한국융합학회논문지 (Journal of the Korea Convergence Society)

  • 제8권1호
  • /
  • Pages.213-220
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  • 2017
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  • 2233-4890(pISSN)
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  • 2713-6353(eISSN)
한국융합학회 (Korea Convergence Society)
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ICT 중소기업 정책융자금 수요와 지원기업 성공사례 연구 : ICT 융자사업 중심으로

Demand on Government Sponsored Loan and Successful Case Study on ICT SMEs : Focused on 'ICT Government Sponsored Loan Project'

  • Khoe, Kyungil (Division of Business & Commerce, Baekseok University)
  • 투고 : 2016.11.30
  • 심사 : 2017.01.20
  • 발행 : 2017.01.28
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초록

본 연구는 ICT 분야 중소기업을 대상으로 유일하게 융자금을 지원하고 있는 ICT 융자사업 수혜기업을 대상으로 정책융자금에 대한 전반적인 수요조사를 실시하였으며, 특정 수혜기업을 대상으로 융자지원 받은 기술개발과제의 연구배경 및 연구성과, 파급효과, 기대효과, 에피소드 등을 살펴봄으로써 융자금 지원이 실제적으로 얼마나 ICT 중소기업의 기술적 경제적 성과 제고에 도움을 주고 있는가를 보여주고 있다. 실제로 ICT 분야의 중소기업들은 더 많은 규모의 정책융자금을 요구하고 있으며, 안정적인 자금조달이 기술개발 성공의 핵심요인이자 가장 어려운 과제라는 응답결과를 보여주고 있다. 결과적으로, 기술경쟁력을 지닌 ICT 중소기업들의 기술개발 필요자금을 융자해 주고 나아가 개발된 기술을 사업화함으로써 영세한 기업재정의 건전성을 회복할 수 있는 자금지원 정책을 마련할 필요가 있음을 시사해 주고 있다.

This Study conducts a survey of ICT SMEs participating in 'ICT Government Sponsored Loan Project' for researching general demands on Government sponsored loans and studies successful company case by inspecting background of R&D, performances, impacts, prospects, episodes, etc. Actually, survey results show that ICT SMEs demand more of Government sponsored loans and that stable financing is a core factor and the most difficult task for successful R&D. In conclusion, these results implicate that Government has to create new policies for competitive ICT SMEs to recover financial stability through developing and commercializing technologies.

키워드

참고문헌

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