The Journal of the Korea institute of electronic communication sciences (한국전자통신학회논문지)

Korea Institute of Electronic Communication Science (한국전자통신학회)
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A Study on the Insurance programs using UTIS System(II)

UTIS 통신망을 활용한 보험상품 개발에 관한 연구(II)

  • 임필섭 (전남대학교 전자통신학과) ;
  • 임요웅 (전남대학교 전자통신학과) ;
  • 김천석 (전남대학교 전자통신학과)
  • Received : 2014.12.08
  • Accepted : 2015.04.23
  • Published : 2015.04.30
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Abstract

In this paper, The UBI(: Usage Based Insurance) insurance products for existing and analyze a variety of data pertaining to the operation or disposition or utilization of advanced telematics devices, such as digital recording device operates as a means to identify the insured or the insurer operates in real time recording (monitoring). Therefore, this study performs a city in wireless communication infrastructure functions Traffic Information System : leverage(UTIS : Urban Traffic Information System) and to develop a system that linked insurance products, such as PAYD, PHYD and MHYD. Utilizing the UTIS systems and analyze the driver's vehicle driving recorder tendencies.

본 논문에서는 기존 보험사들의 UBI(: Usage Based Insurance) 상품에서는 운전성향에 관한 다양한 데이타를 분석하거나 보험가입자 또는 보험사가 운행기록을 실시간 확인(모니터링)하는 수단으로서 텔레매틱스나 디지털 운행기록장치와 같은 첨단장치를 활용한다. 따라서, 본 연구에서는 무선통신 인프라 기능을 수행하고 있는 도시교통정보시스템(UTIS : Urban Traffic Information System)을 활용하여 PAYD, PHYD 및 MHYD등의 보험 상품을 연계하는 시스템을 개발하고자 한다. UTIS 시스템과 차량 운행기록 장치를 활용하여 운전자 성향을 분석하였다.

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References

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