Journal of the Korea Convergence Society (한국융합학회논문지)

Korea Convergence Society (한국융합학회)
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The relationship between positive psychological capital and entrepreneurial intention among middle-aged and elderly individuals: Mediation of Risk Sensitivity and Moderating Effects of Asset Status

중·고령자의 긍정심리자본이 창업의지에 미치는 영향: 위험 감수성의 매개 및 자산상태의 조절 효과

  • Received : 2020.03.02
  • Accepted : 2020.04.20
  • Published : 2020.04.28
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Abstract

This study aims to investigate the relationship between positive psychological capital and entrepreneurial intention among middle-aged and elderly individuals who are interested in starting their own business by focusing on the mediating effect of risk sensitivity and the moderating effect of asset status. To accomplish the study's objective, a questionnaire was administered to approximately 250 middle-aged and elderly people working in Seoul from December 1 to December 31, 2019. Collected data were analyzed using SPSS 26.0. Specifically, frequency analysis and descriptive statistics were conducted, and reliability of the constructs was assessed. Factor analysis was used to measure the goodness of fit of the model developed. Finally, a structural equation model was established, and analysis was conducted on the test of the hypotheses about the mediating, moderating, and adjusting effects using the AMOS statistical package. The results revealed that positive psychological capital had a positive impact on risk sensitivity, and the path analysis of self-efficacy and entrepreneurial intention as well as resilience and entrepreneurial intention showed results of 0.042 and 0.026, respectively, supporting mediating effects. In the causal relationship between positive psychological capital and entrepreneurial intention, asset status acted as a moderator given that the chi square difference between the models was 7.096. Thus, the findings provide implications for comprehensive training programs to boost positive psychological capital and asset status in middle-aged and elderly individuals who are preparing to establish their own business. Further studies are needed to cover broader geographic areas and compare/analyze other variables associated with business startups.

본 연구는 최근 창업에 관심을 가지는 중·고령자를 대상으로 위험 감수성의 매개 및 자산상태의 조절 효과를 중심으로 중·고령자의 긍정심리 자본이 창업 의지에 미치는 영향을 알아보기 위하여 서울지역 중·고령 직장인 250여명을 대상으로 2019년 12월 1일부터 31일까지 설문조사를 하였다. 자료 분석은 SPSS 26.0 프로그램을 사용하여 빈도분석, 기술 통계량, 신뢰성, 요인분석을 통해 연구모형의 적합성을 검증하고 구조방정식 모형을 구축 후 AMOS 통계패키지를 이용하여 연구가설 검증과 매개 효과와 조절 효과를 분석하였다. 연구결과 긍정심리 자본이 위험 감수성에는 긍정적인 영향을 미치고 있으며 자기효능감과 창업 의지, 복원력과 창업 의지 간의 경로는 0.042와 0.026으로 매개효과가 지지가 되며 창업 의지에 영향은 모형 간의 χ2 차이가 7.096으로 자산상태의 조절 효과가 있음이 확인되었다. 본 연구결과의 시사점으로 중·고령자의 창업에 필요한 긍정심리 자본과 창업자산 상태를 강화할 수 있는 프로그램의 융복합적인 개발이 요구된다. 후속 연구로는 대상 지역을 확대하고 다른 창업요인에 대한 분석이 필요하다.

Keywords

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