Journal of Industrial Convergence (산업융합연구)

DAEHAN Society of Industrial Management (대한산업경영학회)
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Security Vulnerability and Security Measures of Kakao Bank in Industrial Environment

산업환경에서 카카오 뱅크가 가지는 보안취약점 및 보안대책

  • Received : 2019.04.24
  • Accepted : 2019.06.20
  • Published : 2019.06.30
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Abstract

The Kakao bank can be conveniently used if there are only smartphones, identity cards, and bank accounts. However, a few days before the inauguration of Kakao Bank, the company opened an account for receiving loans from other people. In order to avoid such cases, the financial transactions will be detected if the SDS is withdrawn at a short interval of time. The detection system of FDS has four functions which are monitoring and auditing, collection, analysis, and response. There are security problems of the cocoa banks in various directions. The Kakao bank has a way to respond to the problem using FDS.: Keywords : Cocoa bank, security issues, information protection, FDS

카카오 뱅크는 스마트폰과 신분증 그리고 타행은행 계좌만 가지고 있다면 누구나 편하게 사용할 수 있다. 그러나 카카오뱅크 출범 몇 일 되지 않아 타인의 스마트폰 명의로 계좌를 개설하고 대출을 받는 사례가 생겼다. 이 같은 사례를 방지하기 위해 FDS(Fraud Detective System) 가 짧은 간격으로 같은 금액이 인출 될 경우 금융거래를 탐지하게 된다. FDS의 탐지 시스템은 4가지의 기능을 갖추게 된다. 모니터링 및 감사, 정보수집, 분석 및 탐지, 대응으로 이루어져 있다. 카카오 뱅크의 보안 문제점은 다양한 방향에서 일어나는데 이 같은 문제에 대하여 카카오 뱅크가 FDS를 이용하여 대응하는 방법에는 어떤 것이 있는지 제안하였다.

Keywords

References

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