Effects of Consciousness towards Savings/Consumption and Motivation to Save on Family Saving

주부의 저축과 소비에 대한 의식 및 저축동기가 가계의 저축율에 미치는 영향

The purpose of this paper is to analyze the relative importance of consciousness towards savings / consumption and motivation to save in explaining the proportion of savings in household. For these purpose, a survey was conducted using questionnaires on 453 households. The results showed that (1) family income had not significant effect on the proportion of savings in household, (2) the proportion of family savings was high in the group of families who showed positive consciousness towards savings, (3) motivation to save was associated with the proportion of savings in terms of significant relationship.