중년기가계의 노후대비 지출실태에 관한 연구

A Study on the Expenditure State of Midlife Households for Elderly Life지s Preparation

The purpose of this study was to analyze the expenditure state of midlife households for elderly life stage and to find out the variables that have influence upon these expenditure. The findings are follows: 1) The expenditure state was influenced by various as like wife’s age, couple’s education, number of children, husband’s retiring allowance, monthly savings, whole assets of households, level of dependence upon own children, etc. 2) The demand for economic preparation, program about elderly life, information and welfare system was related to the practical expenditure state absolutely and relatevely. The result showed that the husbands’retiring allowance was the most effective variable to the expenditure state for the elderly life. In conclusion the rational distribution of economics resources according to the family life stage is very important for the economic welfare of households.