심으로

  • Kang, Nam Joo (Dept. of Home Economics Education, The Graduate school, Seoul National University) ;
  • Sohn, Sang-Hee (Dept. of Consumer Science, College of Human Ecology, Seoul National University)
  • 강남주 (서울대학교 대학원 가정교육전공) ;
  • 손상희 (서울대학교 생활과학대학 소비자학과)
  • Received : 2021.09.06
  • Accepted : 2021.10.18
  • Published : 2021.11.30
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Abstract

In this study, a value-based children's financial education program was developed focusing on the values of each financial management area needed for children. According to 'quasi-experimental design - non-equivalent control group design', an experimental group and a control group were formed for children in the lower grades of elementary school, and a value-based child financial education program was executed, and then the program was applied to children's personal financial management. The effect on the value propensity for each area was evaluated. As a result of the quantitative evaluation, it was confirmed that the 8 values of the children in the experimental group were significantly improved compared to the children of the control group, so this program was effective in enhancing the values of each of the 8 areas of personal financial management needed for children. In addition, the children in the experimental group showed significant improvement compared to the children in the control group in the cognitive, justice, and psychodynamic levels of values. It has also been found to be effective in enhancing as a result of the qualitative evaluation, various positive changes were found in the cognitive, affective, and psycho-dynamic dimensions about the values of each financial management area for children. From a positive perspective, it was found that it plays a useful role in cultivating the values of each area of positive personal financial management.

Keywords

Acknowledgement

This work was supported by a 2021 research grant from Seoul National University Research Institute of Human Ecology.

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