수면무호흡증의 이해와 언더라이팅 접근

Review of Obstructive Sleep Apnea and Persepectives of Life Insurance Underwriting

Nowadays, obstructive sleep apnea is being important to life insurance industry. Many life applicants submit their attending physician's statement, diagnostic certificate, and results of polysomnography to underwriters. So It's necessary to perform evidence-based medical approach. I hope this article is helpful to insurance doctors and underwriters.