Credit Management Method to Improve Credit Rating

신용등급 향상을 위한 신용관리 방법

  • Lee, Sangwon (Division of Information and Electronic Commerce, Wonkwang University) ;
  • Kwon, Young Chul (Department of Management Engineering, Korea Advanced Institute of Science and Technology)
  • 이상원 (원광대학교 정보전자상거래학부(정보과학연구소)) ;
  • 권영철 (한국과학기술기술원 경영공학과(기업데이터관리연구실))
  • Published : 2013.07.17

Abstract

In these days, an individual is evaluated by his or her credit. So, it is very critical for an individual to know his or her credit rating and then to try to improve the credit rating. But, there are few services to analyze credit status for an individual and inform the person of the credit. In fact, it could be impossible to let a person know how to improve his or her credit rating. Against this backdrop, we research on a credit management model to analyze credit status of an individual rapidly and propose individual-customized method to improve the credit rating. We set up the model and design it in detail. This servie would certainly make it convenient for an individual to retrieve credit rating and improve it.

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